Ashley Coake is a CERTIFIED FINANCIAL PLANNER™ professional with 13 years of experience in the financial services industry. She is the sole advisor at Cultivate Financial Planning, an independent firm she has led since 2018. Her prior experience includes roles at OLIO Financial Planning, Wealthcare Capital Management, and Stifel. Cultivate Financial Planning serves individual clients including high-net-worth households and employer plan sponsors, providing comprehensive financial planning, investment management, employee benefit plan consulting, and tax preparation services. The firm emphasizes client-specific investment policies utilizing both passive and active strategies and offers flexible fee arrangements beyond traditional assets-under-management models.

Amanda Donnelly is a financial advisor at GWN Securities Inc. in Radford, VA, with eight years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Virginia Retirement Specialists, Inc. for 17 years. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning offerings. The firm employs a mix of affiliated and unaffiliated sub-advisers and incorporates both strategic asset allocation and tactical market-timing strategies in its portfolio management.

Kevin Gilbarte is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Commonwealth and Cornerstone Financial Solutions since 2005. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including wealth management and retirement plan consulting, and offers advisors discretion to construct client portfolios from diverse securities and insurance products.

Braxton Gilmer is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and previously worked at H&R Block and the National Bank of Blacksburg. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports and comprehensive advisory solutions.

Benjamin Tuck is a financial advisor with Ameriprise in Blacksburg, VA, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior roles include positions at Eagle Strategies and New York Life from 2012 to 2020. He serves on the board of Habitat for Humanity of the New River Valley and is involved with Monuments Across Appalachian Virginia, providing business and financial guidance to regional nonprofits. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations through a centralized consulting team.

Anthony Billue is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has held positions at Avantax Advisory Services and several related entities for over two decades and currently serves as Chief Executive Officer of Clarion Wealth Management and Treasurer of Clarion Tax & Wealth Strategies. Billue operates a tax preparation and accounting practice as a sole proprietor. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides access to affiliated and unaffiliated investment managers across various program structures.