Bradley Ducoat is the sole advisor at The Ducoat Financial Group, an independent firm based in Gainesville, FL. He holds a Series 63 designation and has 30 years of industry experience, including 28 years with his current firm. Outside of advising, he owns and operates B. Ducoat Enterprises Inc., which focuses on life insurance and fixed annuity sales. The Ducoat Financial Group serves individuals, including high-net-worth clients, and business entities by providing discretionary portfolio management and financial planning services. The firm customizes advice based on client objectives and risk tolerance, using methods such as fundamental analysis, charting, and covered option writing.

Holly Donaldson is a CFP® professional with 19 years of industry experience, currently operating Holly Donaldson Financial Planning, LLC in Gainesville, FL. She previously worked at Holly P Thomas LLC from 2014 to 2017. Outside of financial advising, she is president of Porchview Publishing, LLC, which produces books, workshops, and newsletters on financial psychology. Holly Donaldson Financial Planning, LLC is a fee-only, advice-only firm serving individuals, trusts, estates, charitable organizations, and small businesses through consultation-based financial planning. The firm provides written recommendations and modeling of various financial scenarios but does not manage client portfolios directly or accept discretionary trading authority.

Martha Kern is a CFP®, ChFC®, and Series 63-credentialed financial advisor with 21 years of industry experience. She has been with Plan First Wealth LLC since 2019 and previously worked at Eagle Strategies and New York Life Insurance Company. Plan First Wealth LLC advises British expatriate individuals and families living in the United States, including higher-net-worth clients, on investment portfolio management, lifestyle financial planning, and cross-border retirement and pension matters. The firm manages model portfolios using third-party research and provides both discretionary and non-discretionary management while coordinating cross-border tax and accounting support.

John Abernethy is a CFP® professional with five years of experience in financial advising, currently with Synchronous Wealth Advisors LLC. His prior roles include positions at Together Planning, Sycamore Financial Planning, and The Vanguard Group. Synchronous Wealth Advisors serves individual and high-net-worth clients by providing discretionary investment management and financial planning. The firm employs a long-term, risk-based approach focused on personalized portfolios and typically operates with discretionary trading authority while accommodating client restrictions.

Benjamin Doty is a CFA® charterholder with 14 years of industry experience. He has worked at firms including Valmark Securities, Inc. and Koss Olinger Financial before joining Cravens & Company Wealth Management. His background also includes a caregiving role. Cravens & Company Wealth Management serves high-net-worth families, executives, healthcare and legal professionals, retirees, and business plan sponsors. The firm offers holistic, multi-generational planning combined with discretionary investment management and emphasizes Qualified Plan Fiduciary Services alongside its wealth management offerings.

David Chadwick is a CFP® professional with 26 years of experience in the financial services industry. He currently works at Total Clarity Wealth Management, Inc and has held positions at LPL Financial LLC, Capital Point Financial Group, and several other firms. Total Clarity Wealth Management provides wealth management and financial planning services to individuals, trusts, estates, charitable organizations, corporate clients, and 401(k) plan sponsors. The firm employs customized asset allocations and offers discretionary portfolio management using a variety of investment vehicles, including mutual funds, ETFs, stocks, bonds, and alternative investments.

Victoria Harrison is a Series 66 licensed financial advisor at MissionSquare Retirement with seven years of industry experience. She previously worked at Transamerica Life Insurance Company and related entities for five years, and at Bank of America and Merrill for two years. Victoria is based in Gainesville, FL. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans, providing plan administration, recordkeeping, education, and Guided Pathways Advisory Services. Guided Pathways offers discretionary Managed Accounts and nondiscretionary Fund Advice within MissionSquare-administered accounts, using investment advice and model portfolios developed by Morningstar Investment Management.

Shawn Bennett is a financial advisor with Inspire Advisors, LLC in Gainesville, FL, holding Series 65 and Series 63 credentials and bringing 31 years of industry experience. He previously worked for Valic Financial Advisors for 27 years and has served as an independent licensed insurance agent. Bennett also serves as a treasurer on a local homeowners association board. Inspire Advisors, LLC manages approximately $1.33 billion in discretionary client assets, primarily serving individual clients including high-net-worth individuals, as well as institutions and charitable organizations. The firm incorporates Biblically Responsible Investing using proprietary tools and employs a variety of analytical methods to construct portfolios, often delegating management to sub-advisors and offering tax-mitigation services.

Sheryl Bennett is a financial advisor at Inspire Advisors, LLC with eight years of industry experience. She holds a Series 66 designation and has worked previously at Valic Financial Advisors and Agia. Outside of advising, she is an independent licensed insurance agent specializing in life, health, and variable annuity products. Inspire Advisors, LLC manages approximately $1.33 billion in discretionary client assets, serving individual clients— including high-net-worth individuals— as well as institutions and charitable organizations. The firm incorporates Biblically Responsible Investing through proprietary tools and employs a variety of analytical methods to construct portfolios, often utilizing sub-advisors and proprietary ETFs.

Cole Closser is a financial advisor at IPI Wealth Management, Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Investment Planners Inc and IDP Connect. Prior to his advisory roles, he held positions at Clark University and Audley Travel. IPI Wealth Management, Inc. provides investment management, financial planning, and access to third-party asset managers for individuals, businesses, and retirement plans. The firm manages approximately $2.65 billion in client assets and offers a range of proprietary, risk-based model portfolios within an open-architecture platform.

Julia Higginbotham is a financial advisor with Inspire Advisors, LLC in Gainesville, FL. She holds a Series 65 credential and has been with the firm since 2026. Outside of her advisory work, she has been involved with Millhopper Montessori School and operates Piesanos Stone Fired Pizza. Inspire Advisors, LLC manages approximately $1.33 billion in discretionary client assets, primarily serving individual and high-net-worth clients along with institutions and charitable organizations. The firm integrates Biblically Responsible Investing into its advisory process and employs a variety of analytical methods to construct portfolios, frequently utilizing sub-advisors and proprietary ETFs.

John Davis III is a financial advisor with Dynamic in Gainesville, FL, holding a Series 66 designation and 10 years of industry experience. He has worked at several firms, including Collaborative Wealth, LPL Financial, LLC, and Falcon Financial Management. Dynamic serves a diverse client base, including individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, businesses, and other registered investment advisers. The firm emphasizes a long-term, client-specific portfolio construction process and provides a range of services, including portfolio management, financial planning, and sub-advisory support, with particular focus on supporting other advisers through technology and operational services.

Rachel Debigare is a financial advisor with ON Investment Management Company in Gainesville, FL, holding a Series 66 credential and three years of industry experience. Prior to her current role, she was associated with The O.N. Equity Sales Company for four years and worked with The Education Foundation of Alachua County for ten years. She is also involved with The Stimler Agency, where she provides financial advising related to life and disability insurance in addition to investment products. ON Investment Management Company is an SEC-registered adviser serving individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors with financial planning, portfolio management, and retirement-plan advisory services. The firm offers a variety of comprehensive and modular plans and access to third-party investment programs, operating with a dual-registration model that includes both discretionary and non-discretionary account management.

Paige Vigil is a financial advisor at Empower Advisory Group with Series 66 and Series 63 licenses and four years of industry experience. She previously worked at Foresight, CGI and HUB International before joining Empower Financial Services in 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated service model is aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Nolan Louis is a financial advisor at Bankers Life Advisory Services, Inc. with one year of industry experience. He holds a Series 66 designation and has held roles at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. Outside of advising, he works as an insurance agent assisting clients with Medicare and related insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis.

Travis Crenshaw is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial, CUSO Financial Services, and Wells Fargo. Crenshaw is based in Gainesville, FL. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Kurt Killingsworth is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 credentials and possessing 32 years of industry experience. His career includes roles at Morgan Stanley and Morgan Stanley Private Bank, N.A., where he worked for over a decade before joining Steward Partners in 2023. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets and serving a nationwide client base that includes individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of investment advisory and financial planning services with both discretionary and non-discretionary portfolio management through proprietary and third-party solutions.

Brittney Franklin is a financial advisor with Sequoia Financial Group, L.L.C., holding a Series 66 credential and six years of industry experience. Her prior experience includes roles at ValMark Securities Inc., Koss Olinger & Company, Koss Olinger Consulting, LLC, BNP Paribas, and the University of Oxford. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model and custom portfolio management strategies, utilizing a range of investment vehicles and drawing on fundamental, technical, and cyclical analysis supplemented by third-party research.

Liam Buchanan is a financial advisor with LPL Financial in Gainesville, FL. He holds a Series 66 designation and has begun his advisory career in 2026, previously working at Gateway Financial Partners and VyStar Credit Union. His background also includes experience outside finance, such as roles at Salumeria 104 and educational institutions including the University of North Florida and Buchholz High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Jonathan Graber is a financial advisor at Edward Jones in Gainesville, FL, holding a Series 66 designation with five years at the firm and a prior nine-year tenure at the Texas A&M Transportation Institute. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by approximately $1.01 trillion in assets under management and a large nationwide network of advisors and branch offices.

Richard Fabiani is a financial advisor with LPL Financial in Gainesville, FL, holding a Series 63 designation and bringing 34 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 32 years before joining LPL Financial in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jason Hall is a financial advisor at Fidelity with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Brokerage Services LLC since 2018. His prior experience also includes roles at Spring Mobile, Atlantic Aviation, and Honours Golf. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios, and it serves in advisory roles for multiple registered funds.

Matthew Gold is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and 13 years of industry experience. He has worked at several firms, including multiple roles within Cetera and Summit Financial Group. Outside of his advisory duties, he serves as treasurer for a Florida political committee and participates in arts and home improvement ventures, including managing social media for a home improvement business and supporting a crafts business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with a variety of portfolio management and consulting services.

Jacob Kozmic is a financial advisor with Cambridge Investment Research Advisors in Gainesville, FL, holding a Series 63 designation and 28 years of industry experience. He previously worked at Merrill for seven years and UBS Financial Services for nine years. He is the founder and CEO of Kozmic1 Global Wealth Management LLC. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and provides access to third-party advisers and proprietary model strategies.

Douglas Bulger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2010 and concurrently serves with affiliated Raymond James entities since 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing various portfolio management styles and affiliated research resources.

Kelsy Levee is a financial advisor with Equitable Advisors in Gainesville, FL, holding a Series 66 designation and eight years of industry experience. She previously worked at AXA Advisors, LLC and has experience outside of finance including a role at Johnston Chiropractic Health Center and employment at the University of Florida. Kelsy is involved with the Gainesville Area Women's Network as an At Large Director and volunteers regularly at Howard Bishop Middle School. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and offers access to third-party managers and proprietary programs without sponsoring its own wrap fee program.

Robert Mack is a financial advisor with Ameriprise Financial Services LLC and holds a Series 66 designation. He has two years of experience in the industry, including prior work at Edward Jones and various roles in sales and telecommunications. His previous outside business activity includes serving as CEO of Nature Coast Business Services LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ann Gracy is a financial advisor at LPL Enterprise with 11 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Gracy also operates Gracy Financial Services, an entity related to her financial services work through LPL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional offerings in financial planning, insurance products, and affiliated trust and lending services.

Ryan Gleichowski is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors in Gainesville, FL, with two years of experience in the financial industry. Prior to joining Cambridge, he worked at Real Broker, LLC and has over a decade of experience in real estate with American Heritage Real Estate Group. He is also vice president of Sports One Athlete Management, representing professional baseball players. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Daniel Chalmers is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has been with Cetera Advisors LLC since 2013 and is also the owner of a CPA firm providing tax and accounting services. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary program structures.

John Hemken is a financial advisor with Primerica Advisors in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2015. Outside of his advisory role, he is the founder and owner of Hemken Enterprises, LLC. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program utilizing model portfolios developed by third-party asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Albert Bevilacqua III is a financial advisor with Ameriprise in Newberry, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to his advisory role, he is involved in independent insurance brokering with a focus on health insurance through United Health Care. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a specialized retirement-income planning service for individuals meeting certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports.

Christopher Kelemen is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Empower Advisory Group, Empower Financial Services, CoBank, Fidelity Investment, and other firms. Outside of his advisory role, he is involved with Wag, a non-investment-related business. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary advice while managing approximately $326 billion for about 477,000 clients.

Frank Buchanan IV is a financial advisor with LPL Financial based in Gainesville, FL. He holds the Series 66 designation and has 20 years of industry experience, including three years at UBS Financial Services and 17 years with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party strategies, and supports its advisors with advanced research and operational tools.

Lance Strickland is a financial advisor at Fidelity with 13 years of industry experience. His background includes roles at Wells Fargo Bank and Wells Fargo Clearing before joining Fidelity, where he has worked since 2022. He holds Series 63 and Series 66 designations. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies, delegated management, and AI-driven research techniques.

Janine Arno is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and previously worked at FINRA for six years and Robbins Geller Rudman & Dowd LLP for four years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies and affiliated investment products through a large nationwide network of financial advisors and branch offices.

John Carpenter IV is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked across multiple Fidelity entities since 2011. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative and algorithmic portfolio construction to manage diversified portfolios and serves as an advisor to multiple registered investment companies and fund-of-funds.

Matthew Magnani is a financial advisor at Thrivent Investment Management with Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at NYLIFE Securities LLC and New York Life Insurance Company, as well as experience with First Tee and Keller Williams Realty. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority.

Paul Wrisley is a financial advisor with Raymond James & Associates in Gainesville, FL, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Raymond James and its affiliated entities since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and public entities, offering financial planning, investment consulting, and institutional fiduciary solutions with primarily non-discretionary advisory relationships.

Linda Wisniewski is a CFP® professional with 38 years of industry experience, currently advising at Cetera. She has held positions at Cetera Wealth Services, LLC from 2021 to 2023 and VOYA Financial Advisors from 2014 to 2021. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary programs with access to affiliated and third-party managers.

Sarah Wester is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has been with UBS since 2016. Outside of her advisory role, she is involved in audiobook narration and production through an online platform, and she operates a cleaning business. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including portfolio management and financial planning. The firm leverages proprietary research and institutional trading capabilities to tailor investment strategies and offers a broad range of capital markets services.