Lynn Phillips Gaines is a CFP® with 44 years of industry experience, currently serving at Phillips Wealth Planners LLC since 2022. She previously worked at Raymond James Financial Services Advisors, Inc. for 13 years and operated Phillips Financial and Lynn Phillips Inc. for over a decade. Outside of advisory work, she owns and partners in several businesses, including Early Building Construction, LLC and Endeavour Enterprises, LLC. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach tailored to client goals, utilizing fundamental and technical analysis, and offers customized portfolios including equities, ETFs, bonds, and mutual funds.

Lauren Black is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Phillips Wealth Planners LLC since 2022. Her prior experience includes roles at Raymond James Financial Services Advisors and Phillips Financial. She is involved with the nonprofit Bridges Out of Poverty as Treasurer and holds several board positions in local educational organizations. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach with strategic asset allocation, internal due diligence, and ongoing portfolio monitoring.

Andrew George Sr. is a financial advisor at Savvy with 10 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Cetera and Regions Bank. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm offers customized, primarily index-based long-term investment strategies alongside active equity portfolios and tax-aware direct indexing, utilizing third-party sub-advisers and technology platforms.

Elton Thomas III is a CFP® professional with 24 years of industry experience, currently serving at VALIC Financial Advisors since 2003. He also holds a Series 66 designation and has worked with Agia since 2022. Outside of his advisory role, he serves on the Finance Committee of First United Methodist Church in Columbus, MS. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Aaron Jones is a ChFC® credentialed financial advisor with 15 years of industry experience. He has worked at Eagle Strategies (NY Life) since 2018 and has been affiliated with Nylife Securities LLC and New York Life Insurance Company since 2013. Jones serves as Vice President on the board of the Local Learning Community Foundation, which focuses on empowering families and youth in the community. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Crosland III is a CFP® professional with 35 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and is the owner of Crosland Wealth Management, Inc., where he has worked since 2010. His practice includes fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, including discretionary model portfolios and personalized investment solutions. The firm supports its advisors with operations, technology, compliance, and practice-management services.

Katrina Yarbrough is a financial advisor with Empower Advisory Group in Starkville, MS, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. She previously worked for ET George Investment Management, LLC for five years before joining Ameriprise Financial Services, Inc., where she spent eight years. Outside of her advisory role, she serves as Secretary on the Board of Directors for the Shockwave Starkville Swim Team. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients, using an integrated model tied to Empower’s recordkeeping and administrative platforms.

Matthew Bowen is a CFP® and ChFC® with four years of industry experience. He has been with Edward Jones since 2022 and previously worked at Sedgwick Claims Management Services, Inc., Reynolds, Bone & Griesbeck, PLC, and Scott & Pohlman, PC. Outside of his advisory role, he is a partner in a property rehabilitation business and in a catering enterprise. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates a nationwide network of financial advisors and provides services under a fiduciary standard.

Sarah Denley is a financial advisor at LPL Financial with one year of industry experience. Her prior roles include positions at Cadence Bank, MWA Financial Services, and Modern Woodmen of America. She holds a Series 66 designation and is based in Starkville, MS. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Curtis Mcneal is a CFP®-certified financial advisor with Ameriprise in Starkville, MS, bringing 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is president and owner of LifePath Corporation and LifePath Legacy LLC, where he manages leadership, strategic planning, and business operations. He also maintains a small acreage farm, earning income through equipment operation. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm provides detailed, research-based recommendation reports that incorporate tax-smart strategies and adaptive withdrawal planning, supported by a centralized consulting team and algorithmic tools.

Fred Nabors is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 35 years of industry experience. He previously worked at Metlife Securities Inc. for 27 years before joining Mass Mutual Life Insurance Company and Mass Mutual Investors Services. Outside of his advisory work, he is a member of Magnolia Aviation LLC, a personal airplane rental business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides collaborative, goal-oriented planning using firm-approved analytical tools, with optional implementation through brokerage or insurance arrangements.

Brian Lesley is a CFP®-credentialed financial advisor with 27 years of industry experience, currently with LPL Financial since 2012. Based in Starkville, MS, he also serves as a financial consultant for Renasant Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and portfolio management services utilizing both discretionary and non-discretionary approaches supported by extensive research and technology.

Kelly Cutshall is a financial advisor with Ameriprise in Starkville, MS, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliate since 2011. Outside of her advisory role, Cutshall manages her own tax preparation business, Kelly H Cutshall CPA PLLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset requirements, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver tailored, non-discretionary retirement income advice.

Lawrence Mullins is a financial advisor with LPL Financial in Starkville, MS, holding Series 63 and Series 65 credentials and possessing 40 years of industry experience. He has been with LPL Financial since 2003. Mullins serves on the board of Mississippi Home Corporation, a nonprofit involved in residential and rental housing for low- to moderate-income residents. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, retirement consulting, and brokerage services through a nationwide network of investment adviser representatives.

Jerry Toney is a CFP® professional with 27 years of experience in the financial services industry. He has been with LPL Financial since 2012 and has also served at Cadence Bank since 2007. In addition to his advisory roles, he is a member manager of several business entities and serves on the board of a for-profit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and diversified investment strategies.

Gregory Bowen is a financial advisor with Edward Jones in Starkville, MS, holding a Series 66 designation and accumulating 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is involved as a trustee of a family trust and a member of Bowen Properties LLC, which manages timberland and commercial rental properties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Diane Bardon is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and with 10 years of industry experience. She has worked at LPL Financial since 2015 and has been affiliated with Cadence Bank for over 28 years, where she also serves as an administrative assistant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, featuring both discretionary and non-discretionary management supported by in-house and third-party research.

William Disbrow is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with Renasant Bank and Cadence Bank. Outside of his advisory role, he is a notary for Renasant Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from various sources.

Mitchell Griffin is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including AXA Advisors, LPL Financial, and CB&S Financial Services. Outside of his advisory work, Griffin serves as a board member of the Fellowship of Christian Athletes and as a deacon at 1st Baptist Church in Columbus, MS. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services with access to affiliated and third-party money managers.

Carrie Beth Randall is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise since 2005. She holds Series 66 registration and is based in Starkville, MS. Randall is president of C.B. Randall Management, LLC, overseeing business administration, and serves on the boards of the SOAR Community Foundation and the Financial Planning Association of Mississippi. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Douglas Davis is a financial advisor with Wells Fargo Advisors in Starkville, Mississippi, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his primary role, he owns and operates Davis Investment Strategies, LLC, an investment-related business based in Lake Oswego, Oregon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and integrating advisory services with other financial products through a network of over 3,700 advisors.

Catherine Robinson is a CFP®-credentialed financial advisor with 10 years of experience, currently affiliated with LPL Financial in Starkville, MS. She has held positions at LPL Financial and Cadence Bank since 2016 and serves as an adjunct lecturer at Mississippi University for Women. Robinson is also a board member of the Woodard Hines Educational Foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, supported by research and model portfolios, and provides both discretionary and non-discretionary management across its platforms.

Rebecca Maurer is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously held positions at MassMutual Life Insurance Company and MetLife Securities. In addition to her advisory role, she collects renewal commissions for Medicare, life, and dental insurance policies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using advanced analytical tools and offers a range of specialized planning programs, including a recent Divorce Planning service.