Lynn Phillips Gaines is a CFP® with 44 years of industry experience, currently serving at Phillips Wealth Planners LLC since 2022. She previously worked at Raymond James Financial Services Advisors, Inc. for 13 years and operated Phillips Financial and Lynn Phillips Inc. for over a decade. Outside of advisory work, she owns and partners in several businesses, including Early Building Construction, LLC and Endeavour Enterprises, LLC. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach tailored to client goals, utilizing fundamental and technical analysis, and offers customized portfolios including equities, ETFs, bonds, and mutual funds.

Lauren Black is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Phillips Wealth Planners LLC since 2022. Her prior experience includes roles at Raymond James Financial Services Advisors and Phillips Financial. She is involved with the nonprofit Bridges Out of Poverty as Treasurer and holds several board positions in local educational organizations. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach with strategic asset allocation, internal due diligence, and ongoing portfolio monitoring.

Sawyer Brown is a Series 65-licensed financial advisor at Financial Concepts with two years of industry experience. Prior to joining Financial Concepts, he held positions at Mississippi State University, Caring Transitions of GTR, East Mississippi Community College, Sleepmade, and Caledonia High School. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to a diverse client base including individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold equity investment approach complemented by behavior coaching and utilizes third-party platforms such as SEI for portfolio management.

Jason Spears is a financial advisor with Beam Wealth Advisors, Inc. in Columbus, MS, holding Series 63 and Series 65 licenses and over 23 years of industry experience. He has worked at Purshe Kaplan Sterling Investments, Securities America Inc, and JDS Wealth Strategies. Outside of his advisory role, Spears is active in community organizations, serving as a Den Leader for a local Boy Scout pack, coaching competitive youth soccer, participating on the Columbus Redevelopment Authority board, and holding a political office on the City Council of Columbus. Beam Wealth Advisors, Inc. is a multi-team registered investment adviser with 27 advisors managing approximately $1.6 billion in client assets. The firm serves individuals, businesses, trusts, estates, and retirement plans through wealth management, financial planning, portfolio management, and ERISA/plan sponsor consulting, using an investment approach based on Modern and Post-Modern Portfolio Theory and behavioral finance.

Scott Ferguson is a financial advisor with Financial Concepts in Columbus, MS, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Financial Concepts since 2012, with a brief period at National Planning Corporation from 2015 to 2017. Ferguson serves as board president of the United Way of Lowndes County. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm emphasizes a buy-and-hold equity strategy to address inflation risk and incorporates behavior coaching to discourage market timing, managing portfolios primarily through mutual funds and SEI model allocations.

Kristen Kunz is a Series 65-licensed financial advisor with Financial Concepts, based in Columbus, MS, and has two years of industry experience. She has been with Financial Concepts since 2020 and previously worked at Mississippi University for Women and Lake Lowndes State Park. Financial Concepts is a team firm providing discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold investment approach focused on growth, growth-and-income, and balanced portfolios, emphasizing equities as an inflation hedge and tailoring portfolio changes to client circumstances rather than market timing.

Felice Olmos is a Series 65-licensed financial advisor with two years of industry experience, currently serving at Financial Concepts in Columbus, MS. Prior to her current role, she worked at Nicholas Air and United Exchange Corp. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to a diverse client base including individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold equity strategy supported by behavior coaching and utilizes third-party platforms such as SEI to manage over 3,000 clients with a small advisory team.

Joseph Reed is a financial advisor with IFG Advisory, LLC and holds Series 63 and Series 65 licenses. He has four years of industry experience and has worked at firms including LPL Financial, Lincoln Financial Securities, and MWA Financial Services. Outside of advisory work, he owns and operates Worn Tools Woodworking LLC, a woodworking business. IFG Advisory, LLC provides investment advisory and financial planning services to a diverse client base including individuals, trusts, estates, corporations, and retirement plans. The firm uses a variety of investment strategies and third-party managers to tailor portfolios and offers comprehensive services such as discretionary portfolio management, retirement plan consulting, and real estate–related planning.

Morgan Nickels is a CFP® professional with 21 years of industry experience, currently affiliated with IFG Advisory, LLC. He has previously worked at Householder Group Estate & Retirement Specialists and LPL Financial, LLC. Nickels also operates L.H. Nickels & Associates and is involved in fixed insurance products as an agent. IFG Advisory, LLC serves a broad range of clients including individuals, high-net-worth clients, trusts, charitable and corporate entities, and retirement plans. The firm offers portfolio management, financial planning, and retirement plan consulting, using a combination of fundamental, technical, and cyclical analysis along with a variety of investment management strategies.

Danette Starks is a financial advisor at IFG Advisory, LLC with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at IFG Advisory since 2024. Her prior experience includes roles at Householder Group Estate & Retirement Specialists and LPL Financial. IFG Advisory serves a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers portfolio management, financial planning, and retirement consulting, using a combination of fundamental, technical, and cyclical analysis, and manages held-away assets to align with clients’ objectives.

Dennis Holliman is a financial advisor with Silver Oak Securities, Incorporated, holding a Series 63 designation and over 38 years of industry experience. He has worked at several firms including LPL Financial, Householder Group Estate & Retirement Specialists, and L.H. Nickels & Associates. Outside of his advisory role, he serves as president of Holliman Group LLC, which manages his life insurance business. Silver Oak Securities, Inc. provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing approximately $2.03 billion in discretionary assets through a network of more than 100 financial professionals. The firm offers individualized portfolio management, a unified managed account program, and a range of financial planning and manager referral services.

Andrew George Sr. is a financial advisor at Savvy with 10 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Cetera and Regions Bank. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm offers customized, primarily index-based long-term investment strategies alongside active equity portfolios and tax-aware direct indexing, utilizing third-party sub-advisers and technology platforms.

Ernest Blackburn is a financial advisor with IFG Advisory, LLC, holding Series 63 and Series 65 credentials and over 31 years of industry experience. His career includes roles at Householder Group Estate & Retirement Specialists and LPL Financial, as well as a long tenure at L.H. Nickels & Associates. He is involved in selling fixed life and health insurance products through his affiliated business. IFG Advisory, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans, offering comprehensive portfolio management and financial planning. The firm employs a multi-faceted investment approach using fundamental, technical, and cyclical analysis, and provides specialized services such as real estate planning and business valuation.

John Prince is a financial advisor at ValMark Advisers, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and serves as Vice President and Director of Tax at T.E. Lott & Company, where he has worked since 1993. Prior to joining ValMark Advisers, he was affiliated with CenterPoint Advantage, LLC. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutions through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and a range of fee-based planning and consulting services.

Suzette Bates is a financial advisor with IFG Advisory, LLC and holds a Series 66 designation. She has 18 years of industry experience, including roles with LPL Financial and Householder Group Estate & Retirement Specialists. In addition to her advisory work, she is a commissioned Notary Public in Mississippi. IFG Advisory, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm employs a variety of investment approaches and offers portfolio management, consulting, and specialized planning services, utilizing sub-advisors and third-party models to implement client strategies.

Tracey Bryan is a CFP® with 19 years of industry experience, currently serving as a financial advisor at IFG Advisory, LLC. She has worked with Nickels Wealth Management and LPL Financial since 2016 and was previously with Householder Group Estate & Retirement Specialists. Bryan is also a commissioned notary public. IFG Advisory, LLC provides advisory services to a diverse client base including individuals, high-net-worth clients, trusts, charitable and corporate entities, and retirement plans. The firm offers comprehensive portfolio management, financial planning, and retirement plan consulting, utilizing a combination of fundamental, technical, and cyclical analysis along with various management and advisory resources.

Alex Holliman is a financial advisor with Silver Oak Securities, Incorporated, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with Silver Oak Securities since 2020 and also maintains roles as president of AJH Management LLC, which provides Medicare supplement and fixed life insurance services, and as an employee at Holliman Group LLC, where he manages insurance-related operations. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other entities, managing approximately $2.4 billion in discretionary assets through a network of about 101 financial professionals. The firm offers multiple advisory programs that combine discretionary investment management tailored to client objectives with operational features such as ongoing model monitoring and automated investment processes.

Elton Thomas III is a CFP® professional with 24 years of industry experience, currently serving at VALIC Financial Advisors since 2003. He also holds a Series 66 designation and has worked with Agia since 2022. Outside of his advisory role, he serves on the Finance Committee of First United Methodist Church in Columbus, MS. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

James Rooker is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds Series 63 and Series 66 licenses and has 38 years of industry experience. Prior to joining Benjamin F. Edwards in 2021, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves a diverse client base including individuals, corporations, retirement plans, trusts, and nonprofit organizations, offering a range of advisory programs, financial planning, and investment management services.

Jim Ford Jr. is a financial advisor at Benjamin F. Edwards & Company, Inc. with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he manages timber and cattle farming operations, oversees oil and gas exploration activities, and maintains copyrights to original literary works. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, corporations, retirement plans, and nonprofit organizations. The firm offers a range of advisory programs and employs a mix of firm-developed and third-party investment strategies with oversight from an Investment Strategy Committee.

Aaron Jones is a ChFC® credentialed financial advisor with 15 years of industry experience. He has worked at Eagle Strategies (NY Life) since 2018 and has been affiliated with Nylife Securities LLC and New York Life Insurance Company since 2013. Jones serves as Vice President on the board of the Local Learning Community Foundation, which focuses on empowering families and youth in the community. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Crosland III is a CFP® professional with 35 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and is the owner of Crosland Wealth Management, Inc., where he has worked since 2010. His practice includes fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, including discretionary model portfolios and personalized investment solutions. The firm supports its advisors with operations, technology, compliance, and practice-management services.

Katrina Yarbrough is a financial advisor with Empower Advisory Group in Starkville, MS, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. She previously worked for ET George Investment Management, LLC for five years before joining Ameriprise Financial Services, Inc., where she spent eight years. Outside of her advisory role, she serves as Secretary on the Board of Directors for the Shockwave Starkville Swim Team. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients, using an integrated model tied to Empower’s recordkeeping and administrative platforms.

Matthew Bowen is a CFP® and ChFC® with four years of industry experience. He has been with Edward Jones since 2022 and previously worked at Sedgwick Claims Management Services, Inc., Reynolds, Bone & Griesbeck, PLC, and Scott & Pohlman, PC. Outside of his advisory role, he is a partner in a property rehabilitation business and in a catering enterprise. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates a nationwide network of financial advisors and provides services under a fiduciary standard.

Joshua Read is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Outside of his advisory work, he owns and operates Read Family Investments LLC, a real estate business in Columbus, MS. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient solutions, supported by a nationwide network of advisors and branch offices.

Tony Jackson is a financial advisor with Wells Fargo Clearing in Columbus, MS, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC, Morgan Keegan & Company, Inc., and Amsouth Investment Services, Inc. Outside of finance, he owns a tanning salon business managed by his family. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice with an IPS-driven process grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sarah Denley is a financial advisor at LPL Financial with one year of industry experience. Her prior roles include positions at Cadence Bank, MWA Financial Services, and Modern Woodmen of America. She holds a Series 66 designation and is based in Starkville, MS. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Curtis Mcneal is a CFP®-certified financial advisor with Ameriprise in Starkville, MS, bringing 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is president and owner of LifePath Corporation and LifePath Legacy LLC, where he manages leadership, strategic planning, and business operations. He also maintains a small acreage farm, earning income through equipment operation. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm provides detailed, research-based recommendation reports that incorporate tax-smart strategies and adaptive withdrawal planning, supported by a centralized consulting team and algorithmic tools.

Fred Nabors is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 35 years of industry experience. He previously worked at Metlife Securities Inc. for 27 years before joining Mass Mutual Life Insurance Company and Mass Mutual Investors Services. Outside of his advisory work, he is a member of Magnolia Aviation LLC, a personal airplane rental business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides collaborative, goal-oriented planning using firm-approved analytical tools, with optional implementation through brokerage or insurance arrangements.

Brian Lesley is a CFP®-credentialed financial advisor with 27 years of industry experience, currently with LPL Financial since 2012. Based in Starkville, MS, he also serves as a financial consultant for Renasant Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and portfolio management services utilizing both discretionary and non-discretionary approaches supported by extensive research and technology.

Kelly Cutshall is a financial advisor with Ameriprise in Starkville, MS, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliate since 2011. Outside of her advisory role, Cutshall manages her own tax preparation business, Kelly H Cutshall CPA PLLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset requirements, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver tailored, non-discretionary retirement income advice.

Stevan Black Jr. is a financial advisor with Wells Fargo Clearing in Columbus, MS, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining Wells Fargo in 2019. Outside of his advisory role, he owns and operates a competitive cheerleading and tumbling gym called Gametime Athletics. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and providing a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Rollins is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. His work history includes roles at LPL Financial and Cadence Bank before joining Cetera in 2020. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a broad range of investment management and financial planning services through a large network of independent advisors, utilizing multi-manager platforms and various program structures tailored to client needs.

Lawrence Mullins is a financial advisor with LPL Financial in Starkville, MS, holding Series 63 and Series 65 credentials and possessing 40 years of industry experience. He has been with LPL Financial since 2003. Mullins serves on the board of Mississippi Home Corporation, a nonprofit involved in residential and rental housing for low- to moderate-income residents. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, retirement consulting, and brokerage services through a nationwide network of investment adviser representatives.

Jerry Toney is a CFP® professional with 27 years of experience in the financial services industry. He has been with LPL Financial since 2012 and has also served at Cadence Bank since 2007. In addition to his advisory roles, he is a member manager of several business entities and serves on the board of a for-profit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and diversified investment strategies.

Gregory Bowen is a financial advisor with Edward Jones in Starkville, MS, holding a Series 66 designation and accumulating 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is involved as a trustee of a family trust and a member of Bowen Properties LLC, which manages timberland and commercial rental properties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Diane Bardon is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and with 10 years of industry experience. She has worked at LPL Financial since 2015 and has been affiliated with Cadence Bank for over 28 years, where she also serves as an administrative assistant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, featuring both discretionary and non-discretionary management supported by in-house and third-party research.

William Disbrow is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with Renasant Bank and Cadence Bank. Outside of his advisory role, he is a notary for Renasant Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from various sources.

Mitchell Griffin is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including AXA Advisors, LPL Financial, and CB&S Financial Services. Outside of his advisory work, Griffin serves as a board member of the Fellowship of Christian Athletes and as a deacon at 1st Baptist Church in Columbus, MS. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services with access to affiliated and third-party money managers.

Ross Land is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at Regions Bank and Robroy Industries. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers multiple portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party investment managers.

Carrie Beth Randall is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise since 2005. She holds Series 66 registration and is based in Starkville, MS. Randall is president of C.B. Randall Management, LLC, overseeing business administration, and serves on the boards of the SOAR Community Foundation and the Financial Planning Association of Mississippi. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Douglas Davis is a financial advisor with Wells Fargo Advisors in Starkville, Mississippi, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his primary role, he owns and operates Davis Investment Strategies, LLC, an investment-related business based in Lake Oswego, Oregon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and integrating advisory services with other financial products through a network of over 3,700 advisors.

Catherine Robinson is a CFP®-credentialed financial advisor with 10 years of experience, currently affiliated with LPL Financial in Starkville, MS. She has held positions at LPL Financial and Cadence Bank since 2016 and serves as an adjunct lecturer at Mississippi University for Women. Robinson is also a board member of the Woodard Hines Educational Foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, supported by research and model portfolios, and provides both discretionary and non-discretionary management across its platforms.

Rebecca Maurer is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously held positions at MassMutual Life Insurance Company and MetLife Securities. In addition to her advisory role, she collects renewal commissions for Medicare, life, and dental insurance policies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using advanced analytical tools and offers a range of specialized planning programs, including a recent Divorce Planning service.

Jeffrey Chase is a Series 66-credentialed financial advisor at Stifel with 14 years of industry experience. He has been with Stifel since 2015 and also has a prior affiliation with Sterne Agee beginning in 2011. Stifel serves a broad range of clients, including individual, institutional, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Michael Covington is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has worked at firms including Raymond James & Associates and Mass Mutual Investors Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.