John Ronderos Jr. is a Series 65-licensed financial advisor at VM. Group with three years of industry experience. Prior to founding VM. Group, he was self-employed as a trader and investor and briefly worked at Vinify. He publishes a public technical-analysis newsletter related to his firm’s investment strategies. VM. Group is an independent advisory firm offering discretionary investment management primarily through separately managed accounts to individuals, trusts, and small businesses. The firm employs quantitative value screening, proprietary technical analysis, and fundamental due diligence across strategies that include global equity value, commodity cycles, multi-asset allocation (including cryptocurrencies), and crypto-focused portfolios.

Danny Steele is a financial advisor at The Retirement Planners, USA, LLC with 15 years of industry experience. He holds Series 66, Series 63, and Series 65 credentials. His prior experience includes roles at Silver Oak Securities, Inc., First Heartland Capital Inc, and Pensacola State College. Outside of advising, he owns Steele Insurance Agency, which focuses on Medicare insurance sales and other insurance products. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, and ERISA plan services using a variety of investment analysis methods and maintains a relatively large client base for its size.

Caleb Guernsey is a financial advisor with Guernsey Financial, LLC in Pensacola, FL. He holds a Series 65 designation and has been with Guernsey Financial since 2018. Prior to his advisory role, he worked at Olive Baptist Church for one year and has a background in education. Guernsey Financial serves individual and high-net-worth clients, providing retirement-plan consulting, financial planning, portfolio analysis, and public educational seminars. The firm emphasizes advisory and oversight services, operating primarily as a co-advisor and referrer while relying on third-party managers for portfolio management.

Wesley Odom is a financial advisor at Armada Advisors with 33 years of industry experience. He has been with Armada Advisors since 2009 and holds Series 63 and Series 65 designations. Outside of his advisory role, he owns and manages a tour company, Go Retro, and an importing business, Mr. Retro. Armada Advisors serves individual and corporate clients with portfolio management, retirement plan consulting, financial planning, real estate advisory, and trustee services. The firm employs a bottom-up, value-biased investment approach, emphasizing low turnover and tailored portfolios based on client goals, and offers a range of ancillary services including real estate reviews and retirement plan design.

Douglas Guernsey is a financial advisor with Guernsey Financial, LLC in Pensacola, FL, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked at Guardian Life and its affiliated entities from 1997 to 2019 before joining Guernsey Financial in 2019. Outside of his advisory role, Guernsey serves as Vice President of the Plantation Road Town Office Owners Association Inc. Guernsey Financial serves individual and high-net-worth clients, providing retirement-plan consulting, financial planning, portfolio analysis, and public educational seminars. The firm operates primarily as a co-advisor and referrer, focusing on advisory and oversight services while partnering with third-party managers to handle portfolio management.

John Mugarian is a financial advisor with FamilyWealth Asset Management based in Pensacola, FL. He holds Series 63 and Series 65 licenses and has 37 years of industry experience. He has worked at Mugarian Investment Group, LLC and Painewebber Incorporated for over 26 years. Outside of advisory services, he manages a vacation property in Gatlinburg, Tennessee. FamilyWealth Asset Management advises individual and institutional clients, offering discretionary and non-discretionary portfolio management, retirement plan consulting, and access to insurance products. The firm employs a multi-asset, dynamic investment approach combining passive core exposure with active and alternative strategies, delivered through an integrated platform and a Turnkey Asset Management Program.

Shannon Hill is a financial advisor at Alpha Advisors, LLC with 12 years of industry experience. She holds a Series 65 designation and has been with Alpha Advisors since 2006. The firm serves individuals, business entities, trusts, estates, and charitable organizations, providing portfolio management, financial planning, and consulting services. Alpha Advisors constructs diversified portfolios using domestic and international equities, fixed income, tactical and alternative strategies, and also manages affiliated private limited partnerships that may be recommended to qualified clients.

Trevor Odom is a financial advisor at Armada Advisors in Pensacola, FL, holding a Series 65 designation with six years of industry experience. His work history includes roles at Beacon Global Advisor Network, deVere Group, and prior positions at Armada Advisors. Armada Advisors serves individual and corporate clients with portfolio management, retirement plan consulting, financial planning, real estate advisory, and trustee services. The firm employs a bottom-up, value-biased investment approach using proprietary valuation models and emphasizes portfolios tailored to client goals with a focus on tax efficiency.

Heather Lovallo is a CFP® professional with six years of industry experience, currently serving at Wrenne Financial Planning LLC. She has worked at Wrenne Financial Planning since 2020, with prior experience at Katana Software, Inc. Outside of her advisory role, she serves on the finance committee of Cornerstone Baptist Church in Pace, FL, advising on the church budget and approving spending requests. Wrenne Financial Planning LLC is an SEC-registered firm with six advisors managing approximately $231 million for about 400 clients. The firm provides comprehensive financial planning and discretionary portfolio management, primarily using a passive investment approach with diversified portfolios of index mutual funds and ETFs.

Scott Klaassen is a financial advisor at Turner Financial Group, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Claraphi Advisory Network, LLC, Constellation Trust Company, and Northern Lights Distributors, LLC. Klaassen has been with Turner Financial Group since 2021. Turner Financial Group provides investment advice and financial planning to individuals, families, high-net-worth clients, and charitable organizations. The firm manages approximately $171 million in discretionary assets through a team of eight advisors, using model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, along with offering planning-focused services and public educational seminars.

Andrew Tang is a financial advisor at Turner Financial Group, Inc. with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Arete Wealth Advisors LLC, Claraphi Advisory Network, B. Riley Wealth Advisors, and Wells Fargo Advisors. Outside of his advisory role, Tang is involved in business development for a clothing company and is the principal content creator for an economic and market commentary channel. Turner Financial Group serves individuals, families, high-net-worth clients, and charitable organizations with concierge financial planning, discretionary asset management, and sub-advisory services. The firm employs a blend of fundamental, technical, and cyclical investment approaches, managing client accounts primarily through model portfolios and discretionary strategies.

Alex Brumback is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and six years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and Cetera. Outside of his advisory work, he operates two small businesses specializing in custom engraved accessories and food services. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs that utilize third-party portfolio managers and provides planning and reporting via its investment adviser representatives.

Todd Phillips is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 license and 14 years of industry experience. He has worked extensively within Navy Federal-affiliated firms since 2015, with previous roles at Invest Financial Corporation, Chase Investment Services Corp., and Morgan Stanley & Co. LLC. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients. The firm offers portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options, primarily through managed advisory programs utilizing third-party portfolio managers on the Envestnet platform.

Joseph Schultz Jr. is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and eight years of industry experience. He has been with Navy Federal Investment Services and Navy Federal Financial Group since 2018, following a year at NYLIFE Securities LLC and New York Life Insurance Company. Prior to his advisory career, he spent four years at the University of West Florida. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm employs managed advisory programs featuring third-party portfolio managers and provides layered investment solutions alongside automated ETF portfolio options.

Edward Nelson is a financial advisor with Madison Avenue Securities, LLC, holding Series 63, 65, and 66 licenses and 21 years of industry experience. His prior roles include positions at OneAmerica Securities and Mercury Alternatives Group LLC. He is also involved in non-variable insurance sales, including fixed life and fixed annuities. Madison Avenue Securities serves individual and high-net-worth clients, offering investment advisory and brokerage services as well as pension consulting, college-savings assistance, and services for charitable institutions. The firm employs a variety of portfolio management approaches through multiple programs and third-party managers.

Andrew Jurnovoy is a Series 66 licensed financial advisor with Navy Federal Investment Services, LLC, based in Pensacola, FL. He has three years of industry experience, including prior roles at Premier Island Management Group and Navy Federal Credit Union. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm structures client portfolios by selecting and monitoring third-party portfolio managers through the Envestnet platform and provides both managed advisory programs and automated ETF portfolio products.

David Wallin is a financial advisor at Navy Federal Investment Services, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at Navy Federal since 2010, including prior experience at Merrill from 2008 to 2010. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm emphasizes managed advisory programs utilizing third-party portfolio managers and supports layered investment solutions alongside digital automated ETF portfolios.

Alyssa Schuster is a financial advisor at Navy Federal Investment Services, LLC with two years of industry experience. She previously worked at Stifel, Baird, and Prestige Wealth Management. Alyssa also serves as a Florida Notary and works as a brand ambassador for Red Aspen. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm structures client portfolios primarily through third-party portfolio managers on the Envestnet platform and offers both managed advisory programs and digital automated ETF portfolios.

Gregory Mcbride is a financial advisor at Madison Avenue Securities, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at notable firms including OneAmerica Securities and American United Life. Outside of his advisory role, he owns a salon and a tent rental business, serves as a chaplain with Marketplace Chaplains USA, and sits on the board of the Fearless Community. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering pension consulting, college-savings assistance, and services for charitable organizations. The firm manages approximately $2.0 billion across multiple platforms and employs a range of portfolio management strategies including discretionary and non-discretionary approaches.

Nicholas Smith is a financial advisor with Madison Avenue Securities, LLC, holding Series 63 and Series 65 licenses and with 11 years of industry experience. His prior roles include positions at OneAmerica Securities, American Heritage Financial, American United Life, Allstate Insurance, and Pekin Insurance. He is also the owner of a property and casualty insurance agency and co-owner of an educational venture. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering a range of portfolio management options and additional services such as pension consulting and college-savings assistance.