Santiago Vidales Hildebrandt is a Financial Advisor with Merrill Lynch Wealth Management based in Houston, Texas. He works with high-net-worth individuals, families, family offices, and institutional clients in the US and internationally, focusing on creating personalized wealth management strategies that align with clients’ goals and priorities. Santiago collaborates closely with clients to provide a holistic, goals-based approach by leveraging Merrill’s investment resources and the banking services and lending solutions of Bank of America. Santiago’s areas of expertise include corporate executive services, family wealth management, institutional consulting, international wealth management, legacy planning, philanthropic planning, managing new wealth, small business strategies, and tax minimization. With a background in corporate and investment banking, he applies a multidisciplinary approach encompassing investments, credit and lending, trust and estate planning, and business succession planning to help clients advance their financial objectives. He holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from The University of Georgia, along with a non-accredited certificate from Oxford University. Santiago is involved in the community through organizations such as the Houston Food Bank and Houston Habitat for Humanity. Outside of work, he enjoys activities including camping, cooking, hiking, interior decorating, pickleball, soccer, spending time with his family, tennis, traveling, and woodworking.

John Nau is the sole advisor at The Legacy Collaborative, Inc., an independent firm based in San Antonio, TX. He holds a Series 63 designation and has 41 years of industry experience. His career includes over a decade with World Equity Group and nearly three decades with The Legacy Collaborative. Outside of advisory services, he serves as co-trustee of a special needs trust and is involved in several life insurance and annuity-related business activities, including leadership roles in insurance producer groups. The Legacy Collaborative provides financial planning and portfolio management primarily to high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm specializes in estate planning, business succession, retirement, and charitable planning while assisting clients in selecting professional portfolio managers rather than managing most accounts on a discretionary basis.

Juan Garrido Zevallos is an advisor at B365Invest LLC with Series 65 and Series 66 designations and one year of industry experience. His prior roles include positions at Fidelity Investments, Texas Christian University, and Investall, Inc. He is based in San Antonio, TX. B365Invest LLC provides investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm combines passive and active strategies with a long-term orientation and may incorporate ESG approaches upon client request, routinely recommending and monitoring independent Outside Managers as part of its practice.

Steven Parker is a CFA® charterholder with 13 years of industry experience. He has been with Cypress Wealth Advisors, LLC since 2012. Outside of his advisory role, he owns Parker Capital Holdings LLC, which holds an office condominium in Shavano Park, TX. Cypress Wealth Advisors serves primarily high-net-worth individuals and business entities, offering discretionary portfolio management and financial planning tailored to clients’ goals and risk tolerances. The firm employs a mix of fundamental, technical, charting, and cyclical analysis, utilizing both long- and short-term trading as well as options strategies while managing client assets internally.

Dantonio Fowler is a financial advisor at Conceptum Strategies in San Antonio, TX, holding Series 65 and Series 63 licenses with two years of industry experience. Prior to founding Conceptum Strategies, he worked with Primerica Advisors and Primerica Financial Services. Outside of his advisory role, he is involved in a social media management business. Conceptum Strategies offers customized advisory services to individuals, families, trusts, foundations, and small businesses, providing discretionary portfolio management and financial planning with an emphasis on tax-efficient strategies and ESG investing. The firm employs a blend of fundamental, technical, and quantitative analysis in its investment approach.

Ronnie Haim is a financial advisor at Capital Alliance Wealth Management in San Antonio, TX, holding a Series 66 designation with 22 years of industry experience. His prior roles include positions at LPL Financial LLC, Independent Financial Partners, and IFP Securities, LLC. In addition to advisory services, he is licensed to sell fixed universal life insurance policies through multiple carriers. Capital Alliance Wealth Management provides asset management, financial planning, and retirement plan consulting to individuals, trusts, estates, and business entities. The firm utilizes a combination of fundamental and technical analysis alongside modern portfolio theory, offering tailored strategies including hedging tools and alternative investments, with a noted focus on employer-sponsored retirement plan consulting and fiduciary services.

Luke Scamardo is a CFP® and holds a Series 66 license with 22 years of experience in financial advising. He has been the sole advisor and principal of Scamardo Financial LLC since 2004. Scamardo Financial LLC provides portfolio management, financial planning, and pension consulting services primarily to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm emphasizes a long-term investment approach driven by fundamental analysis and operates mainly on a non-discretionary basis, requiring client approval before implementation of recommendations.

Qing Selby is a CFP® professional with 12 years of industry experience, currently serving as the sole advisor at Relyon Financial Advisors, LLC in San Antonio, TX. He has led Relyon Financial Advisors since its founding in 2015. Outside of his advisory role, he is involved in IT strategic consulting and program management and acts as a trustee for the Selby Family Trust. Relyon Financial Advisors is an independent, fee-only registered investment adviser that offers financial planning, discretionary wealth management, and limited-scope consulting to individuals, families, corporations, nonprofits, and retirement plans. The firm employs a quantitative, evidence-based investment process featuring a proprietary daily algorithm combined with Modern Portfolio Theory, focusing on low-cost mutual funds and ETFs with ongoing portfolio oversight.

Victor Larsen is a CFP® professional with 38 years of industry experience, currently serving as the sole advisor at Larsen Financial Management. His prior experience includes roles at Sensus Wealth Management Group, National Asset Management, National Securities Corp, and WFG Investments Inc. In addition to his advisory work, Larsen owns and operates a tax preparation and consulting business and is also active as an independent insurance agent and a realtor. Larsen Financial Management is an independent advisory firm providing discretionary asset management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and other business entities. The firm uses both fundamental and technical analysis and employs a range of strategies across multiple asset classes, typically under discretionary authority.

Teresa White is a CFP®-certified financial advisor with 40 years of experience, currently affiliated with Money Managers Inc. She has worked with LPL Financial LLC and Next Financial Group Inc. Prior to that, she spent over four decades at Money Managers Inc. White is also involved in non-variable insurance through her own agency. Money Managers Inc. serves individuals, small businesses, and investment company clients by providing discretionary portfolio and wealth management, financial planning, and pension consulting. The firm uses a combination of fundamental and technical analysis, modern portfolio theory, and active trading strategies, and is notable for sponsoring a wrap fee program and managing accounts for investment companies.

Marc Gagni is a financial advisor with Gagni Wealth Management LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Gagni Wealth Management since 2014 and is also associated with Maridea Wealth Management LLC as part of a transitional arrangement. In addition to his advisory role, he is a licensed insurance agent and owns Gagni Ventures Management Company LLC, which manages private investments. Gagni Wealth Management serves individual clients, corporations, trusts, and small businesses, managing discretionary and non-discretionary portfolios. The firm employs a combination of fundamental and technical analysis to construct and monitor model allocations and offers specialized option trading strategies with performance-based fees.

Brad Dobson is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Best Invest in San Antonio, TX. His prior experience includes roles at Kercheville Advisors LLC and Kercheville & Company. Best Invest provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, employer-sponsored plan participants, small businesses, and corporations. The firm employs fundamental analysis, Modern Portfolio Theory, and technical analysis in actively managed portfolios, often utilizing margin transactions, option writing, and leveraged ETFs.

Diana Edwards is a financial advisor with Edwards Financial & Insurance Services, holding a Series 65 designation and bringing five years of industry experience. She was previously with Appreciation Financial for five years before joining her current firm. Outside of her advisory work, Edwards serves as the secretary for the Canyon Creek Preserve Homeowners Association. Edwards Financial & Insurance Services provides investment advisory and comprehensive financial planning services to individual retail clients, managing model portfolios primarily composed of low-cost ETFs and mutual funds with discretionary oversight and periodic reviews.

Jeremiah Sanchez is a financial advisor at Crescendo Wealth Group LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill, Victory Capital, and Bukaty Financial. Sanchez is also the owner of Crescendo Private Wealth Advisory, LLC, an independent licensed insurance agency currently without active business. Crescendo Wealth Group LLC serves individual clients and pension/profit-sharing plans with portfolio management and pension consulting. The firm uses a long-term investment approach based on fundamental and cyclical analysis, modern portfolio theory, and quantitative techniques, typically managing accounts on a discretionary or non-discretionary basis.

John Chan is a CFP® professional with 11 years of industry experience, currently affiliated with Independence Wealth Group in San Antonio, TX. He has worked at G. H. Wealth Management, LLC since 2016. Outside of his advisory role, he is a licensed insurance agent and a minority owner of Falcon Insurance Services, a property and casualty insurance agency, where he provides financial oversight. Independence Wealth Group offers portfolio management and comprehensive financial planning primarily for individual clients using a strategic, long-term asset allocation approach. The firm integrates insurance activities within its advisory platform and provides educational seminars and customized plans based on client goals, risk tolerance, and tax considerations.

Rodrigo De Los Santos is a financial advisor at Praestantia Capital, LLC with six years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at UBS Financial Services Inc and RXS Capital. His background also includes employment at the University of Texas at Austin. Praestantia Capital provides discretionary portfolio management and advisory services primarily to high net worth individuals, families, family offices, trusts, pension, and corporate clients. The firm uses a blend of fundamental, technical, quantitative, and qualitative analysis across various asset-allocation strategies and maintains custodial relationships with Charles Schwab and Interactive Brokers to support global trading.

Steve Warren is a ChFC® credentialed advisor with 38 years of industry experience, currently with Financial Planning HQ, LLC in San Antonio, TX. He has held prior roles at Lincoln Financial Securities, Inc., Mass Mutual, and Metlife Securities Inc. Outside of advisory work, Warren owns an insurance business offering disability, traditional, and long-term care insurance as well as fixed annuities and premium financing. Financial Planning HQ provides comprehensive financial planning services primarily to clients with multi-million dollar investable assets, focusing on consultative financial planning and the selection of third-party money managers for portfolio management. The firm does not manage portfolios directly and emphasizes an ongoing planning process with regular reviews and updates.

Jacob Mc Donald is a CFP® with six years of industry experience, currently serving at Secure Financial Management in San Antonio, TX. He has worked at Secure Financial Management since 2020 and previously at Wholesalers Insurance Group, LLC. Mc Donald also has experience with Texas A&M University and was involved with St. Andrews United Methodist Church for two years. Secure Financial Management provides discretionary portfolio and retirement planning for individual and select business clients, managing approximately $400 million across several hundred relationships. The firm employs a primarily value-oriented, long-term equity strategy combined with tactical asset allocation and offers regular account monitoring and formal client reviews.

Ross Johns is a financial advisor with American Market Advisors, Inc. in Shavano Park, TX, holding seven years of industry experience. He is also Vice-President and a stockholder at Anderson, Johns & Yao CPAs, P.C., a public accounting firm where he performs audit, taxation, and consulting services. American Market Advisors provides discretionary and non-discretionary portfolio management primarily for high net worth individuals and select institutional clients, utilizing fundamental, technical, and quantitative analysis to construct risk-adjusted equity and fixed income portfolios with integrated risk management. The firm combines its accounting expertise with investment strategies such as diversification, options, long/short techniques, and short selling.

Faisal Khan is a financial advisor at Southwestern Money Management LLC in San Antonio, TX, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has been employed by Biglari Capital Corp. since 2011, which is the parent company of Southwestern Money Management. Southwestern Money Management is an SEC-registered investment adviser providing discretionary portfolio management primarily for individual clients, focusing on equity and fixed-income portfolios. The firm uses both qualitative and quantitative analysis to tailor portfolios to client needs and maintains a small team model with personalized service.