Darel Baer is a CFA® charterholder with 32 years of industry experience. He is the principal of Baer Investment Advisory LLC in Yuba City, CA, where he has worked since 2007. Baer Investment Advisory LLC provides discretionary portfolio management to individuals, high-net-worth clients, trusts, and corporations, creating customized Investment Policy Statements and implementing tailored model portfolios. The firm employs a blend of fundamental, technical, cyclical, and quantitative analysis, utilizing both long- and short-term trading strategies along with options and margin, and manages approximately $126.7 million in discretionary assets.

Sunil Tumber is a financial advisor with International Assets Investment Management, LLC. He holds the Series 63 and Series 66 designations and has three years of industry experience, including prior roles at Edward Jones and Mechanics Bank. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent representatives. The firm offers customized, long-term portfolio construction using mutual funds, ETFs, equities, and fixed income, and also provides access to third-party money managers, retirement plan advisory, and financial planning services.

Thaddeus Eubanks is a financial advisor at International Assets Investment Management, LLC with 15 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining International Assets in 2026, he worked at Edward Jones for 15 years. Eubanks serves as a board member of the Sutter Yuba Community Foundation and owns Barrel ZONE LLC, a youth sports training facility in Sacramento. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent investment adviser representatives. The firm focuses on customized, long-term portfolio construction using various investment vehicles and may utilize third-party money managers and wrap programs as part of its strategy.

Devon Hunter is a financial advisor at Earned Wealth Advisors, LLC with a Series 65 designation and one year of industry experience. Prior to joining Earned Wealth Advisors, he worked at Focus Partners Wealth, LLC and Hoyle Cohen LLC. His background also includes roles outside of finance at Paul Durham Electric and James Cook Languages SRO. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a particular focus on doctors, dentists, and their practices. The firm offers financial planning, discretionary wealth management, and retirement-plan advisory services, combining independent investment managers and model portfolios with a buy-and-hold investment approach supported by financial planning techniques.

Johnny Ceballos is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Golden State Wealth Management, LLC since 2016. He holds a Series 66 license and has been affiliated with LPL Financial, LLC during the same period. Outside of his advisory role, Ceballos is an assistant varsity softball coach at Gridley High School. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management and constructs tailored portfolios using various analytic approaches, including fundamental and technical analysis, while also deploying third-party managers and model portfolios.

Evan Pugh is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds a Series 66 designation and has worked at Core Financial Group, Woodbury Financial Services, and Costco. His background also includes roles in financial wellness education and coaching swim teams. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions.

Matthew Debiase is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services and Core Financial Group. Outside of advisory work, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

Sean Andersen is a ChFC® credentialed financial advisor with 15 years of industry experience. He is affiliated with Eagle Strategies (New York Life) and has held roles at related entities since 2012. Andersen serves as a board member of Estate Planning Professionals Yuba Sutter, a local organization that facilitates collaboration among estate planning professionals. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individual investors and institutional sponsors. The firm offers multiple program types tailored to client objectives, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Thomas Willoughby is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1988. Outside of his advisory role, he is involved in several real estate rental ventures in Yuba City and Truckee, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial products, supported by a nationwide network of over 23,700 advisors.

Karen Kam is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, she worked at T-Mobile US for one year. Edward Jones is a full-service wealth management firm with over $1 trillion in assets under management, serving a diverse client base including individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors.

Jose Raya is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2017, following a two-year tenure at Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Sean Mccabe is a financial advisor with Osaic Wealth, Inc. in Yuba City, California, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Woodbury Financial Services and Questar Asset Management. McCabe is also the owner of JM Wealth Management Group, where he oversees staff assisting other Osaic advisors and provides insurance-related services. Additionally, he serves as managing partner of Prospero Wealth Advisors, focusing on life, annuity, and long-term care insurance quotes. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory, and financial planning services. The firm utilizes a range of asset-allocation tools and third-party platforms to deliver customized portfolio management, serving clients with discretionary or non-discretionary accounts.

David Venegas is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes roles at CUNA Mutual Group, CUNA Brokerage Services, Inc, and Questar Asset Management. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Steven Olin is a financial advisor with Edward Jones in Yuba City, CA, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of around 23,701 financial advisors and offers a variety of advisory and investment strategies under a fiduciary standard.

Francisco Ramirez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brett Meyer is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the board of directors for A Woman's Friend and is involved in a family farming operation. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Susan Shaw is a financial advisor at Cetera with a Series 66 license and 14 years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax Advisory Services and Avantax Investment Services. Outside of her advisory role, Shaw serves as Vice President of Meyer Bookkeeping & Tax Service Inc. and Shaw & Associates, two firms providing accounting and tax preparation services, and is involved in community activities including ownership of the Yuba-Sutter Gold Sox baseball team and volunteering with the Yuba City Police Department. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and custodial relationships.

Jay Desimone is a financial advisor with LPL Financial in Marysville, CA, holding Series 63 and Series 65 licenses and over 23 years of industry experience. His career includes roles at Cetera Advisors LLC, First Allied Advisory Services, and First Allied Securities, as well as operating Desimone Financial & Insurance Services since 2000. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs supported by model portfolios, third-party research, and a variety of portfolio management strategies.

Mario Landa is a financial advisor with LPL Financial in Yuba City, CA, holding a Series 66 designation and over eight years of industry experience. His prior roles include positions at National Senior Benefit Advisors and AIG Direct. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, institutions, and nonprofits through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

David Tarke is a CFP®-designated financial advisor with Edward Jones, based in Yuba City, CA, and has 34 years of industry experience. He has been with Edward Jones since 1995. Outside of his advisory role, he serves on the finance, governance, and nominating committees for the Fremont-Rideout Health Group in Yuba City and is a member and part owner of a family duck club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates a large network of advisors and branch offices nationwide and offers various overlay and tax-efficient services under a fiduciary standard.

Cleveland Ashley is a financial advisor with LPL Financial, holding a Series 66 license and bringing 20 years of industry experience. His career includes roles at U.S. Bancorp Investments, DSS AmericaFirst, Andes Capital Group, and WestPark Capital. Ashley is currently associated with Safe Credit Union through LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios, research, and alternative strategies.

Heather Hirschensohn is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018 and previously held roles at TD Ameritrade Investment Management and TD Ameritrade from 2015 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Tiffany Howland is a financial advisor at Edward Jones in Yuba City, CA, holding a Series 66 designation with one year of industry experience. Her background includes roles at Mutual of Omaha investor services and Real Financial. Prior to entering the financial industry, she was self-employed and owned businesses in the hair design sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory services supported by a large nationwide network of financial advisors and branch offices. The firm offers discretionary and non-discretionary strategies, access to managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Caleb Morris is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 designations and three years of industry experience. His previous roles include positions at Sierra Central Credit Union, Vanguard, and Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement planning advice through a written Recommendation Report and ongoing annual updates. The firm’s approach involves a collaborative, non-discretionary process supported by proprietary research and algorithmic tools.

Diane Warnock is a financial advisor with Edward Jones in Yuba City, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Edward Jones since 2013. Outside of her advisory role, she serves as secretary for the Rotary Club of Yuba City. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Shaw is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has held various roles since 1992, including leadership positions in tax preparation and accounting through his firms Meyer Bookkeeping & Tax Service Inc. and Shaw & Associates. Shaw also serves as an elected official for the City of Yuba City and acts as an Honorary Commander with the U.S. Air Force 9th Reconnaissance Wing at Beale Air Force Base. Cetera Investment Advisers LLC is an SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients nationwide. The firm offers a multi-manager platform with services including portfolio management, financial planning, and retirement plan consulting across a variety of program structures and custodial relationships.

Kayleen Willoughby is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, she worked at Dave Christy State Farm from 2019 to 2021 and was employed with the City of Lewiston Parks and Recreation from 2017 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a wide range of wealth levels. The firm offers a variety of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Houston Taylor Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked exclusively at Edward Jones since 1998. Outside of his advisory role, he serves as an assistant girls varsity basketball coach at Sutter High School in California during the basketball season. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment strategies and affiliated services. The firm operates under a fiduciary standard and is notable for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Benjamin Geyer is a financial advisor at Edward Jones in Yuba City, California, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked for Shadow Creek Golf Course and has a decade of experience as a professional golfer. He is also self-employed in the golf industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Joseph Azevedo is a financial advisor with LPL Financial in Yuba City, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He previously worked at Cantella and Co., Inc. for 11 years before joining LPL Financial in 2020. Outside of his advisory role, he is involved with Azevedo Financial, a related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives, offering a range of advisory programs, financial planning, and retirement plan consulting services.

Brian Chandler is a financial advisor with Edward Jones in Marysville, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he owns rental real estate managed by a property manager. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Allyson Reines is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and has previously worked at Golden State Farm Credit ACA and Talley Farms Fresh Harvest. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Norma Durfee is a financial advisor at Ameriprise in Yuba City, CA, holding a Series 66 designation with 11 years of industry experience. Her prior roles include positions at Edward Jones and Wells Fargo in various advisory and banking capacities. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Rusti Keeley Anderson is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at OSAIC since 2024 and previously spent seven years with Woodbury Financial Services and seven years with Questar Asset Management and Questar Capital Corporation. Anderson organizes a fundraising sporting clays shoot to support scholarships and volunteers for local women's community events. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes asset allocation tools and third-party platforms to construct customized portfolios across various asset classes.

Tamara Perrin Preus is a financial advisor at OSAIC with 39 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Woodbury Financial Services and Questar Asset Management. Outside of advising, she operates a sole proprietorship focused on insurance sales and services related to fixed annuities, life, health, and disability insurance, and she also creates and sells multimedia art projects. OSAIC serves a broad client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and risk assessments to manage portfolios that may include a range of investment types across discretionary and non-discretionary accounts.

Nicholas Kassimis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Victor Escutia is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Merrill and Wells Fargo Bank NA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Angelo Miller is a financial advisor at Edward Jones in Yuba City, CA, holding a Series 66 license with one year of industry experience. Prior to joining Edward Jones in 2025, he worked at Slakey Brothers and Anixter. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Behr is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 27 years of industry experience. He has worked at Cetera and affiliated entities since 1998 and owns a CPA practice where he handles IRS and tax matters. Behr also operates Behr And Associates, a financial advisory business based in Yuba City, CA. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with both affiliated and third-party investment options.