As a Registered Investment Advisor (RIA), Martin Garrett provides both comprehensive financial planning and investment management under one roof. This coordinated approach allows us to align your investments with your broader life goals—helping you build long-term financial confidence while managing risk along the way. We believe financial planning should be personal, not generic. That’s why we take the time to understand your current situation, your priorities, and what matters most to you before developing a strategy tailored to your life. Our role goes beyond managing investments—we help organize the bigger financial picture so all the moving parts work together. Most people have a CPA, investment advisor, insurance agent, and estate attorney all working separately. Unfortunately, that often leads to gaps, missed opportunities, and strategies that unintentionally conflict with one another. At SEA, we help coordinate taxes, investments, risk management, and estate planning into one integrated strategy centered around your goals. We primarily work with business owners, professionals, and families seeking thoughtful, long-term guidance—not just investment management or one-time transactions. Whether you’re getting financially organized for the first time or managing a more complex situation, our goal is to simplify the process and provide clear direction. The best first step is simply a conversation to determine whether we’re the right fit for one another.

Daniel Turner is a financial advisor with Akamai Wealth Management, LLC in Kaneohe, HI, holding a Series 65 designation and four years of industry experience. His prior roles include mortgage lending positions at Geneva Financial, LLC and others, as well as ownership of several related business entities focused on retirement, equity, and employee benefits consulting. Outside of advisory work, he is a licensed insurance agent and mortgage loan originator, engaging in insurance product sales and mortgage lending activities. Akamai Wealth Management provides non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm employs a multi-method investment approach that includes fundamental and technical analysis, Modern Portfolio Theory, and Monte Carlo modeling, and it also offers pension plan consulting and annuity management services.

Lesley Brey is a CFP® and CFA® with 29 years of industry experience, operating as the sole advisor at L.J. Brey, Inc. since 1996. She serves as a Regent at Chaminade University of Honolulu, participating in governance discussions since 2014. L.J. Brey, Inc. provides fee-only financial planning and discretionary investment management focused on aligning investment decisions with retirement, cash flow, estate, and legacy goals. The firm emphasizes long-term equity exposure, broad diversification, low cost, and periodic rebalancing using institutional-class mutual funds, tailoring each client’s Investment Policy to their specific objectives and risk tolerance.

Jeffery Margolf is a CFA charterholder and Series 65 licensed advisor at Tangent Financial in Honolulu, HI, with two years of experience in the financial industry. Prior to his current role, he worked at Bank of Hawaii and served as Director of Corporate Development at Western Veterinary Partners LLC, where he oversaw the acquisition process of veterinary clinics. Tangent Financial provides financial planning, retirement-plan advice, and discretionary portfolio management to individual and high-net-worth clients. The firm employs a customized investment approach that combines fundamental, technical, and cyclical analyses within a Modern Portfolio Theory framework, incorporating scenario analysis and stress testing to manage tail-risk.

Colin Teraoka is a financial advisor at Alakai Securities Inc. in Honolulu, HI, with two years of industry experience. He holds a Series 65 designation and has a career background that includes leadership roles in several affiliated businesses providing captive insurance management, accounting and tax services, and life insurance products. Alakai Securities Inc. operates as a single-advisor independent registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm provides financial planning and consulting, primarily referring clients to a third-party money manager for portfolio management through the Morgan Stanley Professional Alliance.

Wilson Wang is a financial advisor at HFIR LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Open Insights Capital, LLC and Twin Peaks Capital, LLC. Wilson operates as a solo practitioner based in Honolulu, HI. HFIR LLC provides discretionary investment management to clients with speculative capital who understand the risks of high-volatility investing. The firm employs a long/short equity strategy focused on undervalued securities, options, and special situations, using a performance fee structure with loss carry-forward accounting uncommon among independent advisers.

Howard Haber is a Certified Financial Planner (CFP®) with 20 years of experience in the financial advisory industry. He has been the sole advisor at Apollo Wealth Management, Ltd. since 2004. Apollo Wealth Management, Ltd. is an independent, fee-only firm that offers comprehensive financial planning and investment advisory services to individuals, families, and estates. The firm employs a macroeconomic and Modern Portfolio Theory-based investment approach, managing portfolios with publicly available securities and operating in a non-discretionary capacity requiring client approval for transactions.

Jeffery Loff is a CFP® professional with six years of experience in financial advisory services and over a decade in accounting. He is the principal of CRL Advisors, an independent registered investment adviser based in Honolulu, HI. Prior to founding CRL Advisors, he operated a CPA firm and has also formed a software company, Keenly Inc., which aims to provide tax practice management solutions. CRL Advisors offers discretionary portfolio management along with financial, tax, retirement, and trust planning primarily for individuals, trusts, and private foundations. The firm combines modern portfolio theory with various analytical methods to guide asset allocation and security selection, managing portfolios on a discretionary basis with a focus on ETFs and options strategies.

Toba Financial LLC is a Hawaii-based financial advisory firm specializing in retirement planning. Led by Enrolled Agent and Certified Financial Planner™ Jason Cutitta, the firm helps residents of Hawaii navigate their financial future. www.jasoncutitta.com

Paul Lovejoy is a financial advisor with Stakeholder Enterprise in Honolulu, HI. He holds a Series 65 designation and has four years of industry experience. Prior to his current role, he worked at Velocity of Money, LLC and Tardus Wealth Strategies. Outside of advisory work, he manages family real estate assets through Lovejoy's Properties, LLC. Stakeholder Enterprise is an independent registered investment adviser offering a partnership-style advisory program for individual investors with substantial capital and managing a pooled vehicle for accredited investors. The firm focuses on income-generating investments with an emphasis on monthly cash flow, diversification, and due diligence, and utilizes fixed program fees rather than asset-based fees.

Mark Matsumura is a CFP® professional with 20 years of industry experience. He currently serves as the principal advisor at MKX Capital, an independent firm based in Kaneohe, HI. His prior experience includes roles at Central Pacific Bank, Cetera Investment Services, Royal Alliance Associates, and Signator Investors. MKX Capital provides ongoing asset management and financial planning services to individuals, high net worth clients, corporations, pension and welfare funds, and other institutional and pooled accounts. The firm manages accounts on a non-discretionary basis using fundamental and technical analysis, mutual funds, and ETFs within customized asset-allocation strategies.

Tafiti Uso is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Pacific Wealth Partners, LLC. Prior to founding his independent firm in 2021, he held positions at Raymond James Financial Services and First Hawaiian Bank. He is also a member of DPL Financial Partners, LLC, where he consults on insurance and annuity solutions. Pacific Wealth Partners provides comprehensive portfolio management, financial planning, and consulting services to individuals, trusts, estates, and business entities. The firm employs a range of asset-allocation strategies and conducts ongoing monitoring and due diligence on third-party money managers, focusing on relatively large client relationships.

Hi! I’m Daniel Masuda Lehrman, a fee-only fiduciary financial planner based in Honolulu, Hawaii. I'm originally from Ann Arbor, Michigan and a proud University of Michigan alum. I work with clients locally in Honolulu and virtually nationwide. With nearly 10 years of experience as a financial advisor at the Big Three (Vanguard, Fidelity, Schwab), I’ve helped hundreds of families retire successfully or manage their wealth responsibly. Financial planning isn’t just about investments—it’s about making informed decisions that impact every aspect of your life. From retirement planning and tax strategies to managing risks and ensuring your estate is in order, a truly comprehensive financial plan should bring all the pieces together. Following the CFP Board’s Financial Planning Process, I work closely with my clients to evaluate their full financial picture and create strategies tailored to their goals. Whether you’re planning for retirement, adjusting after the loss of a spouse, or navigating major financial transitions, I provide clear, objective guidance to help you move forward with confidence. I serve retirees, widows, and those preparing for retirement, both locally in Honolulu, Hawaii, and virtually across the country. My goal is to simplify complex financial decisions so you can focus on what matters most. Clients I’ve worked with were looking for a good listener who was honest, knowledgeable, anticipated their needs, skilled at explaining concepts in layman's terms, and could confidently help them make good financial decisions. They’ll tell you I helped them transition into a new phase of life or enjoy their retirement with confidence and certainty. So whatever you’re dealing with, you can trust that I’ll connect with you on a human level and be there for you. If that resonates with you, I’d love to talk to you! Visit my website at www.HawaiiAdvisor.com to learn more!

Steven Clissold is the sole advisor at SJC Capital Advisors LLC in Honolulu, HI, holding Series 63 and Series 65 designations with 14 years of industry experience. He has been with SJC Capital Advisors since its founding in 2011. SJC Capital Advisors LLC provides discretionary portfolio management to individual and high-net-worth clients, focusing on asset allocation, security selection, and ongoing monitoring across a range of securities including mutual funds, equities, fixed income, ETFs, REITs, and government securities. The firm employs a combination of charting, fundamental and technical analysis, and uses long-term and short-term trading strategies as well as covered-call options within separately managed accounts.

Yong Kim is a financial advisor at Capitalade LLC based in Honolulu, HI. He holds a Series 65 designation and has experience spanning various roles including ten years at SG Private Equity. Capitalade provides discretionary and non-discretionary investment advisory services to individuals, families, family offices, estates, and small businesses both in the United States and internationally. The firm employs a fundamental, bottom-up investment approach with strategies ranging from concentrated equity positions to diversified balanced mandates that may include ETFs and fixed-income instruments.

Andrew Robinson is the sole advisor at Robinson, Andrew, a state-registered independent firm. He holds Series 65 and Series 63 licenses and has experience in agriculture and public finance, including eight years with Robinson Family Farms LLC and a year with the Hawaii Department of Agriculture. He also worked at Northwestern Mutual in investment services and life insurance. Robinson, Andrew offers discretionary portfolio management focused on active, systematic, short-term trading using AI-assisted technical analysis of large-cap stocks and ETFs. The firm serves individual and high-net-worth clients, executing algorithmic strategies under discretionary authority with an emphasis on real-time signals and avoiding intentional sales at a loss.

Tod Marcus is a financial advisor at Honolulu Capital Management in Honolulu, HI, with 10 years of industry experience. He holds a Series 65 designation and has operated his own firm, Tod A. Marcus, Inc., since 2009. Outside of finance, he owns and manages a retail and outfitting business, Oahu Surf Shop, dedicating time to administrative and customer service duties. Honolulu Capital Management provides tailored asset management services to individuals, high-net-worth households, and corporate or small-business clients. The firm employs a fundamental, value-oriented investment approach with non-discretionary portfolio management and offers affiliated tax and accounting services.

Steven Nakao is the sole advisor at Aloha Wealthcare Management, LLC, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been involved with Net Hawaii, Inc. since 1995, where he serves as a pension administrator providing third-party pension plan services. Aloha Wealthcare Management offers investment advisory, financial planning, and consulting services to individuals, trusts, pension plans, estates, and charitable organizations. The firm employs a non-discretionary investment approach that integrates fundamental, technical, and cyclical analysis with an emphasis on long-term asset allocation and periodic portfolio reviews.

Adam Vila is a CFP® and ChFC® with 15 years of experience in financial advisory services. He is the principal of Milestone Wealth Management & Insurance, LLC, operating in Honolulu, HI since 2018. Prior to founding Milestone, Vila worked at Cambridge Investment Research Advisors, Inc. and Milestone Financial Services, LLC. Milestone Wealth Management & Insurance provides investment management, financial planning, employee benefit plan consulting, and advisory insurance services to individuals, high-net-worth clients, and businesses. The firm’s investment approach focuses on passive portfolio construction using index mutual funds and ETFs, complemented by fundamental and technical analysis, with a notable emphasis on non-discretionary asset management and regular client reporting.

Leonard Kingsley is a CFP® with 10 years of experience in the financial services industry. He is the sole advisor at 1stto50th LLC, an independent firm he has led since 2023. His prior experience includes roles at Commonwealth Financial Network, WSFS Private Bank, and various insurance firms. 1stto50th LLC provides retirement plan consulting to plan sponsors and limited-scope investment management to individuals, families, trusts, endowments, and related organizations. The firm operates mainly on a non-discretionary basis, emphasizing goals-based discovery, customized investment policy statements, and a blend of passive and active investment strategies.