Eric Ball is a CFA® charterholder with 27 years of industry experience. He is affiliated with America First Investment Advisors LLC in Middlebury, IN, where he has worked since 1997. America First Investment Advisors provides discretionary portfolio management and financial planning services to individuals, employee benefit plans, trusts, estates, and charitable organizations. The firm follows a value-oriented equity process emphasizing balance sheet strength, cash flow, and management capital allocation, typically holding 15–25 equity positions when fully invested.

Vincent Vantassel is a financial advisor at United Advisors America with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Alliance America Corporation and United Advisors America Corporation since 2009. Outside of his advisory role, he is an insurance agent for Alliance America Corporation, a life and health insurance agency in Florida. United Advisors America provides investment management services primarily to individuals near retirement and to pension and profit-sharing plans. The firm employs a Modern Portfolio Theory-based approach using customized asset allocations and model portfolios, with a focus on mutual funds, ETFs, and occasionally digital currency products.

Dennis Blyly is a CFA® charterholder with 25 years of industry experience. He has worked at Timucúan Asset Management Inc. since 2011 and previously spent nine years at Martin Capital Management, LLP. Blyly also founded Blyly Asset Management, LLC, which he led for one year. Timucúan Asset Management provides discretionary investment management primarily to high-net-worth individuals, family offices, pension and institutional clients, and manages a longstanding private investment fund. The firm focuses on fundamental, business-oriented value investing through concentrated portfolios and multi-year holding periods.

Chad Keim is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 65 credentials and over 31 years of industry experience. His prior roles include positions at Cetera, Summit Financial Group, Raymond James Financial Services, and Sturgis Bank & Trust, where he worked for over two decades. Keim serves as president of Keim Financial Group, LLC and holds a board treasurer position with Branch County Bloom. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, and investment solutions, serving clients such as plan sponsors and sovereign wealth funds.

Ashley King is a financial advisor with Kestra Advisory, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has worked at Kestra Investment Services, Cetera, Keim Financial Group, Raymond James Financial Services, and Sturgis Bank & Trust. Outside of her advisory role, she is also a notary. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a wide range of clients, including large institutional investors and sovereign wealth funds.

Donald Kuhn is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Transamerica since 2012 and also serves as president and shareholder of Kuhn Tax Advisors, Inc., a tax planning and preparation firm. Outside of advisory work, Kuhn has volunteered with the Berne Volunteer Fire Department for over 20 years. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and corporations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Marcus Little is a CFP®-designated financial advisor with 29 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2016. He also has a long tenure at Sturgis Bank & Trust beginning in 2000. Outside of his advisory role, he is President and director of Oakleaf Financial Services and serves as a non-variable insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm employs a non-discretionary, tailored approach using risk profiling and modeling tools and supports municipal and public finance advisory services.

Charles Maher is a financial advisor with LPL Financial in Sturgis, Michigan, holding Series 63 and Series 66 credentials and has 30 years of industry experience. He has worked at LPL Financial since 2010 and briefly at Edward Jones prior to that. In addition to his advisory role, he serves as a notary public and operates a home-based business outside of securities activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

William Clark is a financial advisor with Edward Jones based in Middlebury, IN. He holds a Series 66 designation and has one year of industry experience. Prior to joining Edward Jones, he worked at Vector Marketing and the Ron Blue Institute. Outside of his advisory role, he has experience as a purchasing intern at McConn Coffee Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs with a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.

Morgan Washburn is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has previously worked at Kalsee Credit Union, Arbor Financial Credit Union, Western Michigan University, and Arby's Corporation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Jordan Booko is a financial advisor with Ameriprise in Three Rivers, MI, holding a Series 66 designation and nine years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2003. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic tools to generate tailored retirement recommendations, primarily managing assets within Ameriprise accounts.

Natalie Boland is a financial advisor with Raymond James Financial Services in Sturgis, Michigan, holding a Series 66 designation and seven years of industry experience. She has worked at Sturgis Bank & Trust Co. since 2018 and previously at St. Joseph County ISD from 2016 to 2018. Outside of her advisory role, Boland is an associate at Oakleaf Financial Services, where she assists with client services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and risk assessment tools and supports specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting.

Aaron Scholl is a financial advisor at Edward Jones with 19 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he serves as an assistant football coach for the 8th-grade team at Middlebury Community Schools. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Brian Oswald is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 24 years of industry experience. His prior work includes roles at Sturgis Bank & Trust and Oakleaf Financial Services. He serves on the finance and investment committee for Locust Grove Church in Burr Oak, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm uses fact-finding, risk profiling, and analytical modeling to tailor recommendations, supporting clients through advisory programs and other providers.

Anita Ritter is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She previously worked at Cambridge Investment Research Advisors and Edward Jones. In addition to advising, she is involved in selling non-variable insurance products such as life insurance and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Derek Shaw is a financial advisor at Edward Jones with 19 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2006. Outside of his advisory role, Shaw serves as chairman of the Bronson Brownfield Redevelopment Authority and the Bronson Downtown Development Authority, and coaches junior high boys basketball for Bronson Community Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Jeffery Jennings is a financial advisor at Cetera with one year of industry experience. He holds a Series 65 designation and has operated Jennings Accounting Solutions LLC, an accounting firm specializing in tax preparation and planning, since 2013. Jennings previously worked at Avantax Advisory Services before joining Cetera. He was also president of Support for Hope, an inactive organization that aimed to assist local foster parents. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various discretionary and non-discretionary portfolio management options, including model portfolios and customized strategies.

William Clark is a financial advisor at Edward Jones with 24 years of industry experience. He has held his current position since 2002 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is president of Barak Enterprises, LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branches nationwide.

Sheldon Shrock is a financial advisor with Edward Jones in Shipshewana, IN, holding a Series 66 designation and 18 years of industry experience, all with Edward Jones since 2008. He is also CEO of Gladstone Properties, LLC, an entity formed to lease space for his office. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Kyle Dury is a financial advisor at Edward Jones with 25 years of industry experience. He has held positions at Edward Jones since 2019 and previously worked at Bank of America and Merrill from 2010 to 2019. Outside of his advisory work, he plays bass in the band Phins Up in Sturgis, Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Eric Stults is a financial advisor at Edward Jones with 8 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2017. Prior to joining the firm, he was not employed for two years between 2015 and 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kelly Bibb is a financial advisor with Edward Jones in Sturgis, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

David Booko is a financial advisor with Ameriprise in Cocoa Beach, FL, holding the ChFC® designation and Series 63 license. He has 37 years of industry experience, including 21 years with Ameriprise and its affiliated entities. Ameriprise offers specialized retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide detailed, non-discretionary recommendations through a centralized consulting team, emphasizing asset management within Ameriprise accounts.

Jared Dishinger is a Series 66 licensed financial advisor with Edward Jones in Three Rivers, MI, where he has worked since 2019. He has six years of industry experience, including prior roles at D.L. Door Installation and Integrity Door LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managing over $1 trillion in assets through a nationwide network of advisors and branch offices.

Joshua Rosales is a financial advisor with Ameriprise in Sturgis, MI, holding a Series 66 designation and beginning his advisory career in 2026. His prior work includes roles at Huntington Bancshares, The Huntington Investment Company, and several positions connected with Purdue University and other organizations. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service that provides tailored retirement-income planning and ongoing advice, relying on proprietary research and collaborative client-advisor implementation within a defined investment framework.

Jared Hoffmaster is a financial advisor with Cetera who holds the Series 66 designation and has 20 years of industry experience. He has worked at Cetera and affiliated firms since 2006 and had a brief tenure at Raymond James Financial in 2010. Outside of advising, Hoffmaster serves as vice president of the River Country Sports Commission and is president of the Three Rivers Area Community Foundation, where he is involved in fundraising and event planning. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform and supports both discretionary and non-discretionary investment strategies.

David Lehman is a CFP® professional with seven years of experience in the financial industry. He has been with Edward Jones since 2019 and previously worked for Burr Oak Tool Inc for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Briley Herbster is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has previously worked at SPINS, LLC and Ancient Nutrition. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of advisory programs and investment strategies.

Steven Herbster is a financial advisor with Edward Jones in Middlebury, Indiana, holding a Series 63 credential and over 37 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1988. Outside of his advisory role, he manages two LLCs related to property and vehicle ownership in Costa Rica. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a broad range of advisory strategies and affiliated investment products, supported by a nationwide network of over 23,700 advisors and more than $1 trillion in assets under management.

Dawn Barrier is a financial advisor with Edward Jones, holding the Series 66 designation and having 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.

Joshua Parks is a financial advisor with Edward Jones in Sturgis, MI. He holds a Series 66 designation and has one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Western Michigan University and Pineview Golf Club. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Brian Ringle is a financial advisor with Edward Jones in Three Rivers, MI, holding Series 63 and Series 66 registrations and bringing 36 years of industry experience. He has been with Edward Jones since 1990. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.