Edward Nelson is a ChFC® credentialed financial advisor with 18 years of industry experience. He has worked at Clear Trace, LLC since 2007 and previously spent 11 years with Zeiders Enterprises, Inc. His background includes management consulting and information technology. Clear Trace, LLC offers personal financial planning, investment management, and education services to individuals, families, trusts, estates, and certain business entities. The firm employs strategic asset allocation and fundamental analysis to build diversified portfolios, utilizing model portfolios, automated tax-loss harvesting, and discretionary account management.

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Charles Reader is a CFP® and holds a Series 65 license with 10 years of experience in financial planning and investment management. He is currently the sole advisor at Illuminate Wealth Management, having previously worked at Different By Design Financial Planning and several other firms. Illuminate Wealth Management serves individuals, families, and small businesses, offering discretionary portfolio management, financial planning, and tailored services such as a virtual family office and virtual CFO engagements. The firm emphasizes fundamental analysis, diversified portfolios, and coordination with external specialists to provide comprehensive wealth management solutions.

Stephen Gibson is a financial advisor at Guidance Capital, Inc. in Louisville, KY, holding a Series 66 credential with 12 years of industry experience. His prior work includes roles at Money Concepts Capital Corp., JJB Hilliard W.L. Lyons LLC, and DMLO Wealth Planning, LLC. He is a board member of the Greater Louisville & LaGrange Baptist Health Foundation and a silent partner in a local bar and restaurant holding company. Guidance Capital provides investment advisory and related services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement-plan advisory services, utilizing customized, primarily long-term portfolios with diversified mutual funds, ETFs, individual stocks, and bonds.

Richard Walker is a financial advisor at Robert M. Walker & Associates with 26 years of industry experience. He holds a Series 65 designation and has been with the firm since 1998. Robert M. Walker & Associates provides discretionary investment supervisory services to individuals, trusts, estates, and pension and profit-sharing plans, using a combination of fundamental and technical analysis to tailor portfolios. The firm manages a relatively small client base and incorporates both traditional and newer asset classes, including digital assets and securities related to artificial intelligence, in accordance with client risk profiles.

Klein Stubbs is a financial advisor at Guidance Capital, Inc. with one year of industry experience. He holds a Series 65 designation and has previous experience working at Conviva Care Solutions, LLC and Humana, Inc. Stubbs is also the managing member and owner of an inactive CPA firm licensed in Kentucky. Guidance Capital provides investment advisory and related services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement-plan advisory services, using diversified portfolios and both fundamental and technical analysis.

Nicholas Whitmer is a CFP® with 12 years of industry experience, currently serving as an advisor at Guidance Capital, Inc. He has held positions at several firms including DMLO Wealth Planning, LLC, ARGI Financial Group, and Jefferson National Financial Corp. Whitmer is also a licensed insurance professional, dedicating a small portion of his time to that role. Guidance Capital provides investment advisory and related services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement-plan advisory services with a focus on customized, primarily long-term portfolios that utilize diversified mutual funds, ETFs, individual stocks, and bonds.

William Alsup is a CFP® and Series 65-licensed advisor with over three years of industry experience. He has worked at Guidance Capital, Inc. since 2022 and is currently associated with DMLO Wealth Planning, LLC and Private Client Services, LLC. Alsup is also a licensed insurance professional in a non-investment capacity. Guidance Capital, Inc. provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers customized, diversified portfolios using mutual funds, ETFs, stocks, and bonds, employing both fundamental and technical analysis while overseeing affiliated sub-advisers and related tax and estate-planning services.

Beau Handy is a financial advisor at Guidance Capital, Inc. in Louisville, KY, with 14 years of industry experience. He holds the CFP® and Series 66 credentials and has worked with firms including Money Concepts Advisory Service. Outside of his advisory roles, he serves on the executive board of the Heuser Hearing Institute and Learning Academy, which provides resources to deaf and hard-of-hearing patients, and is involved with nonprofit organizations such as Access Justice and The Handy Family Foundation. Guidance Capital provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering discretionary portfolio management and financial planning. The firm constructs customized, primarily long-term portfolios using diversified mutual funds, ETFs, individual stocks, and bonds, and may allocate client assets to other managers while performing ongoing oversight.

Ethan Ransdell is a financial advisor at Guidance Capital, Inc. in Louisville, KY, holding a Series 65 designation. He has one year of experience at Guidance Capital and prior work experience across various industries including aviation support, equine association management, and retail. Guidance Capital provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary portfolio management and financial planning with an investment approach that includes diversified portfolios using mutual funds, ETFs, stocks, and bonds, combined with both fundamental and technical analysis.

Gregory Ludwig is a financial advisor at Guidance Capital, Inc. in Louisville, KY, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Private Client Services, LLC, Money Concepts Advisory Service, and Shared Medical Services. He is also a licensed insurance professional in a non-advisory capacity. Guidance Capital provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans, managing approximately $384 million in discretionary assets. The firm employs a long-term investment approach using fundamental and technical analysis, with portfolio construction that includes mutual funds, ETFs, individual securities, and allocations to other managers.

Wyatt Callison is a CFP® professional with eight years of industry experience, currently serving at Guidance Capital, Inc. He has worked with multiple advisory firms, including DMLO Wealth Planning, LLC, and Private Client Services, LLC. His background also includes a period at Sherwin-Williams prior to entering the financial advisory field. Guidance Capital provides investment advisory and related services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary portfolio management and financial planning, using diversified portfolios that include mutual funds, ETFs, stocks, and bonds, and may allocate assets to other managers while providing ongoing oversight and performance reporting.

Erin Guilfoil is a financial advisor at Bookends Financial Planning with a Series 65 designation and one year of industry experience. Prior to joining Bookends Financial Planning, Erin worked at Dow Chemical for 18 years. Bookends Financial Planning serves individual, retirement plan, and corporate clients, managing approximately $288 million for around 500 clients through a six-person advisory team. The firm combines multiple analytical approaches in its investment advice and offers discretionary portfolio management, written financial plans, and access to various managed account programs.

Christopher Ward is a Series 65 licensed financial advisor with DMLO Wealth Planning, LLC, based in Louisville, KY. He has three years of industry experience and has worked at DMLO Wealth Management since 2021. Additionally, Ward serves as President and CEO of the CPA firm Deming, Malone, Livesay & Ostroff, P.S.C., where he provides management, tax planning, and business advisory services. DMLO Wealth Planning offers discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, businesses, and employee retirement plans. The firm constructs diversified portfolios primarily with mutual funds, ETFs, equities, and bonds, employing both internal due diligence and sub-advisors.

Tabitha Tiefermann is a CFP® professional with four years of industry experience, currently serving at Coats Financial Planning in Louisville, KY. Her work history includes positions at Coats Financial Planning, Belle Trace Financial Planning, E/Financial Alliance, and Western Kentucky University Center for Financial Success. Coats Financial Planning is a fee-only firm serving individuals, trusts, estates, and small businesses, including high-net-worth households. The firm uses a retainer model based on client complexity and emphasizes a long-term, buy-and-hold investment strategy with core holdings in no-load mutual funds and passive index ETFs.

Emily Beilman is a CFP® at Coats Financial Planning in Louisville, KY, with three years of industry experience. Her career includes roles at Belle Trace Financial Planning and Plancorp, LLC. Coats Financial Planning provides fee-only financial planning and investment management to individuals, trusts, estates, and small businesses, using a retainer fee model and emphasizing asset allocation with a long-term, buy-and-hold investment approach.

Anna Coats is a financial advisor with Coats Financial Planning in Louisville, KY, holding a Series 65 designation and 10 years of industry experience. She has worked at Coats Financial Planning since 2014 and is also the owner and principal of Via Lata, LLC, a small supply chain operations and compliance consulting firm. Additionally, she serves on the board of directors for the Valencia Villas at Landis Lakes Homeowners Association in an unpaid capacity. Coats Financial Planning is a fee-only firm that provides financial planning and investment management to individuals, trusts, estates, and small businesses. The firm emphasizes a long-term, buy-and-hold investment approach with an asset allocation focus and serves both typical individual clients and high-net-worth households.

John Stillwagon is a financial advisor with Alexander Investment Services Co. in Fisherville, KY, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with Alexander Investment Services Co. since 2012. Alexander Investment Services Company provides investment advice and portfolio management to individuals, retirement plans, trusts, estates, charitable organizations, medical and dental practices, and small businesses. The firm combines registered broker-dealer activity and municipal-securities capabilities alongside its advisory business, emphasizing personalized investment advisory agreements and client-driven allocation decisions.

Stuart Coats is a CFP® and Series 65-licensed financial advisor with 20 years of industry experience. He has been with Coats Financial Planning since 2000. The firm provides fee-only financial planning and investment management services to individuals, trusts, estates, and small businesses. Coats Financial Planning serves both typical individual clients and high-net-worth households, employing a retainer-based fee model and an investment approach focused on asset allocation and long-term, buy-and-hold strategies using no-load mutual funds and passive index ETFs.

John Frymire is a CFP®-certified financial advisor with 27 years of industry experience. He has been with Alexander Investment Services Co. since 2009. Outside of his advisory role, he is a minority shareholder in a small real estate investment company. Alexander Investment Services Company provides investment advice and portfolio management to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm integrates registered broker-dealer activities and municipal-securities capabilities with its advisory services, managing approximately $579 million in assets across about 1,300 clients.