As a Registered Investment Advisor (RIA), Martin Garrett provides both comprehensive financial planning and investment management under one roof. This coordinated approach allows us to align your investments with your broader life goals—helping you build long-term financial confidence while managing risk along the way. We believe financial planning should be personal, not generic. That’s why we take the time to understand your current situation, your priorities, and what matters most to you before developing a strategy tailored to your life. Our role goes beyond managing investments—we help organize the bigger financial picture so all the moving parts work together. Most people have a CPA, investment advisor, insurance agent, and estate attorney all working separately. Unfortunately, that often leads to gaps, missed opportunities, and strategies that unintentionally conflict with one another. At SEA, we help coordinate taxes, investments, risk management, and estate planning into one integrated strategy centered around your goals. We primarily work with business owners, professionals, and families seeking thoughtful, long-term guidance—not just investment management or one-time transactions. Whether you’re getting financially organized for the first time or managing a more complex situation, our goal is to simplify the process and provide clear direction. The best first step is simply a conversation to determine whether we’re the right fit for one another.

Daniel Turner is a financial advisor at Akamai Wealth Management, LLC in Kaneohe, HI, holding a Series 65 credential with five years of industry experience. His work history includes roles at Geneva Financial, LLC, mortgage lending activities, and consulting on employee benefits and payroll through his sole proprietorship. Turner is also involved in insurance product sales and mortgage loan origination as part of his other business activities. Akamai Wealth Management provides non-discretionary asset management, financial planning, and consulting services for individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm’s investment approach incorporates fundamental and technical analysis, Modern Portfolio Theory, and Monte Carlo modeling, while also offering pension and profit-sharing plan consulting and college-planning guidance.

Lesley Brey is a CFP® and CFA® with 29 years of industry experience, operating as the sole advisor at L.J. Brey, Inc. since 1996. She serves as a Regent at Chaminade University of Honolulu, participating in governance discussions since 2014. L.J. Brey, Inc. provides fee-only financial planning and discretionary investment management focused on aligning investment decisions with retirement, cash flow, estate, and legacy goals. The firm emphasizes long-term equity exposure, broad diversification, low cost, and periodic rebalancing using institutional-class mutual funds, tailoring each client’s Investment Policy to their specific objectives and risk tolerance.

Jeffery Margolf is a CFA® charterholder and registered financial advisor affiliated with Tangent Financial in Honolulu, HI. He has two years of industry experience and has held roles at Bank of Hawaii, Western Veterinary Partners LLC, Nutrien Ag Solutions, Partners Group AG, and Bank of America Merrill Lynch. Outside of his advisory work, he serves as Director of Corporate Development at Western Veterinary Partners, overseeing the acquisition process of veterinary clinics. Tangent Financial provides financial planning, retirement-plan advice, and discretionary portfolio management to individual and high-net-worth clients. The firm employs a blend of fundamental, technical, cyclical, and charting analyses within a Modern Portfolio Theory framework, incorporating scenario analysis and stress testing, and offers customized strategies including digital currencies and alternative investments.

Gregory Gunther is a financial advisor at The Retirement Optimization Group, LLC in Honolulu, HI, with 9 years of industry experience. He holds Series 63 and Series 65 licenses and has been managing insurance services through Island Estate Services since 2008. The Retirement Optimization Group provides financial consulting and estate-planning support primarily to individual and high-net-worth clients, referring investment accounts to third-party money managers rather than directly managing assets. The firm offers educational seminars and uses a referral-based model while delivering various planning tools and limited-scope estate planning support.

Colin Teraoka is a financial advisor at Alakai Securities Inc. in Honolulu, HI, with two years of industry experience. He holds a Series 65 designation and has a career background that includes leadership roles in several affiliated businesses providing captive insurance management, accounting and tax services, and life insurance products. Alakai Securities Inc. operates as a single-advisor independent registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm provides financial planning and consulting, primarily referring clients to a third-party money manager for portfolio management through the Morgan Stanley Professional Alliance.

Andrew Glatzel is a financial advisor at Seacap Advisors, LLC in Honolulu, HI, with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Seacap Advisors since 2015. Seacap Advisors is an independent, state-registered investment adviser serving individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers discretionary asset management and financial planning, using a mix of analytical methods and active trading strategies to construct portfolios aligned with clients’ goals and risk tolerance.

Wilson Wang is a financial advisor at HFIR LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Open Insights Capital, LLC and Twin Peaks Capital, LLC. Wilson operates as a solo practitioner based in Honolulu, HI. HFIR LLC provides discretionary investment management to clients with speculative capital who understand the risks of high-volatility investing. The firm employs a long/short equity strategy focused on undervalued securities, options, and special situations, using a performance fee structure with loss carry-forward accounting uncommon among independent advisers.

Daniel Hartenstein is a financial advisor with ECS Wealth Strategies in Honolulu, HI, holding a Series 65 designation and 16 years of industry experience. He has operated Hart Financial Services since 2001. Outside of advising, he has worked as a background actor since 2012 and is also an author, speaker, and media contributor. ECS Wealth Strategies provides advisory and planning services primarily to individual clients and participants in its Government Employee Benefit Institute (GEBI) training program. The firm offers benefits-focused consulting and insurance products, referring clients to third-party investment advisers for portfolio management while conducting due diligence and ongoing support.

Howard Haber is a Certified Financial Planner (CFP®) with 20 years of experience in the financial advisory industry. He has been the sole advisor at Apollo Wealth Management, Ltd. since 2004. Apollo Wealth Management, Ltd. is an independent, fee-only firm that offers comprehensive financial planning and investment advisory services to individuals, families, and estates. The firm employs a macroeconomic and Modern Portfolio Theory-based investment approach, managing portfolios with publicly available securities and operating in a non-discretionary capacity requiring client approval for transactions.

Jeffery Loff is a CFP® professional with six years of experience in financial advisory services and over a decade in accounting. He is the principal of CRL Advisors, an independent registered investment adviser based in Honolulu, HI. Prior to founding CRL Advisors, he operated a CPA firm and has also formed a software company, Keenly Inc., which aims to provide tax practice management solutions. CRL Advisors offers discretionary portfolio management along with financial, tax, retirement, and trust planning primarily for individuals, trusts, and private foundations. The firm combines modern portfolio theory with various analytical methods to guide asset allocation and security selection, managing portfolios on a discretionary basis with a focus on ETFs and options strategies.

Toba Financial LLC is a Hawaii-based financial advisory firm specializing in retirement planning. Led by Enrolled Agent and Certified Financial Planner™ Jason Cutitta, the firm helps residents of Hawaii navigate their financial future. www.jasoncutitta.com

Paul Lovejoy is a financial advisor at Stakeholder Enterprise with three years of industry experience. He holds a Series 65 designation and has previously worked at Velocity of Money, LLC and Tardus Wealth Strategies. Outside of his advisory role, he manages family real estate assets through Lovejoy's Properties, LLC. Stakeholder Enterprise provides financial planning, investment monitoring, and consulting services to a range of clients including individuals, trusts, estates, and charitable organizations. The firm uses a combination of macroeconomic analysis and an “on demand income” strategy focused on crowdlending and peer-to-peer promissory notes, delivering services through structured plans and periodic monitoring rather than discretionary asset management.

Mark Matsumura is a CFP® professional with 20 years of industry experience. He currently serves as the principal advisor at MKX Capital, an independent firm based in Kaneohe, HI. His prior experience includes roles at Central Pacific Bank, Cetera Investment Services, Royal Alliance Associates, and Signator Investors. MKX Capital provides ongoing asset management and financial planning services to individuals, high net worth clients, corporations, pension and welfare funds, and other institutional and pooled accounts. The firm manages accounts on a non-discretionary basis using fundamental and technical analysis, mutual funds, and ETFs within customized asset-allocation strategies.

Tafiti Uso is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Pacific Wealth Partners, LLC. Prior to founding his independent firm in 2021, he held positions at Raymond James Financial Services and First Hawaiian Bank. He is also a member of DPL Financial Partners, LLC, where he consults on insurance and annuity solutions. Pacific Wealth Partners provides comprehensive portfolio management, financial planning, and consulting services to individuals, trusts, estates, and business entities. The firm employs a range of asset-allocation strategies and conducts ongoing monitoring and due diligence on third-party money managers, focusing on relatively large client relationships.

Hi! I’m Daniel Masuda Lehrman, a fee-only fiduciary financial planner based in Honolulu, Hawaii. I'm originally from Ann Arbor, Michigan and a proud University of Michigan alum. I work with clients locally in Honolulu and virtually nationwide. With nearly 10 years of experience as a financial advisor at the Big Three (Vanguard, Fidelity, Schwab), I’ve helped hundreds of families retire successfully or manage their wealth responsibly. Financial planning isn’t just about investments—it’s about making informed decisions that impact every aspect of your life. From retirement planning and tax strategies to managing risks and ensuring your estate is in order, a truly comprehensive financial plan should bring all the pieces together. Following the CFP Board’s Financial Planning Process, I work closely with my clients to evaluate their full financial picture and create strategies tailored to their goals. Whether you’re planning for retirement, adjusting after the loss of a spouse, or navigating major financial transitions, I provide clear, objective guidance to help you move forward with confidence. I serve retirees, widows, and those preparing for retirement, both locally in Honolulu, Hawaii, and virtually across the country. My goal is to simplify complex financial decisions so you can focus on what matters most. Clients I’ve worked with were looking for a good listener who was honest, knowledgeable, anticipated their needs, skilled at explaining concepts in layman's terms, and could confidently help them make good financial decisions. They’ll tell you I helped them transition into a new phase of life or enjoy their retirement with confidence and certainty. So whatever you’re dealing with, you can trust that I’ll connect with you on a human level and be there for you. If that resonates with you, I’d love to talk to you! Visit my website at www.HawaiiAdvisor.com to learn more!

Steven Clissold is the sole advisor at SJC Capital Advisors LLC in Honolulu, HI, holding Series 63 and Series 65 designations with 14 years of industry experience. He has been with SJC Capital Advisors since its founding in 2011. SJC Capital Advisors LLC provides discretionary portfolio management to individual and high-net-worth clients, focusing on asset allocation, security selection, and ongoing monitoring across a range of securities including mutual funds, equities, fixed income, ETFs, REITs, and government securities. The firm employs a combination of charting, fundamental and technical analysis, and uses long-term and short-term trading strategies as well as covered-call options within separately managed accounts.

Sheldon Shiira is a CFP®-certified financial advisor with 18 years of industry experience. He has been the sole advisor at Financial Vision Advisory Services, LLC since 2007. The firm provides fee-only investment management and personal financial planning to individuals, families, and their trusts. Financial Vision Advisory Services manages approximately $9 million, focusing on non-discretionary portfolios that utilize no-load mutual funds and ETFs, emphasizing strategic asset allocation, global diversification, and periodic rebalancing.

Yong Kim is a financial advisor at Capitalade LLC based in Honolulu, HI. He holds a Series 65 designation and has experience spanning various roles including ten years at SG Private Equity. Capitalade provides discretionary and non-discretionary investment advisory services to individuals, families, family offices, estates, and small businesses both in the United States and internationally. The firm employs a fundamental, bottom-up investment approach with strategies ranging from concentrated equity positions to diversified balanced mandates that may include ETFs and fixed-income instruments.

Andrew Robinson is the sole advisor at Robinson, Andrew, a state-registered independent firm. He holds Series 65 and Series 63 licenses and has experience in agriculture and public finance, including eight years with Robinson Family Farms LLC and a year with the Hawaii Department of Agriculture. He also worked at Northwestern Mutual in investment services and life insurance. Robinson, Andrew offers discretionary portfolio management focused on active, systematic, short-term trading using AI-assisted technical analysis of large-cap stocks and ETFs. The firm serves individual and high-net-worth clients, executing algorithmic strategies under discretionary authority with an emphasis on real-time signals and avoiding intentional sales at a loss.