After nearly a decade in corporate finance at Phillips 66, I now help high-income professionals and their families with investment, tax, and retirement planning. Before launching Refined Wealth, I completed the CFP® education program at Rice University and gained hands-on experience at two Houston firms, where I was part of teams that collectively served over 250 families and oversaw more than $650M in client assets. I also earned advanced certifications in tax planning (TPCP®) and retirement income planning (RICP®) to deliver more targeted advice. Now I’m building the firm I’d want for myself, my family, friends, and former colleagues. Most of my clients are: ◻︎ High-income professionals (O&G, medicine, sales, dual-income households) ◻︎ Retirees with complex assets and income sources ◻︎ Families navigating liquidity events (real estate sales, inheritances, business exits) Refined Wealth is an independent, fee-only fiduciary firm built on transparency and alignment. No product sales. No commissions. If this resonates, let’s connect for a complimentary introductory call to see if we’re a fit.

Brian Campbell is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing experience since 1983. He provides clients with individually tailored investment and risk management strategies, leveraging comprehensive services across Consumer Banking, Wealth Management & Trust Services, Global Banking, and Global Markets. Brian's expertise includes family wealth management, personal retirement planning, and special needs planning, supported by access to specialized teams for wealth structuring, trust and estate planning, philanthropy, business succession, and specialty asset management. Brian holds Series 3, 5, 7, 8, 15, 31, 63, and 65 FINRA registrations and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He is a qualified Senior Portfolio Advisor in Merrill Lynch’s Investment Advisory Program and completed the Merrill Lynch Longevity Training Program at the University of Southern California Davis School of Gerontology. A graduate of St. Francis College and a former United States Marine Corps Officer, Brian combines his education and military experience to deliver disciplined, math-based investment processes. Active in community and professional organizations, Brian supports the Marine Corps-Law Enforcement Foundation, the Disability Advocacy Network, the Military Support Assistance Group of Bank of America, and is a member of The Army Navy Club in Washington D.C. and the Order of Malta, USA. Outside of work, he enjoys boxing, gardening, and spending time with his family.

Jon Solo has built his career advising high-net-worth families and business owners, with a focus on helping them manage the complexity that comes with significant wealth. His experience centers on protecting client wealth, managing risk, and bringing thoughtful, strategic judgment to the tax, estate, and investment decisions that shape long-term financial outcomes. He has successfully grown Live Oak Wealth Management into a wealth management firm serving affluent clients with complex financial needs. Through that work, he has developed deep experience helping clients address the issues that often become more important as wealth grows, including tax planning, trust and estate planning coordination, risk management, and aligning investment decisions with each family's objectives, priorities, and long-term goals. Jon also specializes in the development of algorithmic and AI-driven quantitative trading strategies and possesses deep knowledge of the digital asset space. His technical background gives him an investment perspective grounded in disciplined risk management and informed by emerging technologies, while his use of AI and collaboration with leading outside tax and estate specialists helps clients bring order to complexity with greater insight, efficiency, and coordination. Prior to starting Live Oak Wealth Advisory Group in October 2010, he served as a financial advisor with RBC Wealth Management beginning in October 2007. He also spent the early part of his career in the Information Risk Management group of KPMG, where he developed a strong foundation in risk management and the importance of evaluating issues carefully and addressing risk from multiple angles. He holds a Bachelor of Computer Science from the University of North Carolina at Charlotte. Outside of his professional work, Jon enjoys traveling and spending time with his family. He is also committed to supporting charitable organizations dedicated to helping at-risk children.

Wallace Burgoyne Jr. is a CFP® professional with 35 years of industry experience. He is affiliated with Symphony Financial, Ltd. Co. and has worked at LPL Financial, Veravest Investment Advisors, Inc., Allmerica Investments, Inc., and Waddell & Reed, Inc. His experience includes both advisory roles and business activities connected to LPL Financial and related entities. Symphony Financial serves individuals, trusts, estates, charitable organizations, and business entities through discretionary portfolio management, financial planning, and consulting. The firm offers multi-family office services and applies a long-term investment philosophy using a range of investment vehicles, coordinating with outside specialists to provide comprehensive financial solutions.

Connor Benson is an Investment Advisor and Banker with J.P. Morgan Private Bank in Houston, TX. He has over 12 years of industry experience working in institutional asset management, sales & trading, and comprehensive planning. His prior roles include positions at BBVA Securities, McGriff Insurance Services (Marsh & McClennan Conpany), Regions Bank, and Merrill Lynch Wealth Management. He is employed by both JPMorgan Securities and JPMorgan Private Bank, enabling him to offer a range of banking products alongside investment services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering non-discretionary wealth advisory services supported by a centralized due-diligence framework.

My objective is simple: I will focus on understanding your unique values, personal situation and financial needs in order to deliver tailored strategies to you. Our branch will help you track your goals and communicate regularly to deliver timely information. Working closely with you and your CPA, attorney and other professionals, I can help determine the most appropriate financial strategy for you and your family. I can also help with your retirement savings strategy, so you have more options when you retire, regardless of what you decide to do. I began my Financial Planning career in 2012 in Sugar Land, Texas. At Sync Wealth Group, we invest in our knowledge so we can have a positive impact on your whole financial picture, so I hold the AAMS™ and CRPC™ designations. We provide highly personalized service. All aspects of our business are aligned to help us better understand and meet your unique goals and needs. Outside of work, I enjoy attending my children's baseball games, theatre plays, teaching guitar to my oldest and traveling. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced asset-allocation and portfolio management tools.

Natalie Kassenyeva is the principal of Natalie M. Kassenyeva, an investment management firm based in Houston, TX. She holds the CFA® designation along with Series 63 and 65 licenses and has 20 years of industry experience, including roles at BW Energy, McDermott International, and BP NAGP. In addition to her advisory work, she teaches preparatory classes for the Chartered Financial Analyst exam at Rice University. Her firm provides investment consulting and financial planning services focused on mutual funds, pooled accounts, and third-party managers, serving individual retirement, trust, and estate accounts. The practice emphasizes manager selection and due diligence, with non-discretionary advice and quarterly account reviews.

Breion Rollins is a financial advisor at TRG Financial with six years of industry experience. He holds a Series 65 designation and previously worked at Multnomah Group and at the University of Houston and University of Oklahoma. Outside of advising, he is the owner of Creators Guild HTX/The Hive Houston, a content studio, and is a member of The Pour Horsemen Podcast. TRG Financial is a state-registered sole proprietorship serving individuals and families with comprehensive financial planning, investment advisory, and a specialized college funding planning service. The firm’s investment approach focuses on diversification, cost- and tax-efficiency, and the use of low-cost ETFs and mutual funds, incorporating both fundamental and technical analysis alongside Monte Carlo planning tools.

William Zickler is a financial advisor with Coastal Wealth Management, LP in Houston, TX. He holds a Series 65 designation and has 22 years of industry experience, all with Coastal Wealth Management since 2004. Coastal Wealth Management, LP is an independent registered investment adviser providing discretionary portfolio management to individuals, trusts, pension and profit-sharing plans, charitable organizations, and private investment funds. The firm emphasizes capital preservation through personalized investment supervision tailored to each client’s risk tolerance, tax situation, and time horizon, with portfolio decisions informed by estate, tax, real estate, and insurance considerations.

Kurt Ours is the sole advisor at Virescent Financial LLC in Houston, TX. He holds a Series 65 designation and previously worked at Occidental Petroleum Corporation for 11 years before founding Virescent Financial in 2025. Virescent Financial is an independent, fee-only registered investment adviser that provides comprehensive financial planning and discretionary investment management services to individuals and high-net-worth clients. The firm employs a combination of fundamental analysis and Modern Portfolio Theory, emphasizing asset allocation and passive investment vehicles, and uses non-traditional fee structures including hourly and project-based fees rather than asset-based charges.

Mukul Khandelia is a financial advisor at Quantwealth Advisors LLC with two years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America, Merrill Lynch. He is also the managing member of Quantroll Capital LLC, a currently dormant entity. Quantwealth Advisors LLC provides discretionary and non-discretionary asset management primarily for high-net-worth individuals, using a combination of quantitative and traditional investment methods. The firm focuses on ongoing portfolio management with quarterly reviews and employs a broad range of strategies tailored to client goals and risk tolerance.

Andrew Nunnally is a financial advisor at Alpha-Tech Investments, LLC in Houston, TX, with five years of industry experience. He holds a Series 65 designation and has worked in roles at Arena Energy, Prescryptive Health, Marathon Oil, and DNC Technology. Outside of advising, he has worked as a sales analyst for Prescryptive Health, a digital health company focused on prescription intelligence platforms. Alpha-Tech Investments is a single-advisor independent firm providing discretionary asset management and portfolio supervision for individuals, corporations, and other entities. The firm employs a research-driven process combining fundamental analysis, technical methods, and modern portfolio theory, managing a diverse range of assets typically on a discretionary basis.

Sanjay Gupta is a financial advisor at 584 North LLC in Sugarland, TX, holding a Series 65 designation with one year of industry experience. Before founding 584 North LLC in 2025, he worked at Shell for 11 years. 584 North LLC is an independent investment manager that offers discretionary investment advisory services focused on U.S.-listed equity securities. The firm serves both individual retail clients and qualified clients using a uniform long/short equity strategy based on technical analysis, momentum, and market timing.

David Bass is a financial advisor at Decision Tree Advisor in Houston, TX, holding the ChFC® and Series 66 designations with 11 years of industry experience. He worked at Invesco for 20 years before joining Edward Jones briefly in 2021 and then founding Decision Tree Advisor in 2022. Decision Tree Advisor provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, and corporations. The firm focuses on asset allocation and modern portfolio theory, primarily using passive index funds while incorporating active management and ESG criteria when requested.

Stephanie Scherr is a CFP®-certified financial advisor with 39 years of industry experience. She is the principal of SM Scherr Financial LLC, an independent firm she has led since 2020, following a 21-year tenure at ProEquities, Inc. Outside of her advisory work, she serves as a trustee for family-related trusts and provides estate and financial planning services. SM Scherr Financial LLC offers comprehensive financial planning and investment management to individuals, high-net-worth clients, business owners, and select corporate and charitable organizations. The firm employs third-party money managers and asset allocation strategies, providing both discretionary and non-discretionary account management alongside written financial plans covering retirement, estate, tax, risk management, and business succession.

Jonathan Kolmetz is a CFP® with 21 years of industry experience, currently serving as the sole advisor at Oaks Wealth Management in Houston, TX. His prior roles include positions at LPL Financial LLC and Strategic Financial Concepts, LLC. Outside of his advisory work, he is a financial therapist and counselor with Alaphia Financial Wellness and Oaks Counseling Associates, respectively. Oaks Wealth Management provides tailored investment management and comprehensive financial planning to individual and high-net-worth clients, as well as charitable organizations. The firm employs a primarily passive investment approach using diversified portfolios of index mutual funds and ETFs, supported by individualized plans and regular reviews.

Orie Helaire is a financial advisor at Epiphany Wealth Management in Houston, TX, with 11 years of industry experience. He holds the ChFC®, PFS™, and Series 65 designations. In addition to his advisory role, he is an accountant and occasionally offers accounting-related advice and services to clients. Epiphany Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, small businesses, and charitable organizations. The firm emphasizes tailored portfolio management based on documented investment policies, combining fundamental and quantitative analysis with active monitoring.

Neal Carlson is a financial advisor at Forthright Family Wealth Advisory LLC in Houston, TX, with 19 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC and Wells Fargo Advisors. Forthright Family Wealth Advisory provides fee-only, discretionary investment management and comprehensive financial planning to individuals, families, and institutional clients. The firm uses an IPS-driven, continuously monitored investment process that incorporates diverse analytical methods and tailored asset allocation, managing over $200 million in discretionary assets with a small advisory team.

My name is Cameron Folse, and I am the founder of Folse Financial. I believe that professional financial advice should be simple and streamlined. Our focus is on flat fees, a modern digital experience, and fiduciary advice. After over 6 years in the financial services industry, I realized that the industry has a transparency problem. Many clients do not know how much they pay their advisor, either through insurance commissions or through investment management fees. Whether the fees are high, low, or just right, people should know exactly how much they are paying so they can be able to decide for themselves if what they are paying for is worth it. That is why Folse Financial is founded on flat, clear fees that are based on the complexity of your situation, not how much you decide to invest with us. I also pride myself on giving fiduciary advice. One thing many people don't know is that some advisors are not always fiduciaries. Some advisors wear several hats, and are only legally fiduciaries when making certain types of recommendations. With the CERTIFIED FINANCIAL PLANNER® certification, we are required to be fiduciaries at all times. In today's world, it's not enough to have transparent fees and give excellent advice. Clients also deserve a digital experience as well. We have set up systems to allow clients to view their entire financial picture in one place and allow them to track their progress towards their planning goals. The process of opening accounts and signing paperwork is entirely digitalized, saving hours of time for my clients and for myself. These are our 3 focuses for our business. Let us know if there's a way we can help you!

John Harris is the sole advisor at Fundamental Advisors, Inc. in Houston, TX, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Fundamental Advisors since 2002, serving as its president and registered investment advisor. Fundamental Advisors, Inc. provides investment advisory services to individuals, including high-net-worth clients, and pension, profit-sharing, and 401(k) plan sponsors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and pension consulting services, with an investment approach centered on asset allocation and mutual fund/ETF analysis.