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Jennifer K

Series 65

Teutopolis, IL

Brucke Financial, Inc.

Jennifer Kinkelaar is a financial advisor at Brücke Financial, Inc. with six years of industry experience and holds the Series 65 designation. She has worked at Brücke Financial since 2019 and is also involved with Kinkelaar Financial Services LLC and Simplicity Group. Outside of her advisory role, she is a partner in Birdin' Falls, LLC, a property ownership partnership. Brücke Financial primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, and pension consulting. The firm employs fundamental analysis, modern portfolio theory, and derivative strategies, and frequently allocates assets to third-party subadvisers, including AI-driven and alternative managers.

Options & derivatives strategies Private / alternative investments Real estate investing General retirement planning Founder/Business Owner
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Richard H

ChFC®, Series 63, Series 65

Teutopolis, IL

Brucke Financial, Inc.

Richard Hawickhorst is a ChFC® with 44 years of industry experience. He has worked at Brucke Financial, Inc. since 2018 and previously spent 39 years with PRUCO Securities, LLC and The Prudential Insurance Company of America. Brücke Financial, Inc. provides discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory, uses subadvisors, and integrates options trading within long-term investment strategies.

Options & derivatives strategies Private / alternative investments Real estate investing General retirement planning Founder/Business Owner
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Luke D

CFP®, Series 66

Teutopolis, IL

Brucke Financial, Inc.

Luke Doedtman is a CFP® with 14 years of experience in the financial services industry. He has worked at Brucke Financial, Inc. since 2018 and previously held positions at Pruco Securities LLC and The Prudential Insurance Company of America. Outside of his advisory work, Doedtman serves as a trustee for Douglas Township, is a board member of Catholic Charities, and participates in fundraising efforts for St. Michael School. Brücke Financial primarily serves individual and high-net-worth clients, as well as corporations and employee benefit plans, offering portfolio management, financial planning, and pension consulting. The firm uses fundamental analysis and modern portfolio theory, incorporates options and derivatives strategies, and frequently allocates assets to third-party subadvisers, including AI-driven and alternative managers.

Options & derivatives strategies Private / alternative investments Real estate investing General retirement planning Founder/Business Owner
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Lauren M

CFP®, Series 66

Effingham, IL

Smith, Moore & Co.

Lauren Meinhart is a CFP® professional with three years of industry experience, currently serving as an advisor at Smith, Moore & Co. since 2022. Her prior roles include positions at Midland States Bank and Doehring Winders & Co., as well as involvement with Indiana State University and the Teutopolis Park District. Smith, Moore & Co. advises individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, and investment consulting through a multi-team approach with approximately 50 advisors managing about $2.0 billion in assets. The firm utilizes both advisor-managed accounts and third-party manager arrangements, employing fundamental and technical analysis across a broad range of investment products.

Business succession planning Founder/Business Owner Executive
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Douglas S

Series 63, Series 66

Effingham, IL

Smith, Moore & Co.

Douglas Schultz is a financial advisor at Smith, Moore & Co. with 30 years of industry experience. He has been with Smith, Moore & Co. since 2009 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is also licensed as an insurance agent, providing insurance services in the same office. Smith, Moore & Co. serves individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, and investment consulting. The firm combines advisor-managed accounts and third-party manager solutions, overseeing approximately $2.0 billion in client assets.

Business succession planning Founder/Business Owner Executive
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Nathan S

Series 66

Effingham, IL

Smith, Moore & Co.

Nathan Schultz is a financial advisor at Smith, Moore & Co. with two years of industry experience. He holds a Series 66 designation and has been with Smith Moore since 2021. Outside of finance, he is the CEO of Holy Cow Beef Snacks, a beef snack stick distribution business he has operated since 2019. Smith, Moore & Co. provides investment advisory and financial planning services to individual clients, corporations, and pension/profit-sharing plans. The firm employs an open-architecture investment approach that includes proprietary models, individual portfolio construction, and outsourced managers, offering a range of investments from stocks and bonds to alternative assets.

Business succession planning Founder/Business Owner Executive
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Adam S

Series 66

Effingham, IL

Smith, Moore & Co.

Adam Steppe is a financial advisor at Smith, Moore & Co. in Effingham, IL, holding a Series 66 designation with three years of industry experience. He previously worked at Rush Enterprises for seven years before joining Smith, Moore & Co. in 2022. Smith, Moore & Co. serves individual and high-net-worth clients, corporations, and pension/profit-sharing plans, offering portfolio management, financial planning, investment consulting, and model-portfolio solutions. The firm utilizes both advisor-managed accounts and third-party manager arrangements, with approximately 50 advisors overseeing around $2.0 billion in client assets.

Business succession planning Founder/Business Owner Executive
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John P

CFP®, Series 63, Series 65

Effingham, IL

Cornerstone Wealth Management, LLC

John Perry is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Cornerstone Wealth Management, LLC since 2013. He holds Series 63 and Series 65 licenses and has concurrent registration with LPL Financial. Outside of his advisory role, Perry is involved in local government as a township supervisor and precinct committeeman, and he owns a travel agency and farming operations. Cornerstone Wealth Management serves a broad client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers asset management, financial planning, and retirement consulting through advisor-led discretionary management and various LPL-sponsored programs, employing a tailored investment approach that emphasizes asset allocation, continuous account supervision, and a mix of fundamental, quantitative, and qualitative analysis.

Charitable giving & philanthropy Founder/Business Owner Retired
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Laura D

Series 65, Series 66, Series 63

Dieterich, IL

Legacy Wealth Management, LLC

Laura Dill is a financial advisor at Legacy Wealth Management, LLC with 12 years of industry experience. She holds Series 65, Series 66, and Series 63 designations. Her prior experience includes roles at Wanderwell Consulting, LPL Financial, Cetera Advisor Networks, Goeckner Accounting & Financial Services, and Senior Health Specialties. Legacy Wealth Management serves individual clients, charitable organizations, and business entities by providing discretionary and non-discretionary portfolio management, financial planning, and consulting services. The firm utilizes in-house model allocations, sub-advisers, and a broad investment menu that includes alternative and illiquid investments, tailoring strategies based on client objectives and risk tolerances.

Private / alternative investments Options & derivatives strategies Concentrated stock management Annuities
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Mark N

Series 63, Series 66

Effingham, IL

Smith, Moore & Co.

Mark Niebrugge is a financial advisor with Smith, Moore & Co. in Effingham, IL, holding Series 63 and Series 66 credentials with nine years of industry experience. Prior to joining Smith, Moore & Co., he worked at Private Client Services, TAP Consulting, LLC, Td Ameritrade, Inc., and Scottrade. He also has experience with Quincy Country Club, Quincy University, and Bloemer Construction, LLC. Smith, Moore & Co. provides investment advisory and financial planning services to individuals, corporations, and pension/profit-sharing plans, managing assets through discretionary and non-discretionary accounts. The firm uses an open-architecture investment approach combining proprietary models, individual advisor portfolio construction, and outsourced managers, incorporating fundamental and technical analysis to align portfolios with client objectives and risk tolerances.

Business succession planning Founder/Business Owner Executive
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Kent S

CFP®, Series 63

Effingham, IL

Smith, Moore & Co.

Kent Schmidt is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Smith, Moore & Co. since 2009. His previous roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Smith, Moore & Co. provides investment advisory and financial planning services to individuals, including high-net-worth households, corporations, and pension/profit-sharing plans. The firm employs an open-architecture investment approach that integrates proprietary models, individual advisor constructions, and third-party managers, focusing on aligning portfolios with client objectives and risk tolerances.

Business succession planning Founder/Business Owner Executive
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Grant B

Series 66

Effingham, IL

FIFTH THIRD SECURITIES, Inc.

Grant Bushue is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Effingham, IL. He holds a Series 66 designation and has 15 years of industry experience, having been with Fifth Third Securities since 2010. Outside of his advisory role, he is involved in technology consulting and real estate management through co-ownership and partnership in local businesses. FIFTH THIRD SECURITIES, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and combines third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Jocelyn S

Series 66

Effingham, IL

FIFTH THIRD SECURITIES, Inc.

Jocelyn Schultz is a financial advisor at Fifth Third Securities, Inc. with one year of industry experience. She holds the Series 66 designation and previously worked at First Mid Bank and Trust and Northwestern Mutual. Outside of her advisory role, she works as a bartender at A1 Liquors in Effingham, Illinois. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs through its Passageway platform, combining third-party portfolio managers, strategist portfolios, and advisor-managed sleeves.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Joseph F

CFA®, Series 66

Effingham, IL

Wells Fargo Advisors

Joseph Fearday is a CFA® charterholder and holds the Series 66 designation with 16 years of industry experience. He has been with Wells Fargo Advisors since 2020 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his financial advisory role, he has ownership interests in several investment-related and entrepreneurial ventures in Charleston and Effingham, Illinois. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Amanda G

CFP®, Series 66

Effingham, IL

Wells Fargo Advisors

Amanda Gatewood is a CFP®-credentialed financial advisor with Wells Fargo Advisors, based in Effingham, IL, and has nine years of industry experience. She has worked with Wells Fargo Clearing and Wells Fargo Advisors since 2015. Gatewood holds a partial ownership interest in SC3F Wealth Management Group LLC and SC3FI Ventures, among other business activities. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, using Wells Fargo research and planning tools to develop tailored recommendations. The firm serves clients who meet a net-worth threshold and provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Matthew B

Series 63, Series 66

Effingham, IL

Edward Jones

Matthew Beck is a financial advisor with Edward Jones in Effingham, IL, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 advisors and 15,000 branches. The firm operates under a fiduciary standard and provides discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Alec R

Series 66

Effingham, IL

OSAIC

Alec Ring is a financial advisor at OSAIC with 15 years of industry experience. He holds a Series 66 designation and previously worked at SagePoint Financial for 13 years. Outside of his advisory role, he serves on the board of Christ’s Church and teaches Bible studies. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services along with access to third-party money managers and wrap programs.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Devin A

Series 66

Dieterich, IL

LPL Financial

Devin Aherin is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and previously worked at Aherin Agri-Business, Inc. for six years. Devin serves as a board member for Bishop Mutual Insurance Company, reflecting his involvement in local business and community affairs. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by extensive technology and a broad network of over 22,800 advisors.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Amber W

Series 66

Effingham, IL

Edward Jones

Amber Wendt is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Lynn D

Series 63, Series 66

Effingham, IL

Edward Jones

Lynn Deters is a financial advisor with Edward Jones in Effingham, Illinois, holding Series 63 and Series 66 licenses and having 30 years of industry experience. She has been with Edward Jones since 1996. Outside of her advisory role, Deters is involved in family land management and owns an office building in Effingham. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) General estate planning guidance General retirement planning Wealth management Retired Founder/Business Owner Executive
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Micah T

Series 66

Effingham, IL

Wells Fargo Advisors

Micah Tabbert is a financial advisor at Wells Fargo Advisors with Series 66 registration and four years of industry experience. His prior work history includes roles at CliftonLarsonAllen and Kemper CPA Group. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and integrates advisory services with various financial product sales and referral channels.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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William K

Series 66

Effingham, IL

Wells Fargo Advisors

William Kabbes is a financial advisor at Wells Fargo Advisors with a Series 66 credential and three years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he worked at Washington Savings Bank from 2019 to 2023 and served with the Effingham Water Authority from 2016 to 2019. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using Wells Fargo research and planning tools.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Jeremy E

CFP®, Series 66

Effingham, IL

Edward Jones

Jeremy Edwards is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked at SpringMobile - AT&T for three years. Outside of his advisory role, he owns and operates a vending machine business in Dieterich, Illinois. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated capabilities under a fiduciary standard.

Retirement income strategy College savings (529s, UTMA, etc.) General retirement planning Retired Founder/Business Owner Executive
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Taylor M

Series 66

Altamont, IL

Thrivent Investment Management

Taylor Main is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds a Series 66 designation and previously worked at Heritage Memorial Funding for seven years. Outside of finance, Main owns and operates a part-time, seasonal business focused on skull cleaning and mounting services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive written recommendations on various financial topics. The firm combines holistic, goal-based analyses with managed-account options while maintaining separate planning and portfolio management services.

Business ownership considerations
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Davis T

Series 66

Effingham, IL

OSAIC

Davis Tingley is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. His work history includes roles at Ring Financial, Lockton Companies, Extended Travel, Heartland Dental, Midland States Bank, and prior experience in education at the University of Illinois at Urbana-Champaign and Effingham St. Anthony Schools. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Adam B

CFP®, Series 66

Effingham, IL

Edward Jones

Adam Butts is a financial advisor at Edward Jones in Effingham, IL, holding CFP® and Series 66 credentials with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a network of approximately 23,701 financial advisors nationwide.

Charitable giving & philanthropy Divorce financial planning Multi-generational wealth transfer Retirement income strategy Wealth management Retired Founder/Business Owner Executive
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Melissa W

Series 65, Series 66

Effingham, IL

Raymond James Financial

Melissa Willenborg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 65 and Series 66 licenses and six years of industry experience. She has been with Raymond James since 2017 and has provided accounting consulting services to individuals and businesses. Outside of her advisory role, she is a partner at Erskine Stone, a support company based in Effingham, IL. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs for municipal finance and SIMPLE IRA employer consulting.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Kurt S

Series 63, Series 66

Effingham, IL

OSAIC

Kurt Strullmyer is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He previously worked at Woodbury Financial Services Inc for 16 years before joining OSAIC in 2024. Outside of his advisory role, he is president of Compass Advisory Group, an independent insurance agency specializing in health insurance in Illinois. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools and third-party managers to provide a range of investment options and portfolio management strategies.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Kyra S

Series 66

Effingham, IL

Wells Fargo Advisors

Kyra Swearingen is a financial advisor at Wells Fargo Advisors with five years of experience. She holds a Series 66 designation and has been operating Swearingen Enterprises, LLC since 2015. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and planning tools to develop tailored recommendations for its clients.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Dwight E

Series 63, Series 65

Effingham, IL

Raymond James Financial

Dwight Erskine II is a financial advisor at Raymond James Financial with 50 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James Financial since 2009, having worked with its affiliated entities since 1989. Outside his advisory role, he is also licensed as an Illinois insurance broker and is involved in a partnership named Erskine Stone & James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and it supports municipal and public finance work through an affiliated municipal advisor.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Trent N

CFP®, Series 66

Effingham, IL

Edward Jones

Trent Nuxoll is a CFP®-credentialed financial advisor with Edward Jones in Effingham, IL, where he has worked since 2020. He has five years of industry experience and previously spent ten years with Mahomet-Seymour Community School District #3. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

College savings (529s, UTMA, etc.) Retirement income strategy General retirement planning Multi-generational wealth transfer General estate planning guidance Retired Founder/Business Owner Executive
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Timothy B

Series 66

Effingham, IL

Raymond James Financial

Timothy Bradley is a financial advisor at Raymond James Financial with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, Merrill, and JPMorgan Chase Bank. Outside of his advisory role, he is involved in political activities as a member of the Grundy County Democratic Central Committee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning using risk profiling and analytical modeling, and supports municipal and public finance through a unique affiliation with a municipal advisor.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Christopher C

Series 63, Series 65

Effingham, IL

Wells Fargo Advisors

Christopher Considine is a financial advisor with Wells Fargo Advisors in Effingham, IL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory work, he serves on the advisory board for Mattoon Tourism and is a member of the Mattoon Recreation Board. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu, including specialized services such as business-owner transition and sports & entertainment planning, supported by proprietary research and planning tools.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Matthew R

Series 63, Series 65

Effingham, IL

LPL Enterprise

Matthew Roedl is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 16 years of industry experience. His career includes tenure at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he volunteers with several local nonprofit organizations, including the Effingham County Chamber of Commerce and the Effingham Regional Career Academy. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional services including financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Tax-loss harvesting
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Douglas S

Series 66

Effingham, IL

LPL Enterprise

Douglas Slater is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining LPL Enterprise, he served in the US Army from 2000 to 2021 and held roles with the City of Effingham and the City of Neoga. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Tax-loss harvesting
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Ryan E

Series 63, Series 65

Altamont, IL

Thrivent Investment Management

Ryan Eckhardt is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Thrivent and its predecessor Thrivent Financial for Lutherans since 2002. Outside of his advisory role, Eckhardt co-owns and manages several businesses, including an outdoor services company focused on rural habitat improvements and a position on the board of a software development firm serving transaction processing and transportation unions. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and planning without discretionary trading authority, emphasizing broad financial topics with ongoing or one-time engagement options.

Business ownership considerations
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Gary S

CFP®, Series 63, Series 66

Effingham, IL

Wells Fargo Advisors

Gary Swearingen is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he coaches bass fishing at St. Anthony High School in Effingham, Illinois. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning solutions including retirement, education, and specialized services such as business-owner transition and special-needs analysis. Advisors use firm research and planning tools to develop tailored recommendations, with implementation options available through brokerage or advisory programs.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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William O

Series 66

Altamont, IL

Thrivent Investment Management

William Ochs is a financial advisor with Thrivent Investment Management in Altamont, IL, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Thrivent Financial and various agricultural and educational organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering comprehensive written recommendations across multiple financial planning areas without portfolio management for institutional clients.

Business ownership considerations
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Nicole D

Series 66

Effingham, IL

Edward Jones

Nicole Deters is a financial advisor at Edward Jones in Effingham, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she held positions at Parker Hannifin, Anheuser Busch, and worked in hospitality and education. She is also the owner of a farm property in Montrose, IL, which she rents out without active farming involvement. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Retirement income strategy General retirement planning College savings (529s, UTMA, etc.) Wealth management Retired Founder/Business Owner Executive
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Kory D

Series 66, Series 65

Effingham, IL

Cetera

Kory Doty is a financial advisor at Cetera with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Cetera and its affiliates since 2018. Prior to that, he worked at Woodbury Financial Services and also operated as a self-employed advisor. Doty serves as an assistant trust officer and IT manager at Crossroads Bank and is a member of the Rotary Club of Effingham, Illinois, serving on its board of directors. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual clients, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Thomas K

Series 66

Effingham, IL

LPL Financial

Thomas Kingery is a Series 66 licensed financial advisor with seven years of industry experience, currently with LPL Financial since 2023. He previously worked at Bank of America and Merrill from 2019 to 2023. Outside of advisory work, he is involved with 7N8 Investments, Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, including access to model portfolios, third-party asset managers, and institutional platforms.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Sharon G

CFP®, Series 63

Effingham, IL

LPL Financial

Sharon Goeckner is a CFP® certificant with 24 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. Her prior roles include positions at Cetera Advisor Networks LLC and Cetera Wealth Services, as well as owning Goeckner Accounting & Financial Services, Inc. She is also a commissioned notary for the State of Illinois. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of investment solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Briana W

CFP®, Series 66

Effingham, IL

Wells Fargo Advisors

Briana Whitley is a CFP® certified financial advisor with eight years of industry experience, currently with Wells Fargo Advisors since 2020. Prior to this, she held roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC, and worked at Eastern Illinois University. She serves as secretary for Mattoon Emerging Leaders, a community organization focused on planning and networking events. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning solutions that include cash-flow, retirement, education, and niche areas such as business-owner transition and special-needs planning. Advisors develop tailored recommendations using firm research and planning tools, with client implementation options through brokerage or advisory programs.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Tanya C

Series 63, Series 65

Altamont, IL

Thrivent Investment Management

Tanya Crehan is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She previously worked at Horace Mann Investors, Inc. and the Favero Agency before joining Thrivent Financial in 2020. Outside of her advisory role, she occasionally coaches girls’ soccer and is involved with the DeSoto County Economic Development Council, organizing a career expo for local high school students. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning that can be combined with managed-account programs, focusing on a broad range of financial topics without discretionary trading authority.

Business ownership considerations
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Matthew G

Series 66

Effingham, IL

Wells Fargo Advisors

Matthew Grahn is a financial advisor with Wells Fargo Advisors in Effingham, IL, holding a Series 66 designation and 18 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Outside of advising, he has a minority ownership interest in a family timber and farmland partnership. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions that include specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with other financial products and referral channels to serve its clients.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Richard E

Series 63, Series 66

Altamont, IL

Thrivent Investment Management

Richard Eckhardt is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. Outside of his advisory role, he is co-owner of Eckhardt and Eckhardt Enterprises, LLC, which manages a building used for Thrivent business and leases space to a coffee shop. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm focuses on holistic, goal-based planning across a broad range of financial topics, while maintaining planning and managed-account services separately.

Business ownership considerations
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Robert B

Series 63, Series 65

Effingham, IL

Edward Jones

Robert Brown is a financial advisor at Edward Jones with 27 years of industry experience, all of which he has spent at the firm since 1998. He holds the Series 63 and Series 65 designations. Outside of his advisory role, Brown serves as a trustee and chairman of the Effingham Water Authority in Effingham, Illinois. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of investment strategies and affiliated services under a fiduciary standard.

General estate planning guidance Multi-generational wealth transfer General retirement planning Wealth management Retired Founder/Business Owner Executive
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