Education & Designations I have a bit of a healthy obsession with learning. I am a proud graduate of Olney Central College, where I now get the pleasure of serving on the Foundation Board. I received my B.S. in Finance from Eastern Illinois University and my Masters in Personal Financial Planning from CFFP. Along the way, I’ve earned a few other designations. I am a CERTIFIED FINANCIAL PLANNER™ Professional as well as an Enrolled Agent. Outside of my work as an advisor, I teach courses in business and finance at Vincennes University. Work History While in college I worked for a couple of banks, but my first position with true financial planning experience was with a firm in Urbana, IL in 2010. I consider myself blessed to have avoided the insurance sales or door knocking gigs so many “advisors” start out with. At Franklin Wealth Advisors, I was able to learn from an expert with several decades of experience and an undeniable passion for the work. At the end of 2014, I left FWA to move back home to join a local bank. From the end of 2014 to Spring 2021 I provided financial planning services, managed the investment assets for the Trust department, and lead the IL Wealth Management team. I worked with families in all stages of life to develop and implement plans to achieve their goals. At the end of 2020, I decided it was time to move on and begin plans for a new journey – starting my own firm. My goal for Rude Wealth Advisory is to narrow my focus to a smaller group of clients, allowing me to provide a superior level of personalized service. Personal / Family My husband, Bill, and I have been together since 2010 and married since 2013. We are both originally from Richland County, so the decision to move “home” in 2014 was mutual. We have two kids, Olivia & Henry, and are grateful to have both sets of grandparents along with siblings, cousins, aunts, uncles, etc. living close by. As a family, we love being active outside and traveling to new places. My “Why” Our work plays a critical role in our identities, whether we realize it or not. It brings to light our strengths and weaknesses and provides affirmation of our life’s purpose. We all have unlimited potential to positively impact others, and I consider myself blessed to have found the connection between providing value to others and meaning to myself in such a rewarding field. I’ve always had a passion for numbers and business. When inside the wrapper of helping families reach their goals, this work is even more fulfilling.

Dylan Seessengood is a financial advisor at Rude Wealth Advisory with a Series 65 credential and one year of industry experience. His work history includes multiple roles at Rude Wealth Advisory and prior positions at Green Acres and Southern Illinois University Carbondale. Rude Wealth Advisory is a small, team-based registered investment adviser managing approximately $54 million for about 156 clients. The firm serves individuals, families, trusts, estates, charitable organizations, and business entities, offering investment management alongside financial planning, retirement plan consulting, tax preparation, and accounting services.

Ashlee Frichtl is a financial advisor at Rude Wealth Advisory with two years of industry experience. She holds a Series 65 designation and previously worked at TrustBank. Outside of finance, her background includes roles at Bobe's Pizza and Richland County High School. Rude Wealth Advisory is a small, team-based registered investment adviser managing approximately $54 million for individuals, families, trusts, charitable organizations, and business entities. The firm offers comprehensive services including investment management, financial planning, retirement plan consulting, tax preparation, and accounting, with an investment approach that combines fundamental and technical analysis alongside modern portfolio theory principles.

Education & Designations I am a 2020 graduate of Olney Central College with an Associate's Degree in Business, and a 2022 graduate of Eastern Illinois University with a B.S. in Business with a focus on Personal Financial Planning. I am a CERTIFIED FINANCIAL PLANNER™ as of April 2026, and intend to strive to further my education to best serve our clients! Work History I started in the financial industry in college as a bank teller, and quickly found a passion for serving others in my day-to-day work. While in college, I learned about the CFP®️ education program and found my way to financial planning/advising afterwards. After graduating in 2022, I landed at a firm based in Evansville, IN, where I worked in an operations capacity with life insurance, annuities, and investments. In 2025, I decided it was time to move closer to my hometown in IL. I found myself at Rude Wealth Advisory, where intentional and personalized financial planning is the highlight of day-to-day operations. The firm's dedication to serving their clients felt like (and still feels like) a great fit for me! My "Why" Personal finances have always been a "taboo" conversation. It is difficult to feel confident in your financial decisions when there is a lack of conversation, education, and transparency around the topic in the world today. The knowledge I've gained over the years in this industry allows me to encourage clients to have conversations, develop goals and understand how to implement a plan to reach them.

Aaron Kapper is a financial advisor at Packerland Brokerage Services, Inc. with five years of industry experience. He holds the Series 66 designation and has worked at Packerland since 2020. Outside of his advisory role, Kapper is involved in managing an accounting firm, Kapper & Company, where he handles tax returns, bookkeeping, and IT, and he also oversees a staffing firm, Job Works, Inc. Packerland Brokerage Services serves individuals, charities, corporations, and retirement plan sponsors by providing financial planning, portfolio management, and advisory program access. The firm offers both brokerage and advisory solutions through a variety of platforms, including firm-managed portfolios and third-party arrangements, with a focus on individualized planning and routine client reviews.

Andrew Kapper is a financial advisor with Packerland Brokerage Services, Inc. in Olney, Illinois. He holds Series 63 and Series 66 licenses and has 15 years of industry experience. Kapper has been associated with KAPPER & Co Ltd and Packerland Brokerage Services Inc since 2012. Outside of his advisory work, he is the owner of a temporary staffing agency and serves as president of Southeastern IL Youth Golf, a nonprofit promoting youth golf and personal growth. Packerland Brokerage Services, Inc. serves individual and institutional clients, including high-net-worth individuals, trusts, corporations, and retirement plan sponsors. The firm offers a range of advisory services such as financial planning, portfolio management, and retirement-plan consulting, utilizing both direct management and third-party money managers through a comprehensive investment platform.

Anthony Beal is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 28 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and with Raymond James Financial since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools for goal-based strategies, supporting clients through various advisory programs and specialized services such as municipal and public-finance advisory work.

Ladi Phillips is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, Phillips worked in healthcare services including roles at Carle Home Care Services-Richland and Carle Richland Memorial Hospital. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment strategies and advisory services supported by a large network of financial advisors and branch offices nationwide.

Mallory Kapper is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. She has been with Cetera and affiliated entities since 2019 and previously worked at Heartland Dental from 2015 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios, automated allocations, direct indexing, and unified managed accounts.

Rita Mitchell is a financial advisor with Edward Jones in Olney, Illinois. She holds Series 63 and Series 66 designations and has 18 years of experience. She has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of advisors and branch offices.

Leon Stallard is a CFP® and ChFC® with 35 years of industry experience. He has been with Edward Jones in Olney, IL since 2007. Outside of his advisory work, he owns and manages several rental properties, including commercial and residential real estate in Olney. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a nationwide network of more than 23,700 financial advisors.

Brock Zerkle is a financial advisor at Edward Jones in Olney, Illinois, holding a Series 66 designation with three years of industry experience. His work history is exclusively with Edward Jones, spanning from 2016 to the present. Outside of his advisory role, he is involved in a house-flipping venture with a friend and serves as paper manager for an LLC that owns a rental property, though he spends minimal time on these activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates through a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

Ashley Fryburger is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to this, she worked for Southern Illinois Scale & Construction, Inc. from 2015 to 2018. Outside of her advisory role, she assists with tax preparation tasks on a limited basis during the month of January. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices across the nation.

David Lobacz is a CFP® with 35 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. In addition to his advisory role, he is a certified Notary Public in the State of Illinois. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, combining research, modeling, and tax-efficiency analysis to deliver tailored retirement recommendations.

Richard Dehner is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 49 years of industry experience. He has worked with Cetera since 2021 and previously was affiliated with VOYA Financial Advisors from 2014 to 2021. In addition to his advisory role, he owns Dehner Financial Services and is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options and access to third-party money managers.