Zachary Debauche is a financial advisor at DFG Investments and Tax LLC with five years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. In addition to his advisory role, he works in an administrative capacity at Just Accounting Inc and is on track to become an enrolled agent to prepare taxes for clients. DFG Investments and Tax LLC provides portfolio management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a long-term investment approach based on cyclical and fundamental analysis and modern portfolio theory, operating mainly on a non-discretionary basis with regular portfolio reviews.

Travis Tazawa is a CFP® professional with nine years of experience in financial advisory. He is currently with Fiscal Wisdom Wealth Management LLC and has previously worked at Portsmouth-SmartLife Financial Group, AE Wealth Management, and Claraphi Advisory Network. Outside of his advisory work, he is involved with Milestone Coach Advisory Services, LLC, where he holds an executive role. Fiscal Wisdom Wealth Management provides investment advisory and financial planning services primarily to individual clients, including high-net-worth individuals. The firm employs tailored portfolio strategies and offers comprehensive planning across retirement, tax, estate, and business succession matters.

David Hall is a financial advisor at Peak Planning Group, LLC with 26 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 22 years before joining Peak Planning Group in 2020. He holds Series 63 and Series 65 credentials. Peak Planning Group, LLC provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and estates. The firm employs a long-term, fundamentals-based investment approach, managing approximately $710 million across several hundred client accounts.

Kelvin Lau is a CFP® with 33 years of industry experience and has been with The Strategic Financial Alliance, Inc. since 2005. He holds a Series 63 license and is based in Keaau, HI. Outside of his advisory work, he teaches Tai Chi for health. The Strategic Financial Alliance provides advisory services to individuals, retirement plans, trusts, and other entities, offering portfolio management, financial planning, consulting, and a subscription-style wealth planning service. The firm operates multiple portfolio programs and supports third-party manager platforms, managing a majority of assets on a non-discretionary basis.

Grant Omura is a financial advisor with Commonwealth Financial Network based in Hilo, Hawaii. He holds a Series 66 designation and has 10 years of industry experience, working at Commonwealth since 2015. Outside of his advisory role, he owns a business that hosts video game events. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a wide range of managed-account programs and access to third-party asset managers, supporting advisors with trading, reporting, and custody services.

Thomas Kalili is a financial advisor at Empower Advisory Group with 31 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at GWFS Equities, Inc. and Prudential Insurance Company of America. He serves as Board Secretary for the Hilo Hawaiian Men's Golf Club. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and client savings rates.

David Omura is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Commonwealth since 2015. Outside of advising, he is involved in fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering advisory programs including wealth management and retirement plan consulting. The firm provides a platform with operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who deliver advice under Commonwealth’s supervision.

Jill Mark is a financial advisor with Ameriprise in Hilo, HI, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create written Recommendation Reports delivered in partnership with financial advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Barry Mark is a financial advisor with Ameriprise in Hilo, Hawaii, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he owns a wholesale produce business specializing in avocado, lettuce, and taro. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies. The firm's recommendations incorporate internal investment research and third-party data, with a notable emphasis on asset allocation and Social Security options.

Tara Rowlette is a Series 66 licensed financial advisor with seven years at Edward Jones and six years of industry experience overall. She is based in Hilo, Hawaii. Outside of her advisory role, she is involved as a demonstrator in a crafting supplies business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Michelle Victorine is a financial advisor with Edward Jones in Hilo, HI, holding a ChFC® designation along with Series 63 and Series 65 licenses. She has 24 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Kolby Akiyama is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 license and having one year of industry experience. Prior to his current role, he held positions at Guardian Life Insurance Company, Park Avenue Securities, and New York Life. Outside of financial advising, he has worked in the hospitality and service industries, including at Restaurant Kenichi and Hilton Grand Naniloa Hotel. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides non-discretionary, tailored investment consulting using analytical tools and supports implementation through its advisory programs and affiliated firms.

Boaz Yung is a financial advisor at Edward Jones with a Series 66 credential and 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dwayne Mukai is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at LPL Financial since 2006 and previously spent seven years with Morgan Stanley DW Inc. Mukai also operates Mukai Investment Group, LLC, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Justin Takeda is a Wealth Management Advisor with Merrill Lynch Wealth Management. He manages personalized wealth management strategies for clients, focusing on areas such as family wealth management, managing new wealth, personal retirement planning, and retirement income. Justin works closely with clients to develop financial strategies tailored to their long-term goals. Born and raised in Hilo, Hawaii, Justin graduated from Hilo High School before attending the University of Puget Sound in Tacoma, WA, where he earned a Bachelor's degree in music. After college, he joined Merrill Lynch to work alongside his mother, inheriting her book of business as she transitioned into retirement. He holds professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Outside of his professional role, Justin continues to engage with his passion for music, occasionally performing locally and with friends and family. He values community involvement and carries forward the Merrill tradition of service through volunteer work.

Arthur Miho is an Associate Resident Director and Wealth Management Advisor, currently serving in the Hilo office. He advises clients on wealth accumulation, preservation, and transfer by creating individually customized wealth management strategies. His approach includes portfolio development, liability management, and asset preservation, with an emphasis on ensuring a lifetime retirement income stream. Arthur began his career at Merrill Lynch Wealth Management in 1996 through the Professional Development Program, a two-year financial advisor training initiative. After five years as a financial advisor in Honolulu, he transitioned to managing the Hilo office in 2001. Arthur holds a Bachelor's Degree in Business Administration with a focus on Accounting from the University of Hawaii's Shidler College of Business. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA) and Personal Investment Advisor (PIA). Outside of his professional role, Arthur's interests include baseball, basketball, biking, football, golfing, music, spending time with family, surfing, traveling, and watching movies.

Francis Mcroberts is a financial advisor with OSAIC, holding CFP® and ChFC® designations and over 50 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 1997. Outside of his advisory role, Mcroberts is involved in life coaching services that focus on helping clients with personal development and life planning beyond traditional financial advice. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, financial planning, and retirement plan consulting. The firm employs asset-allocation tools and automated rebalancing to create diversified portfolios, utilizing multiple third-party platforms and managing both discretionary and non-discretionary accounts.

Roberto Valencia is a financial advisor at Edward Jones with eight years of industry experience. He previously worked at Nationwide for nine years and Allstate Insurance Company for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Joyce Sato is a financial advisor with Merrill in Hilo, Hawaii, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with Merrill since 1978, totaling 48 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Stacey Williams is a financial advisor at LPL Financial with 26 years of industry experience. She has been with LPL Financial since 2019, following three years at Bankoh Investment Services. Williams holds Series 63 and Series 65 designations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Elyse Robinson is a CFP® professional with 16 years of experience in financial advising, all of which have been with Edward Jones since 2010. She holds the Series 66 designation and is based in Hilo, HI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kate Wong is a financial advisor with Edward Jones in Hilo, Hawaii, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at First Hawaiian Bank, Morgan Stanley, Wells Fargo Advisors, and the University of Hawaii at Hilo. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Larry Lau is a financial advisor with Cetera and holds the CFP® designation as well as Series 63 and Series 65 licenses. He has one year of experience in the industry, including roles at Cetera Investment Advisers LLC, Cetera Investment Services LLC, and Equitable Advisors, LLC. Outside of his advisory work, he serves as a director for the Island of Hawaii YMCA and is a board member for Kamehameha Schools Hawai‘i Parent Teacher ‘Ohana. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with diverse program structures and access to third-party money managers.

Kapena Lum is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2022, bringing with him extensive experience in wealth management that began in 2003 with LPL Financial. Kapena focuses on understanding his clients' stories to craft, implement, track, and update personalized wealth management plans that are centered around their purpose. He and his team leverage Merrill's resources and institutional capabilities to serve clients, including small businesses and corporate retirement plan sponsors and participants. Kapena holds several professional designations including Chartered Retirement Plans Specialist (CRPS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Arts in Business Administration from the University of Hawaii at Hilo, where he was also a member of the basketball team. His areas of expertise encompass retirement plan solutions, employee benefits planning, and legacy planning among others. Residing in Hilo with his wife Abby and their three children, Kapena and his family value spending time together and pursuing their educational and personal interests. His personal interests include basketball, cooking, golfing, music, reading, and traveling.

Jonathan Sharp is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Avantax Investment Services and Robert C. Kern EA, as well as over a decade at Freeport McMoRan Copper and Gold. He is also an enrolled agent and paid tax preparer involved in providing tax-incentivized investment strategies through a partnership with Comprehensive Financial Services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a large network of over 10,000 advisors and $256 billion in assets under management.

Calvin Uemura is a financial advisor with Raymond James Financial in Hilo, Hawaii, holding a Series 66 credential and with five years of industry experience. His background includes roles at the University of Hawaii at Hilo and First Hawaiian Bank. He is also involved with Live Simply Collective, an outside business activity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advice using analytical tools and supports a broad network of advisors with specialized programs in municipal finance and retirement plan consulting.

Dawn De Coito is a financial advisor at Edward Jones with 1 year of industry experience. She holds a Series 66 designation and has prior work experience at Hawaiian Telcom and various healthcare organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Carol Bell is a CFP®-certified financial advisor with 18 years of industry experience. She is currently with LPL Enterprise and has previously worked at firms including The Prudential Insurance Company of America, Schwab Private Client Investment Advisory, and Vanguard Advisers. Carol is involved in academia as a teacher at the American College of Financial Services, NYU School of Professional Studies, and the University of Virginia, and she serves on the board of the Cystic Fibrosis Foundation’s Arizona Chapter. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to asset managers, and insurance product facilitation through affiliated entities.

Barry Jensen is a financial advisor with LPL Financial in Hilo, Hawaii, holding Series 65 and Series 66 licenses and 22 years of industry experience. He has been with LPL Financial since 2005, following brief tenures at Ameriprise and Sierra Shore Financial. Jensen has a minor role with LTCi Partners LLC, related to non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives, utilizing various investment strategies and operational tools.

Shane Reniker is a CFP® professional with 22 years of experience in the financial services industry. He is currently with Ameriprise and has previously worked at firms including Fidelity Brokerage Services, Lincoln Financial Advisors, Union Bank, TIAA-CREF, NRP Advisors, Fidelity, and Merrill. In addition to his advisory role, he serves as an adjunct professor at Southern New Hampshire University, works as a FINRA arbitrator, and practices patent law. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning, focusing on dependable income sources and tax-aware withdrawal strategies.

Keith Marrack is a financial advisor at Edward Jones with 19 years of industry experience. He holds a Series 66 designation and has worked with Edward Jones since 2007. Outside of his advisory role, Marrack serves as Treasurer of the Hilo Jaycees, chairs the Woman & Money Conference for the YWCA, and participates on the Hawaii Community College Accounting Program Advisory Council. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies. The firm operates a nationwide network of over 23,700 advisors and manages approximately $1.01 trillion in assets under management.

Sandra Tokuuke is a financial advisor with Merrill in Hilo, Hawaii, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has worked at Merrill since 1974 and has been affiliated with Bank of America, N.A. since 2011. Outside of her advisory role, she serves on the advisory board of the Ku'ikahi Mediation Center and on a committee within the Hawaii Community Foundation focused on grant distribution for nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Paul Moon is a ChFC® credentialed financial advisor with 43 years of industry experience. He has worked at LPL Financial since 2009, following five years at Merrill and six years at PRUCO Securities, LLC. Moon is also involved in selling fixed life and health insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, supporting advisors with research and operational tools while overseeing more than $819 billion in discretionary assets.

Robert Williams is a financial advisor with LPL Financial in Hilo, Hawaii, holding a Series 63 designation and possessing 30 years of industry experience. He worked at Ameriprise from 1996 to 2005 before joining LPL Financial, where he has been since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joslyn Hoota is a financial advisor at OSAIC with 39 years of industry experience. She holds a Series 63 designation and previously worked at FSC Agency of Hawaii and FSC Securities Corporation for 33 years. Outside of financial advising, Hoota co-owns and administers Hoota Dental Laboratory, which she has been involved with since 1987. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services. The firm utilizes asset-allocation tools and multiple advisory platforms to manage diversified portfolios on both discretionary and non-discretionary bases.