Aloha! I'm Skyler Stokes, CEPA®, AIF®, and founder of Aloha Wealth Partners, based right here on the coast in Cardiff, CA. With over a decade in the industry, I built my practice around a simple idea: financial advice should feel like a conversation with someone who actually has your back, not a sales pitch. I work closely with real estate professionals, high income business owners, and accredited investors, helping them think through 1031 exchanges, Delaware Statutory Trust (DST) investments, pre-IPO access, and private credit opportunities. Much of my work is planning and consulting focused, built around your goals rather than a product. Outside the office, you'll find me experimenting with wood-fired pizza, chasing down a good Calabrian wine, or just enjoying the surf, which makes this part of San Diego home. If you're looking for a partner who brings clarity, honesty, and a little bit of aloha to your financial life, I'd love to talk story.

> I got my start in money the strange way. I was a bank teller at 15 in Spring Hill, Kansas, and I'm told the age requirement went up after me. > Since then: eight years at Fidelity learning how big firms care for clients, a wealth management chapter, a CFO seat at a startup. And in 2025 I went advice-only, because I kept meeting families who'd been offered plenty of products and percentages, when all they really wanted was someone on their side of the table to hand them the plan. > That's what advice-only means. You pay one flat fee for advice. I don't sell products, I don't take a percentage of your money, and nothing I recommend pays me a commission. The advice is the whole business. > I work with couples and families like my own, people who love what they do and want to know their family is taken care of. We map the whole picture, cash flow, investments, taxes, protection, and you leave with a plan you actually understand and own. > Away from the desk I'm a husband and a dad of three. Whatever time is left goes to guitar, piano, and singing and a long audiobook queue. > If you've been wanting real advice without wondering who's earning what off the recommendation, message me here. That's the easiest way to start!

Thanks for checking out my profile! Here's a little about me: I'm happily married to the love of my life who somehow hasn't realized how far out of my league she is (so please don't tell her). When not working, I’m probably chasing after our two amazing kids who keep life loud and full in the best ways, or experimenting with new vegan curry recipes, or injuring myself trying to get back into a workout routine since I refuse to accept that I’m no longer a 20-something Marine. I'm often asked how I got into financial planning. After the military, I headed to San Diego State University not knowing what my next steps would be, but knowing that I 1) wanted to do meaningful work that could genuinely help people, 2) had a strong interest in finance, and 3) was compelled to continue my lifelong string of side projects and small businesses I kept finding myself in. Smashing those together led to becoming a CFP® and founding Next Gen Financial Planning to serve clients often overlooked by our profession, giving me the chance to help hundreds of people navigate their financial and life journeys. Along the way, I did my best to learn from every financial planner in San Diego or elsewhere who would answer my calls or emails. Jim taught me the importance of truly listening to clients before offering solutions. Michael showed me how to think like a business owner, not just an advisor. Nancy taught me that sales can be ethical and fun. Taylor showed me the power of community and supporting each other as we grow. I'm deeply grateful to them, and to the many others who helped me get here. Next Gen grew up to be bigger than just me, and I passed the torch over to the team in 2024. Now I'm excited to set my sights on a new mission with AdviceOnly because it's time for change, not just for me but in how our profession treats both financial advisors and the clients we serve. I’m building a new model to help advisors focus on giving advice, not sales pitches. Too many are overwhelmed by compliance/tech/admin, or feel lonely, or pressured to put the firm's financial performance over their sense of what’s right. Quick note: I'm not currently taking on new ongoing financial planning clients while focusing on building the AdviceOnly platform to support other advisors, so please consider checking out www.adviceonly.com or another credible place. I do still take on an occasional small hourly projects.

Grant Knox has been a Financial Advisor since 1994 and holds the following registrations and licenses: General Securities, California Life and Health Insurance, and California Real Estate and Mortgage Lending. A Southern California native, Grant excels at strategies for financial health and wealth that are attainable and effective. He is passionate about helping others achieve financial success and exceed their goals. He is a certified Kingdom Advisor, able to offer counsel on the integration of a Biblical worldview into financial practices. He holds the Certified Plan Fiduciary Designation (CPFA), designating expertise in company retirement plans. He holds a Bachelors degree from Evangel University and a D.Min. from Summit Bible College. Grant lives in La Mesa with his wife, Nicole and their son Noah. He loves to travel, active in his church, is a voracious reader and an avid soccer fan, having played on and managed recreational soccer teams for over 30 years.

Frederick Pearson is a Series 65-licensed financial advisor with 15 years of industry experience. He operates as a self-employed advisor through his independent firm, Pearson, Frederick, Norman Jr., based in Poway, CA. His firm provides discretionary portfolio management primarily for individual investors, focusing on IRA accounts. The investment strategy centers on income through dividend-paying stocks and ETFs, with a smaller allocation to growth equities managed under a strict money-management framework.

Kyle Tweet is a financial advisor with 25 years of industry experience. He holds the ChFC® designation and Series 66 license. He has worked at Tweet Management Services since 2011, with prior experience at Salt Capital Management and Ameriprise. Tweet Management Services, Inc. provides portfolio management and financial planning services to individuals, retirement accounts, pension and profit-sharing plans, and small businesses. The firm employs a combination of fundamental and technical analysis and typically uses publicly traded securities and mutual funds, managing accounts mostly on a nondiscretionary basis while coordinating with clients’ external tax and estate professionals.

Clair Leedom is the principal of Leedom Asset Management, Inc., an independent firm based in Rancho Santa Fe, CA. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. Prior to founding Leedom Asset Management in 2007, he has been involved with California Equity Research since 2003, where he also serves as chairman of the board. Leedom Asset Management provides discretionary portfolio management for individual investors, charitable organizations, and pension/profit-sharing plans. The firm manages equity and fixed-income portfolios, operates a private pooled investment vehicle, and employs a growth-oriented strategy focused on small- to mid-cap emerging-growth stocks using a proprietary strength indicator and a combination of fundamental and technical analysis.

John Malaney is a financial advisor at Engineering Financial Independence, Inc. with four years of industry experience. He holds the Series 65 designation and has a background as a Program Manager at General Atomics, where he worked for fourteen years. Engineering Financial Independence, Inc. provides portfolio management and financial planning services to individual and high-net-worth clients, managing approximately $5.0 million across a small number of relationships. The firm offers a free subscription service featuring general investor commentary, and employs an investment approach that includes fundamental analysis, modern portfolio theory, quantitative methods, long-term equity strategies, options trading, mutual funds, ETFs, and fixed income.

David Thomas is the sole advisor at David Thomas, CPA, Esq., PC in San Diego, CA, with one year of industry experience. He holds a Series 65 designation and has previous experience at Gradient Capital Advisors, LLC and as a sole proprietor running a tax and estate planning practice. Outside of advisory work, he operates a small tax and estate planning business with a few employees. David Thomas, CPA, Esq., PC provides discretionary and non-discretionary asset management and financial planning services to individuals and high-net-worth clients. The firm combines investment advisory with affiliated tax, legal, and accounting services.

Earl Wong is a financial advisor at Spirit Global Investment Advisors, LLC with 14 years of industry experience. He holds a Series 66 designation and has been with Spirit Global since 2013. Outside of his advisory role, he manages One Road Media Ventures, focusing on developing and distributing global media projects with an emphasis on partnerships in Asia. Spirit Global Investment Advisors serves family offices, ultra-high-net-worth individuals, and institutional investors with integrated wealth management, combining public-market portfolio management, alternative fund access, and institutional-grade digital asset services. The firm employs a manager-of-managers approach with significant allocations to alternatives and digital assets, primarily targeting sophisticated and institutional mandates.

Curt Di Giacomo is a CFP® professional with 24 years of industry experience, currently serving as the sole advisor at Goal Line Wealth Management, Inc. He has previously worked at Morgan Stanley, Citigroup Global Markets, and Wells Fargo Advisors. Outside of his advisory role, he is a licensed insurance agent and a notary public. Goal Line Wealth Management serves individual and high-net-worth clients by providing both discretionary and non-discretionary investment advisory and financial planning services. The firm customizes portfolios based on clients’ objectives and risk tolerances, using various investment strategies and reviews accounts quarterly.

Bradley Gilbert is a financial advisor with Thrive Portfolios in San Diego, CA, holding Series 63 and Series 65 licenses and bringing six years of industry experience. He has worked at multiple firms including Impact Investors and Cresta Advisors, and currently owns Delta Companies, LLC, where he provides consulting services related to property management. Thrive Portfolios serves individual investors and other registered investment advisers with discretionary asset management, financial planning, and consulting services. The firm combines boutique scale with institutional-style work, acting as a sub-advisor to other RIAs while offering educational content and public seminars.

Andrew Arroyo is the principal of Andrew Arroyo Investments, LLC and holds a Series 65 designation with 15 years of industry experience. He has operated Andrew Arroyo Real Estate Inc. since 1999, focusing on residential real estate sales and investment. Arroyo is also involved in managing real estate and securities investment funds through related entities. Andrew Arroyo Investments, LLC provides investment supervisory services to pooled investment vehicles and a variety of individual, corporate, and retirement clients. The firm employs a combination of fundamental, technical, and cyclical analyses across equity, options, and real estate-related investments, offering both discretionary and consultative advisory services.

Scott Melbrod is the sole advisor at Taxable Wealth in San Diego, CA, holding Series 63 and 65 licenses with 23 years of industry experience. Prior to founding Taxable Wealth in 2019, he worked at NATIONAL PLANNING CORPORATION from 2002 to 2017 and has been associated with M Wealth Management since 2015. He is also managing partner of Accumulation Wealth Partners and SH Partners, LLC, the latter involving real estate management. Taxable Wealth provides investment advisory and financial planning services mainly to individual and high-net-worth clients, as well as corporate clients. The firm emphasizes passive portfolio construction using low-cost index funds combined with fundamental analysis and periodic reviews, and it sponsors affiliated private real estate investment vehicles.

Chester Holliday is a CFP® and holds a Series 66 designation with nine years of industry experience. He currently serves as the sole advisor at Elite Wealth Management, LLC, a firm he joined in 2021 following prior work with Andina Capital Management, LLC. Elite Wealth Management provides continuous investment management and comprehensive financial planning to individuals and high-net-worth clients, along with employee benefit plan advisory services for employer plan sponsors. The firm employs a combination of passive and active strategies and offers individualized account management, pension consulting, and educational seminars.

Sean Bradford is the sole advisor at Speiro Investments, LLC, an independent firm based in Lakeside, CA. He holds a Series 66 designation and has 19 years of industry experience. Bradford has led Speiro Investments since 2014. Speiro Investments provides discretionary portfolio management and investment supervisory services to individuals, high-net-worth clients, charitable organizations, and plan sponsors. The firm uses a combination of fundamental and technical analysis, managing diversified portfolios that include mutual funds, equities, bonds, ETFs, REITs, and government securities.

Ian Maxwell is a financial advisor at Reviresco Wealth Advisory LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Virtue Capital Management and Retirement Wealth Advisors. In addition to his advisory role, Maxwell operates a college planning service offering guidance on college preparation and financial aid, and he owns a tax planning and preparation business. Reviresco Wealth Advisory is an independent registered investment adviser serving individuals, couples, executives, entrepreneurs, and business entities with comprehensive financial planning and discretionary investment management. The firm customizes recommendations based on clients’ circumstances, risk tolerance, and time horizon, and implements portfolios using third-party model portfolios while retaining discretionary authority over those selections.

James Holland is the founder and sole advisor at Holland Strategic Wealth Advisors LLC in La Jolla, CA. He holds the CFP® designation and Series 66 license, with four years of industry experience. His background includes roles in mortgage lending and real estate brokerage, alongside operating Aethon Consulting LLC, a financial and operational consulting firm. Holland is also licensed as an insurance agent and mortgage associate. Holland Strategic Wealth Advisors serves individuals, high-net-worth clients, corporations, charities, and pension and profit-sharing plans. The firm employs a passive investment approach grounded in modern portfolio theory, providing discretionary management and integrating financial planning with investment oversight. In addition to advisory services, the firm offers insurance, mortgage, and real estate services through its principal’s related licenses and provides non-ERISA fiduciary retirement plan consulting and educational seminars.

Kenneth Corlett is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at Corlett Financial, Inc. in San Diego, CA. He previously worked at Worthpointe Wealth Management for two years before founding his firm in 2017. Corlett is also a partner and wealth advisor with another investment advisory firm and holds active securities licenses, though he has not been engaged in insurance activities for over two years. Corlett Financial, Inc. provides portfolio management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm employs an investment approach that combines cyclical analysis with modern portfolio theory, offering both discretionary and non-discretionary management with a focus on tailored investment strategies and regular account reviews.

Robert Shopes is a CFP® with 15 years of industry experience and operates as the sole advisor at Favrile Financial in Del Mar, CA. His prior experience includes seven years at Waddell & Reed, Inc. and over two decades with Exotica Biologics. Outside of his advisory work, he owns and manages an eBay store, TeraBio, which buys and resells used goods online. Favrile Financial offers discretionary wealth management and financial planning services to individuals, high-net-worth clients, and corporate entities. The firm’s investment approach emphasizes fundamental analysis and long-term orientation, utilizing low-cost mutual funds and ETFs alongside other securities, while employing fixed and hourly fee arrangements rather than asset-based fees.