James Randazzo is a financial advisor with LSP Advisory LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at GWN Securities Inc. for 15 years before founding LSP Planning LLC in 2014 and LSP Advisory, LLC in 2019. In addition to advisory work, Randazzo is involved in tax consulting and preparation, life insurance and annuities sales, and Medicare planning. LSP Advisory, LLC is an independent registered investment adviser serving individuals and high-net-worth clients, managing approximately $24.8 million across nearly 100 accounts. The firm primarily uses risk-based model portfolios and third-party sub-advisers, with a focus on quantitative and qualitative evaluation of managers, and offers services in equities, fixed income, mutual funds, ETFs, structured notes, REITs, and private/alternative investments.

David Souders is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Apis Wealth, LLC, an independent firm he has led since 2019. Prior to founding Apis Wealth, he worked at Ronald Blue & Co., LLC and Ronald Blue Trust from 2003 to 2019. Apis Wealth provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, charitable organizations, and business entities, typically serving clients with account minimums of $500,000. The firm’s investment approach includes tailored asset allocation across equities, fixed income, and other securities, with continuous monitoring, formal annual reviews, and specialized planning for clients with concentrated equity positions and cryptocurrency exposure.

David Morgan is a financial advisor with REAP in Wealth Management, LLC, holding a Series 65 credential and 18 years of industry experience. He has worked with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc., and has been affiliated with Reap, LLC since 2001. Outside of his advisory role, Morgan is a registered insurance agent involved in the sale of fixed and insurance products. REAP in Wealth Management provides fee-based wealth management and financial planning services to individual and high-net-worth clients, offering retirement and estate planning, cash flow and tax planning, and access to third-party portfolio managers. The firm implements investment strategies tailored to clients’ objectives and risk tolerances, utilizing both direct management and sub-advisors.

Tyler Dodson is a financial advisor at Destiny Wealth Partners, LLC with four years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at firms including 49 Wealth Management and Oakwood Capital Securities. Outside of advising, he is also licensed as an insurance agent for fixed insurance products. Destiny Wealth Partners is a team-based SEC-registered advisory firm serving individuals, trusts, business entities, and employer-sponsored retirement plans. The firm offers wealth management, financial planning, and portfolio management through a comprehensive range of investment products and incorporates technology and process controls for client reporting and oversight.

Jeremiah Wassmer is a CFP® with nine years of industry experience, currently serving at Destiny Wealth Partners, LLC. His background includes roles at several firms, such as AE Wealth Management, Madison Avenue Securities, and The LifeWealth Group. Destiny Wealth Partners is an SEC-registered, team-based advisory firm that provides wealth management, financial planning, and portfolio management services to individuals, trusts, business entities, and employer-sponsored retirement plans. The firm offers tailored portfolio management using a range of investment vehicles and integrates technology platforms for client reporting and account oversight, while maintaining a broad scope of affiliated entities and specialized services.

Eliza Kwentus is a financial advisor at Destiny Wealth Partners, LLC with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and Edward Jones. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management. The firm employs a range of investment strategies guided by an investment policy committee and integrates technology and process controls in client reporting and oversight.

Morgan Hatfield is a financial advisor at Destiny Wealth Partners, LLC with 15 years of industry experience. He holds the Series 65 designation and has worked previously at CWM, LLC and Ruggie Wealth Management. Outside of his advisory role, he serves as a trustee and secretary/treasurer for SECO Energy and is the Chief Financial Officer of H&M Global Enterprise LLC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients by providing wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach including model asset allocation portfolios, mutual funds, ETFs, individual equities, fixed income, and access to private investment funds, with both discretionary and non-discretionary management options.

Audrey Mancuso is a CFP® professional with 13 years of industry experience, currently serving at Destiny Wealth Partners, LLC. She has held roles at several firms including Carson Wealth and Purshe Kaplan Sterling Investments. Mancuso is a partner in RUSO, LLC, a client partnership formed to invest in various ventures. Destiny Wealth Partners serves individuals, high-net-worth families, retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach combining model portfolios with various asset classes and offers both discretionary and non-discretionary management.

Christopher Nichols is a financial advisor at Destiny Wealth Partners, LLC, with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Cetera Advisor Networks and LPL Financial. Nichols is also involved in several business ventures, including owning Nichols Wealth Partners and Wealth Partners, LLC, through which he provides financial advisory and insurance services. Destiny Wealth Partners is a team-based SEC-registered advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management services. The firm employs tailored discretionary and non-discretionary investment strategies using a range of securities and alternative instruments, supported by technology platforms and an investment policy committee, and offers a broad product scope including fiduciary services and private fund advisory.

Robert Clark is a CFP® with 25 years of industry experience, currently serving at Destiny Wealth Partners, LLC. His prior roles include positions at Destiny Family Office, CWM, LLC dba Carson Wealth, Ruggie Wealth Management, and LPL Financial. He is also an independent insurance agent outside of his advisory work. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, utilizing model portfolios, mutual funds, ETFs, individual equities, fixed income, and alternative strategies.

Carrie Letsinger is a financial advisor at Synergy Investment Management LLC with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, Cetera Advisors, and ProEquities. Carrie joined Synergy Investment Management in 2025, focusing primarily on investment advisory services. Synergy Investment Management provides discretionary investment management, financial planning, and consulting to a diverse clientele including individuals, trusts, estates, businesses, and charitable organizations. The firm manages approximately $681.5 million and employs Modern Portfolio Theory-based strategies, proprietary quantitative models, and a held-away account platform to support comprehensive portfolio management.

Alan Belanger is a financial advisor at Destiny Wealth Partners, LLC with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Vintage Financial Partners, Legacy Capital Partners, State Farm, and Guardian Life Insurance. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm offers a range of investment strategies and consulting services, including discretionary and non-discretionary management, and utilizes various investment vehicles and technologies to manage client accounts.

Mitchel Faulkner is a CFP® with seven years of industry experience, currently serving at Destiny Wealth Partners, LLC. He previously worked at MAI Capital Management, Greenway Family Office, and the Alvery Bartlett Group. Destiny Wealth Partners serves individuals including high-net-worth families, employer-sponsored retirement plans, and family-office clients, offering wealth management, financial planning, and portfolio management through both wrap and non-wrap arrangements. The firm employs a diverse investment approach combining model asset-allocation portfolios with various securities and provides discretionary and non-discretionary management alongside retirement plan consulting and trust administration services.

Keith Ward is a financial advisor with Destiny Wealth Partners, LLC, holding Series 65 and Series 63 credentials and two years of industry experience. Prior to joining Destiny Wealth Partners, he was employed at Northwestern Mutual in various roles from 2023 to 2025. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management. The firm uses a range of investment strategies and technology platforms to provide tailored, discretionary, and non-discretionary services.

Thomas Ruggie is a CFP® and ChFC® with 34 years of experience in financial advisory roles. He is currently with Destiny Wealth Partners, LLC, where he has worked for 12 years, and previously held positions at firms including Asset Advisors of America and Purshe Kaplan Sterling. Outside of his advisory work, he is president and treasurer of the Tom and Kim Ruggie Family Foundation and has invested in the Museum of Crime and Punishment in Washington, DC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, model asset-allocation portfolios, and access to private investment funds, along with unique operational features such as a general counsel attorney relationship and performance-based fee arrangements for qualified clients.

Ronald Hopper is a financial advisor at Destiny Wealth Partners, LLC, holding a Series 65 designation with two years of industry experience. He previously worked at Destiny Family Office and has a background that includes roles at the University of Central Florida and local schools. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and employer-sponsored retirement plans with wealth management, financial planning, and portfolio management services. The firm offers both discretionary and non-discretionary management using a range of investment vehicles and incorporates technology and process controls in client reporting and oversight.

Jorge Romero is a CFP® and holds a Series 66 license, with 17 years of experience in the financial advisory industry. He has been with Destiny Wealth Partners, LLC since 2017 and also worked at Ruggie Capital Group and CWM, LLC. He is currently associated with Destiny Family Office. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients. The firm offers comprehensive wealth management, financial planning, and portfolio management services, utilizing a range of investment vehicles and technologies, and maintains unique operational relationships including with a practicing law firm.

Brian Davis is a financial advisor at Destiny Wealth Partners, LLC with 20 years of industry experience. He holds the Series 65, Series 63, and Series 66 designations and has previously worked at BryteBridge, LPL Financial, Occidental Asset Management, and Wealth Enhancement Advisory Services. Davis is a founder and current board member of BryteBridge, a nonprofit focused on compliance and accounting. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management services. The firm employs discretionary and non-discretionary strategies utilizing a range of investment vehicles and integrates technology and process controls into client reporting and oversight, with a broad scope of affiliated services and investment options.

Carol Mulcahy is a financial advisor with Destiny Wealth Partners, LLC, holding Series 63, 65, and 66 licenses and 17 years of industry experience. She has worked at several firms, including Ruggie Wealth Management and The Investment Counsel Company. Outside of advisory, she has been an independent insurance agent since 2003. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach combining model asset allocation with various securities and offers discretionary and non-discretionary management along with retirement plan consulting and trust administration access.

Louis Shinaman is a financial advisor at Destiny Wealth Partners, LLC, holding the ChFC® designation with 28 years of industry experience. His prior roles include positions at CWM, LLC, Purshe Kaplan Sterling Investments, and Ruggie Wealth Management. He serves as a board member for UCP of Central Florida and is a member of the advisory council for Compcoin, a blockchain-based currency trading platform. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management. The firm employs a diversified investment approach that includes discretionary and non-discretionary management, model portfolios, various asset classes, and access to trust administration through third-party programs.