Richard Gardner is a CFP® and Series 65-licensed financial advisor with 20 years of industry experience. He has been the sole advisor at Lionheart Financial Planning, Inc. since 2004. Lionheart Financial Planning, Inc. is an independent, fee-only firm serving individuals, charitable organizations, and small businesses. The firm provides comprehensive financial planning and investment management, emphasizing written plans, investment policy statements, and quarterly reporting, with a core-and-satellite investment approach that primarily uses passive index and ETF holdings.

Quiltina Smith is a financial advisor with The Financial T, LLC, holding Series 63 and Series 65 registrations and bringing 11 years of industry experience. She previously worked at First Command Advisory Services, First Command Insurance Services, and First Command Financial Planning. The Financial T serves individual clients and employer plan sponsors, focusing on non-discretionary portfolio management and comprehensive financial consulting. The firm employs a passive investment approach based on Modern Portfolio Theory, using index mutual funds and ETFs, and provides employee benefit plan consulting alongside regular account reviews.

Christopher Park is the sole advisor at Park Financial Planning Solutions, LLC in Stafford, VA, holding a Series 65 credential with one year of industry experience. He has concurrently worked at the Department of Justice since 2008. Park Financial Planning Solutions, LLC provides financial planning, portfolio management, consulting, and educational seminars to individuals, high-net-worth individuals, and families. The firm emphasizes client-specific investment plans using asset allocation, diversification, and strategic portfolio management, with a notable focus on non-discretionary asset management and public seminars, including sessions on the FERS retirement system for federal employees.

Nora Hartquist is a financial advisor with GuidedQuest, LLC, holding Series 63 and Series 65 designations and possessing 15 years of industry experience. She has been with GuidedQuest since 2016 and is also the owner and managing member of 50 Plus Digital, LLC. Additionally, she manages Hartquist & Noblet, LLC, an insurance agency involved in estate planning. GuidedQuest serves individuals, trusts, and estates by providing comprehensive financial planning, hourly consultations, and investment monitoring, referring clients to third-party portfolio managers for discretionary asset management rather than managing portfolios directly. The firm operates on a fixed and hourly fee model and does not take custody of client assets, conducting periodic reviews while sharing compensation with recommended third-party advisors.

Stephen Brown is a CFP® with 43 years of industry experience. He is president of King George Capital Management, Inc., where he has managed client portfolios since 1996. Prior to this, he worked at Capitol Securities Management starting in 2014. Outside of advisory work, he is involved in developing a family-owned land subdivision. King George Capital Management is a registered investment adviser with two advisors, managing approximately $31 million across around 56 client relationships. The firm offers discretionary and non-discretionary portfolio management, financial planning, and investment consulting for individuals, trusts, estates, and retirement accounts, employing both fundamental and technical analysis alongside active trading strategies.

Richard Weart is a financial advisor at King George Capital Mgmt, Inc. with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Equitable Advisors and AXA Advisors. Outside of his advisory role, he is involved in sales activities for ancillary products marketed to real estate agents through Dergalis Associates LLC and Realty Benefit Services. King George Capital Mgmt, Inc. is a small advisory firm managing approximately $40 million for around 56 clients. The firm serves individual investors, trusts, estates, and retirement accounts, offering portfolio management and financial planning with customized equity and fixed-income strategies, including both discretionary and non-discretionary services.

Kenneth Turner is a CFP® with 19 years of industry experience. He is the principal advisor at Next Up Wealth Advisors, LLC, an independent firm, and has previously worked at TMB, Inc. and Brightscape Investment Centers. Next Up Wealth Advisors serves individuals, families, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm uses fundamental analysis, asset allocation, and evidence-based techniques to manage diversified portfolios through mutual funds, ETFs, and selected alternative investments, offering both discretionary and non-discretionary management as well as pension plan consulting under ERISA fiduciary standards.

Patti Lerch is a financial advisor with GuidedQuest, LLC, holding a Series 65 designation and bringing 13 years of industry experience. She has worked with GuidedQuest since 2016 and with Harquist & Noblet since 2013. Outside of financial advising, she works as a paraprofessional supporting children with special needs in the Stafford County Public Schools system. GuidedQuest serves individuals, trusts, and estates by providing comprehensive financial planning, hourly consultations, and investment monitoring and referral services. The firm focuses on detailed client information gathering, coordinating with third-party advisors for portfolio management, and operates on a fixed and hourly fee basis rather than a percentage-of-assets model.

David Dyer is a financial advisor at King George Capital Management, Inc. He holds Series 63 and Series 66 designations and has 24 years of industry experience. He has been associated with Kingsbridge Capital Corp. for 26 years. King George Capital Management is a small advisory firm managing approximately $40 million for around 56 clients, including individual investors, trusts, estates, and retirement accounts. The firm offers customized equity and fixed-income portfolio management, financial planning, and investment consulting, utilizing both fundamental and technical analysis and occasionally employing margin and options strategies.

Isaac Flamenco is a financial advisor with Mutual of Omaha Investor Services, Inc., holding the ChFC® designation as well as Series 65 and Series 63 licenses. He has 13 years of industry experience and has been with Mutual of Omaha since 2011. In addition to his advisory role, he operates under the personal brand CertIrium Group LLC and works as an insurance agent specializing in life, health, long-term care, disability, critical illness, Medicare Supplement, and annuities. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm delivers managed solutions primarily through Envestnet and custodial services from Pershing, serving both non-high-net-worth and high-net-worth clients.

Tina Haines Anglin is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 66 credentials and 16 years of industry experience. Her career includes roles at J.P. Morgan Securities, Merrill, Bank of America, and First Command Financial Planning. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union, individual investors, and trusts by offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and combines its registered investment adviser and broker-dealer roles within a membership-focused structure.

Rhonda Carr is a financial advisor with LPL Financial based in Woodford, VA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining LPL Financial in 2021, she worked at Lincoln Financial Advisors for seven years. Outside of her advisory role, she owns Laurel Cliff Kennels, overseeing the care of dogs, and is involved in selling antiques and collectibles. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides discretionary and non-discretionary management supported by in-house and third-party research and offers various portfolio management and technology-driven solutions.

Destiny Pipkin is a financial advisor at Cetera with three years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to various program platforms and third-party money managers.

Daniel Goodwin is a ChFC® and holds a Series 66 license, with 18 years of industry experience. He currently works at Cetera and previously held roles at Avantax and other financial services firms. Outside of advising, he is an at-large board member of the Fredericksburg Masonic Museum Association, where he assists with fundraising and educational efforts. He also provides financial consultation for clients going through divorce under his Goodwin & Smith Financial Services DBA. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a broad nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, supporting a range of investment program structures and strategies.

George Snook is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Mass Mutual since 2004 and previously spent 15 years with Wienken Advisors, Ltd. Beyond his advisory work, he co-leads and instructs financial literacy seminars through Appalachian Financial Literacy Group, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Noah Lester is a Certified Financial Planner (CFP®) with 20 years of industry experience, currently serving as a financial advisor at Edward Jones since 2006. He is based in Stafford, VA, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a board member at Crossroads Vineyard Church in Fredericksburg, VA. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors.

Jaclyn Harbour is a financial advisor at Edward Jones with 5 years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2014. Outside of her advisory role, she has experience assisting as a backup photographer for a wedding photography business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large network of financial advisors and branch offices nationwide.

Domenick Snook is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and five years of industry experience. He has worked previously at Bloomberg L.P. and Citigroup, and currently co-leads financial literacy seminars as an instructor with Appalachian Financial Literacy Group, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides annual planning engagements using firm-approved software and educational seminars, emphasizing collaborative client relationships without discretionary investment authority.

Liam Campbell is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and possessing five years of industry experience. He has worked at MassMutual Life Insurance Co. and Mass Mutual Investors Services since 2021 and co-leads educational seminars as an instructor for Appalachian Financial Literacy Group, LLC. Prior to his financial services career, he spent ten years with NEO Enterprises/Once Upon a Child. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars using firm-approved tools to deliver written recommendations tailored to client goals.