Grant Knox has been a Financial Advisor since 1994 and holds the following registrations and licenses: General Securities, California Life and Health Insurance, and California Real Estate and Mortgage Lending. A Southern California native, Grant excels at strategies for financial health and wealth that are attainable and effective. He is passionate about helping others achieve financial success and exceed their goals. He is a certified Kingdom Advisor, able to offer counsel on the integration of a Biblical worldview into financial practices. He holds the Certified Plan Fiduciary Designation (CPFA), designating expertise in company retirement plans. He holds a Bachelors degree from Evangel University and a D.Min. from Summit Bible College. Grant lives in La Mesa with his wife, Nicole and their son Noah. He loves to travel, active in his church, is a voracious reader and an avid soccer fan, having played on and managed recreational soccer teams for over 30 years.

Frederick Pearson is a Series 65-licensed financial advisor with 15 years of industry experience. He operates as a self-employed advisor through his independent firm, Pearson, Frederick, Norman Jr., based in Poway, CA. His firm provides discretionary portfolio management primarily for individual investors, focusing on IRA accounts. The investment strategy centers on income through dividend-paying stocks and ETFs, with a smaller allocation to growth equities managed under a strict money-management framework.

Kyle Tweet is a financial advisor with Tweet Management Services, Inc. in La Mesa, CA. He holds the ChFC® designation and Series 66 license, and has 24 years of industry experience. He has been with Tweet Management Services since 2011. Tweet Management Services is a small registered investment adviser serving individuals, families—including some high-net-worth clients—as well as businesses, charities, and small pension plans. The firm provides comprehensive financial planning and portfolio management using a non-discretionary approach that combines fundamental and technical analysis.

John Malaney is a financial advisor at Engineering Financial Independence, Inc. with four years of industry experience. He holds the Series 65 designation and has a background as a Program Manager at General Atomics, where he worked for fourteen years. Engineering Financial Independence, Inc. provides portfolio management and financial planning services to individual and high-net-worth clients, managing approximately $5.0 million across a small number of relationships. The firm offers a free subscription service featuring general investor commentary, and employs an investment approach that includes fundamental analysis, modern portfolio theory, quantitative methods, long-term equity strategies, options trading, mutual funds, ETFs, and fixed income.

Brian Chew is a financial advisor at Cliveden Capital Management, LLC, with 12 years of industry experience. He holds the Series 66 designation and has a longstanding career at Sempra Energy since 1990. Cliveden Capital Management provides discretionary investment management and outsourced chief investment officer services to small and mid-sized foundations, endowments, pension plans, and select high-net-worth individuals. The firm employs an asset-allocation driven approach, constructing diversified portfolios tailored to client objectives and risk profiles, and is notable for offering institutional outsourced CIO services to smaller organizations.

Sean Bradford is the sole advisor at Speiro Investments, LLC, an independent firm based in Lakeside, CA. He holds a Series 66 designation and has 19 years of industry experience. Bradford has led Speiro Investments since 2014. Speiro Investments provides discretionary portfolio management and investment supervisory services to individuals, high-net-worth clients, charitable organizations, and plan sponsors. The firm uses a combination of fundamental and technical analysis, managing diversified portfolios that include mutual funds, equities, bonds, ETFs, REITs, and government securities.

Darin Delozier is a financial advisor at Frassati Wealth with one year of industry experience. He holds a Series 65 designation and previously worked at Foundation Wealth Planning LLC for two years. Outside of advising, he has worked at Catholic Answers since 2005. Frassati Wealth LLC is a fee-only registered investment adviser serving individuals and high-net-worth clients with asset-allocation driven portfolios combining passive and active strategies. The firm integrates Catholic social-teaching screens in its investment approach and offers tailored financial planning and discretionary portfolio management.

Adam Bileckyj is a financial advisor with Brightway Wealth Planning in Poway, CA. He holds Series 65 and Series 63 licenses and has nine years of industry experience. Prior to founding Brightway Wealth Planning in 2020, he held roles at Principal Securities INC, PRINCIPAL Life Insurance Company, and Princor Financial Services Corp. In addition to his advisory work, he is an independent insurance agent offering insurance products through unaffiliated issuers. Brightway Wealth Planning serves individuals, including high-net-worth clients, as well as small businesses and corporations, providing customized financial planning, investment consultation, nondiscretionary portfolio management, and educational workshops. The firm’s investment approach utilizes Modern Portfolio Theory combined with a Core + Satellite framework to build globally diversified, tax-efficient portfolios managed on a long-term, nondiscretionary basis.

Amanda Austin is the sole advisor at Austin Consulting, holding a Series 65 designation with three years of industry experience. She previously spent 20 years at Engel Consulting. Austin Consulting provides portfolio management and investment services to individuals, trusts, estates, and charitable institutions. The firm employs a conservative, fundamental analysis approach using mutual funds and ETFs, operates on a non-discretionary basis, and customizes advice according to each client’s financial situation.

James Sias is a CFP® professional and principal of Count Your Beans Financial Planning LLC in Bonita, CA. He has worked in the Pipeline Training & Servicing Department since 2014 and is also an independent insurance agent specializing in property and casualty insurance. His insurance activities have been ongoing since 2014, with additional experience in life and health insurance since 2018. Count Your Beans Financial Planning is a fee-based Registered Investment Adviser that serves individuals, high-net-worth clients, and businesses. The firm focuses on passive, low-cost asset allocation and portfolio construction, providing financial planning, investment analysis, and insurance services without discretionary management or asset custody.

Jose Armenta is a financial advisor at Create Your Path LLC in Bonita, CA, holding CFP® and ChFC® designations as well as a Series 65 license, with five years of industry experience. He has previously worked at several firms including Capital Financial Consultants Group and Andrew McCuen CPA & Associates. Outside of his advisory role, he manages rental property. Create Your Path LLC offers comprehensive financial planning and portfolio management services primarily to individual clients, with a focus on federal retirement and employee benefits. The firm employs a modern portfolio theory-based investment approach using passive strategies and provides educational resources such as an online Federal Retirement Academy and a subscription community.

Steven Farrington is a CFP® professional with 17 years of industry experience, operating as the sole advisor at ESI Financial Services, Inc. in La Mesa, CA. In addition to his advisory role, he owns a CPA practice, integrating tax preparation and planning services into his financial planning engagements. ESI Financial Services, Inc. provides comprehensive financial planning, tax, and investment advisory services to individuals, families, small businesses, and related entities. The firm employs a functional asset-allocation approach with a generally passive investment philosophy, focusing on no-load index funds, ETFs, and fixed-income securities, and maintains a small client roster with non-discretionary, fee-only services.

Ryan Gonzales is a CFP® with 17 years of industry experience, currently serving as the sole advisor at True Fiduciary Capital, LLC since 2019. He previously worked at USAA Financial Advisors and USAA Investment Management Company. Outside of his advisory role, he designs and sells shirts through his business Dad Fiction and provides color commentary for local high school sports with the NFHS Network. True Fiduciary Capital offers discretionary and non-discretionary investment supervisory services and financial planning to individual and high-net-worth clients. The firm employs a concentrated, fundamental equity approach focused on companies with strong free cash flow and intrinsic value, managing approximately $90 million across about 60 accounts.

Matthew Gonzales is a CFP® with four years of industry experience currently serving as the sole advisor at ING Wealth in La Mesa, CA. His prior experience includes six years at LPL Financial and roles at North Island Credit Union and San Diego State. Before entering the financial industry, he worked seven years at Steele Canyon Golf Club Corporation. ING Wealth provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities. The firm offers a Comprehensive Portfolio Management service that combines discretionary asset management with optional financial planning, utilizing a variety of analytic methods and trading strategies tailored to client risk profiles and goals.

Eric Ervin is a CFP® with 21 years of industry experience and is currently associated with Heirmont Wealth Management. His prior roles include positions at Securitize Corp., ALPS Distributors, Onramp Invest, Blockforce Capital Management, and Reality Shares. Heirmont Wealth Management provides discretionary investment management and integrated financial planning primarily to high-earning W-2 professionals such as physicians and corporate executives. The firm emphasizes financial planning alongside portfolio management, utilizing low-cost, diversified ETFs with tax-aware strategies and a focus on clients' time horizons and risk capacity.

Benjamin Koala is a CFP® and PFS™ with 11 years of experience in financial advisory and related fields. He is the CFO and one-third owner of Koala Financial, where he also manages tax preparation and accounting services. Koala serves as a finance officer in the Air National Guard and holds leadership roles in the Chula Vista Rotary Club, including President of its nonprofit foundation. He is also the owner of Koala Law PC, a law firm providing legal services alongside his financial practice. Koala Financial offers investment advisory services primarily to individuals and high-net-worth clients, incorporating pension consulting and written financial planning. The firm combines accounting, tax, legal, insurance, and real estate services, employing a multifaceted investment approach that includes discretionary portfolio management and various analytical methods.

Denisse Arebalo is a financial advisor at Pacific Canyon Investments with seven years of industry experience. She holds the Series 66 designation and has worked at Bay Street Capital Holdings and TD Ameritrade prior to joining Pacific Canyon Investments. Pacific Canyon Investments serves individuals, families, institutional clients, and plan sponsors, offering financial planning, asset management, and institutional advisory services. The firm’s investment approach blends a focus on disruptive innovation with value-based fundamental analysis and employs strategies including equity holdings and option tactics, alongside customized educational seminars for clients.

Matthew Miller is a financial advisor with WBB Securities, LLC, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has worked at Vanderbilt Securities, LLC and other related firms since 2020, and has been with WBB Securities, LLC since 2011. Miller also engages in occasional consulting and trade review for various firms outside of regular market hours. WBB Securities, LLC provides investment advisory and broker-dealer services through managed account programs that serve individual clients, pension plans, charitable organizations, corporations, and other advisers. The firm combines asset allocation and custom portfolio construction using fundamental, technical, and charting analysis and operates both as a registered investment adviser and a FINRA-member broker/dealer with in-house investment banking and equity research capabilities.

Jason Barney is a financial advisor at Wealth Alliance, LLC in El Cajon, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 27 years of industry experience and has been with Wealth Alliance since 2011. In addition to his advisory role, he owns Wealth Alliance Tax and Financial Services LLC, which provides tax preparation, bookkeeping, and payroll processing. Wealth Alliance serves individuals, families, trusts, estates, retirement-plan participants, and small businesses, focusing on business owners, executives transitioning to retirement, and emerging-wealth professionals. The firm manages approximately $64.5 million across 266 clients using proprietary model portfolios and combines quantitative and fundamental analysis with discretionary portfolio management.

Michelle Thomas is a financial advisor at WBB Securities, LLC with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been associated with WBB Securities since 2013 in various roles. Her prior work includes positions at Vanderbilt Securities, Vanderbilt Advisory Services, ImpactU.Investments, and Consolidated Portfolio Review. WBB Securities, LLC provides investment advisory and broker-dealer services to individual clients, pension and profit-sharing plans, charitable organizations, corporations, and other advisers. The firm employs asset allocation and custom portfolio construction techniques, combining fundamental, technical, and charting analysis across both long-term and short-term strategies, while functioning as both a registered investment adviser and a FINRA-member broker/dealer with in-house investment banking and equity research capabilities.