Richard Caldecott II is a financial advisor at Pivotal Wealth and Tax with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities LLC, Valic Financial Advisors, and Wells Fargo Advisors. Pivotal Wealth and Tax provides investment advisory and financial planning services to individuals, corporations, and charitable organizations, combining portfolio management with bookkeeping and tax-filing solutions. The firm uses a multi-disciplinary analytical approach to portfolio construction and monitoring, and integrates advisory services with affiliated accounting and tax operations.

Matthew Sandstrom is a financial advisor at Pivotal Wealth and Tax with seven years of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services, Edward Jones, and Chapwood Securities. Sandstrom is also an owner of Sands Planning Group, LLC, which provides business and project management consulting. Pivotal Wealth and Tax offers investment advisory and financial planning services to individuals, corporations, and charitable organizations, integrating portfolio management with bookkeeping and tax-filing support. The firm uses a combination of analytical methods to manage diversified portfolios and serves clients with no account minimums on an ongoing discretionary basis.

Mitchell Bernards is a financial advisor at Pivotal Wealth and Tax with a Series 65 designation and six years of industry experience. He has worked at Integrity LLC/Heartland Retirement Group since 2020 and previously held roles at Bankers Life and the EPA. In addition to his advisory work, he is a licensed life and health insurance broker through Integrity LLC, specializing in soliciting insurance products. Pivotal Wealth and Tax serves individuals, charitable organizations, and businesses by providing portfolio management, financial planning, bookkeeping, and tax-filing services. The firm combines advisory services with accounting, tax, real estate property management, and insurance practices, using a variety of analytical methods and investment strategies to manage client portfolios.

Aikan Major is a financial advisor at Pivotal Wealth and Tax with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Mass Mutual and Northwestern Mutual. Outside of his advisory role, he serves as treasurer for Project Restore MN, a nonprofit organization. Pivotal Wealth and Tax provides portfolio management, financial planning, bookkeeping, and tax-filing services to individuals, charitable organizations, and business entities. The firm integrates advisory services with accounting, tax, real estate property management, and insurance product sales, employing a range of analytical methods to construct diversified portfolios.

Jason Troendle is a financial advisor at Focus Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at Osaic Wealth Inc. and held roles outside the financial services industry, including positions at The Fertilizer Institute and The Cold Chain Alliance. He also assists Fredrick J. Troendle through a sole proprietorship helping develop financial plans and client service activities. Focus Financial Network serves a diverse client base including individual investors, retirement plans, trusts, estates, and corporate entities. The firm provides personalized advisory services encompassing portfolio management, financial planning, and coordination with other professionals for estate and tax planning.

Fredrick Troendle is a CFP® with 29 years of industry experience, currently serving at Focus Financial since 2014. He holds the Series 63 designation and has additional involvement as a trustee managing a family estate and serves as treasurer for a local Lutheran church. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts and financial planning services tailored through individualized investor profiles and diversified investment strategies.

Justin Mundt is a financial advisor at Gibbs Wealth Management, LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including Mundt Wealth Management and Coppell Advisory Solutions. Mundt is also involved in consulting for CPAs and co-leads a proactive business advisory partnership with a tax professional. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through a model management program that utilizes third-party platforms and strategists, focusing on portfolio model selection and monitoring rather than proprietary security selection.

Brandon Scheevel is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has been with Thrivent and its investment management division since 2015. Outside of his advisory role, Brandon serves as an elder and treasurer for Bethany Bible Church in Le Roy, Minnesota, where he is involved in leadership and financial responsibilities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a broad network of financial advisors. The firm focuses on goal-based financial planning across various topics without discretionary trading authority, allowing clients to integrate planning with managed account programs under a consolidated billing arrangement called “WealthPlan.”

Sophi Heim is a financial advisor at Thrivent Investment Management with four years of industry experience. She holds the Series 66 designation and previously worked at Ameriprise and Polaris Industries. Heim maintains an active CPA license. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across a variety of planning topics. The firm combines holistic, goal-based analysis with optional managed-account services, while keeping planning and portfolio management separate.

Jean Wichmann is a financial advisor with Ameriprise in Spring Valley, MN, holding the ChFC® and Series 63 designations and bringing 37 years of industry experience. She has been with Ameriprise and its related entities since 2005. Wichmann serves as President of the Bear Lake Concordia Lutheran Church Council. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Scott Rustad is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has been with Cetera Investment Advisers LLC since 2017 and with Cetera Investment Services LLC since 2010. Rustad also serves a role at F & M Community Bank, where he has worked since 2003. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform comprising affiliated and third-party managers.

Mychelle Christian is a financial advisor with Ameriprise in Spring Valley, MN, holding a Series 63 designation and 19 years of industry experience. She has been with Ameriprise and its predecessor firms since 1996. Outside of her advisory role, she serves on the Board of Directors of St. Ignatius Catholic Church. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide non-discretionary retirement income recommendations delivered through a centralized consulting team in partnership with client advisors.

Samuel Rustad is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has worked previously in banking and food industry roles. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and supports multiple program structures and investment strategies.

Luke Buehler is a Series 66-licensed financial advisor with Edward Jones, bringing three years of industry experience. Prior to joining Edward Jones in 2022, he worked at Smart-Fill Management Group, Inc. from 2018 to 2022. Outside of his advisory role, he serves as an adjunct professor teaching an introductory Macroeconomics course at Saint Mary's University of Minnesota and holds the position of treasurer for the Saint Charles Area Community Foundation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies and maintains affiliated capabilities including a trust company and securities-based lending.

Margaret Schoepski is a financial advisor at Edward Jones in Chatfield, MN, holding the ChFC® designation and Series 66 license with 11 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and affiliated products. The firm operates under a fiduciary standard and is notable for its extensive advisor and branch network and additional affiliated capabilities.