Craig Lathram is the principal of Lathram Financial Group, LLC, an independent registered investment adviser based in Avon, Colorado. He holds a Series 66 designation and has 17 years of industry experience. Prior to founding his firm in 2008, he worked with Vail Associates and Billion Dollar Mentoring. Outside of his advisory work, he is a part-time ski instructor. Lathram Financial Group serves individuals, small business owners, corporate executives, trusts, and estates, offering investment management, financial planning, retirement plan advisory, and consulting services. The firm uses a combined fundamental and technical investment approach with an emphasis on capital preservation and tactical allocation shifts. It also provides retirement plan consulting and fiduciary services, utilizing third-party research and reporting tools.

Christopher Semrod is the sole advisor at Semrod Capital LLC in Minturn, Colorado, with 25 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at his current firm since 2018, previously spending time at Strategic Wealth Planning and Richfield Orion. Semrod Capital provides discretionary and non-discretionary asset management and portfolio monitoring services to individuals, high-net-worth clients, business entities, and select charitable organizations. The firm uses various analysis methods, including fundamental, technical, and quantitative techniques, and offers investment strategies ranging from long-term holdings to short-term trading.

David Keller is the sole advisor at Covered Call LLC in Silverthorne, Colorado, holding a Series 65 designation with 11 years of industry experience. He has managed Covered Call LLC since 2014. Keller’s prior professional experience includes work in Japan and Hong Kong. Covered Call LLC provides discretionary portfolio management primarily for individual investors, using a range of options-based strategies alongside fixed income and diversified mutual funds and ETFs. The firm is notable for its active use of derivatives in separately managed accounts and serves a significant non-U.S. client base with tailored investment approaches.

Sean Butson is a CFA® charterholder with 19 years of industry experience. He has been the principal of DC Capital Management, LLC since 2011. DC Capital Management provides discretionary portfolio management and fee-based financial planning to individuals and various institutional clients. The firm utilizes a blend of charting, fundamental, technical, and cyclical analysis and offers proprietary model portfolios tailored to different risk profiles, operating as a solo practice with centralized decision-making.

Bo Pihl III is a CFP® and CFA®-credentialed financial advisor with 23 years of industry experience. He has worked at Orographic Financial Advisors since 2022 and previously spent 20 years at Neidiger, Tucker, Bruner, Inc. Orographic Financial Advisors provides wealth management and financial planning services for individual and institutional clients, including high-net-worth individuals, foundations, and retirement plans. The firm applies an investment approach based on Modern Portfolio Theory and combines fundamental, technical, cyclical, and macroeconomic analysis while tailoring portfolios to client risk tolerance and time horizon.

Thomas Larsen is a Series 65-licensed advisor with Asset Strategies Group, LLC, where he has worked since 2009. He has 16 years of industry experience and a background that includes long tenures at Sonnenalp Resort and Vail Resorts. Asset Strategies Group, LLC provides portfolio management and consulting services primarily to individual and high-net-worth clients. The firm utilizes a blend of asset-allocation techniques and various analytical methods, operating mainly on a non-discretionary basis and offering client-driven investment restrictions and hourly consulting engagements.

Carly Nixon is a CFP® professional with three years of experience at Capital Consulting & Asset Management. She has a background in education, having taught English as a second language to Spanish-speaking students as a part-time professor at Colorado Mountain College since 2014. Prior to joining the firm, she worked at the College for Financial Planning and Early Childhood Options. Capital Consulting & Asset Management serves individual and institutional clients, offering financial planning, portfolio management, and qualified plan consulting. The firm uses diversified, asset-allocation-based model portfolios and provides access to third-party managers for larger accounts, combining model-driven management with broad investment options.

Daniel Mckelvey is a financial advisor at McKelvey & Associates, Inc. with two years of industry experience. He holds a Series 65 designation and previously worked at ClearChoice Management Services. Between 2021 and 2023, he was a stay-at-home parent. McKelvey & Associates is a solo-run registered investment adviser offering discretionary portfolio management, comprehensive financial planning, pension consulting under ERISA §3(21), and integrated tax and accounting services. The firm serves a variety of client types and emphasizes tailored advice, continuous account monitoring, and a mix of analytical methods and trading tactics.

Lesley Shiffrin is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Orographic Financial Advisors since 2022. Prior to this, she worked for 24 years at Neidiger, Tucker, Bruner, Inc. Orographic Financial Advisors provides wealth management and financial planning for individual and institutional clients, including high-net-worth individuals, foundations, and charitable organizations. The firm employs an investment approach based on Modern Portfolio Theory and integrates fundamental, technical, cyclical, and macroeconomic analysis to tailor portfolios to client risk tolerance and time horizon.

Nicole Geraci is a CFP® professional with 13 years of industry experience, currently serving at Creekmur Asset Management, LLC since 2022. Her prior roles include fitness instruction at Mountain Recreation and a co-ownership position at Royal Electric, LLC. She also has experience with Vail Resorts and Rocky Mountain Planning Group, Inc. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm provides discretionary portfolio management and various financial planning services, utilizing third-party tools and managers to align investment strategies with client risk profiles.

Grace Wellwerts is a CFP® professional with 27 years of industry experience. She has been with Creekmur Asset Management, LLC since 2022 and previously spent 28 years at Rocky Mountain Planning Group, Inc. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm provides discretionary portfolio management and a range of financial planning services, utilizing third-party tools and model managers to align investments with client risk profiles.

Terrence Cunningham is a financial advisor at Scala Capital LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including CMG Capital Management Group, Inc. and Integral Wealth Securities LLC. Outside of his advisory role, he is involved in business development and commercial lending with Clarion Street Advisors. Scala Capital serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs discretionary and non-discretionary portfolio management through model portfolios and incorporates technical, fundamental, and cyclical analysis alongside various trading strategies.

Lindsey Owen is a CFP® with eight years of industry experience, currently serving as a financial advisor at Advisors Capital Management, LLC. Her prior experience includes roles at Bank of America, Merrill Lynch, Charles Schwab, Fidelity, and Jackson National Life. Outside of her advisory work, she manages a real estate investment LLC focused on rental properties. Advisors Capital Management, LLC provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, and charitable organizations. The firm combines macroeconomic analysis with fundamental, quantitative, and qualitative research to manage customized private accounts, model separate-account, and ETF strategies.

Annalise Durante is a financial advisor at Bailard, Inc. with 10 years of industry experience and holds a Series 66 designation. She has been with Bailard since 2017, with brief intervals away from the firm and experience at Topgolf and Points of Light in 2017. Bailard, Inc. provides wealth and asset management services to individual and institutional clients, employing multi-asset diversification through quantitative models, fundamental research, and qualitative judgment. The firm offers financial planning, discretionary portfolio management, and sustainable investing options to a diverse client base that includes high-net-worth individuals, endowments, foundations, and pension plans.

Ann Sandquist is a financial advisor with Arax Advisory Partners and holds Series 63 and Series 66 licenses. She has 28 years of industry experience, including positions at Charles Schwab and Kingswood Capital Partners. Outside of her advisory work, she serves as the Mayor of Silverthorne, Colorado. Arax Advisory Partners is a multi-team wealth manager that oversees approximately $26.5 billion in assets and serves individuals, high-net-worth clients, family offices, institutions, and retirement plans. The firm utilizes a combination of internal portfolio management, third-party models, and tailored asset allocation, and is noted for its performance-based fee arrangements and active insurance brokerage activities.

Jason Rosener is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Apollon Wealth Management, LLC since 2023. Prior to joining Apollon, he worked at United Capital Financial Advisers, LLC for eight years. He is a board member and finance committee participant for Team Summit Colorado, a nonprofit organization. Apollon Wealth Management is an SEC-registered multi-team adviser serving a broad client base including individuals, families, trusts, businesses, and charitable organizations. The firm combines centrally managed model strategies with locally managed portfolios and offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and sub-advisory roles, utilizing diverse investment vehicles and specialized solutions.

Jeffrey Apps is a financial advisor with Arax Advisory Partners, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. He has worked at SRS Capital Advisors, Inc. since 2012. Outside of his advisory role, Apps serves as president of the board of directors for Vail Valley Cares, a nonprofit organization, and is active in the Vail Rotary and Boy Scouts of America, Troop 231. Arax Advisory Partners is an SEC-registered, multi-team wealth manager overseeing approximately $26.5 billion in regulatory assets. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans, offering comprehensive financial planning and portfolio management through a combination of internal management, third-party models, and tailored asset allocation.

Steve’s introduction to financial planning came at a difficult time. A death in the family led to a number of unresolved financial issues. He volunteered to try and untangle what turned out to be a complex situation, drawing on his background as an attorney and a long-held interest in finance. He didn’t know what to expect, but what he found was unexpected: While managing his family’s situation, he also learned how to act as a financial steward—and about the importance of an evidence-based approach to investing. That experience led Steve to a realization: He wanted to help others pursue their own financial success—and help them avoid the kinds of financial challenges that can occur without a proper plan in place. Steve became a Certified Financial Planner (CFP) in 2003 and since then has worked to help people build sustainable plans to pursue their financial goals. Steve has worked with professionals, families, and business owners to plan successfully for their future for more than two decades. For over 25 years, he has served as a board member of numerous non-profits. In addition to his financial planning expertise, Steve has accumulated extensive experience that enriches his financial services, including: Practicing as an attorney focusing on business and commercial matters, estate planning, succession planning and probate Starting, operating and selling his own businesses Acting as a professional fiduciary including asset management and disposition, portfolio management, accounting and tax preparation. By helping to educate you on your financial options and how they relate to your financial lifestyle, Steve designed RightPath™ Investments & Financial Planning to put you in control. He also places a strong emphasis on on-going expert advice, guidance and review. That way, both you and RightPath understand your continuing—and changing—needs. Steve also believes that, over time, that “educate and review” approach helps you to gain confidence in your decision-making and trust in RightPath’s services. He looks forward to helping you with your wealth management needs. Education: BA in economics, Franklin & Marshall College in Lancaster, Pennsylvania; JD, University of Maine School of Law. Professional designations: Certified Financial Planner (CFP). Steve has held NASD Series 6 and 63 licenses and is a member of the Bars of Maine, Massachusetts, and Colorado. CFP® and CERTIFIED FINANCIAL PLANNER® and are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements. Read Steven's blog here: https://www.rightpathinvestments.com/news-resources/blog/

Kelly Stecklein is a CFP® professional with 23 years of experience in the financial services industry. She has worked at multiple firms including Advisory Solutions Group, CS Planning Corp., and Cetera Advisor Networks. Outside of advising, Stecklein is involved in health coaching as a Certified Integrative Nutrition Health Coach, serves on the Frisco Sanitation Board and Colorado Secure Savings board, and teaches yoga. Advisory Solutions Group, where Stecklein is affiliated, serves retail clients with financial planning, consulting, and portfolio management, and provides back-office services to other RIAs. The firm employs a diversified portfolio approach combining quantitative, momentum, and fundamental analysis, and supports RIAs with model portfolios, detailed reporting, and management of held-away retirement assets.

Megan Nuttelman is a CFP® professional at Mission Wealth Management, LP with one year of industry experience. She has previously worked at RightPath Investments & Financial Planning, Inc. and was employed by The Summit Foundation. Mission Wealth Management is a multi-team advisory firm serving affluent individuals, families, and institutional clients. The firm offers wealth management, financial planning, and personalized portfolio management through tiered service models, employing customized, long-term investment strategies across a broad range of assets.