Paula De Vos is a CFP® and holds a Series 66 license, with 24 years of experience in the financial advisory industry. She has been the sole advisor at Synergist Wealth Advisors since 2003. Synergist Wealth Advisors serves a selective group of high-net-worth individuals, families, trusts, estates, private foundations, retirement and business entities, and a limited number of pension or profit-sharing plans and institutional clients. The firm offers wealth planning, portfolio management, manager selection and monitoring, and consulting services tailored to complex family and institutional needs, with an investment process centered on customized policy statements and a combination of active, passive, and tax-managed strategies.

Barry Kilzer is the principal of Kilzer Wealth Management, an independent firm based in Carmel, CA. He has 40 years of experience in wealth management and holds a real estate broker license, through which he engages in loan generation and investing. Kilzer’s firm provides financial planning and wealth management services to individuals, high-net-worth clients, and corporate profit-sharing plans. The firm employs a multi-model investment approach, combining active and passive management tailored to clients’ tax situations and investment constraints, and often implements portfolios via referrals to independent money managers.

Matthew King is a financial advisor at No-Load Asset Management with 25 years of industry experience. He has operated his firm since 1995 and holds a Series 63 designation. No-Load Asset Management provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passively managed index funds and ETFs, with a focus on global diversification and discretionary account management.

Daniel Stewart is a financial advisor with Topturn Capital, LLC, holding Series 65 and Series 66 licenses and bringing 27 years of industry experience. He has been affiliated with Darchuck Stewart Capital Advisors, LLC since 2009. Outside of his advisory work, he serves as a general partner in a family investment partnership, where he participates in investment decisions and trading activities. Topturn Capital provides investment management, wealth management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm uses a proprietary dynamic allocation model incorporating stocks, bonds, digital assets, and cash, tailoring portfolios based on clients' risk tolerance and time horizon.

Martin O'Malley is a financial advisor with Plan B Investments, Inc. in Carmel Valley, CA, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Plan B Investments since 2005. Outside of his advisory role, he is the sole proprietor of SINRA Successor Trustee Services, Inc., a non-investment-related activity that occupies a small portion of his professional time. Plan B Investments, Inc. serves individuals, including high-net-worth clients, and small businesses by providing financial planning and advisory services. The firm emphasizes written financial plans and uses third-party or outside investment managers to implement strategies, monitoring these managers while maintaining discretion over their engagement.

Aaron Schwartz is a CFP® credentialed financial advisor at McFarland Associates with 16 years of industry experience. He has held various roles at McFarland Associates and previously worked at NPB Financial Group, LLC. Outside of finance, he is involved in private flight instruction as a certified pilot and flight instructor. McFarland Associates serves individuals, trusts, estates, corporations, non-profits, and other business entities, advising both high-net-worth and non-HNW clients. The firm emphasizes broadly diversified, mutual fund-based portfolios managed primarily on a non-discretionary basis, integrating comprehensive financial planning and a range of non-investment services.

Howard Given is a financial advisor at Cypress Path Capital, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cypress Path Capital since 2003. Cypress Path Capital is a state-registered advisory firm serving individual and high-net-worth clients, as well as select corporate, charitable, and retirement-plan clients. The firm provides discretionary portfolio management and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside various investment vehicles including ETFs, mutual funds, and options.

Raymond Mayer is a CFA® charterholder with nine years of industry experience, currently serving as an advisor at Cypress Path Capital, LLC since 2015. He holds a Series 63 license and is based in Carmel, California. Cypress Path Capital is a small, state-registered advisory firm serving individual and high-net-worth clients, as well as select corporate, charitable, and retirement-plan clients. The firm provides discretionary portfolio management and financial planning services, using a blend of fundamental, technical, and cyclical analysis alongside mutual funds, ETFs, and active trading strategies to align portfolios with client objectives and risk tolerances.

Danny Darchuck Jr. is a CFP® with 35 years of industry experience. He is currently with Topturn Capital, LLC and has been associated with Darchuck Stewart Capital Advisors, LLC since 2009. Topturn Capital, LLC provides investment management, wealth management, financial planning, and consulting services to individuals, high-net-worth clients, and various institutional entities. The firm employs a combination of fundamental, technical, and cyclical analysis with a proprietary allocation model across multiple asset classes, tailoring advice to clients’ risk tolerance and time horizon.

Justin Smith is a financial advisor at Plan B Investments, Inc. in Carmel Valley, CA, holding a Series 65 designation with two years of industry experience. Prior to his current role, he spent ten years at the Flathead County Sheriff's Office. Plan B Investments, Inc. serves individuals, including high-net-worth clients, and small businesses by providing financial planning and advisory services that emphasize written financial plans and the use of third-party investment managers for portfolio management.

Jerome Ledzinski II is a Series 65-licensed advisor with Praetorian Guard, a division of Praetorian Wealth Management, Inc., located in Carmel, CA. He has one year of industry experience and has been with Praetorian Wealth Management since 2008, which has eighteen years of operation. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across several hundred client relationships, serving both non-high-net-worth and high-net-worth clients, and utilizes fundamental and cyclical analysis in its investment decisions.

Joseph Clark is a CFP® professional with 14 years of experience in financial advising. He has been with Praetorian Wealth Management, Inc. since 2011 and is part of the Praetorian Guard team based in Carmel, CA. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million for both non‑high-net-worth and high-net-worth clients, employing fundamental and cyclical analysis across multiple asset classes tailored to each client’s objectives.

Andrew Nelson is a CFP® and holds a Series 65 license with five years of industry experience. He has worked at Praetorian Wealth Management, Inc. since 2020 and previously held positions at Durham University, Central Coast Visiting Nurses Association, and Stevenson School/Dominican University of CA. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across several hundred client relationships, serving both non‑high net worth and high net worth clients.

Joel Knight is a financial advisor with American Investors Company, holding a Series 66 designation and over 40 years of industry experience. He has worked with American Investors Company since 1990 and operates Joel Knight Tax & Business Services, a bookkeeping and tax preparation business, since 1978. He has also been an independent insurance agent since 1991, though he is not actively selling life, accident, or health insurance at this time. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary asset management, financial planning, and 401(k) investment services, operating as both a registered broker-dealer and SEC-registered adviser.

Richard Hewitt is a CFP® with 19 years of industry experience, currently serving at Praetorian Wealth Management since 2008. He is based in Carmel, CA, and is part of a seven-advisor team. Praetorian Guard, a division of Praetorian Wealth Management, offers discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million and serves both non-high-net-worth and high-net-worth clients with a research-driven investment approach and integrated financial planning.

Michelle Pimentel is a CFP® professional at Geometric Wealth Advisors, LLC with two years of industry experience. She has worked at Geometric Wealth Advisors since 2019 and previously was employed at Zeiders Enterprises, Inc. from 2014 to 2022. Geometric Wealth Advisors serves individuals, families, and trusts, including high-net-worth clients, by offering personalized wealth management that integrates discretionary investment management with comprehensive financial planning, tax, and estate planning support. The firm employs a multi-owner team model and focuses on long-term, broadly diversified investment strategies using mutual funds and ETFs.

Scott Brubaker is a CFA® charterholder with 12 years of industry experience. He has been with CliftonLarsonAllen Wealth Advisors, LLC since 2022 and previously worked at Hayashi & Wayland Investment Services, LLC for nine years. CliftonLarsonAllen Wealth Advisors, LLC provides wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension plans, corporations, and charitable organizations. The firm emphasizes strategic asset allocation through model portfolios using both active and passive mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning and implementation.

William Pinkerton is a financial advisor at Hilltop Securities Inc. in Monterey, CA, holding Series 63 and Series 65 licenses with 47 years of industry experience. He has been with Hilltop Securities since 1980. Hilltop Securities serves individual and institutional clients, including high-net-worth individuals and retirement-plan sponsors, offering a range of advisory and brokerage services on an open-architecture platform that includes firm-sponsored and third-party strategies. The firm combines custody, banking, and market-making capabilities, providing clients with discretionary and non-discretionary management options along with specialized municipal bond and other investment programs.

Christopher Murray is a financial advisor at Hilltop Securities Inc. in Monterey, CA, with 18 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones before joining Hilltop Securities and its independent network. Outside of his advisory role, he owns R62 Enterprises, a lifestyle apparel and gear company based in Salinas, CA. Hilltop Securities Inc. provides brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to a diverse client base, including individuals, corporations, nonprofits, and institutions. The firm offers a range of portfolio management programs and fiduciary services, supported by an open-architecture platform and distinctive operational features such as municipal bond strategies co-advised by Franklin Templeton Group.

David Freil is a financial advisor at CliftonLarsonAllen Wealth Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience spanning educational institutions and nonprofit organizations. CliftonLarsonAllen Wealth Advisors, LLC offers wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs strategic asset allocation through model portfolios utilizing mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning and implementation.