Michael Santana is the sole advisor at Pembroke Wealth Management, LLC in Wilmington, NC, holding a Series 66 designation and bringing 16 years of industry experience. He worked at Edward Jones from 2010 to 2015 before founding Pembroke Wealth Management in 2015. Outside of his advisory role, Santana serves as a business consultant for several farming operations and manages multiple non-investment real estate ventures as a managing member or owner. Pembroke Wealth Management provides tailored, non-discretionary portfolio management and wealth consulting services to individuals, charitable organizations, corporations, and other entities. The firm emphasizes client approval for all transactions and employs a combination of technical and fundamental analysis along with modern portfolio theory in its investment recommendations.

Scot Stark is the sole advisor at Stark Strategic Capital Management, Inc. in Hampstead, NC. He holds the CFP® designation and Series 65 license and has 28 years of experience with his current firm. Stark Strategic Capital Management provides financial planning, counseling, investment supervision, portfolio management, risk management, and tax-planning advice primarily to individual clients. The firm manages approximately $18.4 million for about 19 clients and follows a structured six-step planning process, constructing tailored portfolios mainly using mutual funds and ETFs on a non-discretionary basis.

Brian Apple is the principal of Brian Apple Retirement Planning LLC in Hampstead, NC. He holds a Series 65 credential and has over 18 years of experience running Restoration Boatworks. Outside of advisory work, he is involved in volunteer tax-preparation services and is developing a book on Social Security and tax integration. Brian Apple Retirement Planning LLC provides comprehensive financial planning and individual investment management for individuals and high-net-worth clients. The firm emphasizes tax and Social Security integration and utilizes both third-party and custom model portfolios within a structured investment approach that includes fundamental analysis and asset allocation.

Nicholas Perkins is a financial advisor with CPR Investments Inc. in Hampstead, NC, holding a Series 65 designation and seven years of industry experience. He has been with CPR Investments since 2019 and also operates Perkins Retirement Planning LLC, which focuses on insurance products including life, annuity, health, long-term care, and Medicare sales. CPR Investments primarily serves individual investors and offers discretionary portfolio management through a multi-manager approach that includes third-party advisors and in-house tactical strategies aimed at reducing downside risk. The firm provides comprehensive financial planning, ERISA plan services, and sub-advisory arrangements, with a broader financial-product footprint including affiliated sales activities and advisory services for various financial products.

Zachary Clark is a financial advisor with McAdam LLC, holding a Series 65 designation and five years of industry experience. Prior to joining McAdam LLC, he worked at Woodbridge Kart Club and Uber. McAdam LLC serves individuals, trusts, estates, charitable organizations, corporations, and government entities, including high-net-worth households, providing financial planning, investment management, and retirement plan consulting. The firm manages client portfolios using fundamental analysis and periodic reviews, offering access to a range of securities, specialized investments, and integrated reporting tools.

Patrick Horwitz is a financial advisor with Silver Oak Securities, Inc. in Hampstead, NC, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Securities America Advisors, SSN Advisory, and SII Investments. Outside of advising, he serves as a board member of Stomp & Brew, a nonprofit that organizes beer and wine festivals benefiting children in need, and he is president of Summit Financial Group, LLC, which provides non-investment business consulting services. Silver Oak Securities, Inc. serves a broad client base including individuals, pension plans, corporations, and trusts through a network of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs with primarily discretionary investment management tailored to client objectives, incorporating individual securities, ETFs, mutual funds, and third-party strategist models.

Mindy Gallina is a Series 65 licensed advisor with William Joseph Capital Management, Inc., where she has worked since 2022. She has three years of industry experience and has held roles at Dileo & Charles Tax and Consulting Services, AMG Bookkeepers, and Young Living. Outside of her advisory role, she is a 50% owner of two entities involved in insurance sales and also provides educational and marketing services related to insurance through a separate firm. William Joseph Capital Management, Inc. is a multi-advisor firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm combines financial planning with portfolio management, using a mix of customized portfolio construction and third-party sub-advisors accessed through the AssetMark platform.

Daniel Cubbison is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and five years of industry experience. His prior work includes roles at W&S Brokerage Services and Western & Southern Life. He was also involved with the Boy Scouts of America for one year. Principal Securities provides brokerage and registered investment advisory services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel outside the United States. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jonathan Dell is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated group, providing both model portfolio and customized portfolio management under a fiduciary standard.

Keven Johnson is a financial advisor at Empower Advisory Group with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Merrill, Bank of America, and The Vanguard Group. Johnson is based in Hampstead, NC. Empower Advisory Group serves primarily employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders, offering financial planning and investment management through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its planning approach and manages a large participant base relative to its advisor headcount.

Karen Jerabek is a CFP® with nine years of industry experience, currently affiliated with Commonwealth Financial Network. She previously worked at Edward Jones and owns Harbor Blue Financial, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets through a broad platform of managed-account programs, third-party asset managers, and custody services.

Angela Johnson Moore is a financial advisor with First Citizens Investor Services, Inc. in Wilmington, NC, holding Series 63 and Series 65 credentials and 32 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Merrill, and PNC Wealth Management. She is also the owner of Lonnie ARJ Farms LLC, a farmland leasing business. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate/business entities. The firm employs a client process focused on financial needs assessment and diversified asset allocation using fundamental, quantitative, and technical analysis.

James Taylor is a financial advisor with First Citizens Investor Services, Inc. in Wilmington, NC. He holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to his current role, he worked five years at RCE Theaters. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate entities. The firm combines fundamental, quantitative, and technical analysis to create diversified portfolios and offers a range of services including portfolio management, wrap programs, and tax-aware financial planning.

Jason Younts is a financial advisor at Edward Jones in Wilmington, NC, with five years of industry experience. He holds a Series 66 designation and previously spent 23 years at Ocean City Chevrolet. Outside of his advisory role, he is involved in several closely held business ventures, including real estate investment LLCs and a general consulting LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers fiduciary advisory services alongside affiliated capabilities such as a trust company and proprietary funds.

Mara Wessell is a financial advisor with Edward Jones, holding the CFP® designation along with Series 63 and Series 65 registrations. She has 24 years of industry experience, including 17 years with Cantella and Co., Inc. Mara is based in Hampstead, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Daniel Ray is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and joined Edward Jones in 2024. Prior to his current role, Daniel held various positions in sales, marketing, and brokerage, including ownership of a marketing and media business and work as a yacht broker. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Cassandra Nagel is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity in various capacities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also engages in fund advisory and uses systematic methodologies incorporating AI and long-term asset allocation benchmarks.

Carolyn Finick is a CFP® and Series 66-registered advisor with eight years of industry experience. She has worked at Edward Jones since 2026 and previously spent ten years at UBS Financial Services Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

Brian Fernander Jr. is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and previously worked at Bank of America/Merrill Lynch before joining J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Anne Proukou is a Series 66-licensed financial advisor at Edward Jones in Hampstead, NC, with eight years of industry experience. She has been with Edward Jones since 2018 and previously worked at Nationwide Mutual Insurance Company from 2003 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Daniel Leighton is a financial advisor with Edward Jones in Rocky Point, NC, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Joseph Manion is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and three years of industry experience. He has worked at Thrivent since 2022 and previously held roles at Costco, Kroger, Mediu, LLC, and OnX Enterprise Solutions. Outside of advisory work, Manion owns and operates Serve Coffee, a coffee importing and subscription business focused on direct trade relationships. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial plans without discretionary portfolio management. The firm’s planning services cover a wide range of topics and can be combined with managed-account programs under a consolidated billing option.

Christopher Rosa is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Before joining Edward Jones in 2024, he served with the Town of Lloyd Police Department and the Town of Poughkeepsie Police, retiring in 2023. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various household and corporate types. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Jeffrey Morgan is a financial advisor with Edward Jones in Hampstead, NC, holding a Series 66 designation and eight years of industry experience. He joined Edward Jones in 2017 after two years at Kinetic Equity, LLC. Outside of his advisory role, he is co-manager of Anderson Morgan, LLC, a commercial property business in Wilmington, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Creighton Hayworth is a financial advisor with Ameriprise in Wilmington, NC, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2018, following five years at Syneos Health. Outside of his advisory role, he serves as treasurer for Steven D Felton, Inc. and is a board member of the UNCW Board of Visitors. Ameriprise provides retirement-income planning services for individuals with significant investable assets, offering tailored recommendation reports based on research and modeling. The firm combines advisory, brokerage, and insurance solutions through its large institutional platform.

Steven Felton is a financial advisor with Ameriprise in Hampstead, NC, holding a Series 63 designation and 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves on the boards of Duke Children’s Hospital and Health Center and NC Wesleyan University, and he creates and sells painted notecards with net proceeds benefiting Duke Children’s Hospital. Ameriprise offers retirement-income planning services for clients typically holding at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations delivered through a centralized consulting team.

Ellen Honeycutt is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at VALIC Financial Advisors, Western Southern Life, and W&S Brokerage Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Jeremy Bierlein is a financial advisor at Cetera with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Bank of America, Merrill, Edward Jones, and TD Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients nationwide, offering portfolio management, financial planning, retirement services, and access to third-party money managers through a multi-manager platform.

Trevor Yates is a financial advisor with Edward Jones in Wilmington, NC, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of advisors and branch offices.