Benjamin Smith is a financial advisor at Horizon Wealth with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at multiple firms including Impact Partnership Wealth, Ashton & Associates Wealth Management, and Resources Investment Advisors. Smith is also the president and owner of LegacySmith, a wealth management and insurance firm based in Monmouth, OR. Horizon Wealth Investment Solutions LLC is an SEC-registered advisory firm managing approximately $147 million for over 160 clients. The firm serves individuals and high-net-worth clients with investment management, financial planning, and consulting services, emphasizing diversified asset allocation and tax-aware planning.

Sandra Lobato is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has worked at LPL Financial since 2018 and previously held positions with Wells Fargo Clearing, Keudell Morrison Wealth Management, and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing a variety of management approaches and investment strategies supported by in-house and third-party research.

Steven Goto is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Kjerulf Goto Wealth Management LLC and Waddell & Reed, Inc. Goto has served as a notary public and participated in community organizations such as the Rotary Club of Salem Sunrise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Zachary Meyer is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and previously worked at Chick-fil-A and the Colorado School of Mines. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Robert Douglas Timmerman is a financial advisor with Edward Jones, holding Series 66 and Series 63 credentials and over 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing approximately $1.01 trillion in assets through a broad network of advisors and branch offices. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gregory Covert is a financial advisor at Primerica Advisors with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 1983. Outside of his advisory role, he is an author of several books, including "Hawkeye Ridge," "On Presidential Orders," "Volcano Ranch," "Operation Betty," and "Liberty Island." Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

John Wolcott is a financial advisor with Primerica Advisors in Salem, OR, holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Primerica Financial Services since 2003 and was previously employed at NORPAC Foods Inc. John also engages in part-time sales of home security, automation, and loan products through Primerica-affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-driven investment strategies supported by third-party asset managers and custodial services, operating at scale with thousands of advisors and billions in assets under management.

Jeremey Santee Malloy is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Citizens Bank for five years. He is a board member of the Dallas Retirement Community in Dallas, OR, where he chairs the Board Development Committee and the Faith Committee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Deborah Rambeck is a financial advisor at Primerica Advisors with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has been associated with PFS Investments Inc. since 2012. Outside of advisory work, she receives compensation from Primerica Mortgage and related affiliates for referrals involving home security, automation products, and loan services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-based investment strategies managed by unaffiliated asset managers and offers custody and trade execution through Pershing, focusing primarily on individual investors rather than institutional clients.

Lisa Demille is a financial advisor with Primerica Advisors in Salem, OR, holding Series 63 and Series 65 licenses and three years of industry experience. She has been with Primerica Advisors since 2022 and has prior experience with Gregory Covert and Primerica Financial Services. In addition to her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model featuring tiered wrap fees and ongoing oversight of its investment offerings.

Timothy Bellinger is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2022. His prior experience includes roles at Cantella & Co., Inc. and KMS Financial Services, Inc. He is also involved in a family business entity, Bellinger Bros. LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals, utilizing a variety of custody platforms and investment strategies.

Kelly Denney is a financial advisor with Edward Jones in Dallas, OR, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, Denney is the owner of Windward Horizons Holdings, LLC, a limited liability company involved in the purchase of short-term rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Whitney Murray is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 15 years of industry experience. Prior to joining LPL Financial in 2021, Murray worked at Steven Goto, Kjerulf Inc, and Waddell & Reed, Inc. among other firms. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, retirement consulting, and brokerage services.

Kyler Gaskey is a CFP®-designated financial advisor with Edward Jones in Salem, OR, where he has worked since 2018, totaling six years of industry experience. Prior to joining Edward Jones, he managed office administration for Smooth Moves LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and maintaining a large nationwide network of financial advisors and branch offices.

Benjamin Meyer is a financial advisor with Edward Jones in Monmouth, Oregon, holding Series 66 and Series 63 credentials and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Meyer serves on the finance committee of the Western Oregon University Foundation, providing oversight of the foundation's endowment and guidance on investment policy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies and maintains an extensive network of financial advisors and branch offices across the United States.