James Hall is the sole advisor at Black Raven Investments, LLC, an independent firm based in Celebration, FL. He holds a Series 65 designation and has eight years of industry experience. Hall serves as trustee for three irrevocable trusts and owns a consulting firm that holds two issued patents. Black Raven Investments provides discretionary portfolio management and tailored investment planning primarily for high-net-worth individuals, family offices, and charitable organizations. The firm employs a multifaceted investment approach that includes both traditional and alternative strategies, managing a small number of client relationships with an emphasis on private funds, pooled investment vehicles, and sophisticated trading techniques.

Frank Pagan is the president and investment advisor at Westbrook Investment Advisory, LLC in Kissimmee, Florida. He holds Series 63 and Series 65 licenses and has 33 years of experience in the financial services industry. His prior roles include positions at Sovereign Legacy Securities, Ameritas Investment Corp, and The Alfaomega Financial Group. In addition to his advisory work, Pagan is licensed to sell fixed insurance products including life, health, disability income, and annuities. Westbrook Investment Advisory provides discretionary investment management, qualified retirement plan consulting, and financial consulting to individuals, trusts, estates, businesses, charities, and plan sponsors. The firm implements client strategies primarily through the selection and oversight of third-party advisors and private fund managers, using a combination of macroeconomic, fundamental, quantitative, qualitative, and technical analysis to construct diversified portfolios aligned with client objectives.

Ryan Layton is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He has been the sole advisor at EmeraldSpark Investments since 2015. Ryan is also an adjunct professor and regularly participates in industry conferences and consulting with the CFA Institute. EmeraldSpark Investments provides personalized discretionary investment management and financial planning primarily for individual clients and offers 401(k) plan investment advisement to plan sponsors and participants. The firm combines Modern Portfolio Theory with behavioral finance in its investment process and is known for its educational outreach, including seminars, workshops, and no-cost financial planning services for clients.

Elizabeth Mccollum is a CFP® and holds a Series 66 license, with two years of industry experience. She is the principal of Prosperity Financial Planning LLC, an independent advisory firm she joined in 2025. Prior to this, she worked at The Vanguard Group, Inc. from 2022 to 2024. Outside of financial advising, she is a licensed real estate broker and operates her own brokerage business. Prosperity Financial Planning LLC provides comprehensive financial planning and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm employs a strategic, asset-allocation approach based on fundamental analysis and offers both discretionary and non-discretionary management with regular reviews.

Brian Ulch is a financial advisor at Aventail Wealth Management, LLC with 10 years of industry experience. He holds a Series 65 license and has been with Aventail Wealth Management since 2015. In addition to his advisory role, he is a licensed insurance agent in multiple states, working with clients on life, annuity, and long-term care insurance needs. Aventail Wealth Management is a fee-based registered investment adviser serving primarily individual clients, including high-net-worth households. The firm offers discretionary portfolio management, financial planning, and consulting services, using a structured investment approach that incorporates ETFs, mutual funds, and select individual securities guided by a written Investment Policy Statement.

Tyler Anderson is a financial advisor at Ingram Advisory Services, LLC with a Series 66 designation and less than one year of industry experience. Prior to joining the firm, he worked in educational roles at Polk State College and several local schools. Outside of finance, he has been involved with Lawn Sharks since 2019. Ingram Advisory Services provides financial planning, portfolio management, and pension consulting to individuals, retirement plans, trusts, estates, and business entities. The firm uses tailored investment strategies with model portfolios, mutual funds, and ETFs, and serves a high client load with a focus on retirement plan consulting and participant education.

Kevin Ashcraft is a Series 65-registered advisor with Ashcraft Wealth Advisors LLC in Auburndale, FL. He has professional experience in consulting and analytics roles spanning from 2016 to the present. Ashcraft Wealth Advisors provides discretionary portfolio management and financial planning services to individuals, trusts, estates, endowments, corporations, and retirement plans. The firm employs a customized, bottom-up investment approach focused on client-specific asset allocation and diversification, integrating tax and accounting considerations through its affiliation with a CPA practice.

Donna Seymour is a financial advisor with Ingram Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Her work history includes roles at Centaurus Financial Inc. and Ingram Financial Group, Inc. Besides advisory duties, she serves as Owner and Chief Operational Officer of Ingram Financial Group, where she also works as an insurance agent offering fixed annuities. Ingram Advisory Services, LLC provides financial planning, portfolio management, and pension consulting to individuals, retirement plans, trusts, estates, and business entities. The firm customizes investment strategies based on client objectives and risk tolerances, offering services such as discretionary and non-discretionary portfolio management, employer retirement plan consulting, and participant education.

Paul Ashcraft is the principal of Ashcraft Wealth Advisors LLC, an independent firm based in Auburndale, FL. He holds a Series 65 designation and has 11 years of industry experience. Prior to founding Ashcraft Wealth Advisors in 2014, he established Ashcraft Business Advisors in 2010. Outside of his advisory work, he is a licensed insurance agent and serves as the registered agent for G & S Family Hospitality Services, Inc. Ashcraft Wealth Advisors provides discretionary portfolio management and financial planning services to individuals, trusts, estates, endowments, corporations, and retirement plans. The firm employs a customized, bottom-up investment approach focused on client-specific asset allocation and diversification, integrating fundamental analysis with limited technical analysis and external research.

Tharcisio De Souza Santos is a financial advisor at Vita Investimentos with a Series 65 designation and zero years of industry experience. His prior work includes ten years at Jazz Seguros. Vita Investimentos provides non-discretionary asset monitoring, portfolio management, and financial planning primarily for business owners, entrepreneurs, executives, families, individuals, and retirees. The firm emphasizes tailored asset-allocation advice and periodic portfolio reviews, combining behavioral, charting, cyclical, fundamental, and technical analysis to guide client strategies.

Michael Seymour is a financial advisor with Ingram Advisory Services, LLC, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked with Ingram Advisory Services and related entities since 2008. Outside of advisory work, he owns and operates Retirement Consultants Inc., a non-investment related business in Winter Haven, Florida. Ingram Advisory Services, LLC offers financial planning, portfolio management, and pension consulting to individuals, retirement plans, trusts, estates, and business entities. The firm customizes investment strategies using model portfolios, mutual funds, and ETFs while providing ongoing monitoring, rebalancing, and fiduciary rollover advice.

Claudia Salles is a financial advisor at Vita Advisors, doing business as Vita Investimentos, with six years of industry experience. She holds a Series 65 designation and serves Brazilian clients as an investment adviser representative with a minority interest in Vita Investimentos. Vita Advisors provides non-discretionary asset monitoring, portfolio management, and financial planning to business owners, entrepreneurs, executives, families, individuals, and retirees. The firm focuses on tailored asset-allocation advice and periodic portfolio reviews, using a combination of behavioral, technical, and fundamental analysis across various securities, and maintains a significant non-U.S. client base through its affiliation with a Brazilian advisory entity.

Dillon Dunn is a financial advisor at Rainey & Randall Wealth Advisors, Inc. with six years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms including Charles Schwab & Co., Inc. and Lockheed Martin. Rainey & Randall Wealth Advisors provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, along with limited-scope fiduciary services for ERISA-qualified retirement plans. The firm emphasizes diversified, asset-allocation-based strategies tailored to client risk profiles, utilizing ETFs, mutual funds, equities, fixed income, and, when appropriate, options and derivatives.

Jennifer Anderson is a financial advisor at Bay Colony Advisors with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has held prior roles at firms including CETERA Financial Specialists LLC, Securities America, and LPL Financial. Anderson serves as a board member for Ashburnham Community Church in Massachusetts. Bay Colony Advisors serves individual investors, high-net-worth families, trusts, retirement plans, and institutional clients by offering comprehensive financial planning and portfolio management. The firm combines fundamental analysis with model portfolios and third-party sub-advisers, while also providing family office and concierge services alongside institutional retirement fiduciary offerings.

Michael Rainey is a financial advisor with Rainey & Randall Wealth Advisors, Inc. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Since 1999, he has been with Rainey & Randall Investment Management, Inc. He also works as an independent insurance agent, addressing insurance-related client needs on a limited basis outside of business hours. Rainey & Randall Wealth Advisors is a registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope ERISA retirement-plan services. The firm manages approximately $820 million in discretionary assets and uses tailored asset-allocation models combining mutual funds, ETFs, and selected individual securities based on a blend of modern portfolio theory and various analytical methods.

Richard Mcadams Jr. is a financial advisor with Kingsbury Capital Investment Advisors LLC, holding a Series 66 designation and over 26 years of industry experience. His career includes roles at firms such as Morgan Stanley and Merrill, and he currently serves as a partner and Chief Investment Officer at Legacy Capital Wealth Advisors, a financial services firm based in Orlando. Kingsbury Capital Investment Advisors is an SEC-registered independent investment adviser serving individuals, high-net-worth clients, trusts, corporations, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and institutional retirement plan advisory, utilizing diversified portfolios and quantitative tools to implement client objectives.

Elisabeth Davis is a financial advisor with Kingsbury Capital Investment Advisors LLC in Winter Haven, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her career includes roles at Osaic Advisory Services, Cabot Lodge Securities LLC, and Cambridge Investment Research Advisors Inc. She serves as a board member of W Insurance Group. Kingsbury Capital Investment Advisors is an independent SEC-registered firm serving individuals, high-net-worth clients, trusts, corporations, and retirement plans. The firm provides discretionary and non-discretionary portfolio management, financial planning, and institutional retirement plan advisory services, employing diversified portfolios supported by quantitative optimization and third-party due diligence.

Wayne Randall is a Certified Financial Planner® with 34 years of industry experience. He has been with Rainey & Randall Investment Management, Inc. since 1999. In addition to his advisory role, he works as an independent insurance agent, providing insurance-related products outside regular business hours. Rainey & Randall Wealth Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and ERISA retirement-plan services. The firm’s investment approach uses tailored asset-allocation models based on mutual funds, ETFs, individual equities, and fixed income, incorporating modern portfolio theory alongside fundamental, technical, and cyclical analysis.

Deborah Oneil is a financial advisor with M HOLDINGS SECURITIES, Inc., holding a CFP® designation and Series 63 and 65 licenses, with 31 years of industry experience. She has worked at Equitable Advisors and AXA Advisors, LLC for over two decades before joining AEM Partners, LLC and M Holdings Securities in 2022. Outside of advisory roles, she serves as Vice President and Director of AEM Business Services Corp. and is involved in legal counsel and strategic direction at AEM Partners LLC. M HOLDINGS SECURITIES, Inc. serves individuals, retirement plans, charitable organizations, corporations, and other business entities through a nationwide network of independent firms and financial professionals. The firm provides a range of advisory and brokerage services including investment management, retirement plan consulting, financial planning, and insurance advisory, using both direct portfolio management and third-party sub-advisors.

Jarrod Harrison is a Series 66-licensed financial advisor at MissionSquare Retirement with five years of industry experience. His prior roles include positions at Pruco Securities, Prudential Insurance Company of America, Wells Fargo, and Edward Jones. Outside of his advisory work, Harrison co-owns and manages a short-term residential rental property with his wife. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and advisory services through its Guided Pathways program, which includes discretionary Managed Accounts and nondiscretionary Fund Advice developed in partnership with Morningstar Investment Management.