Theodore Dwyer is a CFP® and ChFC® with 46 years of industry experience. He is the principal of Dwyer Financial, LLC in Flagstaff, AZ, where he has worked since 2017. Prior to that, he held roles at R.M. Stark & Co., Inc., Arizona Central Credit Union, and various insurance companies over a span of nearly four decades. Dwyer Financial provides investment advisory services to individuals, trusts, pension and retirement plans, businesses, and charitable organizations. The firm employs fundamental analysis to construct portfolios, often using no-load or institutional mutual funds, and regularly incorporates private and alternative investments for qualified clients.

Gabrielle Fitzwater is a financial advisor at Dwyer Financial, LLC with two years of industry experience. She holds a Series 65 designation and has previously worked at Me Financial PLLC and various insurance companies. Outside of financial advising, Fitzwater is the owner and web designer of Solette Media, a web design business based in Flagstaff, AZ. Dwyer Financial provides investment advisory services to individuals, trusts, retirement plans, businesses, and charitable organizations. The firm employs fundamental analysis to construct portfolios, offers access to SEI asset allocation models, and includes private and alternative investment offerings as part of its services.

Korey Doucette is a financial advisor with Oasis Advisors in Flagstaff, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His work history includes long-term roles at Pfs Investments Inc and Terra Wealth Management, LLC, as well as positions in mortgage loan origination and insurance. He is also a licensed insurance professional and a loan originator with EMortgage. Oasis Advisors provides investment advisory services to individuals, high-net-worth clients, corporations, and pension/profit-sharing plans. The firm employs a combination of fundamental, quantitative, and modern portfolio theory to construct long-term model allocations and offers ongoing portfolio management, financial planning, and pension consulting.

Colin Hughes is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Sowell Management. He previously worked at Four Peaks Wealth Management and has been self-employed since 2009. His outside activities include insurance sales and services. Sowell Management is a multi-team registered investment adviser that supports individuals, retirement plans, corporations, and other RIAs with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services. The firm uses a variety of management styles and offers model portfolios and third-party manager selection while providing business support to over 100 independent advisory representatives.

Matthew McMahon is a CFP® and Series 65-licensed financial advisor with 12 years of industry experience. He has worked at Sowell Management Services since 2018 and previously at Four Peaks Wealth Management, LLC from 2015 to 2018. McMahon is also a licensed insurance agent since 2010. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs. The firm offers discretionary and non-discretionary portfolio management and financial planning services through over 100 independent investment adviser representatives, employing multiple management styles and a variety of investment solutions.

Joseph Lynch is a financial advisor with Sowell Management in Flagstaff, AZ, holding a Series 65 license and five years of industry experience. Prior to joining Sowell Management, he worked at Strategic Financial Planning, LLC, Vora Wealth Management, and the National Bank of Arizona. Outside of his advisory role, he is the president and owner of CMON6 Inc., a sales and data management business, and also works as a marketing specialist for Veregy, LLC, a construction company. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services. The firm operates through an independent-contractor model with over 100 investment advisor representatives and employs multiple management styles including strategic and tactical allocation, individual equity selection, and customized portfolio designs.

Lori Kahn is a financial advisor with J.P. Morgan Securities in Flagstaff, AZ, holding Series 63 and Series 66 registrations and 11 years of industry experience. Her background includes roles at LifeTree Inc, JPMorgan Chase Bank, LPL Financial, and other firms. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Sabrina Carlson is a CFP® with seven years of industry experience currently affiliated with LPL Financial. She previously worked at Edward Jones for seven years and was involved with the Arizona Trail Association for five years. Outside of her advisory role, she operates a mountain bike coaching service and has acted occasionally in a local theatre company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Adrienne Dubois is a financial advisor at Raymond James Financial with one year of industry experience. She holds a Series 66 designation and has prior work experience including a 16-year tenure at State Farm Insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm uses analytical tools such as risk profiling and probability modeling to tailor recommendations, supporting clients through its advisory programs and specialized offerings.

Melissa Rainwater Fleming is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and five years of industry experience. She has worked with firms including Avantax Investment Services, Peak Wealth Management, and HD Vest Insurance Agency. Fleming is also involved with Northern Arizona Financial Services Co., LLC, which provides tax preparation, tax problem resolution, and financial services, along with bookkeeping and payroll services for businesses. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Mark Frank is a CFP® professional with 27 years of experience at Edward Jones, where he has worked since 1999. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a member of Flagstaff Investment Services LLC, involved in real estate investment and holding activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad range of advisory services and is distinguished by its extensive retail advisor and branch network as well as affiliated capabilities beyond traditional advisory functions.