Thomas Ottman is a financial advisor with Aquinas Capital Advisors LLC in Andover, MN, holding Series 63, 65, and 66 licenses and bringing 45 years of industry experience. He has managed his advisory practice since 1990, including founding Aquinas Capital Advisors in 2016. Aquinas Capital Advisors provides non-discretionary investment management, financial planning, and limited-scope ERISA 3(21) retirement-plan advisory services primarily to individuals and charitable organizations. The firm emphasizes client education through public seminars and workshops, tailoring portfolios to clients' goals, time horizons, and risk tolerance using both fundamental and technical analysis.

Christine Thomas is a CFP® professional with eight years of industry experience. She is the founder of CMT Financial, LLC, where she has served since 2026, and has previously worked with True Vision MN LLC and Berger Financial Group. Outside of financial advising, she is involved in book publishing as president of My Book, LLC, which focuses on self-help topics, and also works as an independent consultant selling cleaning products. CMT Financial, operating as Ideal Life Advisory, is a fee-only fiduciary wealth management firm providing discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and estates. The firm emphasizes retirement, education, tax, risk-management, and estate planning with a consultative approach that customizes portfolios primarily using mutual funds and ETFs under discretionary authority.

Jason Janes is the founder and sole advisor of Jason Janes Wealth Management, Inc. in Princeton, MN. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. His prior roles include positions at Advanced Advisor Group, LLC and EFS INVESTMENTS, Inc. Outside of advisory work, he is involved in property rental. Jason Janes Wealth Management, Inc. provides investment advisory services primarily to individual and high-net-worth clients, focusing on portfolio management, retirement planning, and online estate-planning tools. The firm employs globally diversified asset-allocation models using mutual funds, low-cost ETFs, and selected equities, with a long-term buy-and-hold approach.

Dylan Flategraff is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Dynic Wealth Management LLC since 2022. Prior to joining Dynic, he worked at UBS Financial Services Inc. for nine years. He also teaches undergraduate economics and finance courses as an adjunct professor at Concordia University and the University of St. Thomas. Dynic Wealth Management LLC provides discretionary investment management and comprehensive wealth management services to individuals, high-net-worth clients, trusts, estates, and retirement plan sponsors. The firm employs both fundamental and technical analysis with a generally long-term investment strategy, offering tailored portfolios that include stocks, ETFs, bonds, mutual funds, alternative investments, and options.

Luke Eberly is a CFP® certificant with one year of industry experience, currently advising at Drost Financial. He previously worked at CWM, LLC, Shilanski & Associates, Inc., and Accredited Investors. The firm serves individual investors, including high-net-worth clients, young families, and corporate executives, offering discretionary portfolio management and comprehensive financial planning with a focus on fundamental security analysis and modern portfolio theory.

Steven Drost is a CFP® and CFA® with nine years of industry experience. He is the principal advisor at Drost Financial, where he has worked since 2021. Prior to that, he held roles at Private Client Services LLC, Affiance Financial, and Echo Wealth Management. Outside of his advisory work, Mr. Drost is the Co-Founder and CEO of Quivr CRM, a Salesforce OEM partner focused on customer experience development. Drost Financial serves individual investors, including high-net-worth clients, young families, and corporate executives, providing discretionary portfolio management and comprehensive financial planning. The firm combines fundamental security analysis with modern portfolio theory, using both passive and active investment vehicles to implement individualized portfolios.

Joshua Hrkal is a Series 65 licensed financial advisor with Jason Janes Wealth Management, Inc., based in Princeton, MN. He has two years of industry experience, including prior roles at Vanco Payment Solutions and the University of Utah. Jason Janes Wealth Management, Inc. provides investment advisory services primarily to individual and high-net-worth clients, focusing on portfolio management, retirement planning, and estate-planning tools. The firm employs globally diversified asset-allocation models using mutual funds, ETFs, and select equities, with a long-term buy-and-hold approach tailored to client goals and risk tolerance.

Lindsey Egan is a financial advisor at EFS Advisors with 11 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at First Republic Securities and First Republic Investment Management from 2016 to 2019. Outside of her financial advisory role, Lindsey is the owner of Women Who Explore, a community offering outdoor adventures and small group travel experiences for women. EFS Advisors provides investment advice and portfolio management to a broad client base, including individuals, business entities, charitable organizations, and qualified retirement plans. The firm employs a client-centric suitability scoring process combined with technology tools to recommend model portfolios and supports clients through discretionary and non-discretionary account management.

Brady Husbyn is a financial advisor at Advanced Advisor Group, LLC in Cambridge, MN, holding a Series 66 designation with 13 years of industry experience. He has been with Advanced Advisor Group and EFS Advisors since 2016. Advanced Advisor Group provides discretionary portfolio management and financial consulting to individuals, business entities, charitable organizations, estates, and trusts. The firm employs a client-centric suitability process to align portfolios with clients’ financial situations and conducts regular reviews through an internal Advisory Committee.

Loni Morrow is a financial advisor with EFS Advisors in Cambridge, MN, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining EFS Advisors, Morrow worked at Aviben and Knobbe Martens. Outside of financial advising, Morrow is an attorney and owner of a legal practice, and is involved in agritourism through Rhymers Ridge. EFS Advisors provides investment advice and portfolio management to a diverse client base including individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process, uses proprietary technology and AI tools, and offers non-asset management financial consulting and referrals to third-party service providers.

Rory Bluhm is a financial advisor with Advanced Advisor Group, LLC, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Ditech Financial, LLC and Educators Financial Services, where he has been since 2007. Outside of his advisory role, he is involved as president of a real estate investment company, B&E Real Estate, LLC. Advanced Advisor Group provides discretionary portfolio management and financial consulting to individuals, businesses, charitable organizations, estates, and trusts. The firm employs a client-centric suitability process to recommend model portfolios and conducts regular reviews through an internal Advisory Committee.

Bradley Gerberding is a financial advisor with Royal Fund Management, LLC, holding a Series 65 designation and 12 years of industry experience. He has worked with Strategic Insurance LLC since 2020 and has been affiliated with Royal Fund Management, LLC dba Strategic Financial Group since 2013. Outside of advising, he is an independent insurance agent in Minnesota and Wisconsin and maintains a presence as an internet influencer on TikTok. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm customizes investment strategies based on fundamental, technical, and cyclical analysis and offers both discretionary and non-discretionary services for retirement plan participants.

Alex Rootes is a financial advisor at EFS Advisors in Cambridge, MN, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to his advisory role, he worked in educational settings including Castle Elementary School and Meadow Lake Elementary. EFS Advisors serves individuals, businesses, charitable organizations, qualified retirement plans, estates, and trusts by providing investment advice, portfolio management, and financial consulting. The firm uses a client-centric suitability scoring process and technology tools to support its advisory services.

Kent Schutte is a CFP® professional with 39 years of industry experience, currently serving at EFS Advisors in Cambridge, MN. He has been with EFS Advisors since 1994 and also worked with Advanced Advisor Group LLC since 2006. Outside of his advisory role, Schutte is involved in several business ventures including part-ownership in an agricultural business and operational oversight in benefits administration, and he serves on the board of a wellness community retreat center. EFS Advisors provides investment advisory and financial consulting services to a diverse client base that includes individuals, business entities, charitable organizations, and qualified retirement plans. The firm employs a client-centric suitability scoring system to guide portfolio recommendations and maintains continuous supervisory management with quarterly fund reviews conducted by an in-house Advisory Committee.

Gabriel Fransen is a financial advisor at Royal Fund Management, LLC with seven years of industry experience. He holds a Series 65 designation and has worked at EmpowerMX and Croft Enterprises, LLC prior to his current role. Outside of advising, he is an independent licensed insurance agent and serves as a registered agent for Lift Financial LLC. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and defined contribution plan participants. The firm offers portfolio management, financial planning, and pension consulting services, using a variety of analytical approaches and investment strategies tailored to clients' risk tolerances.

Tyler Frost is a CFP® with 24 years of industry experience, currently serving as a financial advisor at EFS Advisors in Cambridge, MN. He previously worked at VOYA Financial Advisors and Advanced Advisor Group LLC. Outside of his advisory role, he is an investor in an internet television start-up, YIP TV. EFS Advisors provides investment advisory and financial consulting services to a diverse client base, including individuals, business entities, charitable organizations, and qualified retirement plans. The firm employs a client-centric suitability scoring system for model portfolio recommendations and offers continuous supervisory portfolio management with an in-house Advisory Committee conducting quarterly performance reviews.

Jesse Babich is a financial advisor at Advanced Advisor Group, LLC with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked with EFS Advisors and Advanced Advisor Group since 2010. Outside of his advisory role, Babich is active in community service as President of the Kiwanis Club of Hibbing, MN, serves on the board of the Elks Lodge #1022, and is a Hibbing Public Utilities Commissioner. Advanced Advisor Group provides discretionary portfolio management and financial consulting to individuals, business entities, charitable organizations, estates, and trusts. The firm employs a client-centric suitability process and maintains an internal Advisory Committee to oversee investment decisions and portfolio reviews.

Ryan Gatzlaff is a financial advisor with EFS Advisors, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at Advanced Advisor Group LLC since 2014 and joined EFS Advisors in 2023. Outside of his advisory roles, Gatzlaff has served as a business teacher and public address announcer for Houston Public Schools since 2002. EFS Advisors provides investment advice and portfolio management to individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm uses a client-centric suitability scoring process, model portfolios, and proprietary technology tools to support over 21,000 clients across discretionary and non-discretionary accounts.

Jeremiah Rodriguez is a financial advisor at Cornerstone Wealth Management, LLC with 19 years of industry experience. He has been with Cornerstone since 2014 and holds a Series 63 designation. Prior to joining Cornerstone, he worked briefly at Ameriprise. Cornerstone Wealth Management serves individuals, high-net-worth clients, corporations, retirement plans, and other advisers by providing asset management, financial planning, retirement consulting, and third-party manager referrals. The firm uses a mix of fundamental, quantitative, and qualitative analysis with regular account reviews and supports a large client base through a team of 93 advisors.

Joseph Albrecht is a financial advisor at EFS Advisors in Cambridge, MN, with four years of industry experience. He holds a Series 66 designation and has worked at Advanced Advisor Group LLC and EFS Advisors since 2022. His prior experience includes roles at Thompson Concrete, Dunham's Sports, and Kazemba Farms. EFS Advisors provides investment advice and portfolio management to individuals, business entities, charitable organizations, qualified retirement plans, estates, and trusts. The firm employs a client-centric suitability scoring process, uses proprietary technology including AI tools, and manages approximately $2.4 billion across discretionary and non-discretionary accounts.