John Oxley is a financial advisor with Oxley Capital Management, LLC, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. Prior to founding his current firm in 2018, he worked at USA Financial Securities Corporation and Freedom Financial Strategies. He is also a licensed insurance agent involved in life insurance and annuity sales. Oxley Capital Management provides financial planning and investment consulting primarily to individual and high-net-worth clients. The firm recommends unaffiliated third-party managers and focuses on planning and monitoring rather than discretionary asset management.

Bradley Kaplan is a CFP® professional with 29 years of industry experience, currently serving at Kaplan Wealth Management, Inc. He has also worked with LPL Financial for over a decade. Kaplan is based in Cape May, NJ. Kaplan Wealth Management provides financial planning and discretionary wealth management services to individuals, trusts, estates, and business entities. The firm manages roughly 287 client accounts with about $89 million in discretionary assets, employing a mix of mutual funds, ETFs, independent managers, and algorithm-based models to tailor portfolios to client needs.

Ralph Schellinger is a financial advisor with PTS Brokerage, LLC and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 29 years of industry experience and has been with PTS Brokerage since 2005. In addition to his advisory work, Schellinger independently sells life and health insurance products. PTS Brokerage, LLC offers investment supervisory services, financial planning, and money management to individuals, estates, trusts, and retirement plans. The firm employs an active, tactical investment approach combining fundamental and technical analysis, and manages both discretionary and non-discretionary portfolios.

Eric Sjolund is a financial advisor at Altitude Capital Management LLC with 14 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Altitude Capital Management since 2015. In addition to his advisory role, Sjolund operates Sjolund Financial Services and is also licensed as an insurance agent, selling various insurance products. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high net worth clients. The firm employs a multi-team approach to tailor strategies based on client objectives and risk tolerance, managing $103.6 million in discretionary assets.

Dennis Pelaez Robles is a financial advisor at TD Private Client Wealth LLC with six years of industry experience. He holds a Series 66 designation and has worked at several firms, including Edward Jones and Wells Fargo Clearing. Outside of his advisory role, he has worked as a server at Tomatoe's and as a rideshare driver for Uber and Lyft. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, employing a mix of strategic and tactical asset allocation through both affiliated and third-party managers.

Garrett Hynson is a Series 66-credentialed financial advisor with 11 years of industry experience. He has worked at Commonwealth Financial Network since 2020 and previously spent five years with Axa Advisors, LLC. Hynson is also a member and part-owner of True North Financial Planning, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody services.

Matthew Rotella is a CFP® with 32 years of industry experience. He is currently with Steward Partners Investment Advisory, LLC and has held positions at Steward Partners entities since 2024. Prior to this, he worked at Ameriprise for 19 years and co-managed Burklow & Rotella, LLC for 25 years. Outside of advisory work, he manages several real estate management and rental businesses, serving as owner and managing member. Steward Partners Investment Advisory, LLC is a national SEC-registered RIA overseeing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering investment advisory, financial planning, pension consulting, and managed account programs through a variety of portfolio management solutions and third-party managers.

Walter Shoczolek Jr. is a financial advisor at SPC with 18 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Avantax Advisory Services and Avantax Investment Services, and he has been a partner at Pierce Guyon & Shoczolek since 1986. Outside of his advisory work, he is involved in tax preparation and accounting through Pierce Guyon & Shoczolek, PA, and other related business entities. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, offering portfolio management, financial planning, and ERISA-related retirement services through a network of over 460 advisors. The firm provides discretionary and nondiscretionary management options and maintains a corporate structure that integrates affiliated broker-dealers and insurance agencies alongside fiduciary services.

Robert Castellani Sr. is a financial advisor with Lincoln Investment, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. His career includes roles at Princor Financial Services Corporation, Principal Life Insurance Company, and multiple positions within the Lincoln Investment organization. He is also the sole owner and managing member of The Castellani Group, LLC, a financial services business affiliated with his Lincoln activities. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of model portfolios using both strategic and tactical investment approaches.

Eric Gartland is a financial advisor at Oppenheimer with 35 years of industry experience. He has been with Oppenheimer since 1992 and holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Robert Jones Jr. is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital offering that uses algorithm-driven risk assessments and approved model strategies managed by PNC or third-party strategists.

John Crosby is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes roles at multiple Ameritas entities and other firms such as TD Wealth Management Services and Legg Mason Wood Walker. Outside of advisory services, Crosby is involved in succession and exit planning for small to mid-size business owners and has served as a professional witness in cases related to suitability and sales practices involving insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable product subaccounts, supporting advisory relationships through risk questionnaires, model portfolios, and ongoing consulting.

Byron Frey is a CFP® professional with 23 years of industry experience, currently serving at Creative Planning since 2012. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a property owner of multiple rental houses in New Jersey. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and a centralized investment infrastructure.

Martha Busser is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. She holds Series 63 and Series 65 designations and previously worked for Wells Fargo Advisors for 15 years before joining Janney in 2024. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients with a range of brokerage, financial planning, and advisory services.

Tod Shoffler is a CFP® credentialed financial advisor with 29 years of industry experience, currently affiliated with LPL Financial and Crest Savings Bank since 2007. He holds Series 63 and Series 65 licenses and is based in North Cape May, NJ. Outside of his advisory work, Shoffler holds a real estate sales license and is involved in managing personal real estate investments. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Steven Kraus is a financial advisor with Wells Fargo Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Kraus has ownership interests in two related investment entities and serves as power of attorney for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and tools, serving clients through a broad range of planning services including specialized areas such as business-owner transition and special-needs planning.

Felix Quintanilla is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Merrill, and entrepreneurial ventures such as Steve N Cookies and Quintanilla Cargo Express. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Laura Norman is a financial advisor with Morgan Stanley in Stone Harbor, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is involved as a member and officer in several investment-related entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Ashley Moore is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James since 2018, following prior roles at Cetera Investment Advisors and Sturdy Savings Bank. Outside of her advisory duties, she is involved with Sturdy Financial Services, the marketing arm of Sturdy Savings Bank’s investment department. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and serves a broad client base through a large advisor network.

Kevin Farrell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 35 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2013 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.