I'm Alison Chandler Tonks, a CERTIFIED FINANCIAL PLANNER® professional and founder of Action Financial Planning, a Fee-Only, advice-only registered investment adviser based in Twin Falls, Idaho. I provide flat-fee financial planning and non-discretionary investment advice to clients locally and virtually. I don't receive commissions or product compensation, and I don't charge fees based on assets under management. My goal is to provide objective advice without requiring clients to turn over management of their investments or purchase financial products. I especially enjoy helping physicians and other healthcare professionals, business owners, real estate investors, and people preparing for retirement bring clarity to complex financial lives. My path into financial planning grew out of my own search for objective advice that wasn't tied to selling a product or managing my assets. I wanted thoughtful guidance, clear explanations, and the freedom to make my own decisions. That experience ultimately led me to create Action Financial Planning. Before becoming a financial planner, I spent years working as a clinical pharmacist and Director of Pharmacy. That experience shaped many of the skills I now bring to financial planning: careful analysis, attention to detail, evaluating risks and alternatives, and translating complex information into practical, understandable guidance. As a real estate investor and business owner, I also bring firsthand perspective to many of the decisions my clients face, particularly when personal finances, investments, real estate, and business interests overlap. I grew up on a farm in North Dakota, an experience that taught me the value of hard work, resourcefulness, and planning for the long term. Those lessons continue to shape the practical, grounded approach I bring to financial planning today. I now live in Twin Falls, Idaho. Outside of work, I enjoy being actively involved in my community, giving back through volunteer service, staying active through CrossFit and outdoor activities, and traveling with my husband. I am also a NAPFA-Registered Financial Advisor.

David Walquist is a CFP® and PFS™ credentialed advisor at InvestiFI Wealth Management LLC with four years of industry experience. He is also a partner at Moore Van Engelen Pollow CPAs Chtd, where he has worked for over ten years. Walquist may refer clients between his advisory firm and the accounting practice without receiving compensation. InvestiFI Wealth Management LLC is a state-registered independent advisory firm serving individuals, high-net-worth clients, charitable organizations, corporations, and small businesses. The firm employs a passive, asset-allocation investment approach based on Modern Portfolio Theory, offering ongoing portfolio management, financial planning, and project-based consulting with discretionary account supervision.

Lisa Donnelley is a financial advisor at Harris Wealth Management, LLC in Twin Falls, ID, holding the PFS™ designation with two years of industry experience. She has worked at Harris CPAs since 2021 and has prior experience with Sage Asset Management LLC and Ataraxis Accounting & Advisory Services, CHTD. Outside of her advisory role, she is involved with Harris CPAs, focusing on accounting and personal finance. Harris Wealth Management provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, charitable organizations, corporations, and small businesses. The firm employs a diversified, buy-and-hold investment approach grounded in Modern Portfolio Theory, primarily using passively managed asset-class mutual funds and conservative fixed income when appropriate.

David Brandt is a financial advisor at Harris Wealth Management, LLC in Twin Falls, ID, holding Series 65 and Series 66 registrations with five years of industry experience. His prior roles include positions at Riverside Management Co. Inc., White Cloud Wealth Management, Wells Fargo, and Thrivent Financial. Harris Wealth Management serves individuals, trusts, retirement plans, charitable organizations, corporations, and small businesses with investment management, financial planning, and participant education. The firm employs a long-term, asset-allocation approach based on Modern Portfolio Theory, primarily using broadly diversified, passively managed mutual funds.

Jordan Gentry is a financial advisor with Forefront Wealth Partners in Twin Falls, ID, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Forefront in 2026, he worked at Briarwood Financial, LPL Financial, Clear Creek Financial Management, CSI, and Canyon Springs. Outside of advisory work, he is co-owner and Director of Client Success at Iron Oak Accounting LLC and maintains employment with SkyWest Airlines. Forefront Wealth Partners is a team-based, SEC-registered firm serving individual, business, and corporate clients with discretionary investment management and comprehensive financial planning. The firm creates customized portfolios using client-specific policies and incorporates related businesses and third-party resources to support its multi-office, multi-advisor structure.

Gabriel Hurt is a financial advisor at Simplicity Wealth with one year of industry experience. He holds a Series 65 designation and previously worked for Consolidated Electrical Distributors for 14 years before entering the financial services field. He also operates Hurt Associates, a separate business activity. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and financial firms. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, and offers advisory and operational services such as model portfolio management, tax optimization overlays, and a technology platform for other advisers.

Megan Benson is a financial advisor at Portside Wealth Group, LLC in Twin Falls, Idaho, holding a Series 65 designation with seven years of industry experience. Her work history includes roles at Concorde Investment Services, Doleman Wealth Management, DFPG Investments, Inc., and Allegis Investment Services. Outside of finance, she previously worked in the restaurant industry at Copper Rill Restaurant. Portside Wealth Group is a multi-advisor wealth management firm providing discretionary portfolio management, financial planning, pension consulting, and client education for individuals, retirement plans, charitable organizations, and corporate clients. The firm employs a blended investment approach incorporating fundamental, technical, and modern portfolio theory, and offers affiliated legal and accounting services alongside its advisory offerings.

Jeffrey Pridey is a financial advisor at BFC Planning, Inc. with 33 years of industry experience. He has been with Berthel Fisher & Company Financial Services, Inc. since 2012. Outside of his advisory role, he is the owner of a family farm in Twin Falls, Idaho. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, and trusts through a network of approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various advisory platforms and sub-advisors, offering both wrap and non-wrap programs tailored to client needs.

Gary Hurt is a financial advisor at Simplicity Wealth with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Wealth Watch Advisors for six years. Hurt is also the founder and owner of Hurt and Associates, an independent insurance and financial services agency in Twin Falls, ID. Simplicity Wealth serves a diverse client base, including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and other financial firms. The firm offers advisory services and a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, complemented by technology and operational solutions for other advisers.

David Snelson is a financial advisor with Clear Creek Financial Management, LLC in Twin Falls, ID, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Clear Creek since 2017 and previously spent two years with Signator Investors, Inc. Outside of his advisory role, Snelson serves on several nonprofit and community boards, including as director and chairman of committees for St. Luke’s Magic Valley Health Foundation and St. Luke’s Health System. Clear Creek Financial Management serves individuals, employer retirement plans, trusts, estates, other advisers, and business entities by providing asset management, financial planning, consulting, and algorithmic research through Helios Quantitative Research. The firm employs a comprehensive investment approach combining fundamental, technical, and cyclical analysis, offering strategies ranging from long-term holdings to active trading and option writing.

Frederick Nelson is a financial advisor with D.A. Davidson & Co. in Twin Falls, ID, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with D.A. Davidson & Co. since 2010. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm provides services under fiduciary standards, employing both qualitative and quantitative analysis, and is notable for its municipal advisory and underwriting activities as well as specialized wealth planning programs.

Edwin Woolley is a financial advisor with CWM, LLC based in Twin Falls, ID, holding the CFP® designation and several securities licenses. He has 24 years of industry experience, including prior roles at Cambridge Investment Research Advisors and United Planners Financial Services. Woolley serves as a board member of the Magic Valley Estate Planning Council and participates as a consultant for charitable golf events benefiting fundraising efforts. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, and institutional clients through a network of over 600 advisors. The firm employs a discretionary management approach using model portfolios combined with fundamental and technical analysis, third-party sub-advisors, and customized investment tools.

Nikolas Gumeson is a financial advisor at Independent Financial Partners with five years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise and the City of Twin Falls. Outside of his advisory role, he serves as an assistant softball coach for Twin Falls High School. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients with a decentralized advisory model and a notable focus on retirement-plan advisory and pension consulting.

Kelly Ward is a financial advisor with D.A. Davidson & Co. in Twin Falls, ID, holding Series 63 and Series 66 credentials and possessing 41 years of industry experience. He has been with D.A. Davidson & Co. since 2011. Outside of advisory activities, he is also a notary public. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm provides ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for clients with net worth exceeding $20 million.

Carolyn Nelson is a financial advisor with D.A. Davidson & Co. in Twin Falls, Idaho, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with D.A. Davidson & Co. since 2010. Outside of her advisory role, she is also a commissioned notary public. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporations. The firm offers various services such as retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Jennifer Colvin is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. She has worked at Wells Fargo Clearing since 2019 and has been with Cetera and its related entities since 2021. Outside of her advisory role, she is a 50% owner of O'DUNKINS LLC, a restaurant business, and serves as a board member of the Urban Renewal Agency in Twin Falls, ID. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, overseeing more than $256 billion in assets through a network of over 10,000 advisors.

Jon Kimball is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He worked at Edward Jones for five years before joining LPL Financial in 2012. Kimball operates a separate wealth management business under the name Kimball Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Annika Sturgill is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and has held previous roles in education and hospitality. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Amber Patton is a financial advisor with Edward Jones in Twin Falls, ID, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at Saint Alphonsus and UCSD. Outside of advising, she manages a rental property listed on Airbnb in Meridian, ID. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and maintains affiliated capabilities, including a trust company and proprietary funds.

Joshua Rose is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 66 designation and has been with Cetera and its related entities since 2013. Outside of his advisory role, he has involvement in residential rental property ownership. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a network of over 10,000 advisors, managing more than $256 billion in assets.

Joseph Stevens is a financial advisor with LPL Financial in Twin Falls, Idaho, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Waddell & Reed, and various insurance carriers. Stevens is also the owner and president of Trupurity LLC, a retail sales business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through its extensive network of investment adviser representatives, employing diverse investment strategies and technological tools to support its platform.

Dean Seibel is a financial advisor with Edward Jones in Twin Falls, Idaho, holding Series 66 and Series 63 designations and over 35 years of industry experience. He has been with Edward Jones since 1992. In addition to his advisory role, he owns a commercial rental property through a separate business entity. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of advisors and branch offices.

Courtney Seibel is a Series 66-licensed financial advisor with Edward Jones in Twin Falls, Idaho, with one year of industry experience. Prior to joining Edward Jones, Courtney worked in various roles including positions at Boise State University, Environment Control of Boise, and food service establishments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and tax-efficient investment solutions, supported by a nationwide network of more than 23,000 advisors.

Jeffrey Freckleton is a financial advisor with Edward Jones in Twin Falls, Idaho, holding a Series 66 designation and 10 years of industry experience, all with Edward Jones since 2016. Outside of his advisory role, he is involved with the Twin Falls School District as a public address announcer and coach for Canyon Ridge High School basketball. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a range of advisory programs and affiliated investment products, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Brian Scott is a financial advisor with LPL Financial in Twin Falls, ID, holding a Series 66 designation and 11 years of industry experience. He has been with LPL Financial since 2021 and has involvement in several business ventures, including ownership roles in multiple real estate entities and a tax preparation and accounting firm. Outside of advisory work, he has experience in insurance production and runs a business named Sips N Sweet Treats. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor resources and technology.

Jackson Dille is a financial advisor with Raymond James & Associates in Twin Falls, ID, holding a Series 66 designation and 16 years of industry experience. Prior to joining Raymond James in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined eight years. Outside of his financial career, he and his wife raise cattle on their personal property through their agricultural business, Dille Red Angus. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutional clients, pension plans, charitable organizations, and government entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with access to a range of portfolio management styles, firm research, and model manager options.

Jordan Staheli is a financial advisor with LPL Financial based in Twin Falls, Idaho. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. Since 2015, Staheli has also been affiliated with Mountain America Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing a network of investment adviser representatives and various model portfolio options.

Robert Sturgill is a CFP®-designated financial advisor with Edward Jones in Twin Falls, ID, where he has worked since 1996. He has 29 years of industry experience. Outside of advising, he is a managing member of two family-related businesses involved in office rental and farming. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates nationally with a large network of advisors and branch offices, and provides additional services such as tax-efficient investing and securities-based lending.

Braden Coleman is a financial advisor with Edward Jones in Twin Falls, ID. He holds a Series 66 designation and joined Edward Jones in 2026. Prior to his advisory role, Braden worked in various positions across several companies, including Wright Physical Therapy, Lucid Software, Insight Software, Cummins INC, JB Productions, Brigham Young University, and GitLab. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worths, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Mark Martin is a financial advisor with Edward Jones in Twin Falls, Idaho. He holds the Series 66 designation and has 16 years of industry experience, all with Edward Jones since 2010. Outside of advising, he coaches a U12 boys soccer team for the Idaho Surf Magic Valley Soccer Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the U.S. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices.

Andrew Mecham is a financial advisor with J.P. Morgan Securities, holding CFP® and ChFC® designations and over 20 years of industry experience. His prior roles include positions at Principal Life Insurance Company and Northwestern Mutual. Outside of financial services, he owns and instructs at the Fighting Chance Training Center, a martial arts and fitness academy, and is also the head instructor and owner of Nampa School of Karate. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a model that combines quantitative asset-allocation analysis with centralized manager due diligence, applying an ESG eligibility framework when selecting investments.

Scott Jackson is a financial advisor at LPL Financial in Twin Falls, ID, holding CFP® and ChFC® designations with four years of industry experience. His work history includes roles at Snake River Investment Counsel LLC, Edward Jones, and Cetera ADVISORS LLC. Jackson has also been involved with Brigham Young University - Idaho in various capacities over several years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Amy Mc Murdie is a financial advisor with Ameriprise in Twin Falls, Idaho, holding a Series 66 designation and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the boards of the Twin Falls Community Foundation and the Kiwanis Club of Twin Falls. Ameriprise provides a range of advisory, brokerage, and insurance solutions, including a retirement-income planning service designed for clients approaching or in retirement with significant investable assets. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports tailored to client needs.

Daniel King is a CFP® professional with over 31 years of experience in the financial industry. He has been with LPL Financial since 2021 and previously worked at Waddell & Reed, Inc., US Bancorp Investments, Inc., and Piper Sandler & Co. Outside of his advisory work, he has held several community roles in Twin Falls, ID, including positions within local church organizations and the Twin Falls School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party subadvisors, supported by advanced operational tools.

Nancy Albrethsen is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. She previously worked for Gem State Paper & Supply for 22 years. Outside of her advisory role, she is involved with McMurdie & Associates, managing an advisory business in Twin Falls, Idaho. Ameriprise offers retirement-income planning services targeted at individuals with substantial investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Heidi Detmer is a financial advisor with OSAIC and holds a Series 66 designation. She has 18 years of industry experience, including prior roles at Capricorn Financial Strategies and Commonwealth Financial Network. Detmer is the owner of Capricorn Financial Strategies, which provides insurance sales and services. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios constructed using asset-allocation tools and risk-tolerance analysis.

Denton Whitney is a financial advisor with LPL Financial in Twin Falls, Idaho. He holds a Series 66 designation and has been with LPL Financial since 2025. Whitney also provides legal services in estate planning through Whitney Mediation & Legal Counsel, LLC, a practice he has operated since 2013, and through Legacy Legal Counsel, LLC, established in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.