Allen Drake is the sole advisor at Royale Investment Advisor LLC, an independent firm based in Lake Mathews, CA. He holds Series 63 and Series 65 licenses and has 20 years of experience in financial advisory services, having led Royale since 2006. In addition to his advisory role, he sells life, health, and disability insurance as an agent with EMC Insurance Services. Royale Investment Advisor LLC provides asset management and financial planning services primarily to individual and high-net-worth clients. The firm offers tailored portfolios and planning across various areas, including retirement, estate, charitable giving, tax and corporate structuring, and specialized analyses, managing assets largely on a non-discretionary basis with a focus on fundamental analysis and a long-term buy-and-hold strategy.

Hubert Frederick is a financial advisor at New Talents Financial Services Inc and holds a Series 65 designation. He has one year of advisory experience, previously working in an investment club and spending 17 years at ADP. New Talents Financial Services is a family-owned, independent registered investment adviser that provides discretionary portfolio management and financial planning focused on portfolio-related matters for individuals, high-net-worth clients, and family trusts. The firm emphasizes diversified, long-term investment strategies with low trading frequency, uses third-party custodians, and offers a performance-based fee option for qualified clients.

Eric Aragon is a financial advisor with Aragon Advisors in Corona, CA, holding a Series 65 designation and four years of industry experience. He has worked at Cambridge Investment Research Advisors and operates an accounting firm, Aragon Accounting Corp, where he is the founder and a CPA. In addition to his advisory work, he is active in accounting services. Aragon Advisors serves individuals, high-net-worth clients, business owners, and entities, providing investment advisory and financial planning services, including retirement-plan consulting. The firm integrates investment advice with affiliated accounting and insurance services, managing most assets on a non-discretionary basis and emphasizing ERISA 3(21) fiduciary support for plan sponsors.

John Weyhgandt is a financial advisor at Western States Investments in Corona, CA, holding a Series 65 designation with 12 years of industry experience. He has been associated with Western States Wealth Management since 2014 and Western States Financial since 1994. In addition to his advisory role, he is a licensed independent insurance agent and is authorized to sell Medicare Advantage and supplemental insurance plans. Western States Investments provides advisory services primarily through recommending and monitoring independent third-party investment managers for individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on asset allocation and Modern Portfolio Theory, delivering non-discretionary management and qualified retirement plan consulting to its clients.

Cecelia Fairfax is a financial advisor at C Financial and Tax Associates with 41 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Her career includes roles at Innovation Partners LLC since 2016 and Tax & Insurance Services Incorporated since 1989, where she also owns and prepares tax returns and sells insurance products. C Financial and Tax Associates is an independent registered investment adviser serving a diverse client base including individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm operates on a non-discretionary basis, recommending asset allocations and third-party managers while providing comprehensive financial planning, tax preparation, and insurance services.

Jeremie McKee is a financial advisor with Stonebridge Asset Management LLC, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Springboard Capital Management, Inc. for 13 years before founding Stonebridge in 2017. In addition to his advisory role, McKee is a licensed insurance agent involved in insurance and annuity sales. Stonebridge Asset Management LLC is an independent, single-advisor firm providing discretionary portfolio management to individuals, trusts, estates, and business entities. The firm uses a blend of passive, fundamental, and active technical analysis strategies to manage portfolios tailored to client objectives and risk tolerances.

Dennis Korte is a financial advisor with Railroad Canyon Insurance and Financial Services in Canyon Lake, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2002. In addition to his advisory role, he owns and operates an insurance brokerage specializing in life insurance and annuity policies. Railroad Canyon Insurance and Financial Services primarily serves individuals approaching or in retirement, focusing on capital preservation for baby boomers and their parents. The firm emphasizes a safety-first investment approach, providing financial planning, retirement advice, and insurance product recommendations through non-discretionary management and annual account reviews.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC, an independent firm based in Lake Elsinore, CA. He holds a Series 65 designation and has 13 years of industry experience. Karl has led his firm since 2012. Karl Schorr Wealth Management, LLC provides fee-based portfolio management primarily to individual investors, with occasional services for small businesses and non-profits. The firm employs a largely passive investment approach focused on low-cost index funds and ETFs, complemented by ancillary services including personal and business tax return preparation and consulting on 1031 real estate exchanges.

Emily Bushong is a CFP®-certified financial advisor with 16 years of industry experience. She is currently with Kaizen Financial Advisors, LLC, where she has worked since 2025. Her previous experience includes positions at LPL Financial, LLC, and Pence Wealth Management. Kaizen Financial Advisors serves individual and high-net-worth clients, qualified retirement plans, and other entities with comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs a long-term, diversified investment approach based on modern portfolio theory and utilizes institutional partnerships to deliver specialized strategies and support.

Sean Lehmann is a financial advisor at The Sullivan Group with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Capital Investment Management, LLC, doing business as The Sullivan Group, and Purshe Kaplan Sterling Investments since 2009. Outside of his advisory role, he provides professional pilot services on an occasional basis. The Sullivan Group is a California-licensed investment advisory firm serving approximately 96 clients with about $100 million in discretionary assets under management. The firm offers discretionary portfolio management, customized financial planning, and retirement plan consulting, constructing long-term portfolios tailored to clients’ objectives and risk tolerance using various analytical approaches across multiple asset classes.

Dempster Cherry Jr. is a financial advisor with D'arcy Wealth Management, Inc. in Corona, California, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has worked at several firms including Lindsey Financial, Inc., Nelson Securities, Inc., and Hoplon Financial Group. In addition to his advisory role, he serves as president of D'Arcy Insurance Agency, LLC, which sells life, health, disability, and property and casualty insurance. D'arcy Wealth Management primarily serves individual clients and small business owners, providing investment advisory and asset management services alongside insurance product recommendations. The firm focuses on strategic asset allocation through a combination of fundamental and technical analysis, managing portfolios largely on a non-discretionary basis with some tactical adjustments.

Scott Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Royal American Financial Advisors since 2005 and also works with Royal American Insurance Services, LLC, where he sells insurance products alongside his advisory services. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizing asset allocation, diversification, and disciplined rebalancing, and offers investor education and coaching programs as well as access to insurance products through its affiliated agency.

Tony Lim is a financial advisor at D’Arcy Wealth Management, Inc. in Corona, California, holding Series 63 and Series 65 licenses with 29 years of industry experience. His prior roles include positions at Fidelity Funding, Interest Smart Home Loans, and True Colors Investing. D’Arcy Wealth Management provides investment advisory and asset management services primarily to individuals, small business owners, and other business entities, emphasizing asset allocation and a mix of fundamental and technical analysis for generally long-term portfolios. The firm manages client accounts on a non-discretionary basis and offers performance-based fee arrangements alongside a wrap-fee program.

Christopher Collar is a financial advisor at Collar Capital Management, LLC with one year of industry experience. He previously worked at St. Cloud Capital, Messari, and SVB Securities LLC. Collar served in the United States Department of the Army for five years before entering the financial sector. Collar Capital Management serves individual and high-net-worth clients by providing asset management, pension consulting, and non-discretionary investment administration services. The firm utilizes technical, fundamental, and cyclical analysis and incorporates a range of investment strategies, including options and digital assets, to build and continuously manage personalized portfolios.

Larry Miranda III is a financial advisor at Palo Seco Wealth Management with 20 years of industry experience and holds a Series 66 designation. His prior roles include positions at Crown Capital Securities, Prudential Insurance Company of America, and other financial firms. Outside of advising, he serves as a preacher and officer for Surrendered Church, delivering weekly sermons, and he is involved in a family pool cleaning business. Palo Seco Wealth Management provides investment management and financial planning services to individuals, high-net-worth individuals, and corporate clients. The firm employs a generally passive, low-cost investment approach using index funds and ETFs, tailoring recommendations through detailed client profiles and incorporating biblically responsible investing principles.

Ryan Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding a Series 65 designation and four years of industry experience. Prior to joining the firm, he worked with California State Parks for seven years and has been involved in education for over a decade. He is also licensed to sell insurance products through Royal American Insurance. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across about 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizes asset allocation and diversification, and offers investor education and coaching programs alongside traditional portfolio management and financial planning services.

Navy Klomsue is a financial advisor with Financial Equations Advisors, Inc., holding a Series 66 designation and 19 years of industry experience. Prior to joining his current firm in 2020, he worked at Wealthsource Partners, LLC and Ameriprise Financial Services, Inc. Financial Equations Advisors serves individual and business clients, providing comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses an asset-allocation framework combined with technical analysis and may engage third-party sub-advisers while maintaining oversight, and it offers both wrap-fee and non-wrap advisory options.

David Young is a CFA® charterholder with nine years of experience in financial advising at Ambrosia Asset Management in Corona, CA. He has been involved in business ventures outside finance, including Ambrosia Herb Tea, LLC, and has worked full-time at Sunrider International since 2005. Ambrosia Asset Management is a small, owner-operated registered investment adviser serving individual and institutional clients through discretionary Separate Managed Account services. The firm employs a rule-based relative-strength strategy focused on U.S. equities and options on the S&P 500, combining technical and fundamental analysis with backtesting.

Gail Gonzales is a financial advisor at Financial Equations Advisors, Inc. in Corona, CA, holding a Series 65 designation with five years of industry experience. Her prior work includes roles at Collier Simon, Spinifex, Ignited, CoBird, and Gearys. Financial Equations Advisors serves individual and business clients with comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses an asset-allocation framework combined with technical analysis and may engage third-party sub-advisers while maintaining oversight.

Micki Hicks is a financial advisor at The Leonard Financial Group, LLC with 10 years of industry experience. She holds a Series 65 designation and has been with the firm since 2015. The Leonard Financial Group serves individual clients, including high-net-worth and non-HNW households, as well as charitable and organizational clients. The firm provides financial planning, investment management, and consulting services, utilizing a formal planning process combined with portfolio management that includes advanced trading strategies and regular account reviews.