David Bartoski is a CFP® professional with 16 years of industry experience, currently serving as the sole advisor at Forma Financial Planning in Boerne, TX. His prior experience includes roles at USAA and USAA Investment Management Company over the course of 11 years. Forma Financial Planning LLC is a fee-only registered investment adviser that offers discretionary investment management and comprehensive financial planning primarily to individuals and high-net-worth households. The firm employs an investment approach based on asset allocation principles from Modern Portfolio Theory, utilizing a mix of passive and active funds, ETFs, individual securities, and model portfolios to achieve diversification and tax efficiency.

Professional Greetings, I am the Founder & Wealth Advisor steering the helm at Flying Forward Wealth Management, a firm I founded to manifest my deep-seated commitment to tailored, fee-only financial planning. My journey started at the United States Air Force Academy where I honed a disciplined, strategy-driven approach to problem-solving, obtaining a Bachelor of Science in Management. Later, I advanced my knowledge with an MBA from the University of North Carolina Kenan-Flagler Business School. In the financial realm, my expertise is fortified by an array of designations including CFP®, CIMA®, ChFC®, CLU®, AEP®, and EA, each testifying to a dedication to comprehensive financial mastery. This rich background equips me to craft financial strategies that are as unique as each client I serve, always with an eye toward secure, forward-moving growth. Personal Based in the beautiful locale of Boerne, TX, I've cultivated a practice that mirrors the warm, community-focused spirit of our area. My approach to wealth management is much like crafting a fine, aged whiskey — a careful nurturing of growth, combined with the patience and foresight to anticipate future rewards. In the vibrant community of Boerne, I’m not just your wealth advisor; I’m a neighbor eager to help fellow locals foster financial health and peace of mind. Beyond the financial charts, I have a penchant for embracing the vibrant life and culture our locality offers — be it enjoying a quiet weekend in our scenic town, engaging in community events, or flying out of the local airfield 5C1. My Why My mission stems from a simple yet profound belief: comprehensive planning can be the wings that allow dreams to fly. In founding Flying Forward Wealth Management, my aspiration was to create a haven where clients could find not just financial guidance, but a collaborative partner in navigating life’s financial journey. With a philosophy grounded in forward motion and expansive vision, I am here to ensure your financial plan isn’t just robust and resilient but also tailored to your most cherished life goals and aspirations. Together, we will forge a path that lead to financial stability and wealth crafted to serve not just immediate needs but generations to come. It’s more than financial planning; it’s planning to fly forward, with wealth strategies that honor your life’s work and echo into the future. Let's carve out a journey that marries financial wisdom with your life aspirations.

John Linnartz is the sole advisor at Mustang Capital Management, LLC, an independent firm based in Boerne, TX. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. Linnartz has been with Mustang Capital since its founding in 2002. Mustang Capital provides discretionary investment supervisory services to individuals, high net worth clients, trusts, estates, and charitable organizations. The firm focuses on long-term capital appreciation through fundamental analysis, managing a concentrated portfolio that includes large- and small-cap equities, special situations, and turnarounds tailored to client objectives.

Cade Seymour is a CFP® and holds a Series 66 license, currently associated with Crestmont Private Wealth LLC. He has two years of industry experience and previously worked at firms including J.P. Morgan, Stonex, and Penn Mutual. Crestmont Private Wealth LLC provides discretionary and non-discretionary investment management, financial planning, and retirement services to a diverse client base including individuals, high-net-worth families, and charitable foundations. The firm uses a value-oriented investment approach with strategic asset allocation and models due diligence, managing approximately $363 million with a small supported team.

James Payne Jr is a financial advisor at Targeted Financial Services, LLC in Boerne, TX, holding a Series 63 designation with 22 years of industry experience. He has been with Targeted Financial Services since 2000. Targeted Financial Services, LLC provides financial planning, consulting, and investment management to individuals, retirement plans, trusts, estates, and business entities. The firm manages approximately $298 million in discretionary assets and employs a combination of fundamental and technical analysis with proprietary allocation models, offering both discretionary portfolio management and plan-level advisory services.

Alec Walker is a CFP® with 12 years of industry experience, currently serving as an advisor at Crestmont Private Wealth LLC since 2019. Prior to Crestmont, he worked at Avondale Wealth Management LLC for five years. He is also licensed as an insurance agent involved in the sales and service of general lines since 2015. Crestmont Private Wealth LLC provides discretionary and non-discretionary investment management, comprehensive financial planning, and retirement services to individuals, families, estates, trusts, and other entities. The firm emphasizes strategic asset allocation with tactical adjustments and a value-oriented investment style, managing approximately $363 million in assets with a focus on legacy-position advisory.

Nancy Dickson is a financial advisor at Dickson Financial Group, LLC with 24 years of industry experience. She holds Series 63 and Series 65 designations and has been with her current firm since 2017, following a brief retirement. Dickson Financial Group provides ongoing investment management and comprehensive financial planning for individuals, trusts, charitable organizations, and private businesses. The firm uses a combination of passive and actively managed mutual funds and ETFs within a model asset-allocation framework, emphasizing client education through newsletters and public seminars.

Hannah Perry is a financial advisor at Crestmont Private Wealth LLC with seven years of industry experience. She holds the Series 65 designation and has worked at multiple firms including Denham and Lillich Wealth Management and Avondale Wealth Management before joining Crestmont Private Wealth in 2019. Crestmont Private Wealth LLC provides investment management, financial planning, and retirement services to individuals, families, estates, trusts, and institutional clients. The firm employs a value-oriented investment approach with strategic asset allocation and tactical adjustments, managing a diverse mix of fixed-income securities, mutual funds, ETFs, and cash based on market conditions.

Beau Dickson is a financial advisor at Dickson Financial Group, LLC with 14 years of industry experience. He holds the Series 66 and Series 65 credentials. In addition to his advisory work, he owns and operates a print consulting business, JM Travis Ltd, where he has worked since 2006. Dickson Financial Group provides investment management and comprehensive financial planning to individuals, trusts, charitable organizations, and private businesses. The firm uses a Modern Portfolio Theory-based approach, combining passive and active mutual funds and ETFs with periodic rebalancing, and emphasizes client education through newsletters and public seminars.

Mark Snelling is a financial advisor at Sweetwater Financial Advisors, LLC in Boerne, TX, holding a Series 63 designation with 24 years of industry experience. He has been with Sweetwater Financial Advisors since 2001. Sweetwater Financial Advisors manages approximately $95.6 million for about 208 clients, including individuals, high-net-worth clients, employer-sponsored retirement plans, and government entities. The firm uses model portfolios primarily consisting of mutual funds, ETFs, and individual equities, employing both fundamental and technical analysis with discretionary management. Additionally, Sweetwater offers pension and 401(k) consulting services and performance-based fee programs for qualified clients.

John Thatcher is a financial advisor at Check Capital Management Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank prior to joining Check Capital Management in 2017. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, and serves as investment adviser to the Blue Chip Investor Fund. The firm employs a fundamentals-based investment approach focused on intrinsic business value and margin of safety, offering various program structures aligned with client objectives and risk tolerances.

Karen Ginder is a financial advisor at B. Riley Wealth Advisors, Inc. with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at National Securities Corp. Outside of her advisory role, she is involved in ranching and exotic game breeding through several business entities in Texas and New York. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets and serving around 16,821 clients. The firm provides a broad range of advisory services to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans through multiple program structures and both proprietary and third-party investment models.

Kelly Lesnick is a financial advisor at First Heartland Consultants, Inc. with 12 years of industry experience. He holds the Series 66 designation and has been with First Heartland Capital Inc since 2016. Outside of his advisory role, he serves with the Wright-Paterson Officers "Spouses" Club (OSC). First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party asset management services, and a model-based self-directed brokerage account program, utilizing a combination of fundamental, technical, and cyclical analysis alongside strategic and tactical asset allocation.

William Coster is a financial advisor with Hilltop Securities Inc. in Boerne, TX, holding a Series 63 designation and having 36 years of industry experience. He has been with Hilltop Securities since 2009. Hilltop Securities Inc. provides brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm manages approximately $2.25 billion in assets and offers a range of portfolio management programs and retirement-plan fiduciary services through an open-architecture platform.

Scott Wallace is a CFP® with 32 years of experience in the financial services industry. He is currently with Kovack Advisors, Inc. and has previously worked at Cetera and Barrington Financial Advisors, among others. Wallace also operates Wallace Wealth Management, a financial services business. Kovack Advisors, Inc. is a multi-team registered investment adviser with about 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, using a risk-based investment approach supported by Envestnet technology and both internal and third-party portfolio management.

Jason Ginder is a financial advisor with B. Riley Wealth Advisors, Inc. He holds Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to his current role, he worked at National Securities Corp and has been with B. Riley Wealth Advisors and its related entities since 2014. Outside of financial advisory, he is involved in exotic game breeding through a ranching business and serves as chair of the Connecticut Cancer Foundation, a nonprofit supporting cancer research. B. Riley Wealth Advisors provides investment advice and portfolio management to individuals, pension plans, trusts, estates, charitable organizations, and corporate clients. The firm offers a variety of advisory programs, including advisor-directed portfolio management and third-party managed solutions, and manages approximately $4.21 billion in client assets.

Nan Lesnick is a financial advisor with First Heartland Consultants, Inc. in Boerne, TX, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with First Heartland Capital Inc since 2016 and has maintained involvement with the National Steinbeck Center since 2014, as well as operating Lesnick Company since 1993. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporations, offering financial planning, consulting, and model-based asset management through a network of independent investment adviser representatives.

Larry Holder is a financial advisor with Strategic Financial Concepts, LLC in Boerne, TX, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Strategic Financial Concepts since 2014 and previously worked at LPL Financial for three years. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, charitable organizations, and corporations. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

John Stevens is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at LPL Financial LLC and Investment Centers of America, Inc. Outside of his advisory work, he is also a certified coach and personal trainer. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, with ongoing supervision and rebalancing.

Justin Bellows is a financial advisor with Facet, holding the CFP® and ChFC® designations, and has seven years of industry experience. His prior roles include positions at Texas Legacy Wealth Management, LPL Financial, and Rackspace. Facet Wealth offers subscription-based financial planning and discretionary investment management primarily through phone, video, and a proprietary web platform. The firm serves both non-high-net-worth and high-net-worth clients using model-based asset allocations with extensive use of exchange-traded funds and advanced strategies such as direct indexing and tax-loss harvesting.