Erica Momany is a financial advisor at Koehler Financial Services, Inc. in Stevensville, Michigan, with 25 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Koehler Financial Services since 1995. Outside of her advisory role, she serves as a Girl Scout leader for the Girl Scouts of Northern Indiana Michiana and coaches for Beachbody, a fitness and nutrition company. Koehler Financial Services provides discretionary portfolio management, asset-allocation advice, and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate entities. The firm manages approximately $36.35 million in client assets using a combination of investment methods and offers model portfolios ranging from ultra-conservative to total-return allocations.

Stephen Peterson is a financial advisor at Personal Financial Advice & Insights, LLC in Stevensville, Michigan. He holds a Series 65 designation and has 10 years of industry experience, all with his current firm. Personal Financial Advice & Insights, LLC provides fixed-fee financial planning and advisory services to individual and high-net-worth households through a modular approach covering areas such as tax strategy, retirement planning, elder-care management, and small-business 401(k) plan design. The firm focuses on tailored recommendations and client education without managing client assets or charging fees based on assets under management.

James Roberts is the principal of Jim Roberts Investment Advisors LLC in St. Joseph, Michigan, with 20 years of industry experience. He holds a Series 66 designation and has worked at Centennial Securities Co., LLC since 2005. Outside of his advisory practice, Roberts is involved in real estate consulting through Jim Roberts Enterprises and serves as a 50% owner and CFO of Lake Company LLC, a commercial real estate venture. Jim Roberts Investment Advisors LLC provides investment management, financial planning, and consulting services to individuals, businesses, trusts, estates, retirement plan sponsors and participants, as well as foundations and charitable organizations. The firm uses a combination of fundamental and technical analysis along with asset allocation software to build portfolios tailored to clients’ risk and return profiles, and also offers pension consulting and defined contribution plan advisory services.

David Rieth is the sole advisor at Northpointe Investment Advisory, LLC in St. Joseph, MI, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Northpointe since 2014. Outside of his advisory role, he is an independent insurance agent engaged in insurance sales. Northpointe Investment Advisory provides discretionary and non-discretionary asset and portfolio management services to individuals, high-net-worth clients, trusts, and small businesses. The firm employs both fundamental and technical analysis to create tailored strategic allocations and is notable for combining insurance licensure with active trading strategies such as options, margin, and short sales.

Victoria Holt is a CFP® with 17 years of industry experience, currently serving as an advisor at True Blue Financial, LLC. She has previously worked with LPL Financial and operates True Blue Tax, LLC, a tax preparation firm. In addition to her financial advisory role, she is a licensed insurance agent. True Blue Financial provides investment advice and financial planning to individual clients, trusts, estates, charitable organizations, and business entities. The firm employs a goal-driven, tailored investment process that utilizes asset allocation, model portfolios, and multiple analytical approaches, with ongoing monitoring and reallocation as needed.

Philip Ellis is a financial advisor at Blue Iguana Financial, LLC with 12 years of industry experience. He holds a Series 65 designation and has worked at several firms, including Red Oak Capital Management, Inc. and Brittison Financial Group, Inc., where he remains active in an insurance-licensed role focusing on life and health. Blue Iguana Financial serves individual and high-net-worth clients by providing discretionary portfolio management tailored to client objectives and risk tolerances. The firm employs a combination of long-term trading, modern portfolio theory, quantitative, and technical analysis, often managing accounts under discretionary authority while incorporating third-party managers and written client restrictions.

Joshua Leonard is a financial advisor with Leonard Advisory Group LLC in Saint Joseph, MI. He holds a Series 65 designation and has 10 years of industry experience, including roles at Center Street Advisors and J. Leonard Financial Services. Outside of advising, he is involved in marketing research focused on insurance product research and presentation. Leonard Advisory Group provides portfolio management and financial planning services to individuals, high-net-worth households, businesses, and investment entities. The firm emphasizes long-term trading supported by fundamental analysis and modern portfolio theory and incorporates third-party managers and custodial platforms as part of its investment approach.

Michael De Rosa Jr. is a financial advisor at Hartwell & Company with Series 63 and 65 licenses and two years of industry experience. His prior work includes roles at INX International and LPL Financial LLC, as well as periods dedicated to full-time education. Hartwell Wealth Management LLC provides portfolio management and financial planning services to individuals, pension and profit-sharing plans, and business entities. The firm employs a diversified investment approach that incorporates cyclical, fundamental, quantitative, and technical analysis, typically focusing on ETF-based portfolios with both long- and short-term trading strategies.

Lucas Brown is a CFP® professional with 26 years of industry experience. He is affiliated with True Blue Financial, LLC and has been involved with the firm since 2009. Brown also operates True Blue Tax, LLC and serves as an adjunct professor at Cornerstone University. He owns a small family farm that produces grain and grapes. True Blue Financial provides investment advice and financial planning primarily to individual clients, trusts, estates, charitable organizations, and business entities. The firm uses a goal-driven, tailored investment approach, incorporating asset allocation, model portfolios, and a mix of fundamental, technical, and cyclical analysis, while utilizing AI tools and offering discretionary portfolio management through LPL-sponsored programs.

Richard Martin III is a financial advisor at True Blue Financial, LLC in Stevensville, MI, holding a Series 66 designation with five years of industry experience. His work history includes roles at True Blue Financial, True Blue Tax, LPL Financial, and Crowe Horwath, LLP. Outside of advising, he is a licensed notary and provides tax preparation and planning services through True Blue Tax. True Blue Financial primarily serves individual clients, trusts, estates, charitable organizations, and business entities, offering discretionary portfolio management and financial planning. The firm employs a goal-driven, tailored investment process combining asset allocation, model portfolios, and multiple analysis methods, and it sponsors its own wrap fee program while maintaining affiliations with tax preparation and insurance services.

Ryan Hartwell is a CFP® and holds a Series 66 license, with six years of industry experience. He is currently associated with Hartwell & Company, where he has worked since 2019, and has prior experience with firms including LPL Financial LLC and USA Financial Securities. Outside of his advisory role, he is involved in an affiliated accounting and tax preparation practice. Hartwell Wealth Management LLC provides portfolio management and financial planning services to individuals, pension and profit-sharing plans, and business entities. The firm employs a disciplined investment process that integrates cyclical, fundamental, quantitative, and technical analysis, typically utilizing ETF-based portfolios across multiple asset classes.

James Hartwell is a CFP® with 20 years of experience in the financial services industry. He is the principal of Hartwell & Company, where he has worked since 1989, and has held roles at USA Financial Securities and LPL Financial. Hartwell also oversees Hartwell Financial LLC, an accounting and tax preparation business. Hartwell Wealth Management provides portfolio management and financial planning primarily for individual investors, retirement plans, and business entities. The firm follows a fiduciary standard, employs a range of investment strategies including ETFs and mutual funds, and operates as a small, three-advisor firm with affiliated accounting and payroll services.

John Gannon is a CFA® charterholder with 19 years of industry experience. He is currently with WealthCare Financial Group, Inc. and has previously worked at firms including LPL Financial, Fidelity Investments, JP Morgan Securities, and Merrill. WealthCare Financial Group serves individuals and families, business owners, non-profit organizations, and retirement plan sponsors. The firm offers financial planning, retirement planning, portfolio management, pension consulting, and rollover guidance, employing a “Structured Investing” approach based on diversified, customized portfolios and a long-term focus.

Jeffrey Melgard is a financial advisor at Rebellion Asset Management, LLC with nine years of industry experience. He holds a Series 65 credential and has worked at Rebellion Asset Management since 2024, with prior experience at Rebellion Capital Advisors, Symmetric Systems, and Smc Option Holdings. Rebellion Asset Management serves families, high-net-worth individuals, trusts, charitable entities, corporations, and other business clients by providing fee-based investment management and financial planning. The firm employs quantitative methods, technical analysis, and options strategies, and also acts as a sub-adviser and overlay provider to other advisors and institutions.

Scott Droskie is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 66 credentials and 28 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC and Fifth Third Securities. Outside of his advisory work, he serves as a trustee of a parents' trust. International Assets Investment Management serves individuals, high-net-worth clients, retirement plans, and businesses through a national network of independent investment adviser representatives. The firm focuses on customized, long-term portfolio construction using a range of investment vehicles and may utilize third-party managers or wrap programs to implement client strategies.

Derek Middleton is a financial advisor with Kovack Advisors, Inc. and holds a Series 63 designation. He has 33 years of industry experience and has been with Kovack Advisors and Kovack Securities since 2011. Outside of his advisory role, he operates Middleton Financial, a financial planning and investment advice business. Kovack Advisors is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, and pension plans. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, and offers services such as discretionary asset management, third-party manager recommendations, and account aggregation via Pontera.

Ann Kuppe is a CFP® professional with over 31 years of industry experience, currently serving at B. Riley Wealth Advisors, Inc. since 2022 and with B. Riley Wealth Management since 2013. She also acts as a FINRA arbitrator on an as-needed basis. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in assets and serving over 16,800 clients. The firm offers a range of advisory programs and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, utilizing multiple program structures and both proprietary and third-party asset allocation models.

Duane Janka is a CFP®-certified financial advisor with 32 years of industry experience. He is currently with Harbour Investments, Inc., where he has worked since 2021, following a 12-year tenure at LPL Financial, LLC. In addition to his advisory work, he owns and operates Janka Financial Group as an independent insurance agent. Harbour Investments serves a diverse client base including individuals, trusts, pension and 401(k) plans, and institutional entities, offering a range of portfolio management and financial planning services tailored to varying investment approaches.

Amy Peirce is a financial advisor with Harbour Investments, Inc. in St. Joseph, MI, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. She has worked at Harbour Investments and Your Center for Investments since 2002. Peirce serves on the advisory board of Lory's Place, a nonprofit providing grief support. Harbour Investments offers investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized portfolios using a range of investment vehicles, and provides ongoing account monitoring and model-based solutions through a subscription platform.

Karla Middleton is a financial advisor at Kovack Advisors, Inc. with 23 years of industry experience. She holds Series 63, 65, and 66 licenses and has been with Kovack Securities and Kovack Advisors since 2011. Outside of her advisory role, she operates Middleton Financial, a DBA focused on managing investments. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure using mutual funds and ETFs, offers both discretionary and non-discretionary asset management, and utilizes third-party managers and model portfolios to meet client objectives.