Lucian Lobelkarimi is a financial advisor at Luke Capital with 10 years of industry experience. He holds a Series 65 designation and has worked at Primerica Advisors and Magis Capital Management LLC prior to founding Luke Capital. He also has involvement with College of the Desert since 2015. Outside of advising, he has engaged in part-time referral activities related to home security and automation products through affiliates of Primerica. Luke Capital provides investment advisory services to individual investors, focusing on discretionary portfolio management, financial planning, and retirement planning. The firm utilizes a value-oriented equity approach combined with selective options strategies, and it maintains a policy that excludes cryptocurrency trading.

Anthony Mancini is the sole advisor at Anthony J. Mancini, I.A., an independent firm based in Palm Springs, CA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience, with a long tenure at Stuart Securities Corp since 2004. Anthony J. Mancini, I.A. provides discretionary investment supervisory services primarily to individual clients, along with pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a combination of charting, fundamental, technical, and cyclical analysis and conducts monthly portfolio reviews.

David Rae is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at DRM Wealth Management in Palm Springs, CA. His career includes roles at Trilogy Capital Inc and Trilogy Financial Services, as well as National Planning Corporation. DRM Wealth Management is a state-registered investment adviser serving individual, charitable, and business clients with a focus on passive investment management through diversified, asset-class weighted portfolios using index mutual funds and ETFs. The firm offers discretionary portfolio management, third-party manager oversight, and various financial planning options.

Robert Machado is a CFP® professional with 12 years of industry experience. He has been with Compass Rose Financial Planning, Inc. since 2007. Compass Rose Financial Planning & Investment Management is a fee-only advisory firm serving individuals and families with bundled financial planning, asset allocation, and portfolio monitoring. The firm employs a goals-based planning process aligned with CFP standards and uses non-discretionary investment management focused on low-cost mutual funds and ETFs.

James Eckley is an investment advisor representative at Hardworking Capital Advisors, LLC with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Cetera Advisor Networks, Girard Securities, KIPP Financial Group, and NPB Financial Group. In addition to his advisory work, Eckley is involved in life insurance sales and sells life settlements through a separate business. Hardworking Capital Advisors serves high-net-worth individuals, charitable organizations, and businesses by providing discretionary investment management, financial planning, and pension consulting. The firm employs a suitability-driven process using model portfolios and third-party managers, and it may incorporate derivatives and options strategies in client accounts.

Mary Brennan is a CFP® with nine years of industry experience, currently serving as an advisor at Stone Steps Financial, LLC since 2019. Prior to that, she worked at Dowling & Yanke, LLC from 2015 to 2019. Outside of her advisory role, she operates a bookkeeping business as a sole proprietor. Stone Steps Financial is a fee-only advisory firm serving primarily individuals and high-net-worth clients, offering comprehensive financial planning and investment management. The firm employs a passive, asset-class-based approach using index mutual funds and ETFs to create tax-efficient, low-turnover portfolios tailored to client goals and risk tolerance.

William Rutherford is a financial advisor with Rutherford Investment Management in Palm Springs, CA, holding 24 years of industry experience. He has led W D Rutherford LLC since 2013. Rutherford Investment Management serves individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and institutional clients. The firm provides discretionary portfolio management using a combination of fundamental and technical analysis, managing accounts in a tax-aware manner and acting as Investment Manager and ERISA fiduciary to a collective investment trust and a multi-cap growth fund focused on U.S. equities.

Mathew Mellier is a CFP® professional with 24 years of industry experience, currently serving at Hardworking Capital Advisors, LLC. His prior roles include positions at Emerson Equity LLC and Cetera Advisor Networks LLC. Mellier is also involved in life insurance and index annuity sales as part of his financial planning services. Hardworking Capital Advisors serves high-net-worth individuals, charitable organizations, and businesses, providing discretionary investment management, financial planning, and pension consulting. The firm employs a suitability-driven process and utilizes model portfolios and third-party managers, with a small team managing approximately $192 million across several hundred clients.

Joel Kocen is a financial advisor with The Kocen Financial Group, Inc. in Rancho Mirage, CA. He holds a Series 63 designation and has 41 years of industry experience, including 38 years with Financial Goal Securities, Inc. and 35 years with his current firm. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm utilizes an asset-allocation framework tailored to clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, offering portfolio management primarily through mutual funds, ETFs, and third-party money managers.

John Wills is a financial advisor at The Kocen Financial Group, Inc. in Rancho Mirage, CA, holding a Series 65 designation with seven years of industry experience. He has been with The Kocen Financial Group since 2007. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation approach that considers clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers portfolio management primarily through mutual funds, ETFs, and third-party money managers.

Brandon Ross is a financial advisor at FLC Capital Advisors with one year of industry experience. He holds a Series 65 designation and previously worked at Bellatore Financial for nine years. FLC Capital Advisors serves individual and high-net-worth investors, trusts, retirement plans, and business entities by providing discretionary and non-discretionary asset management, financial planning, and investment consulting. The firm manages approximately $710 million in client assets and emphasizes fiduciary duties, client-specific asset allocation, and risk tolerance through a combination of strategic and tactical investment approaches.

Penny Houseman is a financial advisor with The Kocen Financial Group, Inc. She holds a Series 65 designation and has six years of industry experience. Houseman has been with The Kocen Financial Group since 2019 and previously worked at Jeffree Lee Financial Services for ten years. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation framework considering clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers additional services including financial planning, business consulting, and seminars.

David Tsikman is a financial advisor with The Kocen Financial Group, Inc., holding a Series 66 designation and five years of industry experience. His work history includes roles at Kocen Financial Group, Financial Goal Securities, Inc., Glean Management LP, Orthodox Union, Miracle Mile CPA, and West Coast Talmudical Seminary. Outside of securities advisory, he manages a property management and real estate business under Tsikman Holdings. The Kocen Financial Group is a team investment adviser managing approximately $186 million on a discretionary basis for individuals, trusts, estates, retirement plans, and business entities. The firm focuses on asset allocation and comprehensive financial planning, combining traditional wealth management with institutional sub-advisory work and business consulting.

Norman Mangina is a CFP® and Series 65-licensed advisor with 11 years of industry experience. He has been with Illumination Wealth Management since 2015, where he is part of an 11-advisor team based in Palm Springs, CA. Illumination Wealth Management is a fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, corporations, and retirement plans. The firm provides comprehensive financial life management, pension consulting, and business-owner exit planning services, employing a values-linked, long-term investment approach across multiple offices and integrated family office offerings.

Bryan Kocen is a financial advisor at The Kocen Financial Group, Inc. in Rancho Mirage, CA, with 35 years of industry experience. He has held Series 63 and Series 65 licenses and has worked at Kocen Financial Group since 1991, as well as Financial Goal Securities, Inc. from 1990 to 2024. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation framework tailored to clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers financial planning, business consulting, seminars, and sub-advisory investment management.

Jennifer Miranda is a financial advisor at TCP Asset Management, LLC with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including United Planners' Financial Services and RV Mulford Investment Corp. TCP Asset Management, LLC provides portfolio management, financial planning, pension consulting, and limited annuity management to individuals and pension/profit-sharing plans. The firm employs a combination of fundamental and technical analysis with a long-term trading approach, utilizing model portfolios and sub-advised strategies delivered through third-party platforms.

David Wilson is a financial advisor at KCD Financial, Inc. in Green Bay, WI, holding Series 63 and Series 65 credentials with 34 years of industry experience. He has worked at KCD Financial since 2012 and has also been associated with Mutual Trust Asset Management and Mutual Trust Company of America Securities since 2023. Outside of his advisory work, he performs as a bass guitarist, vocalist, and band member in a local cover band with occasional gigs. KCD Financial, Inc. is a registered investment adviser and broker-dealer serving individuals, corporate pension plans, and charitable organizations. The firm manages approximately $182.6 million in assets and employs a variety of analytical and investment strategies, offering both discretionary and non-discretionary advisory relationships along with access to third-party management platforms.

Nila Tatum is a financial advisor with The Wealth Consulting Group, holding the ChFC® designation and Series 63 and 65 licenses. She has 31 years of industry experience, including roles at National Planning Corporation and LPL Financial. Tatum is based in Palm Desert, CA. The Wealth Consulting Group provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment process combining multiple analytical approaches and offers fiduciary services and integration with legal-service pathways.

Gloria Franz is a CFP® professional with over 33 years of experience in the financial services industry. She is currently an advisor at The Wealth Consulting Group and has previously worked with National Planning Corporation. Outside of advising, she serves on the governing board of JFK Hospital and is a planning commissioner for the City of Indio. The Wealth Consulting Group offers wealth management, portfolio management, and financial planning services to a diverse client base, including individuals, corporations, charities, and trusts. The firm employs a tailored investment process combining multiple analytical approaches and integrates legal-service pathways through attorney affiliations and referrals.

Steven Ferger is a CFP® and holds a Series 65 license with 10 years of industry experience. He has been with CGN Advisors, LLC since 2015 and has also worked as a self-employed professional since 1999. CGN Advisors provides financial planning, investment consultation, and portfolio supervisory services to a diverse client base that includes individuals, trusts, businesses, pension plans, and charitable organizations. The firm employs a variety of asset allocation strategies and tax-aware investment vehicles, frequently utilizing institutional third-party managers and conducting regular portfolio reviews.