Jonathan Murray is a financial advisor at ISC Financial Advisors with 12 years of industry experience. He has been with ISC Financial Advisors since 2013. Outside of his advisory role, he coaches for the Albert Lea Hockey Association. ISC Financial Advisors serves individual and institutional clients, including high-net-worth individuals and corporate retirement plans, offering investment management, retirement-plan design, and financial planning. The firm manages approximately $1.35 billion in assets and employs fundamental analysis, long-term strategies, and both strategic and tactical asset allocation in portfolio construction.

Benjamin Sand is a financial advisor at ISC Financial Advisors in Albert Lea, MN, with two years of industry experience. He holds a Series 65 designation and previously worked at Gradient Investments, LLC and Envoi, LLC. ISC Financial Advisors serves individual and institutional clients, including high-net-worth individuals and corporate pension plans. The firm focuses on diversified portfolios primarily using mutual funds and ETFs, employing fundamental analysis, long-term investing, and dollar-cost averaging.

Richard Murray is a financial advisor with ISC Financial Advisors in Albert Lea, MN, holding a Series 63 designation and over 42 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Woodbury Financial Services and has been with Murray Financial Group LLC, doing business as ISC Financial Advisors, since 2011. Murray serves as the mayor of Albert Lea, Minnesota. ISC Financial Advisors provides investment management, retirement-plan design, and financial planning services to both individual and institutional clients. The firm manages approximately $1.35 billion in client assets and employs a long-term, fundamental analysis approach with strategic and tactical asset allocation.

Wendy Bennis is a financial advisor at ISC Financial Advisors with 11 years of industry experience. She previously worked at Tealwood Asset Management Inc. for 12 years and spent one year at Accredited Investors before joining ISC Financial Advisors in 2022. Outside of her advisory role, she is also a licensed real estate agent with Coldwell Banker Realty in Wayzata, Minnesota. ISC Financial Advisors provides investment management, retirement-plan design and administration, and financial planning to both individual and institutional clients. The firm manages approximately $1.35 billion in assets and employs a long-term, fundamental analysis approach, utilizing mutual funds, equities, and both strategic and tactical asset allocation techniques.

Mark Smed is an advisor at ISC Financial Advisors with 31 years of industry experience. He holds a Series 63 designation and has worked at Purshe Kaplan Sterling Investments since 2021. Prior to that, he was associated with Woodbury Financial Services for 25 years and has been with ISC Financial Advisors, doing business as Murray Financial Group, since 2011. In addition to his advisory role, he also sells term insurance and fixed annuities. ISC Financial Advisors provides investment advisory services to individual and institutional clients, including high-net-worth individuals and corporate pension plans. The firm manages approximately $1.55 billion in assets and emphasizes fundamental analysis, long-term investing, and diversified portfolios primarily composed of mutual funds and exchange-traded funds.

Robert Gadtke is a financial advisor at ISC Financial Advisors with two years of industry experience. He holds a Series 65 designation and is also a licensed attorney in Minnesota. Prior to joining ISC Financial Advisors, he worked in family law and operated as a fiction writer. ISC Financial Advisors serves individual and institutional clients with investment advisory and financial planning services. The firm manages approximately $1.55 billion in client assets through diversified portfolios primarily composed of mutual funds and exchange-traded funds, employing fundamental analysis and long-term investing strategies.

Hayden Hoffman is a financial advisor at ISC Financial Advisors with a Series 65 designation and one year of industry experience. He previously worked at Goff Investment Group and Hoffman & Associates PLLC. Hayden has also been involved in education, working at the University of St. Thomas and at several schools in the Albert Lea and Twin Cities areas. ISC Financial Advisors provides investment advisory services to individual and institutional clients, managing approximately $1.55 billion in assets. The firm emphasizes diversified portfolios using mutual funds and ETFs with a focus on fundamental analysis and long-term investing.

Benjamin Lundeen is a financial advisor with ISC Financial Advisors in Albert Lea, MN, holding a Series 66 designation and two years of industry experience. He previously worked at Edward Jones and Thrivent Financial, and spent eight years with Venture Fireworks. ISC Financial Advisors provides investment management, retirement-plan design, and financial planning services to individual and institutional clients, managing approximately $1.35 billion in assets. The firm employs fundamental analysis and both strategic and tactical asset-allocation techniques, serving clients through discretionary and non-discretionary mandates.

Matthew Bennis is a financial advisor at ISC Financial Advisors in Albert Lea, MN, holding a Series 65 designation with one year of industry experience. He has been with ISC Financial Advisors since 2017. ISC Financial Advisors provides investment management, retirement-plan design and administration, and financial planning services to individuals—including high-net-worth clients—and institutional clients such as corporate and Taft-Hartley plans. The firm manages approximately $1.35 billion in client assets, employing a long-term investment approach that emphasizes fundamental analysis, dollar-cost averaging, and both strategic and tactical asset allocation.

Chad Duppong is a CFP®, ChFC®, and Series 63 registered financial advisor with 18 years of industry experience. He has been with ISC Financial Advisors in Albert Lea, MN, since 2016, working as part of a team of 14 advisors. ISC Financial Advisors serves individual and institutional clients, including high-net-worth individuals and corporate pension plans. The firm manages approximately $1.55 billion in assets through a long-term, fundamental approach to diversified portfolio construction, offering services such as asset management, financial planning, retirement plan administration, and insurance advising.

Timothy Jaynes is a financial advisor with ISC Financial Advisors in Albert Lea, MN, holding a Series 63 designation and 12 years of industry experience. He has been with ISC Financial Advisors since 2011 and also maintains a role with Veracity Partners. Outside of his advisory work, he owns and consults for Jaynes Properties, LLC, a real estate investment business. ISC Financial Advisors, operating as Murray Financial Group, provides investment management, retirement-plan design, and financial planning services to individuals, including high-net-worth clients, as well as institutional clients such as corporate and Taft-Hartley plans. The firm manages approximately $1.35 billion in assets, employing a long-term investment approach with fundamental analysis and both strategic and tactical asset allocation.

Robert Prentiss Jr. is a financial advisor at ISC Financial Advisors in Edina, MN, holding the ChFC® designation and Series 63 license with 12 years of industry experience. He has been associated with Independent Service Co. and ISC Financial Advisors since 1990. Outside of his advisory role, he serves as a trustee and chair of the finance committee at North Memorial Medical Center, a nonprofit community hospital. ISC Financial Advisors, operating as Murray Financial Group, provides investment management, retirement-plan design, and financial planning services to individuals, including high-net-worth clients, and institutional clients such as corporate and Taft-Hartley plans. The firm manages approximately $1.35 billion in client assets and employs fundamental analysis, a long-term perspective, and both strategic and tactical asset allocation in constructing client portfolios.

Charles Achterkirch is a CFP® with 12 years of industry experience and has been with ISC Financial Advisors since 2016. He holds Series 63 and Series 65 licenses and is based in Albert Lea, MN. Outside of his financial advisory work, he is a self-employed auto detailer and a minority owner in an automotive-related business. ISC Financial Advisors serves individual and institutional clients, providing investment advisory, financial planning, retirement plan design, and insurance services. The firm manages approximately $1.55 billion in assets using diversified portfolios focused on fundamental analysis and long-term investing.

Jared Goforth is a financial advisor with INTELLICENTS INVESTMENT SOLUTIONS INC in Albert Lea, MN, holding a Series 65 designation and six years of industry experience. His prior work includes roles at Ziegler Cat, Voca, Gopher Sport, and DLL-Mahindra Finance USA LLC. He also serves as Treasurer for Rare Breed College Opportunities, Inc., a nonprofit focused on granting NIL scholarships to Morningside University football program participants. Intellicents Investment Solutions Inc. provides a range of services including retirement plan consulting, HSA consulting, sub-advisory arrangements, and individual wealth management. The firm manages approximately $9.92 billion in assets through long-term, buy-and-hold investment strategies and supports both institutional and individual clients.

Kevin Dulitz is an investment advisor representative at Intellicents Investment Solutions Inc. with 34 years of industry experience. He has been with Intellicents since 2016 and also worked briefly at Cetera Advisors LLC. Dulitz serves as a trustee for a family trust and a charitable foundation in Albert Lea, MN. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, and charitable institutions, offering retirement plan consulting, wealth management, and a wrap fee program. The firm employs a long-term, buy-and-hold investment strategy led by a CFA-designated Chief Investment Officer and manages approximately $9.92 billion in assets across multiple offices.

Nicholas Austin is a financial advisor at Intellicents Investment Solutions Inc. with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Mutual Securities, Inc. and Cetera Advisors LLC. In addition to his advisory role, he operates as an independent insurance agent specializing in group life, disability, and health insurance. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, charitable institutions, and municipalities, offering services such as retirement plan consulting, sub-advisory arrangements, and individual wealth management. The firm emphasizes long-term, buy-and-hold investment strategies with periodic rebalancing and utilizes a mix of mutual funds, ETFs, and collective investment trusts.

Kevin Atnip is a CFP® with nine years of industry experience currently serving at Intellicents Investment Solutions Inc. He has previously worked at Mutual Securities, Inc., Frandsen Bank & Trust, and Scottrade. Kevin is a board member of the New Ulm County Club. Intellicents Investment Solutions Inc. serves retirement plan sponsors, third-party administrators, HSA/VEBA account sponsors, individual clients, charitable institutions, foundations, and municipalities. The firm emphasizes long-term, buy-and-hold investment strategies with a mix of discretionary and non-discretionary portfolio management options and manages approximately $9.92 billion in assets across multiple offices.

Kyle Nelson is a financial advisor at Intellicents Investment Solutions Inc. with nine years of industry experience. He holds a Series 65 designation and has worked at Intellicents and BerganKDV Wealth Management. Outside of financial advising, he co-owns a dental practice and manages a real estate transactions business. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, charitable institutions, and municipalities, offering retirement plan consulting, HSA consulting, sub-advisory services, and individual wealth management. The firm employs a long-term, buy-and-hold investment approach with oversight led by a CFA-designated Chief Investment Officer and manages approximately $9.92 billion in assets across multiple offices.

Joel Twedt is a financial advisor with Intellicents Investment Solutions Inc. He holds the ChFC® and Series 63 designations and has 36 years of industry experience. His prior work includes long tenures at Securian Financial Services, Minnesota Life Insurance Co., and Securian Advisors of Iowa Inc. In addition to his advisory role, he has operated as an independent insurance agent since 1980 and is involved as a part owner and president in related business entities. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, charitable institutions, and municipalities, offering retirement plan consulting, HSA consulting, wealth management, and a wrap fee program. The firm employs a long-term, buy-and-hold investment approach with periodic rebalancing and integrates multiple affiliated benefits and insurance companies within its service model.

Matthew Palmer is a financial advisor at Intellicents Investment Solutions Inc. with four years of industry experience. He holds a Series 65 designation and has worked at Intellicents since 2021. Outside of his advisory role, he co-owns Rooftop Inspections, a roofing inspection business, and serves as a CrossFit coach. Intellicents Investment Solutions Inc. serves retirement plan sponsors, third‑party administrators, HSA/VEBA account sponsors, individual clients, charitable institutions, foundations, and municipalities. The firm emphasizes long-term, buy-and-hold investment strategies with periodic rebalancing and offers a range of consulting and wealth management services.

David Arndt is a financial advisor with INTELLICENTS INVESTMENT SOLUTIONS INC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked at Securian Advisors of Iowa Inc and Minnesota Life Insurance Co since 2001, as well as operating his own CPA firm, D K Arndt, PC, since 1992. Arndt also serves as treasurer for the Forest City Educator Foundation. Intellicents Investment Solutions Inc. serves retirement plan sponsors, account sponsors, individual clients, charitable institutions, foundations, and municipalities with retirement plan consulting, wealth management, and a wrap fee program. The firm employs a long-term, buy-and-hold investment approach led by a CFA-designated Chief Investment Officer.

Bradley Arends is a financial advisor with INTELLICENTS INVESTMENT SOLUTIONS INC, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has held roles at Mutual Securities, Inc. and Cetera Advisors LLC, and has been involved with various Intellicents entities since 1984. Outside of his advisory work, Arends serves as president of a nonprofit focused on healthcare facility development. Intellicents Investment Solutions Inc. serves retirement plan sponsors, administrators, and individual clients, offering consulting, wealth management, and wrap fee programs. The firm emphasizes a long-term, buy-and-hold investment approach overseen by a CFA Chief Investment Officer and manages approximately $9.92 billion in assets.

David Iverson is a financial advisor with INTELLICENTS INVESTMENT SOLUTIONS INC and holds Series 63 and Series 65 licenses. He has 38 years of industry experience, including roles at Securian Advisors of Iowa Inc and Minnesota Life Insurance Co. He is also employed at D.K. Arndt CPA, a CPA firm where he works alongside his advisory activities. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, charitable institutions, and municipalities, offering retirement plan consulting, wealth management, and a wrap fee program. The firm employs a long-term, buy-and-hold investment strategy with oversight from a CFA-designated Chief Investment Officer and manages approximately $9.92 billion in assets.

Samuel Matheson is a CFP® with 11 years of industry experience and currently serves as an advisor at Intellicents Investment Solutions Inc., where he has worked since 2017. Before joining Intellicents, he spent a year with the Ministry of Education, Culture and Sport. Outside of advisory services, he is a licensed insurance agent providing life, accident, and health insurance options integrated into client financial plans. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, charitable institutions, and municipalities with services including retirement plan consulting, wealth management, and a wrap fee program. The firm emphasizes long-term, buy-and-hold investment strategies overseen by a CFA-designated Chief Investment Officer.

Amanda Smith is a financial advisor at Intellicents Investment Solutions Inc. with 10 years of industry experience. She holds Series 65 and Series 63 designations and has worked with Mutual Securities, Securian Financial Services, and Twedt Financial Services. Intellicents Investment Solutions Inc. serves retirement plan sponsors, third-party administrators, individual clients, and charitable institutions, offering retirement plan consulting, wealth management, and a wrap fee program. The firm emphasizes long-term, buy-and-hold investment strategies under a CFA-led investment oversight team.

Matthew Twedt is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Intellicents Investment Solutions Inc and Mutual Securities Inc, where he has worked since 2018. His prior experience includes roles at Minnesota Life and Securian financial Services Inc. Outside of advisory services, he is a licensed insurance agent providing life, health, and disability insurance. Intellicents Investment Solutions Inc serves retirement plan sponsors, third-party administrators, HSA/VEBA account sponsors, individual clients, charitable institutions, foundations, and municipalities. The firm emphasizes long-term, buy-and-hold investment strategies led by a CFA Chief Investment Officer and offers a range of consulting and wealth management services combined with a scale of approximately $9.92 billion in assets under management.

David Busselman is a CFP® professional with 20 years of industry experience, currently serving at Intellicents Investment Solutions Inc. He has held roles at Mutual Securities, Inc. since 2018 and previously worked at Cetera Advisors from 2016 to 2018. Busselman also serves as treasurer for the Prior Lake Mariners, a local sports organization. Intellicents Investment Solutions Inc. provides retirement plan consulting, individual wealth management, and sub-advisory services to a diverse client base including plan sponsors, charitable institutions, and municipalities. The firm emphasizes long-term, buy-and-hold investment strategies overseen by a CFA-designated Chief Investment Officer, and integrates its offerings with affiliated benefits and insurance companies.

Lynn Kermes is a financial advisor at Intellicents Investment Solutions Inc. with 20 years of industry experience. She has held positions at Mutual Securities, Inc. since 2018 and Cetera Advisors LLC from 2016 to 2018. Kermes holds Series 63 and Series 65 licenses and serves as a senior consultant involved in 401(k) investment advisory and employee benefit services. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, charitable institutions, and municipalities with a range of services including ERISA retirement plan consulting, wealth management, and a wrap fee program. The firm employs a long-term, buy-and-hold investment approach overseen by a CFA Chief Investment Officer and integrates plan design and employee benefit services through affiliated companies.

Jason Willner is a CFP® with 20 years of industry experience, currently serving as a financial advisor at LPL Financial since 2022. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Investments LLC. Outside of advisory work, he is an agent for non-variable insurance products at Cafourek Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, model portfolio programs, third-party asset management, and institutional platforms to individuals, retirement plans, banks, and trust companies. The firm supports its large network of advisors with a range of advisory strategies, including discretionary and non-discretionary options, and integrates technology tools to assist operationally and with research.

David Kramer Jr. is a financial advisor with Edward Jones in Albert Lea, MN, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory services and managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Angela Eggum is a CFP® and Series 66-licensed financial advisor with Edward Jones, based in Albert Lea, MN. She has 12 years of industry experience, all with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tyler Doran is a financial advisor at Edward Jones in Albert Lea, MN, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones, he held roles in the agricultural sector and owned a trucking business. He volunteers as a firefighter and EMR with the Clarks Grove Fire Department, serves on the board of Senior Resources of Freeborn County, and is a council member for the City of Clarks Grove. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and affiliated financial products supported by a nationwide network of over 23,000 financial advisors.

Brian Vogt is a financial advisor at Edward Jones with Series 66 registration and one year of industry experience. Prior to joining Edward Jones in 2025, he worked at C21 Atwood and was self-employed, following a 28-year career at Cargill Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Andrew Irvine is a financial advisor with Edward Jones in Albert Lea, MN, holding a Series 63 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Paul Nolette is a financial advisor with Edward Jones in Albert Lea, MN, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a network of over 23,700 financial advisors and 15,000 branch offices nationwide.

Suzanne Kach is a financial advisor with Ameriprise in Albert Lea, MN, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Ameriprise since 2010, including her current role starting in 2020. Outside of her advisory work, she consults with clients and performs investment analysis through F&G Management LLC. Ameriprise serves clients primarily through its retirement-income planning service, which targets individuals nearing or in retirement with significant investable assets. The firm delivers non-discretionary, research-driven recommendations focused on income sources, Social Security options, tax-smart withdrawals, and asset management, supported by a centralized consulting team and algorithmic tools.

Mc Kenzie Gilby is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2022, she held various roles in healthcare and retail sectors. Outside of her advisory role, she works as a caregiver for a disabled child. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large national network of advisors and branch offices.

Haley Schroader is a Series 66-credentialed financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, she held various roles in community and nonprofit organizations, including positions with Freeborn County, Heartland Senior Services, and The Evangelical Lutheran Good Samaritan Society. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.