Kevin Dunford is a CFP® with six years of industry experience, currently serving as a financial advisor at Boldin Advisors. His prior work includes roles at Better World Planning, Intuit, and Charles Schwab & Co., Inc. Outside of advisory work, he is the owner of KJD Investments LLC, focusing on options trading, and also works as a tax preparer with Intuit during tax season. Boldin Advisors provides financial planning and consulting services to individuals, high net worth clients, trusts, estates, and small businesses. The firm employs Modern Portfolio Theory to recommend diversified, low-cost index mutual funds and ETFs within a long-term, buy-and-hold investment framework, emphasizing financial planning over ongoing asset management.

Hilary Jones Rojo is a financial advisor with Cetera who holds a Series 66 credential and has 24 years of industry experience. She has worked at several firms, including LPL Financial and Securities America Inc. Outside of her advisory role, she serves as president of Holy Ghost Ranch, Inc., an animal rescue organization focused on the care and treatment of rescue horses. Cetera Investment Advisers LLC is an SEC-registered firm operating a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party investment options.

Hyrum Cottrell is a CFP®-credentialed financial advisor with Edward Jones in Snowflake, AZ, with 19 years of industry experience. He has been with Edward Jones since 2006. Outside of advising, he is the owner of HTC Corp, which manages office property unrelated to his advisory work. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including wrap fee programs and separately managed accounts, supported by a national network of more than 23,700 advisors.