Jennifer Macedo is a CFP® certificant with six years of industry experience, currently serving as the sole advisor at Front Street Financial in Lahaina, HI. She previously worked at Equity Advisors of Kentucky for nine years before founding her firm in 2021. Macedo serves on the board of the Guilliom Family Foundation, a nonprofit organization, and owns a separate business, Jennifer Macedo LLC. Front Street Financial provides financial planning and investment management services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm emphasizes a long-term, asset-allocation approach using fundamental analysis and modern portfolio theory, primarily offering non-discretionary portfolio management and utilizing third-party tools for held-away accounts and specialized strategies.

Eric Lee is a financial advisor with Lifelong Investment Management Services LLC in Wailuku, Hawaii. He holds Series 63 and Series 66 licenses and has 21 years of industry experience. Since 2011, he has been affiliated with Lifelong Investment Advisors, LLC. Outside of advisory work, he is involved with a family-run rental property business managed by his wife. Lifelong Investment Management Services provides investment management, personalized financial planning, investor coaching, and solicitation of third-party money managers to individuals, retirement plans, trusts, small businesses, and charitable organizations. The firm employs a passive-oriented investment approach focused on broad diversification and factor exposures, implementing client portfolios through written investment policy statements and generally operating on a non-discretionary basis.

Sarah Bredhoff is a financial advisor at The Rice Partnership, LLC with 13 years of industry experience. She holds Series 63 and Series 65 designations and has been with The Rice Partnership since 2016. The Rice Partnership, LLC provides wealth management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, businesses, and charitable organizations. The firm offers customized portfolios managed on a discretionary basis, combining a tax-aware, low-turnover U.S. equity core with active fixed-income management and global exposure through low-cost ETFs.

Michael Ottman is a CFP® with 30 years of industry experience, currently serving at Spectrum Asset Management Inc since 2013. He holds a Series 63 license and also works as a life and long-term care insurance agent in Paia, Hawaii. Spectrum Asset Management oversees approximately $640 million for around 305 clients, offering discretionary portfolio management, financial planning, and sub-advisory services. The firm employs a blend of fundamental, technical, and cyclical analysis through model portfolios tailored to client objectives, with a focus on growth-at-a-reasonable-price equity strategies and actively managed fixed-income portfolios.

Gayle Long is a financial advisor at Southland Equity Partners, LLC with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at FSC Securities Corporation and OSAIC. Southland Equity Partners advises individuals, pension and profit-sharing plans, and businesses, providing financial planning, direct asset management, access to unaffiliated portfolio managers, and retirement plan consulting. The firm uses a combination of fundamental and technical analysis to create customized portfolios, primarily managing accounts on a discretionary basis.

Arthur Austin is an investment advisor representative with Buck Wealth Strategies, LLC, holding a Series 66 designation and four years of industry experience. He is also involved with Madison Avenue Securities, LLC and has over a decade of experience in insurance sales through E.A. Buck Insurance DBA E.A. Buck Financial Services. Buck Wealth Strategies serves individuals, trusts, and employer-sponsored retirement plans with discretionary investment management and comprehensive financial planning. The firm employs a top-down macro investment approach emphasizing tactical asset allocation and integrates third-party tools and money managers, including the use of options strategies and model portfolios.

Theodore Stiller is a financial advisor with Guardian Life, holding a Series 66 designation and 18 years of industry experience. He has been associated with Park Avenue Securities and Guardian Life Insurance Company of America since 2007. Stiller serves as a director for both the Maui Chamber of Commerce and the J Walter Cameron Center. He also founded Hive Network, a local networking group. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides a range of financial planning, consulting, and investment solutions tailored to client needs.

Stephen Cutillo is a financial advisor with Guardian Life and holds the ChFC® and Series 66 designations. He has 14 years of industry experience, including roles at Park Avenue Securities, Guardian Life Insurance Company, Equitable Advisors, and AXA Advisors. Outside of his advisory work, he is employed as an outrigger canoe tour guide with a recreational tour company in Maui. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to a range of financial planning, consulting, and investment solutions tailored to client needs.

Brandon Luke is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 15 years of industry experience. He has been with Commonwealth Financial since 2010. Outside of his advisory role, he is the owner and president of Luke & Co. LLC, a private entity that facilitates securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a variety of advisory programs and services, supporting affiliated advisors with operations, technology, investment management, compliance, and practice management.

Sarah Chilton is a financial advisor at D.A. Davidson & Co. with 24 years of industry experience. She holds a Series 66 designation and has been with D.A. Davidson since 2001. In addition to her advisory role, Chilton serves as Treasurer of the Uluniu Townhouse AOAO board of directors and owns a commercial fishing business in Kihei, HI. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers comprehensive planning, equity research, and private wealth services, with distinctive involvement in municipal advisory and underwriting activities.

Joshua Dutcher is a financial advisor with Guardian Life and holds a Series 66 designation. He has six years of industry experience and has previously worked at Park Avenue Securities and WestPac Wealth Partners. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Marvin Baysa is a Series 66-licensed financial advisor with Valic Financial Advisors, based in Kahului, HI, and has 16 years of industry experience. He has worked at Valic Financial Advisors since 2011 and is also associated with Agia. Outside of his advisory role, he owns MJB LLC, a small business focused on minor home interior repairs and renovations. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet UMA models and serving a broad client base through a large network of advisors.

John Biegel is a financial advisor at Hightower Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Northwestern Mutual. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, offering access to both affiliated and third-party managers, along with discretionary and non-discretionary portfolio management and financial planning.

Joel Rand is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with HighTower Securities, LLC and Hightower Advisors since 2016. Outside of his advisory role, he is a member of the Rotary Club of Kahului. Hightower provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and a variety of investment vehicles.

Richard Jones is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 licenses and bringing 54 years of industry experience. His prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is based in Lahaina, Hawaii. Benjamin F. Edwards & Company serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through over 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement consulting, and investment management solutions that combine proprietary and third-party strategies.

Lane Nakashima is a financial advisor with Commonwealth Financial Network in Kahului, HI, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Commonwealth Financial Network since 2010. Outside of advisory work, he is involved in fixed insurance sales and operates the Financial Navigation Group, an entity focused on securities business conducted at his branch location. Commonwealth Financial Network is a national dual-registered broker/dealer and SEC-registered investment adviser that supports approximately 2,900 advisors and manages over $212 billion in client assets. The firm provides a comprehensive platform including managed-account programs, third-party asset manager access, and custody services, working with clients to implement portfolios through internal and external models.

Alice Mcdermott is a CFP® with 17 years of industry experience. She is currently with Mercer Global Advisors Inc., where she has worked since 2018, following a 21-year tenure at Financial & Investment Management Group, Ltd. Outside of her advisory role, she serves as Secretary for Keawala'i Congregational Church in Kihei, Hawaii. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options and affiliated service lines.

John Kevan is a financial advisor at NewEdge Advisors with 12 years of industry experience. He holds a Series 65 designation and has previously worked at Mission Trails Financial and Ashton Stewart & Co., Inc. In addition to his advisory role, he is a managing partner at Maui Paradise Properties, a real estate management LLC. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a wide range of services and utilizes multiple program structures, combining in-house manager selection with third-party model portfolios and advisor discretion.

James Dvorak is a financial advisor with Edward Jones in Kahului, HI, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is the owner and president of MIH Corp., an S corporation based in Wailuku, HI. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, offering a range of advisory programs and investment solutions. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices across the country.

Alexander Johnson is a financial advisor at Cetera with two years of industry experience and holds a Series 66 designation. His prior work includes roles at Entertainment Partners and several financial services firms. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and consulting services with multiple program structures and a multi-manager platform approach.