Daniel Venable is a Series 65-credentialed advisor with two years of industry experience. He is currently with Big Investment Services and previously worked at Boothe Investment Group, Inc. Outside of financial services, he has experience at Beracah Homes, Inc. and Enterprise Rent-A-Car. Big Investment Services provides discretionary investment management and comprehensive financial planning to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a tactical index investment approach using index mutual funds, ETFs, and select individual equities, and offers distinctive services such as a wrap-fee program and third-party securities class-action claim monitoring.

Steve has always felt that his role as an advisor should exclusively be to serve those who have put their trust in him and to do it to the best of his abilities, by any means necessary. So, he decided to take a step that many advisors are increasingly considering: 1. Transitioning to a fee-only model. 2. Requiring that all clients are always served in a fiduciary capacity. 3. Taking ownership and control of his practice. He believes this approach realigns his incentives with his clients' best interests and empowers him to develop financial plans free from undue influence. In his free time, Steve also serves on the board of the Societa Da Vinci, a local non-profit focused on providing educational grants and supporting cultural events around Italian heritage. Steve is also an avid traveler and hiker. One of his life’s goals is to visit all 63 US national parks among various other outdoor adventures like shark diving.

Anna Hibbitt is a Series 65 credentialed financial advisor at Big Investment Services with four years of industry experience. She previously held multiple roles at Boothe Investment Group, Inc. Outside of advising, she is a partner at Excel Bookkeeping, a nonprofit organization providing consulting, training, bookkeeping, and grant writing services. Big Investment Services offers discretionary investment management and comprehensive financial planning to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm manages approximately $425 million and employs a tactical index investment approach that integrates fundamental, technical, and cyclical analysis to adjust portfolios within client risk tolerances.

Zachary Stone is a financial advisor at CSG Financial with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Diamond State Financial Group and Cetera Advisor Networks. CSG Financial provides investment management, financial planning, and retirement plan services to individuals, high-net-worth clients, and employer plan sponsors. The firm combines passive and active strategies with discretionary trading and offers alternative investment options, including potential cryptocurrency exposure.

Shane Galante is a CFP® certificant with five years of industry experience, currently serving as a financial advisor at CSG Financial. Prior to joining CSG Financial, he held positions at Cetera Advisor Networks LLC and Diamond State Financial Group. In addition to his financial advisory work, Mr. Galante is a registered nurse at a mental health clinic. CSG Financial provides investment management, financial planning, and retirement plan services to individuals, high-net-worth clients, and employer plan sponsors. The firm employs a blend of passive and active strategies, offers alternative investment options including cryptocurrency, and serves a range of clients through a small team of three advisors.

David Boothe is a financial advisor at Big Investment Services with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors Financial Network LLC for nine years before joining Boothe Investment Group Inc. His outside business activity includes a partnership in DL FIVE LLC. Big Investment Services offers discretionary investment management and comprehensive financial planning to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a tactical index investment approach and sponsors a wrap-fee program that combines advisory services with most transaction costs.

Rachel Benton is a financial advisor at Big Investment Services with a Series 65 designation and one year of industry experience. Her prior work includes roles at the State of Delaware and Postal Impact. Big Investment Services provides discretionary investment management and comprehensive financial planning to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm manages approximately $425 million across about 617 client relationships and employs a tactical index investment approach that integrates index funds, ETFs, and select individual equities guided by multiple analytical methods.

Robert Kaehler is a financial advisor with Chapin Davis, Inc. He holds the ChFC® designation and securities licenses Series 63, 65, and 66, and has 24 years of industry experience. His prior roles include positions at Avantax Investment Services, Hornor Townsend & Kent Inc, and J.P. Morgan, as well as serving in the U.S. Air Force for 24 years. He has also taught at Wilmington University and the University of Delaware. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts, managing approximately $539 million in assets across several hundred client relationships. The firm employs a combination of fundamental and technical analysis and offers discretionary and advisory portfolio management through a multi-advisor team.

Paul Maynor is a financial advisor with Onyx Bridge Wealth Group LLC in Dover, DE, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining Onyx Bridge in 2021, he worked at Ameriprise Financial Services for seven years. He is also involved in independent insurance brokering, including fixed annuities with multiple carriers. Onyx Bridge Wealth Group serves individuals, trusts, pension and profit-sharing plans, and corporate entities by offering discretionary and non-discretionary asset management, financial planning, and retirement plan consulting. The firm employs asset-allocation strategies using third-party research and provides tailored portfolio management with ongoing reviews and rebalancing.

Peter Oldziey is a CFP® professional with 40 years of experience in the financial services industry. He has been with Vicus Capital, Inc. since 2001 and also worked at Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he serves as treasurer for the Dover Interfaith Mission for Housing, a homeless shelter, and is involved with the Spiritual Assembly of the Baha'i of Dover as secretary. Vicus Capital serves a diverse client base, including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm combines fundamental and technical analysis with a range of strategies, providing tailored advisory services and specialized fiduciary consulting.

Brett Emmons is a financial advisor with Vicus Capital, Inc. and holds the Series 66 designation. He has eight years of industry experience and has also been involved with Ideal Life Financial Planning, BE Life Institute, LLC, and New World Financial, Inc. Outside of his advisory roles, he serves as a board member of the Delmarva Youth and Family Institute, mentors youth through the Atlantic Regional Training Institute, and offers leadership coaching through the BE Life Institute, LLC. Vicus Capital provides investment management and financial planning services to individuals, businesses, trusts, and employee benefit plan sponsors, utilizing a mix of discretionary and non-discretionary strategies. The firm emphasizes retirement-plan consulting and fiduciary services, offering a range of model portfolios and third-party manager access tailored to client needs.

Scott Melnick Jr. is a CFP® professional at PNC Wealth Management with 12 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 11 years before joining PNC Investments LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that uses algorithmic risk assessment and implements portfolios via mutual funds and ETFs with annual rebalancing.

Sandra Lawter Otoole is a CFP® professional affiliated with Principal Financial Services who has 27 years of industry experience. She has been involved with Principal Securities Inc and Principal Life Insurance Co since 2011 and has operated Lawter Otoole Wealth Management LLC since 2012. Outside of her advisory role, she serves as Vice President of BLOKAMP, LLC, a family-managed LLC. Principal Securities provides brokerage and registered investment advisory services to a varied client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under multiple advisory and promoter arrangements.

Roberts Mckeldin is a financial advisor at Bankers Life Advisory Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Bankers Life Securities, Inc. since 2016, ProEquities, Inc. since 2010, and Bankers Life And Casualty Co. since 1990. Outside of advisory work, he is a rental property owner. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment process focuses on customized asset allocation, tax efficiency, and a blend of fundamental and technical analysis.

Michael Cecchine is a financial advisor with Kestra Advisory Services, holding Series 66 and Series 63 credentials. He has been in the financial services industry since at least 2016, with prior roles at Ally Invest Securities, JPMorgan Chase Bank, Citizens Bank, and AXA Advisors. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors, institutional investors, and individuals. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms, managing approximately $79.8 billion in assets.

Jose Echeverri is a financial advisor at AE Wealth Management, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Delaware State University and Swan Financial Group, where he serves as president of an insurance agency. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm uses discretionary model portfolios and multiple investment strategies, managing approximately $49.8 billion for over 127,000 clients.

Brianna Felts is a financial advisor with First Command Advisory Services in Dover, DE, holding Series 63 and Series 65 licenses with 11 years of industry experience. She has been with First Command since 2015 and also owns Bri Marie LLC, a business entity established to operate her advisory activities. First Command Advisory Services is an SEC-registered firm serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Raymond Book III is a financial advisor at Savant Wealth Management with 25 years of industry experience. He holds the PFS™ designation and Series 65 license. His prior experience includes roles at Artisans Bank, Wealth Management Group, LLC, and R. F. Book & Co. CPAs. Outside of advising, he is involved in equipment leasing and life insurance monitoring through Book & Associates Leasing, LLC. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related advisory services. The firm combines evidence-based asset allocation with actively managed strategies and offers integrated accounting, legal, and trust services through affiliated entities.

Alexandra Olah is a financial advisor at First Command Advisory Services with five years of industry experience and holds a Series 66 designation. She has served as a volunteer attorney at Delaware Law School and previously worked with the State of Delaware’s Division of Substance Abuse and Mental Health. Olah also owns Olah Corp, which supports her advisory business. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs, using a centralized investment management team to design and manage model portfolios with discretionary authority under an investment management agreement.

Kimberly Provo is a financial advisor at First Command Advisory Services with 25 years of experience in the industry. She holds Series 63 and Series 65 credentials and has been with First Command since 2001. Outside of financial advising, she owns and operates a salon business and manages leasing suites through a separate enterprise. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Matthew Biggs is a financial advisor with Kestra Advisory Services, LLC, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Co. He serves as a committee member on the Finance and Audit Committee for the Most Worshipful Grand Lodge of A.F. & A.M. of Delaware. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers a range of services such as fiduciary consulting, plan-level investment advice, and employee education, serving clients that include large institutional investors and sovereign wealth funds.

Nataliya Zook is a CFP® professional with eight years of industry experience, currently serving at Savant Wealth Management since 2023. Prior to joining Savant, she worked at Raymond F. Book & Associates and Wealth Management Group, LLC from 2017 to 2023, with earlier roles at Citizens Securities Inc. and Citizens Bank. Savant Wealth Management provides comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm employs a blended investment approach combining evidence-based, model-driven asset allocation with actively managed strategies, supported by affiliated accounting, legal, and trust services.

Christine Lawrence is a financial advisor at Savant Wealth Management with 24 years of industry experience. She holds a Series 65 designation and previously worked at Wealth Management Group, LLC, and R. F. Book & Co., CPAs. Outside of advisory services, she has been involved in equipment leasing and life insurance monitoring through separate business entities. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, financial planning, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies overseen by an investment committee, supporting a broad range of client needs through its scale and integrated affiliated services.

William Paradee III is a financial advisor with Commonwealth Financial Network in Dover, Delaware, holding a Series 66 designation and 24 years of industry experience. He has operated Paradée Financial, LLC since 2011 and serves as its president and sole owner. Outside of his advisory role, Paradee is a State Senator for Delaware and a special trustee member of the investment committee for the Delaware Technical and Community College Education Foundation. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm provides a range of advisory programs, investment management services, and back-office support, allowing advisors to offer customized portfolio solutions and access to model portfolios managed by its Investment Management and Research team.

Ronald Vascik Jr. is a financial advisor with Savant Wealth Management, holding a Series 65 designation and 25 years of industry experience. He previously worked at Wealth Management Group, LLC for 22 years and R. F. Book & Co. CPAs for 34 years. Outside of his advisory role, he is a member of RF BOOK REALTY, LLC, a real estate rental business. Savant Wealth Management provides wealth management, portfolio management, financial planning, and family office services to individuals, families, institutions, and high-net-worth clients. The firm employs a blend of evidence-based, model-driven asset allocation and actively managed strategies, supported by affiliated accounting, legal, and trust services.

Christopher Clifford is a financial advisor at PNC Wealth Management with 12 years of industry experience. He holds the Series 66 designation and has worked within various PNC entities since 2015. He is based in Dover, Delaware. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital Portfolio Solutions Strategist offering for employees. This program uses algorithm-driven risk assessments and approved model strategies executed via mutual funds and ETFs, with portfolio management delegated to third parties.

Joanna Daneman is a financial advisor at Edward Jones with 21 years of industry experience. She has held Series 63 and Series 66 designations and has been with Edward Jones since 2004. Outside of her advisory role, she participates in book reviewing through an Amazon-related activity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a broad nationwide network of financial advisors and branch offices.

Adam Insley is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Hobby Lobby Stores Inc. and has teaching experience at Salisbury University and Wor-Wic Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anna Touchard is a financial advisor with Merrill in Dover, Delaware, holding a Series 66 designation and 32 years of industry experience. She has worked at Merrill since 1991. Outside of her advisory role, she serves as a consultant for Meleleuca, a company involved in the sale and use of home products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Houston is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior roles include positions at BlackRock and Morgan Stanley. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Alicia Baione is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2024, she was self-employed and held roles at Postal Impact LLC and Embrace Delaware Inc. She is designated as a second successor statutory durable power of attorney for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individual and institutional clients, including high-net-worth individuals and pension plans.

Harriet Sarblee is a financial advisor at Primerica Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Primerica Financial Services since 2017. Outside of her advisory role, she owns Sarblee & Associates, LLC, a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and limited separately managed accounts primarily to individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Kathleen Hawkins is the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management. She has been working in the financial services industry since 1998 and joined Merrill Lynch in 2004. In her role, she focuses on building long-term relationships with clients to assist them in meeting their investment needs through various life stages. Kathleen helps clients develop financial strategies aimed at achieving goals such as wealth accumulation, funding education, retirement planning, and transferring assets to future generations. She maintains ongoing engagement with clients to identify suitable investment opportunities aligned with their objectives. Her client focus areas include college education planning, retirement income, philanthropic planning, socially responsible investing, and services for endowments and non-profits. She holds a Bachelor's degree in Finance from the University of Delaware and an MBA from Drexel University. Kathleen is a CERTIFIED FINANCIAL PLANNER® professional, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). She serves as a Trustee of the University of Delaware and is involved with the CenDel Foundation and Christ Episcopal Church. Kathleen lives in Smyrna, Delaware, with her husband and son and enjoys cooking, gardening, and spending time with her family.

Katherine Jones is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. She has worked at LPL Financial since 2021 and has been associated with M&T Bank since 2016. In addition to her advisory role, she is a commissioned notary in the state of Delaware. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and access to third-party asset managers, supported by a large network of investment adviser representatives.

Christopher Smith is a CFP® and ChFC® credentialed financial advisor with Edward Jones, where he has worked for 18 years. He is based in Dover, DE, and holds the Series 66 license. Outside of his advisory role, he has involvement in several real estate management ventures in Delaware and Maryland. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

H Connell is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1994 and Bank of America since 2011. Outside of his advisory role, he serves as an advisory board member for the Glasgow Lions Club, a charitable organization based in Delaware. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jim Brady Jr. is a financial advisor with Edward Jones in Dover, DE, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2022, he worked at Citigroup and held roles at Simonik Transportation, Rider University, Rutgers University, Galloway Panting, and Petrosh's Big Top. Outside of his advisory work, Jim serves as an assistant wrestling coach at St. Augustine Prep in Richland, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Ryan George is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked at OSAIC since 2015 and has previous experience with Ward & Associates and First Independent Advisory Services, Inc. Outside of his advisory role, he owns and manages a logistics and supply chain franchise, Globaltranz. OSAIC serves a wide range of retail and institutional clients through an extensive network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various tools and third-party managers to construct diversified portfolios tailored to client needs.

Courtney Duncan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with the firm since 2014, focusing on providing guidance in areas such as college education planning, personal retirement planning, socially responsible investing, and wealth management for women. Courtney earned a Bachelor's Degree from the University of Delaware in 2013. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She actively participates in her community through the CenDel Foundation, a board on which she serves, aimed at fostering philanthropy in Central Delaware. Outside of her professional role, Courtney enjoys activities such as cooking, drawing, knitting, music, painting, reading, and spending time with her family. She lives in Dover, Delaware with her husband.

Wayne Creeden Jr. is a CFP®-designated financial advisor with 18 years of industry experience, currently affiliated with LPL Financial. He previously worked at Bankers Life Advisory Services and related entities for nearly two decades. Outside of his advisory role, he is president and owner of Creeden LLC and serves as CEO of IRACARE LLC, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by advanced operational tools.

Wendy Rust is a Series 66-registered financial advisor with Merrill, bringing 22 years of industry experience. She has worked at Merrill since 2000 and concurrently with Bank of America, N.A. since 2011. Outside of her advisory role, Rust teaches a high school business class at Lake Forest High School in Delaware. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lee Moran is a financial advisor with Edward Jones in Smyrna, DE, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he is involved in farmland and residential property rentals through several privately held entities. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated services through a nationwide network of financial advisors and branch offices.

John Ohlson is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His career includes prior roles at Neuberger Berman, Charles Schwab & Co., Inc., RMB Capital Management, and Michael Paul Armstrong. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Alexander is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2015 and focuses on providing goal-based planning and comprehensive investment advice for individuals, families, and small businesses. His expertise includes portfolio management services, retirement income planning, and family wealth management strategies. Nick holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Plan Fiduciary Advisor (CPFA®) designations, as well as registrations including Series 7 and 66. He earned a Bachelor's degree in Finance from the University of Delaware in 2006. Prior to joining Merrill Lynch, he had eight years of experience in the financial services industry. In addition to his professional work, Nick volunteers with the Delaware Financial Literacy Institute and serves on the board of directors for the non-profit organization Arise. He is a member of Grace Presbyterian Church in Dover, Delaware. Nick resides in Hartly, Delaware with his wife and four children and enjoys camping, golfing, and hunting.

Nancy Herlihy is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. She has worked at Bank of America, N.A. since 2011 and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, with a range of portfolio implementation approaches including tax-aware and cash management options.

Philip D’elia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Amazon. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence to inform non-discretionary investment recommendations.

Jeffrey Drury is a financial advisor with LPL Financial, holding the CFP® and Series 66 designations and possessing 19 years of industry experience. Prior to joining LPL Financial in 2024, he held various roles at firms including Bankers Life Securities Inc. and Massmutual. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and technology tools.

Lynn Redding is a financial advisor at Merrill with a Series 66 designation and over 30 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.