Hi, I’m Jay Boekeloo, CFP®, Founder & Lead Advisor of High Note Financial LLC, a fee-only fiduciary financial planning and investment management firm based in Ridgefield, Washington, serving clients locally and nationwide. I believe true wealth is about more than just the money you accumulate - it’s about creating the freedom to spend your life on what matters most. More time with the people you love, greater freedom to pursue what fulfills you, and the confidence to make decisions with intention. Or, as we call it... <b>living life on a High Note™.</b> I specialize in helping retirees and near-retirees, business owners, and entrepreneurs bring the different pieces of their financial lives together. Rather than focusing solely on investments, I take a comprehensive approach that includes retirement planning, investment management, tax planning, estate planning, Social Security and Medicare strategies, risk analysis, and business planning. Using High Note Financial’s 6-STEPP Framework™, I combine financial planning with behavioral coaching and principles of financial therapy to help clients make more intentional financial decisions, build wealth with purpose, and create greater freedom to pursue the things that genuinely matter to them. Before becoming a financial planner, I worked as a professional studio musician and songwriter. That experience taught me to listen deeply, understand the story behind the person, and approach problems creatively—skills that continue to shape the way I work with clients today. When I’m not helping clients live life on a High Note, you’ll usually find me playing baseball with my wife and son, training in martial arts, writing and recording music, or exploring somewhere new. <br> <b>Qualifications & Recognition</b> • Master’s Degree in Personal Financial Planning • Graduate Certificate in Financial Therapy • Recognized by ETF.com as a Top 100 Advisor in the U.S. (2024) • Co-Host of the <em>For The Wealth Of It</em> Podcast <br> <b>A Few Things About Me</b> • Born in Adelaide, South Australia • Former professional musician who co-wrote <i>Magnet</i> by KSA, a viral hit in India • Have an uncanny ability to communicate with primates at the zoo

Kimberly Mamaril is a CFP® professional with six years of industry experience, currently serving as an advisor at Illumination Wealth Management. Her prior roles include positions at T. Rowe Price, CIC Wealth, Kestra Advisory Services, and Las Olas Capital Advisors. She also holds an operational leadership role as COO at 7RCC Global, focusing on financial product development and business operations. Illumination Wealth Management is a registered investment adviser that serves individuals, trusts, corporations, and retirement plans with comprehensive Financial Life Management, combining financial planning and investment management. The firm employs client-specific investment policy statements and strategic asset allocation models, emphasizing long-term allocation and offering additional services such as pension consulting and employee education.

Charles Brown is a financial advisor with Momentum Independent Network Inc. He holds Series 63 and Series 65 licenses and has 51 years of industry experience. Brown has been with Momentum Independent Network since 1996. Momentum Independent Network serves individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients through advisory and brokerage relationships. The firm offers investment advisory programs, managed accounts, financial planning, retirement plan consulting, and brokerage, execution, clearing, and custody services, utilizing a platform model with third-party managers and integration with Hilltop affiliates.

Dean Wolpert is a financial advisor with intrua Financial, holding a Series 63 designation and over 40 years of industry experience. He has been with LPL Financial since 2010. Intrua Financial offers investment advisory and portfolio management, comprehensive financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, foundations, small businesses, and plan sponsors. The firm employs a combination of fundamental analysis, modern portfolio theory, and technical and cyclical analysis to create customized asset allocations and investment policy statements, managing approximately $1.76 billion in client assets as of December 2024.

Paula Smith is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. She has been with Principal Securities Inc. since 2003 and also maintains a longstanding role with Principal Life Insurance Company dating back to 1995. Outside her advisory work, she is the owner of a farm in New Ulm, TX, managed by her husband. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various arrangements.

Mark Meservey is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes 14 years at LPL Financial and 25 years at State Bank. He is the owner of Meservey Financial Group, LLC, which supports his securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of advisors and their clients by providing advisory programs, wealth management, and retirement plan consulting, along with operational, technological, and compliance support. The firm offers a range of discretionary and customized investment solutions, including model portfolios managed by its Investment Management and Research team.

Joseph Prendiville is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and possessing one year of industry experience. His prior work includes roles at J.P. Morgan Securities, The Vanguard Group, and Flanagan Financial Group/MassMutual Life Insurance Company, as well as experience as a self-employed advisor. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and maintaining a large national network of financial advisors and branch offices.

Jessie Hill III is a financial advisor with Edward Jones in La Grange, TX, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he serves as president of Hill Wealth Management, LLC, a real estate investment company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment programs and advisory services supported by a large nationwide network of financial advisors and branch offices.

Charles Mazac is a financial advisor at Edward Jones in La Grange, Texas, holding a Series 66 designation with 19 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he owns and operates Rustling Oaks Ranch in Muldoon, Texas, where he produces and sells hay for livestock. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a wide range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Mark Howell is a financial advisor with UBS Financial Services in Round Top, Texas, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2013. Outside of his advisory work, he serves as a general partner managing assets for a family limited partnership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Bobby Thibodeaux Jr. is a financial advisor at Cetera with 12 years of industry experience. He holds a Series 66 designation and has worked at Cetera and related firms since 2016, with prior roles at LPL Financial LLC and Fayetteville Bank. He is a member of the La Grange Noon Lions Club. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with access to affiliated and third-party model portfolios, discretionary and non-discretionary management, and a range of program structures.

Michael Gates is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds the Series 66 designation and has previously operated an independent piano tuning and repair business. His prior work includes roles at Thrivent Financial, Crestone Wellness, La Scala Restaurant, and Curbside Coffee Shop. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning that addresses multiple financial topics, with options to combine planning and managed account services under a consolidated billing arrangement.

Forrest Stewart is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds a Series 66 designation and has worked at several firms, including Capital Farm Credit and Situs Asset Management. Stewart is based in La Grange, Texas. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial analyses without discretionary trading authority. Their services include a range of planning topics and offer a consolidated billing option combining planning with managed accounts.

Zachary Holmes is a Series 66–licensed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he was self-employed at Steg Solutions LLC, an e-commerce business based in Tampa, Florida, which he owns. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of over 23,000 financial advisors.

Bailey Grzyb is a financial advisor at Edward Jones in La Grange, TX, holding a Series 66 designation with four years of industry experience. Bailey has worked at Edward Jones since 2014, including prior roles at the University of Connecticut and Texas A&M University. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Donald Gage is a financial advisor at Edward Jones in La Grange, Texas, holding Series 63 and Series 66 licenses with 36 years of industry experience. He has been with Edward Jones since 1988. Outside of his advisory role, he serves as the president of St. Paul Lutheran Church. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment options supported by a large nationwide network of financial advisors and branch offices.