Sean Morgan is a financial advisor at Spelts Wealth Management, Inc. in Chico, CA, holding a Series 65 credential with two years of industry experience. He previously worked at InvestorKeep for four years and serves as an adjunct professor at California State University, Chico. Additionally, he is a board member of Column National Association, a banking institution. Spelts Wealth Management provides investment advisory services to individuals, high net worth clients, trusts, corporations, and retirement plans. The firm offers a fiduciary-focused approach using multiple analysis methods and a wide range of strategies, including an individualized Wrap Asset Management program and ERISA plan services with discretionary and non-discretionary investment management options.

Arthur Garcia is a CFP® with 20 years of experience in the financial industry. He is the principal advisor at Quantum Wealth Advisors LLC and has previously held roles at Atlas Financial Advisors, Inc., Pacific Financial Strategies, Inc., and Concourse Financial Group Securities, Inc. In addition to his advisory work, he operates an insurance agency, Atlas Health Insurance Solutions, based in Oroville, CA. Quantum Wealth Advisors provides portfolio management, financial planning, and a subscription-based market-timing newsletter to individual and high-net-worth clients as well as business entities. The firm employs a variety of analytical methods to support a long-term trading strategy and offers multiple fee structures including fixed, hourly, and subscription fees.

Randall Stone is the principal of Randall Stone Financial and holds a Series 66 designation with 18 years of industry experience. He has worked at Bean Counting Firm, Inc. since 2022 and founded Randall Stone Financial in 2007. Outside of his financial advisory work, he serves as an adjunct professor and is involved in real estate development as a director of development for a separate business entity. Randall Stone Financial provides investment consulting, portfolio management, financial and estate planning, real estate investment advisory, and tax-preparation services to pooled investment vehicles, institutional investors, charitable institutions, and select individuals. The firm employs cyclical, fundamental, and technical analysis with strategic and tactical asset allocation tailored to client objectives, while also maintaining a registered tax-preparation practice and offering real estate development advisory.

Steven Cliadakis is a CFP® with 13 years of industry experience and is a partner at Altum Wealth Advisors. His prior roles include positions at Purshe Kaplan Sterling Investments and First Allied Advisory Services. He serves as a volunteer instructor and curriculum committee member at the Osher Lifelong Learning Institute at CSU, Chico. Altum Wealth Advisors provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a tailored fiduciary approach combining fundamental analysis, modern portfolio theory, and multiple asset-allocation techniques, with regular use of options and derivatives in portfolio management.

Miste Cliadakis is a financial advisor with Altum Wealth Advisors in Chico, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining Altum Wealth Advisors in 2019, Cliadakis worked at Purshe Kaplan Sterling Investments and First Allied Advisory Services. Outside of financial advising, Cliadakis volunteers as an instructor with the Osher Lifelong Learning Institute at CSU Chico and founded the North Valley Women’s Network. Altum Wealth Advisors provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and businesses, utilizing a tailored fiduciary approach that incorporates fundamental analysis, modern portfolio theory, and multiple asset allocation techniques. The firm manages portfolios including stocks, bonds, ETFs, options, and other securities, and offers financial planning and retirement plan consulting.

Joseph Sweeney is a CFP® with 15 years of industry experience, currently serving as an advisor at Sweeney & Michel, LLC. He previously worked at Cetera Advisor Networks LLC and is a silent partner in Fight Forward Kickboxing, LLC. He also holds a vice chair position with the Enloe Hospital Foundation golf tournament committee. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach focused on fundamental analysis and strategic asset allocation, managing approximately $626 million in assets through a compact advisory team.

Katie Junk is a financial advisor with Sweeney & Michel, LLC in Chico, CA, holding a Series 65 designation and five years of industry experience. She has worked at Sweeney & Michel since 2018 and previously spent six years at Sierra Central Credit Union. In addition to her advisory role, she is an insurance agent specializing in non-commissionable term life and disability insurance sales. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach with strategic asset allocation and manages a substantial asset base through a compact advisory team.

Renee Michel is a financial advisor with Sweeney & Michel, LLC in Chico, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. She has worked at Sweeney & Michel since 2016 and previously with Cetera Advisor Networks. Outside of her advisory role, she serves as president of North Valley California Women for Ag, a nonprofit organization, and is a community advisory board member for the Salvation Army in Chico. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach utilizing fundamental analysis and strategic asset allocation across multiple investment vehicles, managing approximately $626 million in assets through a compact advisory team.

Jana Lockhart is a financial advisor with Wealthcare Advisory Partners LLC in Chico, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She previously worked at Crown Capital Securities, LP and NorCal Financial. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts and estates, retirement plans, charitable organizations, and businesses. The firm combines goals-based planning supported by proprietary software with an evidence-based investment framework to construct long-term portfolios that include a range of investment options and access to alternative investments.

Derek Hastings is a CFP® with 39 years of industry experience, currently serving at Inspire Advisors, LLC since 2019. His prior experience includes roles at The Wealth Consulting Group and LPL Financial. Outside of his advisory work, he has authored a fiction novel. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing through proprietary tools and employs a variety of investment strategies, including model portfolios and affiliated proprietary ETFs.

Christopher Hoxie is a financial advisor with Regal Investment Advisors LLC based in Chico, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Regulus Financial Group and Bankers Life in various capacities since 2006. Outside of advisory services, he is an insurance agent at American Senior Benefits, focusing on insurance and fixed annuity sales. Regal Investment Advisors, operating as LionShare, provides model portfolio implementation and discretionary investment management primarily to other registered advisers, serving their individual, high-net-worth, and corporate clients through a sub-advisory platform managing nearly $2.9 billion across proprietary and third-party strategies.

Michael O'Donnell is a CFP® with 22 years of industry experience, currently serving at MAI Capital Management, LLC since 2026. He previously worked at Chico Wealth LLC for 14 years and Purshe Kaplan Sterling Investments for six years. O'Donnell is a board member of the Enloe Foundation, where he assists with hospital fundraising activities. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management across multiple strategies and integrates financial planning, tax, and bill-pay services within client relationships.

Patrick Pillsbury is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 designations and over 40 years of industry experience. He has worked at Ameritas Advisory Services and related Ameritas entities since 2022 and has been involved with Capstone Financial Group since 2015. Pillsbury is also president and CEO of Pillsbury Associates Insurance & Benefits, a business he has led since 1990. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by multiple custodial platforms and third-party tools.

Darin Gilb is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He worked at Edward Jones for 17 years before joining Ameritas in 2022. In addition to his advisory work, he owns Darin Gilb Woodworks, a business producing and selling handcrafted wood products. Ameritas Advisory Services, LLC provides investment advisory and financial planning to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners.

William Kyle is a financial advisor with Eagle Strategies (NY Life) in Chico, CA, holding the ChFC® and Series 63 designations and bringing 42 years of industry experience. He has been affiliated with Eagle Strategies since 2021 and operates Kyle Financial & Insurance Solutions, through which he brokers non-registered insurance products. Additionally, he maintains longstanding roles with New York Life and related entities. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services primarily through non-discretionary asset management within the New York Life affiliate structure.

Seth Morsey is a financial advisor with Principal Financial Services in Chico, CA, holding Series 63 and Series 65 credentials and with 16 years of industry experience. He has worked with Principal Financial Services since 2016 and has also been associated with Principal Life Insurance Company since 2017. Outside of his advisory role, Morsey owns Seth T. Morsey Inc., a corporation involved in health insurance sales and brokerage activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various investment arrangements.

Kent Teixeira is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Ameritas Investment Corp and Aviva USA Corp since 2000 and has been with Ameritas Advisory Services since 2021. Outside of his advisory role, he is an inventor of a product for outdoor landscape use and serves as a volunteer board member with NAIFA California. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and multiple custodial platforms.

Ryan O’Donnell is a CFP® and holds a Series 66 license with 20 years of industry experience. He has worked at MAI Capital Management, LLC since 2026 and previously spent 14 years at Chico Wealth, LLC. In addition to his advisory role, he is an independent insurance agent for various insurance companies. MAI Capital Management, LLC provides a broad range of investment management and wealth services to individuals, families, institutional clients, and others, managing over $72 billion in assets. The firm offers customized portfolio strategies across multiple asset classes and serves as adviser to mutual funds and private investment vehicles while integrating financial planning and other services into many client relationships.

David Blaugh is a financial advisor with Stifel in Chico, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services alongside fee-based financial planning. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Vitia Kozielski is a financial advisor with Morgan Stanley in Chico, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley and its affiliates since 2008 and previously worked at UBS Financial Services beginning in 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.