Timothy Schott is a financial advisor at ATON Advisors, LLC with 23 years of industry experience. He holds the PFS™ and Series 66 designations and has been with ATON Advisors since 2010. ATON Advisors is an independent firm providing personalized, fee-only financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm’s investment approach emphasizes strategic asset allocation using factor-based and passively managed index funds and ETFs, with global diversification and customized investment policy statements.

Michael Miller is the sole advisor at R.B. Financial Group, an independent advisory firm based in Marana, AZ. He holds Series 63 and Series 65 licenses and has eight years of industry experience. Miller has been with R.B. Financial Group since 2005. R.B. Financial Group is a fee-only, independent sole proprietorship that provides discretionary portfolio management primarily for individual, corporate, trust, and retirement accounts. The firm focuses on fixed-income investors, employs a value-oriented approach to equity selection, and emphasizes dividend-paying equities and investment-grade bonds, with accounts reviewed monthly and managed on a discretionary basis.

Darla East is a financial advisor at D Squared Capital Management, LLC, an independent firm based in Oro Valley, AZ. She holds a Series 65 designation and has 22 years of industry experience, including 16 years at her current firm. D Squared Capital Management provides discretionary investment supervisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm manages portfolios using a mix of fundamental, technical, charting, and cyclical analysis, offering both wrap fee and non-wrap advisory arrangements, and employs a range of strategies including active trading, option-based stock replacements, and limited short-sale transactions.

Gautham Jain doesn’t just offer financial advice; he engineers financial roadmaps. As President of Jain Wealthonomics, he combines the analytical precision of an engineer with the fiduciary standard of a CFP® professional to help families build, protect, and transition their legacies. Before dedicating himself to financial stewardship, Gautham spent over two decades as a Senior Product Manager at General Motors. There, he managed risk and built multi-year strategic roadmaps for high-stakes, multi-million dollar initiatives. Today, he translates that "Fortune 500 discipline" into personal finance—engineering life roadmaps designed to navigate market volatility and ensure clients reach their destinations with certainty. Gautham believes a robust financial plan must be as efficient as it is effective. With over seven years of specialized experience in Tax Planning, he integrates tax-optimization strategies directly into the planning process, ensuring your wealth isn't eroded by avoidable "leakage." Holding an M.S. in Engineering and an Executive MBA in Finance & Economics, Gautham brings rare intellectual rigor to the table. However, his most important credential is his fiduciary duty: an unwavering commitment to act solely in your best interest. A leader in the Arizona community, Gautham also co-leads financial literacy initiatives for the Financial Planning Association (FPA), driven by the belief that an educated client is an empowered client.

John Gareau is the sole advisor at Jaguar Investment Services, Ltd., an independent firm based in Marana, Arizona. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Gareau has been with Jaguar Investment Services since 1987. Jaguar Investment Services provides investment supervisory services and individualized portfolio management to a small client base that includes individuals, trusts, estates, and corporate clients. The firm emphasizes continuous, discretionary management primarily using no-load mutual funds and exchange-traded funds, tailoring portfolios to clients' objectives, risk tolerance, and liquidity needs.

Ronald Knapp is the sole advisor at RH Knapp & Co. He holds a Series 63 designation and has 27 years of industry experience. His career has been focused entirely at RH Knapp & Co., where he has worked since 1989. RH Knapp & Co. is an independent firm providing discretionary investment management primarily to individuals, trusts, small corporations, and various institutional clients. The firm emphasizes individual securities selection through fundamental and technical analysis, generally recommending equity investments for clients with a minimum five-year horizon and operating under limited trading discretion.

Cody Peck is a financial advisor at Mahogany Financial Strategies LLC with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Mass Mutual Investors Services and Iliad Wealth Solutions. Outside of his advisory work, he serves as a board member for Sands Club, a private business club, and as treasurer of Reach for the Stars, a nonprofit focused on youth mental health and STEM education. He is also a partner in Network Outdoors, LLC, a company that supports networking for outdoorsmen. Mahogany Financial Strategies provides investment management and retirement-plan consulting primarily for qualified retirement plans and institutional clients. The firm offers tailored investment programs and serves in both limited-scope 3(21) fiduciary and discretionary 3(38) investment manager roles, combining pension consulting with direct advisory services at a small, recently established scale.

Victor Hess is a financial advisor at Buttonwood Advisors, LLC with 22 years of industry experience. He holds the PFS™ designation and Series 63 and 66 licenses. In addition to his advisory role since 2010, Hess operates a CPA practice specializing in tax planning and preparation. Buttonwood Advisors offers fee-for-service integrated financial planning and implementation support for individuals, high-net-worth clients, businesses, trusts, and estates. The firm focuses on financial education and client advocacy, coordinating with third-party specialists for investment management rather than managing assets directly.

Brooks Larson is a financial advisor with Wealth Planning Advisors LLC, holding the ChFC® designation and Series 63 and 65 licenses, with 13 years of industry experience. He has operated his own firm, Brooks Larson, LLC, since 1994 and has been self-employed in financial planning since 1991. Larson is involved in a family estate planning LLC unrelated to real estate transactions. Wealth Planning Advisors LLC is a small, fee-only advisory practice serving individual investors and employer plan sponsors. The firm provides investment management, financial planning, retirement-plan consulting, and educational seminars, with additional tax, bookkeeping, and payroll services offered through an affiliated accounting entity.

Roy Morris is a financial advisor with PFG Advisors in Phoenix, AZ, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Equitable Advisors, Axa Advisors, and Securities America, among others. PFG Advisors offers fee-based investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, charitable organizations, and corporate clients. The firm combines macroeconomic allocation with fundamental and technical analysis, primarily using index-based ETFs, and provides access to various third-party platforms and wrap programs.

Charles Sera is a financial advisor at Dynamic with 13 years of industry experience. He holds a Series 65 designation and has worked with firms including Catalina Wealth Partners and Yellowstone Partners. In addition to his advisory role, he is licensed to sell non-variable insurance products such as long-term care, fixed annuities, and life insurance. Dynamic serves a diverse client base including individuals, trusts, charitable organizations, and businesses, offering portfolio management, financial planning, and retirement plan services. The firm emphasizes a long-term, client-specific investment approach and provides support to other advisers through technology, compliance, and sub-advisory services.

Randolph Moore is a financial advisor with United Planners' Financial Services of America, holding Series 63, 65, and 66 designations and bringing 37 years of industry experience. His prior roles include work with Securities Service Network and operating under his own name, Randolph S. Moore. He is also involved in financial coaching and tax preparation services in Scottsdale and Marana, Arizona. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions through a network of 477 independent advisors. The firm uses an open-architecture platform with multiple custodians and third-party managers, primarily managing non-discretionary assets.

Tyra Moore is a financial advisor with United Planners' Financial Services of America, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. Her prior work includes roles at SSN Advisory, Inc. and Securities Services Network. Outside of her advisory duties, she owns and operates More4UTaxSolutions, providing tax preparation, accounting, and bookkeeping services, and offers consulting services related to divorce through her firm More4uSolutions. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, focusing primarily on non-discretionary asset management, and offers both fee-based and commission-based options through its network of independent advisors.

Elena Suther is a financial advisor with Empower Advisory Group and holds a Series 66 designation. She has six years of industry experience, including roles at Fidelity Brokerage Services LLC and Nationwide Insurance. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning approach and serves a large participant base relative to its adviser headcount.

Scarlett Vogel Ham is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 licenses and totaling 17 years of industry experience. Her background includes roles at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. She is the owner of Full Moon Financial LLC, where she runs group business and life insurance activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and businesses. The firm emphasizes direct advisory programs, financial planning, and access to third-party money manager solutions through both adviser and promoter arrangements.

Keenan Larson is a financial advisor with Empower Advisory Group in Marana, AZ, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at First Command Advisory Services and PNC Bank. Outside of his advisory work, he serves as Groups Coordinator for Zion City Downtown campus in Tucson and is Treasurer of The Answer: A Biblical Counseling Center. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates, offering both point-in-time financial plans and optional managed account solutions.

John Velez is a financial advisor at Independent Financial Group, LLC with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at First Command Advisory Services and First Command Brokerage Services. Outside of his advisory role, he is the owner of Quantum Business Coach, providing business coaching services, and serves as a board member of the Dove Mountain Rotary. He will also teach a course on Ethical Wills at the University of Arizona in 2025. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes strategic asset allocation and a combination of active and passive management through both proprietary and third-party models to tailor portfolios according to clients’ risk tolerances.

Estel Freese is a financial advisor at Cetera with 25 years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2025, she spent six years at Avantax Investment Services and 17 years with 1ST Global Advisors. Outside of her advisory role, she consults on tax issues and retirement planning for employee benefit plans as an outside consultant for WEST & COMPANY, LLC, CPAs. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors nationwide.

Adrian Arvayo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2018, following seven years at Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Harold Teel Jr. is a financial advisor at OSAIC with 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining OSAIC in 2023, he worked at Royal Alliance Associates, Inc. for 15 years and has operated a sole proprietorship, Teel Financial Group, since 1979. He also serves as a board member of the Sandy Carter Charitable Foundation. OSAIC serves a diverse client base, including individual investors, institutional clients, and charitable organizations, providing integrated brokerage and advisory services through a large network of advisers. The firm employs various tools such as asset-allocation models and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Aaron Murray is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary, quantitative asset-allocation approach combined with centralized due diligence. The firm incorporates an ESG eligibility framework when recommending strategies and offers access to a broad range of products, including those available through its affiliated entities.

Jeffrey Herndon is a CFP® professional with 13 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities LLC since 2014. He holds Series 63 and Series 66 licenses and is based in Tucson, AZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary wealth management supported by a centralized due-diligence framework.

Mathew Benson is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked with Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and NYLife Securities LLC. Outside of financial services, he was involved with Arizona Handyman & Haul for one year. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and broad financial planning topics without portfolio management or discretionary trading authority.

James Rathje is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Kevin Tokarski is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and its related entities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG processes.