Joseph Cearlock is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has a background that includes roles at Avantax entities and ownership of an accounting and tax preparation firm, LCB CPAs & Advisors, Ltd. Cearlock is involved in community and religious activities, serving as chairman of the church council at First United Methodist Church and as an elder and vice president of The Way Church of Fayette County. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning options, utilizing a multi-manager platform with access to affiliated and third-party managers.

Brent Frey is a CFP® professional with four years of experience at Edward Jones. Before joining Edward Jones in 2022, he worked for Walmart for 21 years. He is a member of FKF LLC, a recreational farm property business in Highland, Illinois. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, with a nationwide network of financial advisors and a broad set of affiliated capabilities.

Brock Brannon is a financial advisor at Cetera with 20 years of industry experience. He holds a Series 66 designation and has worked previously with Cambridge Investment Research and Investment Centers of America. Brannon serves as treasurer for the Vandals Sports Booster Club in Vandalia, IL. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including access to third-party managers and bespoke strategies, supported by over 10,000 advisors and approximately $256 billion in assets under management.

Grant Wells is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and four years of industry experience. His background includes roles at Charles Schwab, TD Ameritrade, Northwestern Mutual, and various positions outside finance, including event services and retail. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by its Center for Financial Research.

Patrick Maag is a financial advisor with Edward Jones in Vandalia, Illinois, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he is a shareholder in a separate business, Patrick Maag Incorporated, based in Land Clayton, New Mexico. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Mark Burnam is a financial advisor at Cetera with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Insurance Agency and Avantax Investment Services from 2021 to 2025. He is also a member and partner in LCB Wealth Management, a partnership unrelated to investment advisory activities. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts, offering diversified portfolio management and financial planning services through a multi-manager platform.

Scott Kramer is a CFP® professional with eight years of industry experience, currently affiliated with Cetera. He has worked at Edward Jones and operates a family farm in Farina, IL. He also serves as a board member for Saint Elizabeth Ann Seton Catholic Church and the Vandalia Lions Club. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad range of clients, including individuals, retirement plans, and institutional accounts. The firm provides diversified investment management options through multiple program structures and a large network of independent advisors.

Aaron Alderson is a CFP®-certified financial advisor with 12 years of industry experience, all of which he has spent at Edward Jones since 2014. He holds a Series 66 designation and is based in Vandalia, Illinois. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Melanie Bowles is a financial advisor with Edward Jones in Vandalia, IL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Edward Jones since 1999. Outside of her advisory work, she is involved in farming and owns farm income businesses in Vandalia, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment and advisory services supported by a large network of financial advisors and branch offices nationwide.

Beth Hawk is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. She previously worked at Avantax Advisory Services and Avantax Investment Services Inc. In addition to her advisory role, Hawk is a partner and CPA at LCB CPAs & Advisors, Ltd, a public accounting firm, and she serves as a council member and check signing authority for St. James Evangelical Lutheran Church, where she participates in religious and community activities. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management strategies, financial planning, and consulting services, supporting both discretionary and non-discretionary accounts.