Billy Potter is the sole advisor at Knight of California LLC, an independent firm based in Carmel, CA. He holds a Series 65 designation and has 19 years of experience with Knight of California LLC and 10 years in the industry overall. Knight of California LLC provides discretionary portfolio management and wealth-management advice primarily to individual and high-net-worth clients. The firm combines fundamental analysis, modern portfolio theory, technical and charting analysis, and both long- and short-term trading, including option-writing and margin strategies, with a focus on risk management.

Mark Wilson is a financial advisor based in Pebble Beach, CA, with 11 years of industry experience. He holds a Series 65 designation and operates his own firm, Wilson, Mark Henry. In addition to his advisory work, Wilson maintains a full-time CPA accounting practice and is a part-time California real estate broker. He has served on the Monterey Peninsula Airport District since 2022. Wilson, Mark Henry provides comprehensive financial planning and related services to individual clients, including retirement and education planning, tax preparation, and estate-document review. The firm combines financial planning with an active accounting practice and affiliated real estate brokerage, using fundamental analysis for investment advice and billing on an hourly or fixed-fee basis without managing client assets or recommending specific securities.

Robert Bacon is the sole advisor at Bacon & Company, an independent firm based in Carmel, CA. He holds 14 years of industry experience and has been associated with Bacon & Company since 1992. Bacon & Company manages discretionary portfolios for individuals, families, family trusts, and personal retirement plans, focusing on long-term exposure to quality growth equities combined with investment-grade bonds. The firm serves a modest client base with a tailored investment approach that emphasizes low turnover, quantitative security selection, and client-specific risk tolerance alignment.

Paula De Vos is a CFP® and holds a Series 66 license, with 24 years of experience in the financial advisory industry. She has been the sole advisor at Synergist Wealth Advisors since 2003. Synergist Wealth Advisors serves a selective group of high-net-worth individuals, families, trusts, estates, private foundations, retirement and business entities, and a limited number of pension or profit-sharing plans and institutional clients. The firm offers wealth planning, portfolio management, manager selection and monitoring, and consulting services tailored to complex family and institutional needs, with an investment process centered on customized policy statements and a combination of active, passive, and tax-managed strategies.

Barry Kilzer is the principal of Kilzer Wealth Management, an independent firm based in Carmel, CA. He has 40 years of experience in wealth management and holds a real estate broker license, through which he engages in loan generation and investing. Kilzer’s firm provides financial planning and wealth management services to individuals, high-net-worth clients, and corporate profit-sharing plans. The firm employs a multi-model investment approach, combining active and passive management tailored to clients’ tax situations and investment constraints, and often implements portfolios via referrals to independent money managers.

Ryan Mende is a financial advisor at Mende Financial Council, Inc. with 10 years of industry experience. He held positions at Charles Schwab for nine years before founding his independent firm in 2025. Mende Financial Council, Inc. is a fee-only registered investment adviser serving individual and high-net-worth clients. The firm offers discretionary portfolio management and personalized financial planning, using asset allocation and modern portfolio theory to guide investments through a combination of passive and active vehicles.

Denver Dale is the sole advisor at Pale Blue Capital LLC in Carmel, CA, holding Series 63 and Series 65 designations with 19 years of industry experience. He has been associated with Pale Blue Capital and its predecessor, Tecton Capital Partners LLC, since 2015. Pale Blue Capital provides portfolio management and personalized investment programs for individuals, high-net-worth clients, charitable organizations, and business entities. The firm combines fundamental analysis and modern portfolio theory to develop tailored asset allocations and uses a variety of strategies, including performance-based fee arrangements for qualified clients.

Lawrence Chazen is the principal of Lawrence J. Chazen, Inc., an independent advisory firm where he has worked since 1979, totaling 47 years in the industry. He serves as CFO of Carmel Restaurant Group and acts as a trustee for trusts. Lawrence J. Chazen, Inc. provides portfolio management, financial planning, and trustee services primarily to individuals who have acquired wealth through inheritance or divorce. The firm follows a conservative, buy-and-hold strategy tailored to clients’ age, net worth, and risk profile, managing a very limited number of client relationships on a discretionary basis with prior client consultation.

Matthew King is a financial advisor at No-Load Asset Management with 25 years of industry experience. He has operated his firm since 1995 and holds a Series 63 designation. No-Load Asset Management provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passively managed index funds and ETFs, with a focus on global diversification and discretionary account management.

Daniel Stewart is a financial advisor with Topturn Capital, LLC, holding Series 65 and Series 66 licenses and bringing 27 years of industry experience. He has been affiliated with Darchuck Stewart Capital Advisors, LLC since 2009. Outside of his advisory work, he serves as a general partner in a family investment partnership, where he participates in investment decisions and trading activities. Topturn Capital provides investment management, wealth management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm uses a proprietary dynamic allocation model incorporating stocks, bonds, digital assets, and cash, tailoring portfolios based on clients' risk tolerance and time horizon.

Martin O'Malley is a financial advisor with Plan B Investments, Inc. in Carmel Valley, CA, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Plan B Investments since 2005. Outside of his advisory role, he is the sole proprietor of SINRA Successor Trustee Services, Inc., a non-investment-related activity that occupies a small portion of his professional time. Plan B Investments, Inc. serves individuals, including high-net-worth clients, and small businesses by providing financial planning and advisory services. The firm emphasizes written financial plans and uses third-party or outside investment managers to implement strategies, monitoring these managers while maintaining discretion over their engagement.

Kenneth Cala is a CFP® with 25 years of industry experience, associated with Lowery Thomas, LLC since 1999. He also operates a CPA accounting firm, Kenneth G. Cala, CPA, which shares clients with his advisory practice. Cala holds the Series 65 designation and is based in Pebble Beach, California. Lowery Thomas, LLC provides investment advisory and wealth management services to individuals, trusts, estates, and corporations. The firm employs a primarily technical, long-term investment approach using low-cost mutual funds and ETFs, along with individual equities and bonds, tailoring portfolios to client goals, risk tolerance, and tax considerations.

Mark Vicencio is a financial advisor at Lowery Thomas, LLC with 26 years of industry experience. He holds a Series 65 designation and has served at Lowery Thomas since 1999. In addition to his advisory role, Vicencio operates an accounting firm, where he spends approximately 25% of his professional time. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy complemented by technical analysis, offering customized portfolio construction and ongoing account monitoring.

Aaron Schwartz is a CFP® credentialed financial advisor at McFarland Associates with 16 years of industry experience. He has held various roles at McFarland Associates and previously worked at NPB Financial Group, LLC. Outside of finance, he is involved in private flight instruction as a certified pilot and flight instructor. McFarland Associates serves individuals, trusts, estates, corporations, non-profits, and other business entities, advising both high-net-worth and non-HNW clients. The firm emphasizes broadly diversified, mutual fund-based portfolios managed primarily on a non-discretionary basis, integrating comprehensive financial planning and a range of non-investment services.

Howard Given is a financial advisor at Cypress Path Capital, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cypress Path Capital since 2003. Cypress Path Capital is a state-registered advisory firm serving individual and high-net-worth clients, as well as select corporate, charitable, and retirement-plan clients. The firm provides discretionary portfolio management and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside various investment vehicles including ETFs, mutual funds, and options.

Raymond Mayer is a CFA® charterholder with nine years of industry experience, currently serving as an advisor at Cypress Path Capital, LLC since 2015. He holds a Series 63 license and is based in Carmel, California. Cypress Path Capital is a small, state-registered advisory firm serving individual and high-net-worth clients, as well as select corporate, charitable, and retirement-plan clients. The firm provides discretionary portfolio management and financial planning services, using a blend of fundamental, technical, and cyclical analysis alongside mutual funds, ETFs, and active trading strategies to align portfolios with client objectives and risk tolerances.

Kyle Sabdo is a CFP® with 11 years of industry experience, currently serving as an advisor at Stillwater Capital Management since 2023. He previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is also involved in insurance sales. Stillwater Capital Management advises individuals, including high-net-worth clients, as well as fiduciary and institutional clients such as retirement plans and trusts. The firm offers discretionary asset management, retirement plan consulting, and comprehensive financial planning through an investment process that combines fundamental, quantitative, and technical analysis tailored to client objectives and risk tolerance.

David Lowery is a financial advisor at Lowery Thomas, LLC in Pebble Beach, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Lowery Thomas, LLC since 1999. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy combined with technical analysis and offers customized portfolio construction using diversified mutual funds, ETFs, and occasionally individual securities.

Diego Reyes is a financial advisor at Stillwater Capital Management with eight years of industry experience. He holds a Series 66 credential and has previously worked at firms including Bank of America and Merrill. Reyes serves as an advisory board member for The Carmel Foundation, a nonprofit organization focused on providing social and activity services for seniors. Stillwater Capital Management advises individual, fiduciary, and institutional clients, offering discretionary asset management, portfolio management, retirement plan consulting, and financial planning. The firm employs a multi-method investment process and offers specialized retirement plan consulting with attention to ERISA fiduciary responsibilities.

Dawn Correia is a financial advisor at Stillwater Capital Management with two years of industry experience. She holds a Series 65 designation and previously worked at Merrill Lynch Pierce Fenner & Smith for eight years. Stillwater Capital Management advises individuals, including high-net-worth clients, as well as fiduciary and institutional clients such as retirement plans, trusts, and business entities. The firm offers discretionary asset management, comprehensive portfolio management, retirement plan consulting, and standalone financial planning, employing a combination of fundamental, quantitative, and technical investment methods tailored to each client’s objectives and risk tolerance.