Walter Nissen is a ChFC® CLU MA with 29 years of experience in the financial services industry, currently affiliated with Principal Financial Services and Baxter Investment Group. He has worked at Principal Securities Inc. since 1996. Outside of his advisory role, and works as a health insurance broker. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

David Ballheim is the founder of Ballheim Financial LLC, an independent advisory firm based in Leclaire, Iowa. He holds a Series 65 credential and has 16 years of industry experience, having established his firm in 2012. Outside of his advisory work, he is a 20% partner in a farm rental business, CRB LLC, with no active management duties. Ballheim Financial LLC provides investment supervisory services and financial planning to individuals, high-net-worth clients, and pension and profit-sharing plans. The firm emphasizes documented client investment objectives, uses tools like Morningstar and Riskalyze for portfolio analysis, and offers retirement plan administration alongside various insurance product solutions.

Frederick Palen is the sole advisor at Palen Financial LLC in Davenport, IA, holding a Series 63 designation with 27 years of industry experience. He has operated Palen Financial since 2010 and has also been involved with Cargill Hybrid Seed Inc. since 1982. In addition to his advisory work, he offers non-variable insurance products, including group benefits and Medicare-related insurance. Palen Financial provides investment supervisory services, financial planning, and retirement plan administration to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm integrates insurance and annuity products alongside traditional securities in portfolio construction, tailoring advice to clients' income, tax situation, time horizon, and risk tolerance.

Darlene Steffen is a CFP® and PFS™ credentialed financial advisor with 14 years of industry experience. She is the sole advisor and owner of Life Planning Solutions, LLC, an independent firm she founded in 2006. Steffen has focused her career on providing comprehensive financial planning and investment management services. Life Planning Solutions, LLC serves individuals, trusts, and small businesses through a fee-only advisory model. The firm employs a strategic asset allocation approach with core-and-satellite portfolios primarily composed of passive mutual funds and ETFs, emphasizing global diversification and ongoing portfolio monitoring.

Brennen Schmertmann is a financial advisor at St. Therese Financial LLC with four years of industry experience. He previously worked at LPL Financial and Mutual of Omaha Investor Services. Schmertmann holds Series 63 and Series 65 licenses and is based in Bettendorf, IA. St. Therese Financial provides discretionary asset management and financial planning to individuals, high-net-worth individuals, nonprofit clients, and other investment advisers. The firm combines fundamental analysis, technical methods, and Modern Portfolio Theory with a documented moral-screening policy that influences investment choices based on non-financial criteria.

Kathryn Kraft is a CFP® and Series 66-licensed financial advisor with 22 years of industry experience. She is the sole advisor at Kraft Financial, LLC, a firm she founded in 2018 after prior roles at Investment Advisors Corp., Broker Dealer Financial Services Corp., and Merrill. In addition to her advisory work, she is a licensed independent insurance agent who assists clients with life insurance and annuities. Kraft Financial, LLC provides discretionary asset management and comprehensive financial planning to individuals, trusts, estates, and charitable organizations. The firm manages approximately $36 million for a small group of clients, emphasizing diversification, cost control, and long-term portfolio management using a mix of passive and active ETFs, mutual funds, equities, fixed income, and structured products.

Evin Ersan is a financial advisor at Passage Global Capital Management, LLC with two years of industry experience. He holds a Series 65 designation and has been with Passage Global since 2018, including prior full-time education experience. Outside of his advisory role, he manages Evin Ersan Merchandise LLC, a business that donates a portion of its proceeds to suicide prevention. Passage Global Capital Management is a fee-only registered investment adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, corporations, and other advisers. The firm offers diversified model portfolios, single-strategy solutions including cryptocurrency, pension consulting, and sub-advisory services, employing quantitative models and behavioral finance in their investment process.

Michael Bridgford is a financial advisor at Bridgford Wealth Advisory, LLC in Rock Island, IL, holding Series 63 and Series 65 credentials with three years of industry experience. He has worked at Bridgford Wealth Advisory since 2022 and also operates Michael Bridgford Consulting, a non-investment related consulting business. Bridgford Wealth Advisory serves individuals, high-net-worth clients, trusts, estates, and state or municipal government clients, managing approximately $14.6 million across 43 client relationships. The firm provides discretionary wealth management and comprehensive financial planning, primarily using low-cost, diversified mutual funds and ETFs, with a long-term investment approach tailored to client goals and risk tolerance.

Oguz Ersan is a CFA® charterholder with 18 years of industry experience. He is currently with Passage Global Capital Management, LLC, where he has worked since 2006. Passage Global Capital Management serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other investment advisers. The firm employs proprietary quantitative models, including machine learning and behavioral finance techniques, to manage private investment portfolios and provide pension consulting and sub-advisory services.

Todd Potter is a financial advisor with Greatdane Investment LLC in Moline, IL, holding a Series 66 designation and 26 years of industry experience. He previously worked for Western International Securities, Inc. for 16 years before joining Greatdane Investment LLC in 2022. Greatdane Investment LLC provides discretionary investment management and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm offers customized portfolio construction and comprehensive planning, using a disciplined investment process that includes asset allocation, fundamental and cyclical analysis, and diversification.

Scott Bridgford is a financial advisor with Bridgford Wealth Advisory, LLC in Rock Island, IL, holding a Series 66 designation and 26 years of industry experience. He previously worked at Stonefield Investment Advisory, The Planning Center, Inc., Cambridge Investment Research, Inc., and Ameriprise. Outside of advising, he owns and operates a contract farming business. Bridgford Wealth Advisory offers discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm emphasizes a long-term investment approach using low-cost, diversified funds, complemented by individual securities when appropriate, and serves a client base that includes state and municipal government entities.

Christopher Funaro is a CFA® charterholder and holds a Series 65 license, with seven years of industry experience. He has been with Passage Global Capital Management, LLC since 2016 and has prior experience in education at the University of Iowa. Passage Global Capital Management serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other investment advisers. The firm employs proprietary quantitative models combined with fundamental and technical analysis to manage private investment portfolios and offers pension consulting and sub-advisory services.

Drue Kampmann is a financial advisor with TFP Management, LLC, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior work includes roles at DK Wealth Management, Metro Valley Partners, AlphaStar Capital Management, and True Financial Partners. Outside of his advisory duties, he is involved with IT Works Global, a distributor of health-related products, which is managed primarily by his spouse. TFP Management, LLC provides discretionary investment management and financial planning services to individuals, high net worth clients, and certain business entities, along with retirement plan education and consulting. The firm manages approximately $273 million in discretionary assets, using proprietary model portfolios and customized strategies that combine fundamental and technical analysis.

Thomas Stahle is a Series 65-licensed financial advisor with 10 years of industry experience. He is currently with TFP Management, LLC, where he has worked since 2016, including a prior four-year tenure at AlphaStar Capital Management, LLC. Outside of his advisory role, he is involved with True Financial Partners in selling insurance products and services. TFP Management, LLC provides discretionary investment management and financial planning services to individuals, high net worth clients, and certain business entities. The firm manages approximately $273 million in discretionary assets and offers portfolios built on client risk tolerance and goals, employing fundamental and technical analysis through proprietary and customized strategies.

David Elizondo is a CFP® with 25 years of industry experience and is currently with TFP Management, LLC. He has worked at AlphaStar Capital Management, LLC and has been a partner at Metro Valley Partners, LLC since 2000. Outside of his advisory role, he is involved as a partner in Metro Valley Partners, which owns a commercial investment property. TFP Management, LLC provides discretionary investment management and financial planning services to individuals and business entities, managing approximately $217.7 million in discretionary assets. The firm employs proprietary model portfolios and customized allocations, incorporating fundamental and technical analysis, and offers retirement plan consulting while sometimes utilizing sub-advisers for portfolio management.

John Rock is a financial advisor with Matheson & Rock Wealth Management, LLC in Davenport, IA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Private Client Services and entities affiliated with Beyer & Rock Investments. Outside of his advisory work, he is involved with PRS 2322, LLC, a real estate ownership and bookkeeping activity. Matheson & Rock Wealth Management is a fee-based advisory firm serving individual and high-net-worth clients as well as retirement plans. The firm manages approximately $530 million in discretionary assets across about 425 clients, providing tailored portfolios through a variety of investment strategies and offering ERISA 3(21) fiduciary services.

Caraline Stenslik is a CFP® professional with experience at several advisory firms, including Cerity Partners, Gresham Partners, and United Capital Financial Advisers. She is currently with The Planning Center, Inc. and has been in the industry since 2014. The Planning Center, Inc. provides fee-only investment advisory and financial planning services to individuals, retirement plans, trusts, and small businesses. The firm uses a personalized planning approach and implements portfolios using mutual funds, ETFs, model portfolios, and separately managed accounts, managing assets on both a discretionary and non-discretionary basis.

Matthew Sivertsen is a CFP® and holds a Series 66 license, with 15 years of industry experience. He has been with The Planning Center, Inc. since 2003, where he serves as secretary and is a minority owner. The Planning Center, Inc. is a fee-only advisory firm serving individuals, retirement plans, trusts, and small businesses. The firm offers personalized financial planning and investment management using mutual funds, ETFs, model portfolios, and separately managed accounts, with a multi-office presence and proprietary cash-management software licensed to other advisers.

Brian Nikulski is a CFP® with 31 years of experience in the financial services industry. He has been with Nikulski Financial, Inc. since 2007. Outside of his advisory role, he serves on the board of Scott County Catholic Schools where he participates in the finance committee and leads the investment sub-committee. Nikulski Financial serves individuals, high-net-worth clients, and employer-sponsored retirement plans by offering discretionary asset management, financial planning, and retirement plan consulting. The firm emphasizes individualized portfolios within defined risk bands, using a mix of direct investments and quantitative trading techniques.

Mario Jorge is a financial advisor at Nikulski Financial, Inc. in Bettendorf, IA, holding a Series 65 designation with one year of industry experience. His prior work includes roles at several credit unions and banks, such as DuTrac Community Credit Union and Quad Cities Bank & Trust. Nikulski Financial serves individuals, corporations, trusts, and retirement plans by providing discretionary asset management, financial planning, and retirement plan consulting. The firm focuses on active portfolio management using individual securities and specialized funds, incorporating quantitative trading systems and periodic rebalancing to align with client risk profiles.