Richard Caldecott II is a financial advisor at Pivotal Wealth and Tax with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities LLC, Valic Financial Advisors, and Wells Fargo Advisors. Pivotal Wealth and Tax provides investment advisory and financial planning services to individuals, corporations, and charitable organizations, combining portfolio management with bookkeeping and tax-filing solutions. The firm uses a multi-disciplinary analytical approach to portfolio construction and monitoring, and integrates advisory services with affiliated accounting and tax operations.

Matthew Sandstrom is a financial advisor at Pivotal Wealth and Tax with seven years of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services, Edward Jones, and Chapwood Securities. Sandstrom is also an owner of Sands Planning Group, LLC, which provides business and project management consulting. Pivotal Wealth and Tax offers investment advisory and financial planning services to individuals, corporations, and charitable organizations, integrating portfolio management with bookkeeping and tax-filing support. The firm uses a combination of analytical methods to manage diversified portfolios and serves clients with no account minimums on an ongoing discretionary basis.

Mitchell Bernards is a financial advisor at Pivotal Wealth and Tax with a Series 65 designation and six years of industry experience. He has worked at Integrity LLC/Heartland Retirement Group since 2020 and previously held roles at Bankers Life and the EPA. In addition to his advisory work, he is a licensed life and health insurance broker through Integrity LLC, specializing in soliciting insurance products. Pivotal Wealth and Tax serves individuals, charitable organizations, and businesses by providing portfolio management, financial planning, bookkeeping, and tax-filing services. The firm combines advisory services with accounting, tax, real estate property management, and insurance practices, using a variety of analytical methods and investment strategies to manage client portfolios.

Aikan Major is a financial advisor at Pivotal Wealth and Tax with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Mass Mutual and Northwestern Mutual. Outside of his advisory role, he serves as treasurer for Project Restore MN, a nonprofit organization. Pivotal Wealth and Tax provides portfolio management, financial planning, bookkeeping, and tax-filing services to individuals, charitable organizations, and business entities. The firm integrates advisory services with accounting, tax, real estate property management, and insurance product sales, employing a range of analytical methods to construct diversified portfolios.

Brandon Scheevel is a financial advisor at Thrivent Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Thrivent since 2015. Outside of his advisory work, Scheevel serves as an elder and treasurer for Bethany Bible Church in Le Roy, Minnesota, and owns BCS Solutions, LLC, which rents conference room space. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning focused on a wide range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option.

Jean Wichmann is a ChFC® credentialed financial advisor at Ameriprise with 38 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Wichmann serves as President of the Bear Lake Concordia Lutheran Church Council. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Scott Rustad is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has been with Cetera Investment Advisers LLC since 2017 and with Cetera Investment Services LLC since 2010. Rustad also serves a role at F & M Community Bank, where he has worked since 2003. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform comprising affiliated and third-party managers.

Mychelle Christian is a financial advisor at Ameriprise with 20 years of industry experience. She holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 1996. Outside of her advisory role, she serves on the Board of Directors for St. Ignatius Catholic Church in Spring Valley, MN. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Samuel Rustad is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has worked previously in banking and food industry roles. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and supports multiple program structures and investment strategies.