Michael Mills is the principal of Mills Financial Group, an independent advisory firm based in Browns Valley, CA. He holds a Series 65 designation and has four years of industry experience, including roles at Jackson Hewitt and healthcare organizations prior to founding his firm. Mills Financial Group offers accounting, tax preparation, financial management, and investment advising services. The firm serves individuals, charitable organizations, and small businesses, providing investment advisory and financial planning with a primarily passive, low-cost investment approach. It also offers in-house accounting and seasonal tax services, educational seminars, and a recurring newsletter, delivering a combination of investment management and business consulting tailored to client-specific goals.

Darel Baer is a CFA® charterholder with 32 years of industry experience. He is the principal of Baer Investment Advisory LLC in Yuba City, CA, where he has worked since 2007. Baer Investment Advisory LLC provides discretionary portfolio management to individuals, high-net-worth clients, trusts, and corporations, creating customized Investment Policy Statements and implementing tailored model portfolios. The firm employs a blend of fundamental, technical, cyclical, and quantitative analysis, utilizing both long- and short-term trading strategies along with options and margin, and manages approximately $126.7 million in discretionary assets.

Sunil Tumber is a financial advisor with International Assets Investment Management, LLC. He holds the Series 63 and Series 66 designations and has three years of industry experience, including prior roles at Edward Jones and Mechanics Bank. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent representatives. The firm offers customized, long-term portfolio construction using mutual funds, ETFs, equities, and fixed income, and also provides access to third-party money managers, retirement plan advisory, and financial planning services.

Thaddeus Eubanks is a financial advisor at International Assets Investment Management, LLC with 15 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining International Assets in 2026, he worked at Edward Jones for 15 years. Eubanks serves as a board member of the Sutter Yuba Community Foundation and owns Barrel ZONE LLC, a youth sports training facility in Sacramento. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent investment adviser representatives. The firm focuses on customized, long-term portfolio construction using various investment vehicles and may utilize third-party money managers and wrap programs as part of its strategy.

Devon Hunter is a financial advisor at Earned Wealth Advisors, LLC with a Series 65 designation and one year of industry experience. Prior to joining Earned Wealth Advisors, he worked at Focus Partners Wealth, LLC and Hoyle Cohen LLC. His background also includes roles outside of finance at Paul Durham Electric and James Cook Languages SRO. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a particular focus on doctors, dentists, and their practices. The firm offers financial planning, discretionary wealth management, and retirement-plan advisory services, combining independent investment managers and model portfolios with a buy-and-hold investment approach supported by financial planning techniques.

Christopher Hacker is a financial advisor with RMR Wealth Builders, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining RMR Wealth Builders in 2022, he worked at Calton & Associates, Inc. and Titan Retirement Advisors LLC. Outside of his advisory role, he owns Conquer-U, LLC, a business and life coaching firm focused on mentoring individuals on business-life balance. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, organizing client relationships around registered investment adviser representatives who implement model-based strategies with periodic reviews and rebalancing.

Johnny Ceballos is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Golden State Wealth Management, LLC since 2016. He holds a Series 66 license and has been affiliated with LPL Financial, LLC during the same period. Outside of his advisory role, Ceballos is an assistant varsity softball coach at Gridley High School. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management and constructs tailored portfolios using various analytic approaches, including fundamental and technical analysis, while also deploying third-party managers and model portfolios.

Michael Critchfield is a CFP® professional with 20 years of experience in financial advising. He has worked at Woodbury Financial Services, Inc. for 13 years, followed by roles at Commonwealth Financial Network and Core Financial Group. He is currently retired. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and comprehensive back-office support, including operations, trading, technology, investment management, compliance, and practice-management services.

Evan Pugh is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds a Series 66 designation and has worked at Core Financial Group, Woodbury Financial Services, and Costco. His background also includes roles in financial wellness education and coaching swim teams. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions.

Matthew Debiase is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services and Core Financial Group. Outside of advisory work, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

Sean Andersen is a ChFC® credentialed financial advisor with 15 years of industry experience. He is affiliated with Eagle Strategies (New York Life) and has held roles at related entities since 2012. Andersen serves as a board member of Estate Planning Professionals Yuba Sutter, a local organization that facilitates collaboration among estate planning professionals. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individual investors and institutional sponsors. The firm offers multiple program types tailored to client objectives, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Thomas Willoughby is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1988. Outside of his advisory role, he is involved in several real estate rental ventures in Yuba City and Truckee, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial products, supported by a nationwide network of over 23,700 advisors.

Karen Kam is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, she worked at T-Mobile US for one year. Edward Jones is a full-service wealth management firm with over $1 trillion in assets under management, serving a diverse client base including individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors.

Jose Raya is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2017, following a two-year tenure at Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Sean Mccabe is a financial advisor with Osaic Wealth, Inc. in Yuba City, California, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Woodbury Financial Services and Questar Asset Management. McCabe is also the owner of JM Wealth Management Group, where he oversees staff assisting other Osaic advisors and provides insurance-related services. Additionally, he serves as managing partner of Prospero Wealth Advisors, focusing on life, annuity, and long-term care insurance quotes. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory, and financial planning services. The firm utilizes a range of asset-allocation tools and third-party platforms to deliver customized portfolio management, serving clients with discretionary or non-discretionary accounts.

David Venegas is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Questar Asset Management, Questar Capital Corporation, and Banc of America Investment Services. He is based in Yuba City, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational and research tools.

Steven Olin is a financial advisor with Edward Jones in Yuba City, CA, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of around 23,701 financial advisors and offers a variety of advisory and investment strategies under a fiduciary standard.

Francisco Ramirez is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at multiple Wells Fargo entities since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Susan Shaw is a financial advisor at Cetera with a Series 66 license and 14 years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax Advisory Services and Avantax Investment Services. Outside of her advisory role, Shaw serves as Vice President of Meyer Bookkeeping & Tax Service Inc. and Shaw & Associates, two firms providing accounting and tax preparation services, and is involved in community activities including ownership of the Yuba-Sutter Gold Sox baseball team and volunteering with the Yuba City Police Department. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and custodial relationships.

Jay Desimone is a financial advisor with LPL Financial in Marysville, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at Cetera Advisors LLC, First Allied Advisory Services, and First Allied Securities, as well as operating Desimone Financial & Insurance Services since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Mario Landa is a financial advisor with LPL Financial, holding a Series 66 designation and based in Yuba City, CA. He has worked in the financial industry since 2016, including prior roles at AIG Direct and National Senior Benefit Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, asset management programs, and institutional platforms, supported by a large network of investment adviser representatives.

David Tarke is a CFP®-designated financial advisor with Edward Jones, based in Yuba City, CA, and has 34 years of industry experience. He has been with Edward Jones since 1995. Outside of his advisory role, he serves on the finance, governance, and nominating committees for the Fremont-Rideout Health Group in Yuba City and is a member and part owner of a family duck club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates a large network of advisors and branch offices nationwide and offers various overlay and tax-efficient services under a fiduciary standard.

Cleveland Ashley is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has previously worked at firms including U.S. Bancorp Investments, Andes Capital Group, and Wells Fargo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by proprietary research and various operational tools.

Heather Hirschensohn is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018 and previously held roles at TD Ameritrade Investment Management and TD Ameritrade from 2015 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Tiffany Howland is a financial advisor with Edward Jones in Yuba City, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked at Mutual of Omaha investor services and Real Financial. Before entering finance, she spent six years in the hairstyling industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a large nationwide network of advisors and branch offices.

Caleb Morris is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 designations and three years of industry experience. His previous roles include positions at Sierra Central Credit Union, Vanguard, and Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement planning advice through a written Recommendation Report and ongoing annual updates. The firm’s approach involves a collaborative, non-discretionary process supported by proprietary research and algorithmic tools.

Diane Warnock is a financial advisor with Edward Jones in Yuba City, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Edward Jones since 2013. Outside of her advisory role, she serves as secretary for the Rotary Club of Yuba City. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Shaw is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has held various roles since 1992, including leadership positions in tax preparation and accounting through his firms Meyer Bookkeeping & Tax Service Inc. and Shaw & Associates. Shaw also serves as an elected official for the City of Yuba City and acts as an Honorary Commander with the U.S. Air Force 9th Reconnaissance Wing at Beale Air Force Base. Cetera Investment Advisers LLC is an SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients nationwide. The firm offers a multi-manager platform with services including portfolio management, financial planning, and retirement plan consulting across a variety of program structures and custodial relationships.

Kayleen Willoughby is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, she worked at Dave Christy State Farm from 2019 to 2021 and was employed with the City of Lewiston Parks and Recreation from 2017 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a wide range of wealth levels. The firm offers a variety of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Houston Taylor Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked exclusively at Edward Jones since 1998. Outside of his advisory role, he serves as an assistant girls varsity basketball coach at Sutter High School in California during the basketball season. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment strategies and affiliated services. The firm operates under a fiduciary standard and is notable for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Benjamin Geyer is a financial advisor at Edward Jones in Yuba City, California, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked for Shadow Creek Golf Course and has a decade of experience as a professional golfer. He is also self-employed in the golf industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Joseph Azevedo is a financial advisor with LPL Financial in Yuba City, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior experience includes roles at Cantella and Co., Inc. and Edward Jones. He operates an investment-related business under the name Azevedo Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brian Chandler is a financial advisor with Edward Jones in Marysville, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he owns rental real estate managed by a property manager. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jill Clark is a financial advisor at Edward Jones in Browns Valley, CA, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Edward Jones, she worked for the Atherton Police Department for 16 years and also spent several years in education roles, including as a substitute teacher and at East Nicolaus High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and is noted for its extensive network of financial advisors and branch offices nationwide.

Allyson Reines is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and has previously worked at Golden State Farm Credit ACA and Talley Farms Fresh Harvest. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Norma Durfee is a financial advisor at Ameriprise in Yuba City, CA, holding a Series 66 designation with 11 years of industry experience. Her prior roles include positions at Edward Jones and Wells Fargo in various advisory and banking capacities. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Rusti Keeley Anderson is a financial advisor at OSAIC with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and Equitable Advisors. Anderson organizes a fundraising event to support scholarships through the Kevin Keeley Memorial Sporting Clays Shoot and volunteers with Day for Women, a local community group. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple advisory platforms. The firm employs various tools and third-party services to provide diversified portfolio management for individual and institutional investors.

Tracie Shardez is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 28 years of industry experience. Her prior firms include Wells Fargo Clearing, Wells Fargo Investments, and Bancwest Investment Services. Outside of her advisory role, she is involved in temporary foster care and owns a farm specializing in goat breeding and fiber production. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with an emphasis on utilizing research-driven strategies and technology tools to support investment decision-making.

Joseph Cunha is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Edward Jones since 2004. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Cunha owns and manages a rental property in Gridley, California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Tamara Perrin Preus is a financial advisor at OSAIC with 39 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Woodbury Financial Services and Questar Asset Management. Outside of advising, she operates a sole proprietorship focused on insurance sales and services related to fixed annuities, life, health, and disability insurance, and she also creates and sells multimedia art projects. OSAIC serves a broad client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and risk assessments to manage portfolios that may include a range of investment types across discretionary and non-discretionary accounts.

Nicholas Kassimis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Sammantha Schut is a financial advisor with Edward Jones in Gridley, CA, holding a Series 66 credential and two years of industry experience. Prior to joining Edward Jones, she worked at Centennial Bank and has diverse experience in education and food service. Outside of advising, she has roles in the restaurant industry as a hostess and server. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory solutions, including managed accounts, mutual funds, and tax-efficient services. The firm manages over $1 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Victor Escutia is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Merrill and Wells Fargo Bank NA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Angelo Miller is a financial advisor at Edward Jones in Yuba City, CA, holding a Series 66 license with one year of industry experience. Prior to joining Edward Jones in 2025, he worked at Slakey Brothers and Anixter. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Behr is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 27 years of industry experience. He has worked at Cetera and affiliated entities since 1998 and owns a CPA practice where he handles IRS and tax matters. Behr also operates Behr And Associates, a financial advisory business based in Yuba City, CA. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with both affiliated and third-party investment options.

John Haeberle is a financial advisor at Edward Jones in Gridley, CA, holding Series 66 and Series 63 licenses with five years of industry experience. Prior to joining Edward Jones in 2025, he worked at Tri Counties Bank for eleven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.