Zachary Debauche is a financial advisor at DFG Investments and Tax LLC in Hilo, Hawaii, holding a Series 66 designation with four years of industry experience. He previously worked at Edward Jones and has roles in accounting, including an administrative position at Just Accounting Inc, where he plans to become an enrolled agent and prepare taxes. DFG Investments and Tax LLC provides portfolio management and financial planning services to individuals, pension plans, charitable organizations, and businesses. The firm employs a long-term investment approach based on cyclical and fundamental analysis and modern portfolio theory, operating primarily on a non-discretionary basis.

Travis Tazawa is a CFP® professional with nine years of experience in financial advisory. He is currently with Fiscal Wisdom Wealth Management LLC and has previously worked at Portsmouth-SmartLife Financial Group, AE Wealth Management, and Claraphi Advisory Network. Outside of his advisory work, he is involved with Milestone Coach Advisory Services, LLC, where he holds an executive role. Fiscal Wisdom Wealth Management provides investment advisory and financial planning services primarily to individual clients, including high-net-worth individuals. The firm employs tailored portfolio strategies and offers comprehensive planning across retirement, tax, estate, and business succession matters.

David Hall is a financial advisor at Peak Planning Group, LLC with 26 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 22 years before joining Peak Planning Group in 2020. He holds Series 63 and Series 65 credentials. Peak Planning Group, LLC provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and estates. The firm employs a long-term, fundamentals-based investment approach, managing approximately $710 million across several hundred client accounts.

Kelvin Lau is a CFP® with 33 years of industry experience and has been with The Strategic Financial Alliance, Inc. since 2005. He holds a Series 63 license and is based in Keaau, HI. Outside of his advisory work, he teaches Tai Chi for health. The Strategic Financial Alliance provides advisory services to individuals, retirement plans, trusts, and other entities, offering portfolio management, financial planning, consulting, and a subscription-style wealth planning service. The firm operates multiple portfolio programs and supports third-party manager platforms, managing a majority of assets on a non-discretionary basis.

Grant Omura is a financial advisor with Commonwealth Financial Network based in Hilo, Hawaii. He holds a Series 66 designation and has 10 years of industry experience, working at Commonwealth since 2015. Outside of his advisory role, he owns a business that hosts video game events. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a wide range of managed-account programs and access to third-party asset managers, supporting advisors with trading, reporting, and custody services.

Thomas Kalili is a financial advisor at Empower Advisory Group with 31 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at GWFS Equities, Inc. and Prudential Insurance Company of America. He serves as Board Secretary for the Hilo Hawaiian Men's Golf Club. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and client savings rates.

David Omura is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Commonwealth since 2015. Outside of advising, he is involved in fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering advisory programs including wealth management and retirement plan consulting. The firm provides a platform with operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who deliver advice under Commonwealth’s supervision.

Jill Mark is a financial advisor with Ameriprise in Hilo, HI, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create written Recommendation Reports delivered in partnership with financial advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Barry Mark is a financial advisor with Ameriprise in Hilo, Hawaii, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns a wholesale produce business specializing in avocado, lettuce, and taro. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Tara Rowlette is a Series 66 licensed financial advisor with seven years at Edward Jones and six years of industry experience overall. She is based in Hilo, Hawaii. Outside of her advisory role, she is involved as a demonstrator in a crafting supplies business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Michelle Victorine is a financial advisor with Edward Jones in Hilo, HI, holding a ChFC® designation along with Series 63 and Series 65 licenses. She has 24 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Kolby Akiyama is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 license and having one year of industry experience. Prior to his current role, he held positions at Guardian Life Insurance Company, Park Avenue Securities, and New York Life. Outside of financial advising, he has worked in the hospitality and service industries, including at Restaurant Kenichi and Hilton Grand Naniloa Hotel. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides non-discretionary, tailored investment consulting using analytical tools and supports implementation through its advisory programs and affiliated firms.

Boaz Yung is a financial advisor at Edward Jones with a Series 66 credential and 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dwayne Mukai is a financial advisor with LPL Financial in Hilo, Hawaii, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with LPL Financial for 20 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with investment management supported by internal and third-party research.

Michael Chang is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2010. Outside of his advisory role, he serves as a fiduciary in personal capacities, including acting as executor and trustee for family estates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of advisers. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Justin Takeda is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Justin works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. Born and raised in Hilo, Hawaii, Justin graduated from Hilo High School before attending the University of Puget Sound in Tacoma, Washington, where he earned a Bachelor's degree in music. He began his career at Merrill Lynch working alongside his mother as she transitioned into retirement. Six years later, Justin is the sole owner of the business, continuing its operation and client service. Justin holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Outside of his professional role, he maintains an active interest in music, occasionally performing around town and for friends and family. He also supports community involvement through volunteering.

Arthur Miho is an Associate Resident Director and Wealth Management Advisor, currently serving in the Hilo office. He advises clients on wealth accumulation, preservation, and transfer by creating individually customized wealth management strategies. His approach includes portfolio development, liability management, and asset preservation, with an emphasis on ensuring a lifetime retirement income stream. Arthur began his career at Merrill Lynch Wealth Management in 1996 through the Professional Development Program, a two-year financial advisor training initiative. After five years as a financial advisor in Honolulu, he transitioned to managing the Hilo office in 2001. Arthur holds a Bachelor's Degree in Business Administration with a focus on Accounting from the University of Hawaii's Shidler College of Business. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA) and Personal Investment Advisor (PIA). Outside of his professional role, Arthur's interests include baseball, basketball, biking, football, golfing, music, spending time with family, surfing, traveling, and watching movies.

Francis Mcroberts is a financial advisor with OSAIC, holding CFP® and ChFC® designations and over 50 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 1997. Outside of his advisory role, Mcroberts is involved in life coaching services that focus on helping clients with personal development and life planning beyond traditional financial advice. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, financial planning, and retirement plan consulting. The firm employs asset-allocation tools and automated rebalancing to create diversified portfolios, utilizing multiple third-party platforms and managing both discretionary and non-discretionary accounts.

Roberto Valencia is a financial advisor with Edward Jones in Hilo, HI, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining Edward Jones in 2024, he worked at Allstate Insurance Company for six years and Nationwide for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managed solutions with approximately $1.01 trillion in assets under management supported by a large nationwide network of financial advisors and branch offices.

Joyce Sato is a financial advisor with Merrill in Hilo, Hawaii, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with Merrill since 1978, totaling 48 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Stacey Williams is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. Prior to joining LPL Financial in 2019, she worked at Bankoh Investment Services, Inc. from 2016 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by in-house and third-party research and utilizes various portfolio management strategies and technologies.

Elyse Robinson is a CFP® professional with 16 years of experience in financial advising, all of which have been with Edward Jones since 2010. She holds the Series 66 designation and is based in Hilo, HI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kate Wong is a financial advisor with Edward Jones in Hilo, Hawaii, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at First Hawaiian Bank, Morgan Stanley, Wells Fargo Advisors, and the University of Hawaii at Hilo. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Larry Lau is a CFP® certificant affiliated with Cetera, with one year of industry experience. His prior roles include positions at Equitable Advisors, American Savings Bank, and Homestreet Bank. He serves as a director for the Island of Hawaii YMCA and is a board member for the Kamehameha Schools Hawai'i Parent Teacher ʻOhana. Cetera Investment Advisers LLC is an SEC-registered adviser offering a multi-manager platform with services spanning individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through various program structures.

Kapena Lum is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding clients' individual stories to develop, implement, and manage wealth management plans tailored to their purposes. Kapena emphasizes delivering a personalized client experience and collaborates as a trusted advisor within his clients' teams. Kapena has extensive experience in small business and corporate retirement plan solutions and holds the Chartered Retirement Plans Specialist™ (CRPS™) designation. He and his team utilize the resources and institutional capabilities of Merrill Lynch to address the goals of both plan participants and sponsors. Kapena began his wealth management career with LPL Financial in 2003 and joined Merrill in 2022. He earned a Bachelor of Arts in Business Administration from the University of Hawaii at Hilo, where he was a member of the basketball team. Kapena lives in Hilo with his wife, Abby, and their three children. He and his family value and pursue their educational and personal passions.

Jonathan Sharp is a financial advisor with Cetera, holding a Series 66 designation and entering his first year in the industry. His prior work experience includes roles at Freeport McMoRan Copper and Gold and tax-related positions where he serves as an enrolled agent and paid tax preparer. He is involved in a strategic partnership with Comprehensive Financial Services to provide clients with tax-incentivized investing advice. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Calvin Uemura is a financial advisor with Raymond James Financial in Hilo, Hawaii, holding a Series 66 credential and with five years of industry experience. His background includes roles at the University of Hawaii at Hilo and First Hawaiian Bank. He is also involved with Live Simply Collective, an outside business activity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advice using analytical tools and supports a broad network of advisors with specialized programs in municipal finance and retirement plan consulting.

Dawn De Coito is a financial advisor at Edward Jones with 1 year of industry experience. She holds a Series 66 designation and has prior work experience at Hawaiian Telcom and various healthcare organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Carol Bell is a CFP® professional with 18 years of industry experience, currently serving at LPL Enterprise since 2024. Her prior experience includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Better Money Decisions, and Charles Schwab. She is involved in teaching undergraduate and graduate courses at the American College of Financial Services, NYU School of Professional Studies, and the University of Virginia, and serves on the board of the Arizona chapter of the Cystic Fibrosis Foundation. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Jonathan Countess is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1995 and Bank of America since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Barry Jensen is a financial advisor with LPL Financial in Hilo, Hawaii. He holds Series 65 and Series 66 licenses and has 22 years of industry experience, including 21 years with LPL Financial. Jensen is also involved with LTCi Partners LLC in a non-variable insurance capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Shane Reniker is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. His prior experience includes roles at Fidelity Brokerage Services, Lincoln Financial Advisors, and Union Bank. Outside of advising, he works as a patent attorney, serves as a FINRA arbitrator, and teaches as an adjunct professor at Southern New Hampshire University. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm is a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Keith Marrack is a financial advisor at Edward Jones with 19 years of industry experience. He holds a Series 66 designation and has worked with Edward Jones since 2007. Outside of his advisory role, Marrack serves as Treasurer of the Hilo Jaycees, chairs the Woman & Money Conference for the YWCA, and participates on the Hawaii Community College Accounting Program Advisory Council. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies. The firm operates a nationwide network of over 23,700 advisors and manages approximately $1.01 trillion in assets under management.

Sandra Tokuuke is a financial advisor with Merrill in Hilo, Hawaii, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has worked at Merrill since 1974 and has been affiliated with Bank of America, N.A. since 2011. Outside of her advisory role, she serves on the advisory board of the Ku'ikahi Mediation Center and on a committee within the Hawaii Community Foundation focused on grant distribution for nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Paul Moon is a ChFC® credentialed financial advisor with 43 years of industry experience, currently affiliated with LPL Financial since 2009. Based in Hilo, HI, he holds Series 63 and Series 65 licenses. Outside of financial advising, he is involved in selling fixed life and health insurance products. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a wide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Robert Williams is a financial advisor at LPL Financial with 30 years of industry experience and holds the Series 63 designation. He has been with LPL Financial since 2005, based in Hilo, Hawaii. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Joslyn Hoota is a financial advisor at OSAIC with 39 years of industry experience. She holds a Series 63 designation and previously worked at FSC Agency of Hawaii and FSC Securities Corporation for 33 years. Outside of financial advising, Hoota co-owns and administers Hoota Dental Laboratory, which she has been involved with since 1987. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services. The firm utilizes asset-allocation tools and multiple advisory platforms to manage diversified portfolios on both discretionary and non-discretionary bases.