Farid Nadjibi is the principal of Farid Consulting and holds Series 63 and Series 65 licenses with two years of industry experience. Prior to his financial advisory career, he has been involved with Burlwood Gallery since 2006, engaging in jewelry, collectibles, decor, and building contracting. Farid Consulting is a sole-proprietorship investment advisory firm that offers discretionary and non-discretionary portfolio management, financial planning, and retirement/employee benefit account services to individuals, high-net-worth clients, and small businesses. The firm employs a tailored, goals-based investment approach across a wide range of asset classes, including equities, fixed income, options, private funds, real estate investments, and digital assets.

WHAT I DO: I help Locum Tenens physicians and advanced practice providers gain clarity about their finances, identify opportunities and pitfalls, and stay on track with a trusted accountability partner. WHY IT MATTERS: Three recurring concerns stand out in my conversations with Active Duty Military and Civilian physicians and advanced practice providers: Skill Atrophy – Concerns about staying clinically sharp and staying competitive due to limited patient volume or exposure to diverse clinical settings. Financial Catch-Up – After years of training, many feel the pressure to fast-track savings and build long-term financial security. Time Flexibility – A deep desire for greater control over one’s schedule to prioritize family, entrepreneurship, or personal goals. These pressures often lead physicians to pursue Locum Tenens work—part-time or full-time—for its higher earning potential and flexible structure. But with that flexibility comes greater financial complexity, making a clear strategy and support system more important than ever. HOW I DO IT: Together, we assess your strengths and gaps across the six pillars of financial planning: Cash Flow Management, Risk Management, Estate Planning, Tax Strategy, Retirement Planning, and Investment Management. Then, we develop action items over 3 months to strengthen your financial foundation. Clients are empowered to self implement recommendations or collaborate with us for efficiency and accountability. NEXT STEPS: Ready to take control of your financial future? Connect with me on LinkedIn or reach out directly at [email protected]—I’d love to learn more about your goals and how I can help. MORE ABOUT ME: I rediscovered my love for running three years ago thanks to one of my sons, starting with local 5Ks around the San Francisco Bay Area. Since then, I’ve become especially fond of the half-marathon distance, with races like the Oakland and San Francisco Half under my belt. Marathon training is next on the horizon, and I’m looking forward to the challenge. I also love exploring new places—favorites so far include Ilocos Sur (Philippines), Tokyo, Seoul, Busan, Barcelona, Lisbon, and London.

Dennis Noss is a financial advisor at Cayman Capital Management, Inc. with 12 years of industry experience. He holds Series 63, 65, and 66 licenses and has a background that includes roles in real estate, tax planning as an IRS Enrolled Agent, insurance sales, and commodity trading advisory. Noss currently operates as a Realtor and provides tax representation and strategic tax planning services. Cayman Capital Management, Inc. offers investment management and financial planning services primarily to individuals, families, trusts, and closely held businesses. The firm employs a selective client model and focuses on asset allocation and broad diversification using ETFs, mutual funds, equities, and bonds, managing portfolios on a non-discretionary basis with client approval required for trades.

Lawrence Grossman is a CFP®-designated financial advisor with 28 years of industry experience. He is the principal of Grossman Financial Management, an independent firm he has led since 1997. Prior to establishing his own firm, he worked at Archvest Wealth Advisors. Grossman Financial Management provides investment management and consulting services primarily for pooled vehicles and institutional-type clients, utilizing both fundamental and technical analysis. The firm offers tailored, non-discretionary advisory services, including financial planning and investment supervisory services, often on a fixed-fee or hourly basis.

Karl Hoagland is the principal of Longview Investment Management and holds the CFA® designation along with a Series 63 license. He has six years of industry experience and has been with Longview Investment Management since 2019. Outside of advising, he is the publisher and owner of UltraRunning Magazine. Longview Investment Management is an independent, sole-owner advisory firm serving individual and high-net-worth clients. The firm uses fundamental analysis to build concentrated, long-term equity portfolios and emphasizes dividend growth, tax-aware loss harvesting, and monthly account reviews.

David Mcinnis is the sole advisor at Madden Creek Advisors, an independent firm based in San Rafael, CA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Mcinnis has led Madden Creek Advisors since 2015. Madden Creek Advisors provides discretionary investment management and integrated financial planning to high-net-worth individuals, trusts, corporations, charitable institutions, foundations, endowments, and pension or profit-sharing plans. The firm employs a long-term, asset-allocation-centered approach grounded in Modern Portfolio Theory and tailors Investment Policy Statements to clients’ specific risk tolerances, liquidity needs, tax circumstances, and time horizons.

Paul Cordero is a CFP®-certified financial advisor with 14 years of industry experience, currently practicing at Attune Financial Planning, LLC in San Rafael, CA. He has been with Attune Financial Planning since 2011 and previously was involved with the Financial Planning Association of San Francisco from 2020 to 2023. Attune Financial Planning is a fee-only registered investment adviser that serves individuals, families, and business owners, particularly those nearing or in retirement. The firm offers comprehensive financial planning and wealth management using a passive, asset-class investment approach focused on tax efficiency, and provides both discretionary and non-discretionary advice tailored to each client’s tax situation, risk tolerance, and goals.

Thomas Porta is the sole advisor at Porta Investment Management in Vallejo, CA. He holds the CFP®, CFA®, and Series 63 designations and has 3 years of industry experience. In addition to advising, Porta is a licensed CPA, estate planner, and real estate broker. Porta Investment Management is an independent wealth management and investment advisory firm serving individuals, trusts, pension plans, corporations, and other business entities. The firm provides financial planning, retirement planning, and discretionary portfolio management, incorporating a core portfolio approach with exchange-traded funds and selective individual stocks, along with diversified holdings across multiple asset classes.

Patrick Beresh is a financial advisor at PMB Advisors with 25 years of industry experience. He holds a Series 66 designation and has been with PMB Advisors since 2002. In addition to his advisory role, he is a Certified Public Accountant and occasionally prepares individual tax returns. PMB Advisors serves individual and high-net-worth clients along with their trusts and estates, providing portfolio management and financial planning services. The firm builds personalized investment policies using fundamental and cyclical analysis and typically implements strategies with ETFs, mutual funds, and individual securities.

Jonathan Firestein is a financial advisor at Purpose Capital Advisors with five years of industry experience. He holds a Series 65 credential and has worked previously at Uplifting Capital, Inc. and Ascent Capital Management (U.S. Bank). Purpose Capital Advisors provides investment consulting to mission-driven organizations, wealth management firms, family offices, and foundations, focusing on impact investing and private capital. The firm offers services including investment research, manager selection, and business consulting, emphasizing bespoke impact frameworks that integrate financial analysis with social and environmental objectives.

Quincy Hall is a CFP® professional with 14 years of experience in the financial services industry. He founded Hall Financial Services, Inc. in 2018 after prior roles at Cetera Advisor Networks and Mass Mutual Investors Services. Hall also teaches financial planning concepts as a lecturer at The College of Marin Community Education and publishes educational content through his Advice Only business. Hall Financial Services, Inc. serves individual and high-net-worth clients with personalized financial planning and advisory services, offering standalone Advice‑Only™ planning engagements and coordinating with third-party investment managers for clients seeking ongoing portfolio management. The firm maintains a separation from asset management and product sales, focusing on educational content and selective use of outside managers.

Sammy Sung is a financial advisor with ALE LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been affiliated with ALE LLC since 2015 and is also involved in real estate brokerage through Exit Excel Realty and Exit Realty Team. In addition to his advisory role, he acts as a trustee for a family trust established in 1997. ALE LLC provides portfolio management, financial planning, and pension consulting services to individuals, pension plans, pooled investment vehicles, and business entities. The firm manages primarily non-discretionary accounts using a range of analytical methods and investment strategies, and is notable for its involvement in real estate brokerage, insurance distribution, and pension consulting.

Randy Benning is a CFP®-certified financial advisor with 33 years of industry experience. He is the principal of Benning Financial Group, LLC, an independent firm he has led since 2002. Prior to founding his firm, he worked at Triad Advisors, Inc. for nine years. In addition to his advisory work, he is also an insurance broker and owner, licensed with several carriers. Benning Financial Group provides discretionary portfolio management for individual investors, corporate entities, charitable organizations, and pension and profit-sharing plans. The firm employs a combination of fundamental and cyclical analysis and utilizes long-term, short-term, and trading strategies, including derivatives and option strategies, tailored to client objectives.

Much like you don't wait to join a gym until you're healthy, you shouldn't wait to work with a financial planner until you're wealthy. Unfortunately, the financial industry historically only wants to work with clients who have -insert any seven-digit-minimum amount of assets-. The good news is there are now plenty of financial planners who will gladly work with clients regardless of how much they have already saved. I am one of those planners. ;) I've been a financial planner for over a decade now, and I've worked lots of different clients from all walks of life. I've come to learn that sticking to the basics and keeping things simple is the best approach when helping clients develop a financial plan. My role is to help guide you on your path to financial freedom. New clients start with a financial plan. This is where we talk about your goals, time horizon, and all the numbers. We’ll review different scenarios so you can see what’s possible. By the end of the initial plan, you should be up and running, moving in the general direction of your goals. From there, we move to ongoing financial planning in which we meet semi-annually to monitor your plan and make adjustments when needed.

Matthew Wright is the principal of Wright Financial, LLC in Pleasant Hill, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. His career includes roles at Geneos Wealth Management Inc, Independent Financial Group, LLC, NPB Financial Group, LLC, and Seel & Wright, LLC. He also serves as a trustee for a family trust. Wright Financial, LLC provides investment management and financial planning services to individuals, trusts, estates, and small businesses. The firm manages approximately $74 million for around 118 clients, using a non-discretionary advisory approach based on Modern Portfolio Theory and a core-and-satellite investment strategy.

Edi Alvarez is a CFP® with 19 years of industry experience, currently serving as the sole advisor at AIKAPA since 2014. He is also the CEO of Dual Enterprises, a publishing business he founded in 1990 that produces niche books for smaller audiences. AIKAPA provides comprehensive wealth and financial planning services to individuals, families, trusts, and small businesses, with a client base that includes executives and business owners. The firm emphasizes financial plans as the foundation of its investment advice and offers both managed and guided planning models, incorporating diversified portfolios and ongoing education through seminars and a published blog.

Greg is a Fee Only Financial Advisor, supporting clients through all phases of financial life. Specializing in Employee Equity Compensation Planning, Greg helps clients understand their options related to ISOs, NQSOs, RSUs, ESPPs and more, working with clients to understand how to use their benefits to achieve their financial goals. Whether you have one or many financial questions, and need help deciphering your options, Greg can help you navigate your financial decision making.

Steven Toomey is the sole advisor at Wholeness Financial in Richmond, California, holding Series 63, 65, and 66 licenses with three years of industry experience. Prior to founding Wholeness Financial, he has held various roles including at Wells Fargo Investments and Morgan Stanley. Outside of financial advising, Toomey serves as CFO of Snout, Inc., a wellness payment plan business for veterinary clinics. Wholeness Financial is a California-registered investment adviser offering integrated financial planning and investment management services to individuals, trusts, small businesses, charitable organizations, and pension/profit-sharing plans. The firm develops personalized financial plans which guide discretionary investment management with an emphasis on asset allocation, automatic rebalancing, and ongoing portfolio monitoring.

Max Strasburg is the sole portfolio manager at Strasburg Asset Management Company LLC, holding a Series 65 designation with two years of industry experience. He previously worked at View Ridge Capital Management, LP from 2015 to 2020 and is also associated with SAMCO LLC. Strasburg Asset Management Company LLC is an independent, state-registered investment adviser serving high-net-worth individuals, businesses, and institutional clients. The firm employs a value-oriented, opportunistic strategy focused on common equity in developed markets, managing concentrated portfolios with a disciplined fundamental research approach.

Daniel Edwards is the sole advisor at Dan Edwards Investment Advisory Services, LLC, an independent firm based in Corte Madera, CA. He holds a Series 65 designation and has eight years of experience in the industry. Prior to founding his firm in 2017, he was self-employed for 11 years. Dan Edwards Investment Advisory Services provides portfolio management and limited consultation primarily to individual clients and couples, typically with a minimum investable amount of $100,000. The firm focuses on retirement-income planning through diversified portfolios mainly composed of Vanguard no-load mutual funds, offering personalized service including mailed quarterly summaries and optional research-based consultations.