Donald Breuker is a financial advisor with Royal Fund Management, LLC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Royal Fund Management since 2015 and has operated as a licensed independent insurance agent under Breuker Financial Strategies since 2005. Additionally, he has longstanding involvement in property management through Breuker Management Services, Inc. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm employs a range of investment strategies based on fundamental, technical, and cyclical analysis, and offers specialized services such as access to select non-traded REITs and an options-writing overlay.

Brian Sohn is a CFP® professional with 18 years of industry experience, currently serving as an investment advisor representative at Avantax Planning Partners, Inc. He has worked with firms including Cetera Wealth Services, Avantax Investment Services, and ProEquities. Outside of financial advising, Sohn owns an e-commerce business and provides notary services, and he is also a partner at a CPA firm specializing in tax and accounting services. Additionally, he volunteers as a bookkeeper for a local athletic booster club. Avantax Planning Partners provides investment advice and financial planning primarily to individuals, pension plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm employs a model-based, discretionary portfolio management approach overseen by an Investment Advisory Committee and offers tax-intelligent overlays and centralized trading through designated custodians.

Kirt Carstens is a financial advisor with CreativeOne Securities, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with CreativeOne Securities, formerly Client One Securities, since 2011. Outside of his advisory role, Carstens is chairman of the CFG Charity ProAm, a golf charity organization, and volunteers as a 7th and 8th-grade basketball coach for Okoboji Community Schools. CreativeOne Securities is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities through a network of 127 advisors. The firm provides financial planning, portfolio management, and retirement-plan fiduciary services, utilizing fundamental and cyclical security analysis, model asset allocations, and access to third-party managers.

Timothy Nobles Jr. is a financial advisor at IPI Wealth Management, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with IPI Wealth Management and its affiliated firm Investment Planners, Inc. since 1999. Outside of his advisory role, he is involved in the sale of fixed insurance products through a separate brokerage activity. IPI Wealth Management serves a diverse client base including individual investors, charitable and corporate clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party manager programs, utilizing a proprietary, risk-based investment platform and an outsourced-agent operational model.

Walter Wittrock Jr. is a financial advisor at Advisor Share Wealth Management, LLC with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience at Trek Financial and his own firm, WITTROCK FINANCIAL, Inc., where he serves as president. Outside of advisory work, he is vice president of Great Lakes Fish Growers and works part-time as a solicitor for Legacy Lock, LLC, providing subscription-based estate planning software. Advisor Share Wealth Management, LLC offers investment advisory and financial planning services to individuals, high-net-worth clients, professional advisers, and retirement plans. The firm utilizes third-party sub-advisers and model portfolios and provides web-based asset management and practice platforms to independent advisers.

Michael Schlitter is a Series 65-registered advisor with Avantax Planning Partners, Inc. in Okoboji, Iowa, with three years of industry experience. He also serves as a senior accountant at Erpelding Voigt & Co., LLP, a tax and accounting firm where he manages staff accountants, reviews tax returns, and advises clients. Outside of his advisory and accounting roles, Schlitter is the treasurer of the Iowa Great Lakes Rotary Club, handling financial records and tax filings for the nonprofit organization. Avantax Planning Partners provides investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through referral arrangements with independent CPA firms and registered advisor representatives. The firm employs a model-based style allocation approach with discretionary portfolio management and offers tax-intelligent overlays and retirement plan management.

Christopher Fuhrman is a financial advisor at Edward Jones with six years of industry experience. He held a position at Pelzer Law Firm for ten years prior to joining Edward Jones in 2019. Outside of his advisory role, Fuhrman owns and oversees management of Estherville Ambulance Service, Inc., and is involved with Lakes Area Ambulance Service, a nonprofit organization operating in Iowa. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varied net worth, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Cadence Klein is a financial advisor at Edward Jones in Spirit Lake, IA, holding a Series 66 designation. Klein has been with Edward Jones since 2025. Prior to joining the firm, Klein worked in various roles including positions at several local businesses and community organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Brandon Madison is a financial advisor with Edward Jones in Milford, Iowa, holding the ChFC® designation and Series 66 license. He has seven years of industry experience, including four years at Billings and Company, Inc. prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Cole Milbrath is a CFP®-designated financial advisor with LPL Financial in Spirit Lake, Iowa, and has nine years of industry experience. He has been with LPL Financial since 2017 and previously worked at Investment Centers of America and Northwestern Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides diverse advisory programs, retirement plan consulting, and brokerage services with offerings that include discretionary and non-discretionary management and access to model portfolios and third-party research.

Lauren Duffy is a financial advisor with LPL Financial in Spirit Lake, IA. She holds the Series 66 designation and has been in the industry since 2025. Prior to joining LPL Financial, she worked at Henkels Financial and has experience in various roles including at Iowa State Dining Halls and community schools. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Bradley Schmitz is a financial advisor with Raymond James Financial Services Advisors, Inc. in Spirit Lake, Iowa, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Raymond James in 2026, he worked at LPL Financial and Bank Midwest Trust Services. Outside of his advisory role, he is an insurance agent specializing in life insurance and annuities with Bank Midwest Insurance. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutions. The firm emphasizes non-discretionary financial planning and investment consulting, supporting clients with tailored strategies and a broad affiliate network that includes banking, trust, insurance, and public finance services.

Anne Straus is a CFP® professional with 31 years of industry experience, currently serving at LPL Financial since 2002. She holds Series 63 and Series 65 licenses and is based in Spirit Lake, IA. In addition to her advisory role, she is involved in non-variable insurance product sales, including life, health, disability, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by various research and model portfolios.

Kaitlyn Heywood is a financial advisor with Edward Jones in Spirit Lake, IA, holding a Series 66 designation and 12 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, she owns a home-based bakery called Simply Sweet by Katie Jay. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Amy Hotovec is a financial advisor at Edward Jones in Milford, IA, holding a Series 66 designation with six years of industry experience. She previously worked at Nautical Okoboji LLC from 2017 to 2020 and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Sara Fisher is a Series 66-credentialed financial advisor with three years of industry experience. She has been with Ameriprise since 2026 and previously worked at Edward Jones for eleven years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Hernani Antonio Nabuco Leva Ferreira Frei is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 credential and has a diverse background including roles in business consulting and management positions in dance-related small businesses owned by his spouse. He is a part-time business consultant providing strategic guidance to small and medium businesses through his own firm, Nabuco Consulting LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large nationwide network of financial advisors and branch offices.

Jan Spielman is a financial advisor with Ameriprise in Arnolds Park, IA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including over 20 years with Ameriprise and its affiliates. Spielman serves as secretary on the board of Eagles United and owns several non-investment-related businesses, including Jmspielman, Inc. and Spielman LLC. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, combining research and modeling with personalized advice to help manage income sources and tax strategies. The firm provides a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Matthew Higgins is a financial advisor with Ameriprise in Spirit Lake, IA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Ameriprise and its affiliate since 2009. Outside of his advisory role, Higgins serves as president of the Lakes Professional Building Homeowners Association. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to generate tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.