Omar Chyou is a Wealth Management Advisor with extensive experience providing comprehensive wealth management services that address both sides of his clients’ balance sheets. He works closely with clients to understand their goals and beliefs, helping them pursue their near- and long-term financial objectives. Omar is committed to delivering a high level of service and advice, enabling clients to focus on what matters most to them, including hobbies, family, career, and philanthropy. Omar began his financial services career in 1996, advising high-net-worth individuals and families. He has held positions at several prominent firms such as Wells Fargo Private Bank, Goldman Sachs, and Citi Private Bank. Additionally, he served as Market President for First Western Trust in Denver, Colorado, where he led a team of advisors offering comprehensive advice across investments, lending, banking, financial and estate planning, and insurance. His professional designations include Certified Trust and Fiduciary Advisor (CTFA), Certified Investment Management Analyst® (CIMA®), and Accredited Wealth Management Advisor™ (AWMA™). He is FINRA registered, holds California life insurance licenses, and maintains his NMLS certification. Omar earned a Bachelor’s degree in Economics from Stanford University and completed his MBA at IE Business School in Madrid, Spain. Born and raised in Berkeley to immigrant parents from China and Mexico, he is a Spanish speaker who supports organizations focused on the Latin community and engages in community participation consistent with Merrill’s traditions. Outside of work, Omar spends time with his wife and three children enjoying outdoor activities such as hiking, fly fishing, snowboarding, karting, and target shooting, and pursues his interest as a car enthusiast.

Douglas Andrey is a financial advisor based in San Jose, CA, with four years of industry experience. He holds a Series 65 designation and serves as the sole advisor at his independent firm. Prior to founding his advisory practice, he worked at Kaplan for 12 years and OrthoFX for three years. In addition to his advisory role, he is head of operations at OmniIndex.io, a data analytics tool focused on unstructured data. His firm provides discretionary portfolio management and investment advice to individual clients, constructing customized portfolios primarily using stocks, ETFs, and bonds. The firm employs fundamental analysis and a generally long-term investment strategy, with weekly account reviews and flexibility for shorter-term trading when appropriate.

Mark Liu is a financial advisor at Ardent Capital with 26 years of industry experience. He has been with Ardent Capital since 2005 and holds Series 63 and Series 65 designations. Ardent Capital provides discretionary portfolio management for affluent individuals, corporations, and trusts, overseeing investments in brokerage and IRA accounts under limited power of attorney. The firm emphasizes asset allocation across various asset classes with a focus on long-term holdings and uses third-party research to inform investment decisions.

Jie Shen, CFA, is the sole advisor at Jie Shen, CFA, an independent firm based in Los Altos, CA. He has eight years of industry experience and previously held leadership roles at Google, where he managed North America operations focused on customer support. Shen continues his full-time role at Google alongside his advisory practice. The firm provides investment management and advisory services to individual clients, employing a long-term strategic asset allocation framework across equity and fixed-income classes with periodic rebalancing and tactical adjustments. It offers a formal program of investment education seminars and manages accounts on a non-discretionary basis without allocating to illiquid assets.

Kenneth Symons is a CFP® professional with over two years of experience at KRS Tax & Investments Inc., an independent firm based in San Jose, CA. He has been with the firm since 2015, serving as its sole advisor. KRS Tax & Investments Inc. provides portfolio management services primarily to individual and high-net-worth clients, focusing on asset allocation, selection, and ongoing monitoring. The firm employs a long-term investment approach guided by customized Investment Policy Statements and utilizes a range of investment vehicles including mutual funds, ETFs, fixed income, real estate funds, annuities, and select international securities.

Anandi Krishnamurthy is a CFP® and Series 65-licensed financial advisor with eight years of industry experience. She is the sole advisor at Akrish Financial Advisory, an independent firm based in Cupertino, CA. Her prior experience includes roles as a self-employed advisor and at Wade Financial Advisory. Akrish Financial Advisory provides comprehensive financial planning and investment advice to individuals, high-net-worth clients, trusts, estates, retirement plans, and small businesses. The firm develops customized, tax-aware, low-cost portfolios using a Core + Satellite investment approach and offers services on fixed, project, or hourly fee arrangements without managing client assets or providing discretionary portfolio management.

Ajay Agrawal is the principal and sole advisor at Ajay Agrawal, an independent firm based in Fremont, CA. He holds Series 65 and Series 63 registrations and has 19 years of industry experience, including roles at Envestnet Asset Management and SagePoint Financial. Outside his advisory practice, he serves as Managing Director of Taj Funds, a private investment fund focused on hard money lending and startup funding. Ajay Agrawal provides fee-based discretionary investment management and qualified retirement plan consulting to various entities such as plan sponsors, trusts, estates, charitable organizations, corporations, and high-net-worth individuals. The firm utilizes a tactical allocation approach incorporating fundamental, technical, and cyclical analysis, and emphasizes retirement plan advisory services alongside individual account management.

Brooks Sackett is the president of Chief Capital Management, Inc., an independent firm based in San Jose, CA. He holds a Series 66 designation and has 28 years of industry experience. In addition to his advisory role, Sackett is a licensed insurance agent in California and Washington and has been involved in insurance brokerage since 1984. Chief Capital Management provides discretionary investment supervisory services and hourly financial planning consultations to individual clients. The firm employs fiduciary-investing principles and uses Morningstar data to select no-load, lower-expense mutual funds within a fundamental, long-term investment strategy.

Anand Sethuraman is a financial advisor at Investcraft Advisors LLC with seven years of industry experience. He holds a Series 65 designation and has worked at Verb Surgical Inc. and Apple Inc. prior to his current role. Investcraft Advisors LLC provides discretionary portfolio management focused on equity-oriented strategies for individuals, small businesses, and institutional clients. The firm employs fundamental and technical analysis, actively uses equity derivatives and other higher-risk trading techniques, and manages a small client roster with assets under $10 million.

James Hanson is a financial advisor based in San Jose, CA, and the owner of James P. Hanson Accountancy Corporation. He holds the PFS™ designation and Series 63 license, with 32 years of industry experience. He has been with his own firm since 1975 and has also worked with Independent Financial Group since 2011. His firm combines accounting, tax preparation, and financial planning with investment advisory services. It serves individuals and various entities, providing tailored investment recommendations primarily involving publicly traded no-load mutual funds and stocks, supported by third-party research and client consultation.

Yi Ching Tsai is a financial advisor at Shalom Global Capital Group LLC in San Jose, CA, holding Series 63 and Series 66 designations with 24 years of industry experience. Prior to joining Shalom Global Capital Group in 2020, Tsai worked at Polaris Greystone Financial Group and TD Waterhouse Investor Services Inc. Outside of advisory work, Tsai manages several investment properties in Texas and California. Shalom Global Capital Group provides portfolio management, financial planning, and family office services primarily to high-net-worth individuals, trusts, estates, charitable organizations, and business entities. The firm customizes portfolios based on client objectives and risk tolerance, employing a variety of analytic methods and investment strategies, and maintains a focus on high-net-worth and institutional clients.

Sathish Veeraraghavan is a CFA® charterholder and principal advisor at First Principles Investment Management LLC with four years of industry experience. He previously worked at First Republic Investment Management Inc. and Loring Ward Holdings. Outside of advisory work, he serves as a head learning facilitator for UC Berkeley Executive Education and as a business development officer for MetroMapper LLC. First Principles Investment Management is an independent advisory firm serving individual clients through discretionary asset management and financial planning. The firm employs fundamental analysis and customized asset allocation, offering personalized investment strategies and periodic account reviews.

Russell Towne is the sole advisor at Towne Investments LLC in Campbell, CA, holding a Series 65 designation with 22 years of industry experience. He has led Towne Investments since 2003. Towne Investments primarily serves individual clients, offering discretionary portfolio management and investment consulting focused on equities, with selective use of bond, commodity, and REIT funds. The firm manages approximately $17.9 million for around 32 clients and combines long-term equity ownership with quality and valuation metrics to guide investment decisions.

Hi! I'm Stanley, a fee-only financial planner based in the San Francisco Bay Area. I founded DRS Financial Partners to help equity-compensated tech professionals steer through the complexities of their equity compensation and ever-changing lives, committing to an objective approach and fiduciary standard. Fascinated with the stock market since I was young, I began my career at a boutique wealth management firm in SF and quickly discovered how rewarding it is to help people gain clarity around their finances and make decisions with confidence. Whether it's preparing for a liquidity event or starting a family, seven years of helping tech executives and early employees with their complex situations helped me appreciate just how important it is to build a solid financial foundation. During my time there, I earned the CERTIFIED FINANCIAL PLANNER™ designation and CFA® charter, sat on the investment committee, and led the firm's financial planning efforts. Adopted from Okinawa as a baby, I grew up in Hawaii and fell in love with the Bay Area during a high school summer program. I graduated Cum Laude from Santa Clara University with a B.S. in Economics (Mathematical Economics concentration) and a Math minor. Outside of work, you can find me on one of the Bay Area's many beautiful hiking trails, unwinding with some video games, or keeping up with an F1 race weekend.

Vishwas Godbole is the sole advisor at Opulent Strategies, LLC in Saratoga, CA, holding a Series 65 designation with 21 years of industry experience. He has managed Opulent Strategies since 2004 and operates a separate business, Navin Systems, which has provided test equipment manufacturing, engineering consulting, and investment software development since 1986. Opulent Strategies offers discretionary portfolio management to individuals, high-net-worth clients, and small business or corporate accounts, focusing on options-based strategies designed to generate monthly cash flow. The firm uses technical analysis and real-time block trading to manage risk and adjusts positions regularly, with performance-based fees available for qualified clients.

Renee Snow is a Certified Financial Planner (CFP®) with 30 years of industry experience. She is the owner of ASL Financial, LLC, an independent registered investment adviser based in Los Gatos, CA. Prior to founding ASL Financial, she worked at SagePoint Financial, Inc. and OsaiC Wealth, Inc. In addition to her advisory role, she teaches courses in transpersonal leadership and research methods at Sofia University. ASL Financial, LLC serves individuals, corporations, and pension or profit-sharing plans by providing portfolio management, financial planning, and consulting services. The firm employs a technology-driven approach using the VISION2020 Advisor Managed Portfolios platform and acts as a sponsor of a wrap fee program, which is notable among independent advisers.

Long Nguyen is the sole advisor at sigma3capital LLC in San Jose, CA, holding Series 63 and Series 65 licenses with two years at sigma3capital and one year at Sigma3Tax LLC. He also owns and operates a 7-Eleven convenience store through Josemite Inc., a business he has managed since 2005. Sigma3capital LLC is an independent advisory firm serving individual and high-net-worth clients with discretionary asset management and financial planning. The firm manages approximately $17 million across 65 client relationships and utilizes fundamental, technical, and quantitative analysis, including option pricing techniques, to guide portfolio allocations and trade timing.

Danelle Jenetayeva is a CFP® professional with 11 years of experience in financial advising. She has worked at PI Wealth Plan LLC since 2018 and previously spent two years at YellowBrickRoad Financial Advisors, LLC. Based in San Jose, CA, she leads PI Wealth Plan LLC as its sole advisor. PI Wealth Plan LLC is an independent state-registered investment advisory firm serving individuals, high-net-worth, and ultra-high-net-worth clients. The firm provides comprehensive financial planning, investment management, tax planning, and specialized services such as divorce financial analysis, focusing on sustainable and impact investing through a fixed annual advisory fee structure.

John Hathaway is a financial advisor at Hathaway Financial LLC in San Jose, CA, holding a Series 65 designation with eight years of industry experience. Prior to founding his independent firm in 2018, he worked for six years at Netflix. Hathaway Financial LLC provides ongoing portfolio management services to individual and high-net-worth clients, tailoring Investment Policy Statements to each client’s goals, income, tax considerations, and risk tolerance. The firm combines fundamental analysis, quantitative models, and modern portfolio theory with a long-term trading horizon, primarily recommending ETFs alongside mutual funds, fixed income, REITs, and other securities.

Alan David is a financial advisor based in San Jose, CA, with 18 years of industry experience. He holds a Series 66 designation and has operated his own CPA practice since 1981, focusing on tax preparation and consulting. His professional activities include providing accounting services alongside financial planning. His firm, David, Alan R., offers comprehensive financial planning and accounting services, including tax planning, IRS representation, and business consulting. While it is registered as an investment adviser, it does not manage client assets directly and typically refers clients to third-party advisers for investment management.