Scott Smith is the sole advisor at Conscious Investment Services, LLC in San Diego, CA, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has worked at LPL Financial from 2011 to 2018 before founding his current independent advisory firm in 2018. Smith is also a licensed insurance agent. Conscious Investment Services, LLC serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and other advisers. The firm provides non-discretionary portfolio management, financial planning, pension consulting, and participant account management using a third-party platform, applying a combination of fundamental analysis, modern portfolio theory, and technical strategies across various time horizons.

Steven Friedman is a CFA® charterholder and holds a Series 63 license with 14 years of industry experience. He has been with Kalo Capital Management, LLC since 2011, where he also serves as Portfolio Manager for affiliated hedge funds. Additionally, he has a minority ownership interest in ABF Enterprises, Inc., and serves as Portfolio Manager for Potomac Partners, LP, a family fund of funds hedge fund. Kalo Capital Management provides discretionary investment management and advisory services to individuals, high-net-worth clients, family offices, hedge funds, and institutional clients. The firm focuses on an emerging-growth equity strategy centered on North American companies and employs fundamental and technical analysis, including derivatives and leverage when appropriate.

Gabriel Kadmiri is an independent financial advisor at Green Harvest Capital Management with three years of industry experience. He holds a Series 65 designation and has operated a screen printing business and a dog walking service alongside his advisory work. Green Harvest provides portfolio management and fee-based financial planning primarily to individual investors, with occasional services for small businesses and non-profits. The firm combines fundamental and technical analysis, utilizing both passive fixed-income and index strategies as well as active investment approaches tailored to client objectives.

Lee Tobey is a financial advisor at Hedgewise with 11 years of industry experience. He holds the Series 65 designation and has been with Hedgewise since 2014. The firm serves individual and institutional clients, offering discretionary portfolio management and developing pooled investment products through a managed-account structure. Hedgewise employs a systematic, research-driven investment process that combines quantitative and fundamental techniques, using ETFs, ETNs, options, and futures with automated rebalancing and tax optimization.

Arden Chan is a financial advisor at Chan, Arden with six years of industry experience. He holds a Series 65 designation and concurrently serves in the United States Navy, a role he has maintained since 1993. His background also includes a medical degree. Chan, Arden is an independent firm that provides investment advisory services primarily to institutional clients such as banking and thrift institutions, sovereign wealth funds, government entities, and charitable organizations. The firm focuses on serving institutional and governmental accounts and employs fee arrangements that do not rely on assets under management.

Rajiv Rebello is the president and chief actuary of Colva Capital LLC in San Diego, CA, holding Series 65 and Series 63 licenses with six years of industry experience. He has held leadership roles at Colva Insurance Services and Colva Actuarial Services, where he provides actuarial consulting and insurance services. Rebello also serves as an independent insurance agent and leads financial planning activities. Colva Capital serves high-net-worth individuals and entities by offering discretionary portfolio management along with financial, tax-efficient, and estate-planning advice. The firm uses a tailored investment approach based on client risk profiles and manages portfolios that may include traditional securities, private placements, hedge funds, and affiliated funds.

Christopher Russell is a CFP® with 10 years of industry experience, currently serving as the sole advisor at Tempus Pecunia since 2019. His prior work includes roles at GreenGrowth CPAs and Pure Financial Advisors, Inc. In addition to his advisory work, he serves as President of 1789 West, a business consulting firm for small and midsize companies. Tempus Pecunia is an independent, state-registered advisory firm managing approximately $24.3 million for individuals, high-net-worth clients, pension plans, charitable organizations, and businesses. The firm provides personalized investment management primarily through passive strategies, along with comprehensive financial planning and employee benefit plan consulting services.

Jay Liao is a CFA® charterholder and holds a Series 66 license, with 15 years of experience in the financial industry. He has been the principal advisor at Mandala Wealth Management, LLC since 2016 and previously worked at Portfolio Monkey from 2008 to 2017. Based in San Diego, CA, he leads the firm as its sole advisor. Mandala Wealth Management provides comprehensive portfolio management services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, corporations, and other business entities. The firm employs a range of investment strategies including fundamental, technical, and quantitative analysis, and offers both discretionary and non-discretionary management across various asset classes, with regular portfolio reviews and rebalancing.

Barbara Norman is a CFP® professional with 26 years of industry experience, operating independently through her firm Sage Path Solutions in San Diego, CA. Her prior work includes managing her own sole proprietorship and operating under various business names related to Sage Path Solutions since 2014. She serves on the Scripps Hospital Gift Planning Advisory Council as a volunteer. Sage Path Solutions provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to tailor investment programs under discretionary authority, with ongoing portfolio management and periodic reviews including rebalancing and tax-loss harvesting.

Siva Kumar is the sole advisor at Serene Growth Partners LLC in San Diego, CA. He holds a Series 65 designation and has 10 years of industry experience. Kumar is also the managing member of Zen Trading LLC, an investment-related business where he provides portfolio management services. Serene Growth Partners is an independent investment adviser serving high-net-worth individuals with discretionary asset management and ongoing portfolio supervision. The firm employs a combination of fundamental, technical, and charting analysis across long- and short-term strategies, and offers several alternative fee structures including performance-based fees for qualified clients.

Brian Chew is a financial advisor at Cliveden Capital Management, LLC, with 12 years of industry experience. He holds the Series 66 designation and has a longstanding career at Sempra Energy since 1990. Cliveden Capital Management provides discretionary investment management and outsourced chief investment officer services to small and mid-sized foundations, endowments, pension plans, and select high-net-worth individuals. The firm employs an asset-allocation driven approach, constructing diversified portfolios tailored to client objectives and risk profiles, and is notable for offering institutional outsourced CIO services to smaller organizations.

Jonathan Luskin is a CFP® with 10 years of industry experience and is the principal of Luskin Financial Planning, an independent advisory firm based in San Diego, CA. His prior roles include positions at Ferri Investment Solutions, Define Financial, LLC, and Advanced Practice Advisors, LLC. He is also the owner of an investment-related online blog and engages in financial writing and consulting. Luskin Financial Planning provides advice-only financial planning services to individuals, families, family offices, retirement plan sponsors, trustees, nonprofit organizations, and other advisers. The firm employs a passive, index-focused investment approach using low-cost mutual funds and ETFs, and offers fixed-fee or hourly services without managing client assets or exercising investment discretion.

Michael Hood is a financial advisor with Hood Financial, LLC in San Diego, CA, holding the ChFC® designation and a Series 65 license. He has 11 years of industry experience, including roles at ARS Investment Advisors, Inc. and Allegis Investment Advisors, LLC. Hood also spends a significant portion of his time as a licensed insurance agent. Hood Financial serves individual and high-net-worth clients by providing discretionary investment management and comprehensive financial planning through its "Complete Sherpa Experience" platform. The firm employs a primarily passive investment strategy using diversified, asset-class-weighted portfolios with index mutual funds and ETFs, and incorporates portfolio audits, risk scoring, and periodic reviews into its process.

Thomas Murphy is a CFP®-certified financial advisor with 30 years of industry experience. He has operated T.M. Murphy Investment Management, Inc. since 1992 in San Diego, CA. T.M. Murphy Investment Management provides discretionary portfolio management primarily for individual investors and some small-company retirement plans, managing approximately $33.3 million across 143 accounts. The firm focuses on no-load mutual funds and diversified portfolios tailored to clients’ asset-allocation goals and risk tolerances, with selective use of individual stocks or ETFs, and offers optional hourly financial planning services.

Mark Barker is a Series 65-licensed financial advisor with 18 years of industry experience. He is the sole principal of Legion Capital Management, LLC, an independent investment advisory firm based in San Diego, California. Barker has been self-employed in the financial sector since 1997. Legion Capital Management serves individual investors and family trusts, focusing on retirement-plan participants in 401(k) plans, IRAs, and self-directed retirement accounts. The firm uses a combination of technical research and fundamental analysis within an adaptive asset-allocation model to manage market cycles and downside risk, prioritizing principal preservation alongside growth.

James Bowler is a financial advisor at Colsara National Wealth Management LLC with 12 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors, LLC, and Wells Fargo Clearing Services, LLC. Bowler has been with Colsara National Wealth Management since 2019. Colsara National Wealth Management provides discretionary investment management and financial consulting to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a long-term, customized investment approach using fundamental and technical analysis to construct portfolios that include ETFs, mutual funds, individual stocks, bonds, and derivatives, and it also offers written financial plans and ongoing portfolio supervision.

Lawrence Lane is a CFP® with 14 years of industry experience and is the sole advisor at L Squared Wealth Management in San Diego, CA. He has led the firm since its founding in 2014. In addition to his advisory role, Lane works as an independent insurance agent. L Squared Wealth Management provides financial planning and portfolio supervision for individuals, high-net-worth clients, and small businesses. The firm employs a blended investment approach using fundamental, technical, and cyclical analysis, and offers modular planning services including retirement, tax, education, estate, and insurance planning.

Stuart Schiffman is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Financial Consultant (ChFC®) with nine years of industry experience. He is the sole advisor at Compound Wealth Advisors, an independent registered investment adviser based in San Diego, CA. His prior roles include positions at CWM, LLC DBA Gold Family Wealth and Virtual Connect, LLC. Compound Wealth Advisors provides discretionary asset management, retirement income and tax-aware planning, limited estate planning, and standalone financial planning services primarily to high-net-worth individuals. The firm employs Modern Portfolio Theory and Monte Carlo simulation to develop customized asset allocations and usually operates with discretionary trading authority.

Michael Donahue is a financial advisor with Donahue Financial Group in San Diego, CA, holding Series 63, 65, and 66 designations and bringing 32 years of industry experience. Prior to founding Donahue Financial Group in 2018, he worked at Probabilities Fund Management, LLC and Ausdal Financial Partners. Donahue Financial Group manages approximately $81 million in discretionary assets for individual and high-net-worth clients, focusing on fundamental analysis and a long-term trading approach. The firm provides tailored Investment Policy Statements, monthly portfolio reviews, and requires clients to custody assets at Schwab Institutional.

Carter Watson is a CFP® and CFA® affiliated with Felspar Financial in San Diego, CA. He has one year of experience at Felspar Financial and previously worked at LPL Financial, Expion, Collins Aerospace, and San Diego State University. Felspar Financial is an independent advisory firm offering discretionary investment management and financial planning primarily for individual and high-net-worth clients. The firm employs a long-term, strategic investment approach based on modern portfolio theory, focusing on diversified portfolios constructed with mutual funds and ETFs.